What these numbers don't take into account is the large number of infected people who may not even have any symptoms at all.
I consider the hospitalization and death rates in this article published in The Lancet (a top medical journal) as the most plausible - as they took into account the rate of asymptomatic infections: https://ancillary-proxy.atarimworker.io?url=https%3A%2F%2Fwww.thelancet.com%2Fjour...
Infection fatality ratio (= among all those infected, how many die) is: 3.28% (95% confidence interval 1.82 to 6.18) if you are 60 or more, and 0.145% (CI 0.0883-0.317) if you are less than 60.if you are 30 to 40, your likelihood of dying is less than 1/1000, and if you are less than 20, it's less than 1/20'000.
Furthermore, most fatalities (>97-99%) are in persons who already suffer from other health conditions: lung(BPCO), heart(chronic insufficiency), liver, kidney(dialysis). So if you are a healthy young adult, chances are you are not going to die from COVID (it's very unlikely).
In Switzerland, for instance, out of 704 deaths, the median age is 83 years old! - and the median age of all those hospitalized is 71.
Only 4 are of the casualties are less than 50 (all over 30 years old); 16 are 50-59; and 467 are 80+. Source: https://ancillary-proxy.atarimworker.io?url=https%3A%2F%2Fcovid-19-schweiz.bagap... (sorry, French).
Don't get me wrong: the disease is serious, and can knock you down completely for days or more. Also, to avoid unnecessary fatalities, we must all contribute to flattening the curve - practice social distancing, wash hands, etc. Don't panic, but be responsible. Don't fear for yourself, but take care of the elderly and other persons at risk in your community.
Also, if you start getting serious respiratory symptoms (difficulty to catch your breath, blue lips, difficulty to get up, ...), do call for help right away and get to a hospital: you might be at risk to die without medical care, and things can turn for the worst quickly.
COVID-19 will probably kill 2-5 times more people than seasonal flu in a bad year (e.g. seasonal flu killed over 60'000 people in the USA in winter 2017/2018).
I do believe, however, that we are excessively infantilized, and insufficiently educated. And that we should focus more on the protection of those who are at risk, and make efforts to maintain/restore the freedoms of the others. Improving our hygiene practices is good, also, but let people live and enjoy life reasonably.
Of course it's easy to comment and criticize here. Even though I'm pretty certain that, retrospectively, we'll find out COVID-19 isn't as bad as we made it, as a decision-maker I'd probably prefer to play it safe. And instilling fear is the more effective way to "flatten the curve" a we need to.