"Arkansas wants federal money from storm damage"
At least you get this right. Disaster relief is as often as not treated as a jackpot for state government. 'Free' money, good PR, fix whatever they care to, even if it isn't complete, and fairness is of no consequence.
Our current Administration is trying to redirect primary responsibility to states, they know better the real risks and needs, or should.
Living in the Phoenix area, I have flood insurance. this year to cost close to $1800. Why? First, because we get thunderstorms (monsoons they are called out here) that could, every 100 years or so, overwhelm the drainage systems, and my home is 6 inches below the flood risk level. My neighbors 25 feet to the east and 50 feet south of me, no need for flood insurance. My neighbors 15 feet to the west, and those north of me, yup. Why nearly equal to my hazard insurance? Because FEMA must make me share the risks of those in peril from hurricanes, for instance, in places where these occur at least every decade, or more often, and are compelled to build back the same - assuring us of further expenses to build back the same again. And often build back worse, as contractors too often build substandard replacements, and local authorities fail to even detect flawed construction, much less compel remediation.
So, does Arkansas fail to plan for such contingencies, knowing FEMA will swoop in and fix it all, and it will be taxpayer money from all the country, thereby avoiding the burden of having to pay the bill, and gaining the benefit of blaming someone else?
And the affected people of Arkansas? They will be left holding the empty bag, indeed.