Can I just ask why you think it's inconsiderate? I've seen this several times over the last half-dozen years. It ranges from including 9-11 as part of a modern setting (as a rather significant historical event, with wide-reaching implications, not a scenario for play) to postulating in-setting explanations (occult wars, etc.) for the tsunami disaster. And now, a book inspired by New Orleans. Not by Katrina, but by the city herself. Why would these things be inconsiderate to the victims? Do they trivialize the event? Do the various video games trivialize WWII? Does Platoon trivialize the Vietnam War? I don't think so. In one way, they pay homage to the gravity of the event (when done properly and seriously). In another, they give us an outlet to deal with the event, in a way that gives us a little distance (wouldn't it be nice to play the espionage agents who stopped the 9-11 tragedy?). And, finally, for me at least, it helps make them more real. For those of us who play in modern settings, incorporating current events into the game is part of the genre. Ignoring them means that they aren't important enough to play with. I'm honestly not trying to troll or anything. But, I've seen this attitude come up several times, and I don't understand it.