I've been tutoring math from calculus to basic arithmetic for a number of years now. I also am drawing on my own experience when I first took an honors math analysis course. There is a radically different approach between how math (really arithmatic) is taught between high school and college.

High school typically chooses a rote approach - learn the steps required to complete the problem and regurgitate on request. Even some college courses are taught this way. You are given a collection of steps and are expected to remember the steps that are applicable for each problems. I have found, tutoring, that the best approach by far is to teach a collection of 'pieces' - a particular approach to a particular sub-problem - where my students also have to learn why it works. I then encourage each of my students to visualize any problem as a jigsaw puzzle where existing pieces are combined to find a solution for the problem at hand. (i.e. There exists a sequences of steps using known 'pieces' to solve the problem and the student is expected to eventually pick up an intuitive understanding of what kind of techniques to apply when facing a new kind of problem.)

I've experienced a great deal of success teaching with this technique and recommend it whole heartedly. Create a notebook listing every technique for solving a sub-problem you have been shown to date. Each technique should have a name, a set of conditions when it applies, and how to implement the technique. If you plan to remember the techniques for an exam, also include a description of why it works - preferrably worked out / thouroughly understood by you.

Obviously, this is what I have found to work - YMMV. But I have found that, as long as an individual is capable of viewing problems abstractly enough to grasp the approach, it has been an effective problem solving technique.