I know there were other post's on the insurance but also don't forget, isn't this an Apple product? Will there be Applecare for it? I know I have purchased it at 20 dollars (I think that was the price) for 2 years for my iPod. Apple has replaced my iPod for free twice already within that contract. No questions asked, even when it was clear that I had damaged it through fault of my own (dropping the blasted thing enough times until it cracked).