"example of the tu quoque fallacy"

Happy to oblige, and that incluses the word "the" yes ;-)

You're "Loyal" alright. And who's in whose pockets is clear to all.

Doesn't change the fact that the FED is neither federal nor a reserve.

Correct.

"Think of it like disease. Rarely is one disease guaranteed to kill all of a species. But if you can load dozens of serious diseases onto the species, you have a fair chance of wiping it out. Spammers are the species. Anti-spam measures are disease vectors aimed at them."

I think that's a very good description of reality (or model if you will). Mod up.