I'm more concerned with the charity loophole. The group "Lighthouse Credit Foundation" was busted by NY last year for calling people with automated messages (I average 3 calls a month from them myself) and no way to get off their lists. They claim they're exempt because they're a so-called charity offering debt relief.

I'm worried more companies will find a way to try and look like a charitable organization. Or worse yet, pay a charity to do their solicitations for them as a middle-man.