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Comment Re:hands-free kit (Score 2) 158

There is such a thing as a hands-free kit. Fix that phone someplace accessible with such a kit, and you're good to go. But hold it to your ear for phoning, and you'll get fined. At least, that's pretty much it for most, if not all of Europe.

Pretty much this. It's been the law for years in every developed country that any mobile device, even when used as a navigation aid, must be secured to the vehicle in a cradle (holder). Its the same in the UK, Australia, New Zealand, I'd be very surprised if it were not very similar over on the continent or in Japan. Most countries even specify that it must be able to be used without interacting with the screen.

I've a Kenu Airframe that attaches to the AC vent because I don't like anything obscuring my windscreen. Cost £20 and that's expensive for a phone holder.

Comment Re:I'm worried more about (Score 1) 45

I'm not so convinced that it's unacceptable in this day and age. I mean, it's a word in the dictionary, for one. He's not wrong that users are worried about enshitification under the new CEO and with an IPO coming up. Discord isn't exactly trying to replicate Microsoft and target the professional demographic either... it's still mostly gamers, who aren't exactly known for their couthness. Your point did drive home how different the times are from when I was a kid: when you would get in less trouble for literally biting someone than you would for swearing after having been bit. In retrospect, that was pretty fucked up and I was right to tell off those adults.

I think you missed the caefully hidden sarcasm in the OP's post:

Such cocksuckingish fuckassery of cuntish twatwaffles, if you ask me!

For what it's worth, I agree with you, knowing how to use profanity correctly is a sign of intelligence, using it incorrectly is a sign of the opposite... I guess profanity is the same as most other parts of the language. Using profanity correctly adds impact and emphasis to an argument or statement. However it's best to treat profanity as a valuable and rare commodity, used judiciously it has a phenomenal impact, however flooding the market makes that commodity worthless so effin' and jeffin' every second word doesn't have any effect on your statement, other than pointing out you're an idiot.

Comment Re:Daylight robbery (Score 1) 24

Why would you use Klarna in the first place? The whole buy-now/pay-later movement is extortion and daylight robbery.

If you have enough money - buy it. If you don't have enough money - don't buy it.

Simple as that. Mortgage being the only exception.

Our society needs financial education, teaching how to resist the "you must have X now" marketing and learning that you should save up for things you like rather than using credit.

Because values like saving are actively discouraged in today's society.

Banks, governments, almost everyone wants you to be in debt. No credit is a bad credit rating which makes it hard to get credit for the things that you need to or are beneficial to get a loan for like a home loan, car loan or business loan.

A few short decades ago, saying "I'm living pay cheque to pay cheque" was a cry that you're struggling, now it means you're doing well as most American (and sadly this attitude has spread to other western countries) are now living debt repayment to debt repayment. Their entire salary goes on servicing their debts and bills, leaving no money left for expenses, let alone savings. So the shopping, food, et al. gets put on the credit card which gets paid off next month further perpetuating the cycle.

Banks are making megabucks off this, not through interest repayments (you never make back money from defaults, let alone a profit) but rather through merchant service fees, charging the merchant for accepting the card (and forcing the merchant to hide this cost from the card users).

Before anyone says "but Klarna"... the reason Klarna is struggling is because they are trying to get profit from people who lack the ability to pay. Winning business model there.

In preparation for Brexit, I de-debted my life. Got rid of every extraneous debt or source of debt I could... Turns out the Pandemic was good as my costs went down as my salary went up. I was saving 60% of my pay cheque at one point despite paying for everything out of my own pocket, still saving about half despite costs going up in recent years. Sadly the cost of property has skyrocketed at the same time so I'm still saving.

Comment Re: The windshield test (Score 1) 66

SUV's are not nearly as aerodynamic as almost all cars from the late 60's and 70's.

True. But then the results of any test would be invalid unless it was repeated over time with the same vehicle. Sure, a Hummer will squash more bugs. But you can't use that to say anything about insect populations over time unless you've been driving that same Hummer for the past 20 or 30 years.

Comment Re:a functional carbon market would require (Score 1) 47

The way Cap and Trade works is that industries are motivated to sell their credits when its economically possible to do so. They receive a reward in the form of payment for them.

With Cap and Tax, the price signals become distorted. And because the entity that controls the cap is motivated by income as well, they have an incentive to keep the caps higher. The government addiction to tax revenue can't just be thrown out of the equation just because you don't like the answer.

Comment Re:a functional carbon market would require (Score 2) 47

If you think a functional carbon tax market somehow helps with carbon emissions

Taxes have little or nothing to do with reducing carbon emissions. They are a politically correct way to fund gibs. If the emissions actually went down, the taxing authority wold receive less revenue and either have to increase the rate or encourage more of the activity you were told that they would be reducing.

Can't maintain revenue? Then we'll have to take it out of the children's education budget.Which has f* all to do with carbon. But it makes for tragic news.

Comment Writing requirements (Score 1) 79

... is a very involved and precise job. And that's my take on what Vibe is: You tell a machine, in natural language what it is you want done. And then the machine generates code.

Anyone who has ever tried to build an app based upon a poorly written requirements document knows what kind of headache this can be. I feel sorry for the Vibe 'back end' working in Bengaluru who have to put up with this.

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