Most pencil-and-paper RPGs I'm familiar with have disclaimers already -- apart from covering their fleshy regions in case of litigation, it's also a good thing to show people who think playing "Mage: the Ascension" is going to make you kill people, go insane, be a Satanist, whatever -- the makers of the game don't want you to do those things either. Maybe EverQuest ought to consider these, on the game MOTD or packaging, it doesn't really matter. Two samples from White Wolf (I use them because to my knowledge, has never been sued, so is doing this of their own accord (or their lawyers', I suppose)):
Mage:the Ascension:
"The Disclaimer (As Always)
Mage: The Ascension is a game. It's a game about mature themes and difficult subjects. As such, it requires not only imagination but common sense. Common sense says that words in an imaginary game aren't supposed to be real. Common sense says that you don't try to do "magic spells" based on a creation derived entirely from someone else's imagination. Common sense says that you don't try to dig up agents of the supernatural just because of inspiration in some wholly fictional source. Common sense says that the game is just for fun, and that when it's over, it's time to put it away.
If you find yourself flying in the face of common sense, then put the book down, back away slowly and seek professional help.
For the rest of you, enjoy the unlimited possibilities of your imagination." (Mage Revised, (C)2000 White Wolf Game Studio)
And the shorter and sweeter version from "Exalted":
"The Disclaimer
Exalted is not really the secret history of the world. You cannot really cast spells. You should not hit your friends or loved ones with swords. This game is not intended to be played by people who can't tell the difference between fantasy and reality." (Exalted, (C)2001 White Wolf Game Studio)
Printing these doesn't cost much ink, but certainly makes their position clear. Maybe digital RPGs should take the hint from the paper ones.
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Tinuviel
"Either I'm gonna kill her or I'm beginning to like her." -Han Solo