Well, hopefully there won't be a next time...if you know what I mean. As for withholding, I usually have 0 exemptions on my W-4 for the first half of the year and then push it to 3 exemptions for 3 months and then 6 for the final 3 so that we can have more money for Xmas and come out even for the most part come tax time. If we get $4,000 back, I am happy (gotta love the Homestead Tax credit and tax-deductible mortgage interest). As for the job search, believe me, everybody and their mother has been notified to keep an eye out for any jobs. I've taken a few "under-the-table" contract gigs helping a buddy setup home/small business networks...its been alright, but not what I would consider a great long-term solution. I have a few interviews next week...but considering I've already done 10 with 3 giving me call backs and then nothing, I am a little weary of it all. Anyway, thanks for the pep talk.