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Comment a good chunk of people read out loud (Score 1) 138

a good chunk of people read out loud, just under their breath... same with typing some people will have a barely noticeable external dialogue while actually typing.

for this to work, you'd be eliminating a process used by people to generate what they will eventually write... not to mention the numerous issues with speech recognition not being able to grasp accents, speech issues, the fact a good chunk of people don't even pronounce words correctly... and you're truly fucked if you suffer from any cognitive/medical issues that impact speech- dyslexia, adhd, aphasia, etc...

on a security front... great when the next malware will be a sound file in the background of some song, or ad, movie... to make your computer provide access to a TA.... won't even need to be detectable by human hearing... just by the mic...

progress for sake of progress is idiotic... it needs to solve some problem, or make something better/more accurate/more efficient.

this sounds like innovation for innovations sake, change for sake of change... you aren't "innovating, you're dying" corporate mentality bullshit...

Comment Re:In a fair market yeah they do (Score 1) 85

I tried looking it up and couldn't find any stats close to your 29.8%.... the most i found was a 13.5% Economy growth since 2020, and a 24% inflation rate over same period.

But the time period is interesting to pick, it's right as the markets started to rebound from Covid effects.

If you were invested in the S&P, you would have seen an 81.3% growth in that period. But that growth is out of reach of most people in the US.

Comment Re:Pigsty Muddy (Score 1) 64

the rolling over BNPL debt into credit card debt isn't in their interest as much as making the use of BNPL as inconvenient as possible... the amount of people that could just use the credit card vs BNPL vs the fraction of the people using BNPL wanting to make a payment with a credit card... the former is much larger than the latter. IF they make it inconvenient, and riskier to your credit rating... you're much more likely to just use THEIR credit card.

Using BNPL for rapidly consumed good like groceries differs from one using a credit card at the grocery store how? i can just as easily pay that off over 6 months if i wanted to. BNPL would be great for holiday dinner purchases.. usually multiple time the normal outlay... and if you can pay it off over time with no additional cost to you... it sure does make life easier.
Not sure if i'm understanding the people that order a burger from macdonalds on a deferred payment... other than that it does work as a sort of over draft on your card with usually no interest of usage fee. So same effect, less cost to the consumer.

And on principle, i'm completely against a financial institution judging my spending/payment habits... they should only give a shit if i can pay my bills on time and the amount I am supposed to pay... If i choose to spend my money on bullshit, and pay with my credit card, that's my business... they shouldn't have an opinion on that unless i don't pay my credit card bills in time/off. If i use BNPL or do a cash advance and burn the fucken goods, but make the payments... my credit rating/their risk should not be impacted.

This shit started with what industries/businesses are allowed to do business with and if the payment processors will process the money (sex trade workers on pornhub, or onlyfans... now steam)... now it's a move against what/how consumers spend their money on (BNPL)... soon they'll ding your credit because you buy too much alcohol, or cigarettes... or drugs.. or porn... or outright not allow you to use their credit card for such purchases.

Comment Re:Pigsty Muddy (Score 1, Troll) 64

don't think it's a matter of amount of debt.. that was always part of the calculus for loans... The offerings from other BNPL is eating into their own revenue since instead of using their credit card with an interest rate and other fees, you can use BNPL offerings that often offer zero interest on the installments so the buyer actually saves money.

This is simply a protectionist move by the banks to safeguard their own revenue streams and it's bullshit... defaulting on BNPL payments is one thing... but using them shouldn't have any impact.. it's no different than using a credit card and making installment payments to pay off the debt there which weirdly- is encouraged to build your credit.

Comment Re:WSJ source? (Score 0) 90

not necessarily...
1. could have been electrical issue- electrical short or system flipped a bit and the system was set to off... unlikely.. but nothing in tech is ever 100%... the crew could have cycled the controls and dropped them into the ON position

2. On it's own... the original controls were defective and needed to be swapped out because they did this very thing... everyone assumes that the controls were replaced correctly, and no one f'd up... i.e. replacing with same part (you take it out.. .confuse which one is the new and old... put old back in)... defective replacement unit... or a fuck up in inventory and defective unit was replaced with another defective unit.

3. If the controls were working correctly, unlikely this could happen do to the nature of the controls- especially to both.

4. could, but then why would you re-engage if you purposefully disengaged them.

They'll push this onto pilot error as they usually do to save from litigation, and to save face... but I'd bet on 1 or 2.... someone fucked up... we'll see

In time, we'll likely get more reports of "replaced" controls having this issue... takes time...

Comment Re:Processing fee (Score 1) 55

was about to say something similar... less fee, more a deposit to a neutral 3rd party

have a neutral 3rd party hold the bug bounty company money AND a deposit from the Bug submitter (a sort of escrow... )

Once the submitted bug has been verified... the 3rd party pays out the bounty AND the deposit to the person submitting the bug... AND the user that submitted the bug is awarded a bonus for subsequent legitimate bugs (i.e. +10% payout)... but loses the bonus incentive if the subsequent bug fails to work + the deposit they put in.

If the bug submitters bug is useless... deposit is forfeited.

Financial incentives and penalties for both parties. This incentivizes the bug hunter to actually validate the bug works before submitting.

the concern of the company saying the bug doesn't work while fixing it silently and not paying out is a know issue... and not something this can solve.

The mechanism still works on trust...

Comment genuine question... but can't a company just chang (Score 1) 10

genuine question... but can't a company:
-copy the data to a data store..
-change their TOS to make it okay for them to sell the user data to a 3rd party for or an internal org that is spun off silently...
-transfer ownership of said storage...
-change TOS again removing the clause...
-3rd party does what it needs to with the data
-all withing a second

TOS doesn't actually require end user agreement for companies to do shit with your data, and few places actually have laws that would forbid this, and even fewer to prosecute/fine the offending company... they can offload the actual AI processing to a 3rd party and then have the results provided back to them so that they can't be accused of doing this to the end user data themselves. The change in TOS can last 1 second... just long enough to transfer the data ownership and they can legally state that the TOS said it was okay and users were privy to it. Our fault for not opting out by mailing a certified letter requesting opt out to some PO box during that 1 second.... or they can be generous... a minute or two...

Just like with taxes/liability, they can use shell companies and other mechanisms to shield themselves.. they can do all sorts of fuckery with user data. We have no control.

Comment Re:These are securities (Score 1) 52

there seems to be a trend of financial products being offered to users (at various levels- personal, institutional) without SEC oversight... there is a period of abuse and fraud... then a few years later, SEC or other regulatory bodies "crack down"... then, slowly, things are somewhat regulated in certain jurisdictions for years until there is a cohesive regulatory framework... by then... billions have been swindled with little to no recourse for those that were screwed.

Comment interesting re-framing of their failures as "super (Score 3, Interesting) 124

interesting re-framing of their failures as "super hero fatigue"

pretty sure it was a case of shit story with a focus on things that didn't add to the story/action...

We were looking for a fun, action adventure not a hammering over the head about societal issues... You can address those, but don't need to be heavy handed about it.

Comment more hinderance than help (Score 4, Interesting) 113

anyone that has had corporate "help" in a physical gig knows it's more hinderance than help.

Instead of proper planning, incentivizing staff, and providing all the good food, drink and coffee one can possible provide for staff, they do stupid shit like this... the warehouse staff know that this is a temp surge.. they know it's going to be hell... they'll do their best to make sure it goes smoothly because their friends will be fucked on the next shift... or even themselves when they come back next day... last thing that they need is the distraction of a bunch of office workers operating around forklifts and machinery, getting injured or just getting in the way.

Doing manual labor for "two-hour shifts between 10am and 6pm" while the regulars are doing 10 hour shifts overnight with barely a break... last thing they need is a reminder that while they're busting their ass for 50-60 hours a week, someone that makes triple their hourly rate is coming to "help" them... working slowly, distracting staff, and draining resources needed for actual work, and not to provide operations and safety training, answering questions for someone about to put in 2 hours of likely error filled work that someone will need to fix.

It takes roughly 2 weeks to train the basics for a regular employee including safety training, and another 3-6 months for them to become proficient and operate without assistance in a warehouse setting. ...warehouse workers are most prone to back, shoulder and knee injuries... office workers who have back pain from sitting in an air conditioned office on an office chair are asked to volunteer to help in a warehouse? Ever seen someone who wears comfy sneakers in carpeted office setting don steel toe boots and walk a few miles on concrete? They should film this for a prime original... will be hilarious to watch... would love to hear the stats on error rates, efficiency, physical injuries, short term and long term disability claims from this shit show...

Comment Re:Actually, sounds like they are helping ... (Score 1) 185

but if you want to get a decent seat for a popular movie, then you are forced to endure the ads... that's the catch...

sure, they reframed it as "hey, we're trying to save you from watching the ads that we have added under the threat of a gun to our heads so we can make more money... we're the good guys here... if you show 20-30 minutes after the ticket time you don't need to see the ads...." .... but only if you don't give a shit about where you sit... if you do care... then buckle the fuck up and watch the ads.... the marketing team that reframed this is genius... it's on us to not fall for it.

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