Been interested in trying out this solution:

https://ancillary-proxy.atarimworker.io?url=https%3A%2F%2Ftry.getjubileetv.com%2Fl....

No clue if it’s any good, but I liked their prior product Caavo.

I’ve had a PHEV SUV for a few months and it really feels like it deals with a good amount of these issues. It has a 30ish mi range which means that in town we’re using just EV mode almost all of the time and only charging at home. But when we need to take a road trip however far away, I can ignore the battery and just use gas. No charge/range anxiety and since 95% of my driving is local, I’m using very little gas overall.

Until EV charging is ubiquitous and faster, this seems like a pretty fair compromise that makes the car a 100% solution for me (and I’d imagine many others).

Actually insuring a vacant house isn't that hard. There are riders that will do it or a premises liability policy. Note that the reason you can't find anyone to insure it is because an agent that has to work just for this one small policy isn't going to waste their time. Find a reputable agent, and give them all of your insurance (personal auto, homeowners, personal umbrella). They will be happy to find coverage for your vacant house at a very reasonable price with an admitted insurance company. Don't try and buy direct, buying direct just gets you poorly educated salesmen that can't analyze your risk properly. Go to an agent that has a CIC, CPCU, or CRM designation.

P.S. I'm one test away from a CIC (Certified Insurance Counselor) and I just finished the test on Personal Insurance today :-)