I have a separate creditcard only for online purchases which has never been stolen. However, I travel a lot, and the cards I use in the physical world during those travels are a different story - at least 4 replacements over the last 5-7 years. I would therefore be more worried every time your creditcard leaves your sight. In the nordic countries this almost never happens anymore, meaning the seller brings the terminal to you. With a mobile camera pointing upwards a scammer can record both sides of the creditcard by turning different sides towards the camera before and after swiping your card - this can happen in front of you without you realizing. Therefore be sceptical as soon as the seller reaches his hand out for your card - you can politely say that the bank requires you to stay with the card at all times - if there is a phone on the table do not hand the card over.

Exactly. The result is also often that people will just use the extra hours to find another job on the side, decreasing focus and quality of their initial role. The assumption that work makes people unhappy is so often based on people that are working for money, instead of working at something they enjoy and value.

While wishing this was true this report really does not reflect the reality of the regulation that followed in Iceland. By shortening the working hours productivity may increase, but quality of service goes down the drain. Many public services took a simple approach and closed earlier, or at lunch on Fridays. Kindergarten teachers who now work 197 days a year are constantly understaffed and more stressed at work, I know of cases where they resigned as a result as they were no longer hapoy at work. Some workplaces solved the new regulation by shortening shifts from 12 hrs to 6 hrs, but this resulted in more shifts required for the employees than before, causing some to resign as quality of life worsened with more workdays in the month. There is however no demand for a report looking at this unpopular truth and therefore it is not told. We should be careful to draw conclusions until more unbiased reports are done on the now Icelandic regulation on a shorter work week. It definitely works in some jobs, but I seriously doubt the long term effects and especially for shift workers.