No, a refinery disruption at one west coast refinery ONLY caused west coast gas prices to rise. Refinery capacity in other areas of the US couldn't help gas prices on the west coast. If the US had more refineries, a disruption to one refinery wouldn't have such an impact. The US has half the refineries it had 30 years ago due to NIMBY. If there's a shortage on the west coast, excess capacity in other areas of the US don't help much.

No, it will be similar to grocery store cards. You need the grocery store card to get the regular price. The airlines regular price will only be available with personal info.