I'm hesitant to migrate. I've been eligible for the free update for a couple of years now, and it is an option that shows in Windows Update, but to date, I declined. The " PC Health Check app" says my hardware fully supports Windows 11, but it declines to tell me what apps will have issues, which is my main hesitation as I know I will spend days and money getting what just works today to work in the updated OS. I still have Adobe CS 5, I know it is old, but I only use it for specialized astrophotography. I don't want to spend $30/month for an Adobe subscription. I have a dozen other programs that I paid for. I don't want to be on an upgrade treadmill. I want everything to "just work (tm)" when I need it. Just like the tools in my shop, my oven, and my water heater. Windows is a tool, not a lifestyle.
I would pay $25/year or whatever to get Win 10 security updates past October or whatever.