first of all, a 56 billion dollar collapse is not a back swan event. its a nothingburger with no contagion risk. second of all, it's not going to collapse so long as corporate debt markets are available.

im not an MSTR investor, but i have been paying attention to what they're doing. their stock never deserved the premium, and MSTR is leveraged, but i wouldn't call them over leveraged to the point of liquidation.

this may be true for some but its not for us. we did home schooling between 2020 and 2024 because of the pandemic and it had nothing to do with ideology. Our ideology is centered around community, but we found that the kids definitely learned more and better at home. That said, my wife is stay at home and so she became educator and mom, so kudos to her.

Anyway, the point is, home schooling isn't just for ideologies. It's also for parents who decide to do single income and invest their time in their children and education.

What data backs up this notion? PC's in the home are becoming even more rare, not more likely, especially not ones that can run AAA games. I definitely don't see it here. The only thing I can ascertain is if he's using "PC" as a way to reference valve's ecosystem without explicitly saying Valve. Is that possibly what he means?

AI is bullshit and vastly overrated.

Just like COVID introduced an accelerated market change, so has the introduction of AI. Not because of any real changes in productivity patterns, rather, it just gives an excuse for the snap-back of the market realities. Underperformers are being cut after years of hanging on, not because of AI productivity improvements, just because there's been a hiring boom and years of not much turnover.

what a weird infantilizing viewpoint. This is an anecdote but I left home at 18 and got a job, did not go to college, and didn't have any of the problems you're describing. My parents gave me $0 in money and very little support or education. I did not take out any loans, infact from my first days out in the world, I would only put on my credit card what I could pay for that day anyway.

It wasn't easy, it involved a lot of saving, but i don't think it's right to think that there's some sort of required intermediary step people must go through between high school and adult life.

4 additional years of education after high school used to be very affordable, too. At the University of Michigan in-state tuition was $240 per academic term for 1970/71 for most programs. Entry level high school teachers made $11,000 per year in 1974. It's easy to justify the cost of tuition with that relationship between cost and future pay. Today's tuition is $9,800 per term and the entry level teachers salary is $46,000.

The relationship between cost and value has broken down.

Correct but Palantir is a US Corporation so this is an unnecessary distinction.

believe it or not people can figure out how to take care of themselves at 18 years old without college or mom and dad.

I think 100k+ in student loans does that well enough already. It's literal indentured servitude, saddling people with tremendous amounts of unerasable debt before they have any income to even justify it, and then launching them into a workforce where the practice is to require degrees as a sloppy way to set a lower bar for access to employment.

It's a garbage system that deserves some competition.

Back in the day, IBM had to train all their CE's. They were pulled off farms, trained on what they needed to do with an oscilloscope, and sent out into the field. It's a relief that a private corporation is taking back some of the burdens of education instead of asking people to take on tens of thousands of dollars of debt for a college education. I wish more companies would do this.

this is an anecdote but we have 5 kids and my wife having the undue burden of the physical side of producing offspring was something she actively desired, so your take on the idea that it's this universally reviled unequitable situation is unfair. She wanted our family to be this size and drove our decisions because it was her desire. In our family, our unequitable distribution of physical burden didn't play a role.

kindly fuck off

fertility rates have been falling since well before social media.

This field of research is dominated by survey's that have led to misleading results. It's the best example I can think of where if you ask people to self-report why they have no children you will get the wrong answer. Never mistake your finger for the moon. Everyone in this field is generating tremendous amounts of confirmation bias to support programs that generate no children.