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Comment Can we put an end to the Karen-ocracy (Score 0) 140

Can we just let people have their school?
Can we let people run cheap day-care centers again, too?
(Which is what poor people really do, but wouldn't it be nice if it were legal.)
Do nutritionists really need a Masters of Science degree?

Can we stop it with all the credentialing and Karening?

I know Karen doesn't care about freedom, and cares more that she can say "no" to a stranger, so that they have to give her clout and "respect her authority," ...
But can we stop letting Karen be in charge of important things in society?

Comment AI replacing Cognition (Score 1) 160

We are talking not about AI taking this job or that job. We are talking about AI making Cognition redundant. So tell us about the jobs that do not rely on Cognition. And donâ(TM)t say anything like agriculture or plumbing, because when you has r humanoid robots, thats just another form of Cognition. So name the jobs people will do that is not based in a form of Cognition.

Comment Re:60% of accounts carry balances month-to-month! (Score 2) 127

The key bit of financial ignorance here is not understanding that credit cards are unsecured loans.

Other forms of credit have lower interest rates because the risk of default is mitigated by the ability to seize and sell an asset used to guarantee.

Being unable to pay your bills on time (or at all) increases how much you pay for all forms of credit.

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