They need more tax cuts. Privatize the profits, socialize the losses.

https://ancillary-proxy.atarimworker.io?url=https%3A%2F%2Fi.redd.it%2Fh7qse91ostt2... shows that your gut is right, it's much less likely to happen. Like less than a 1 in 10 chance of all vehicle fires, and vehicle fires only happen at a chance of around 1 per 2k vehicles.

So put them in the exemptions list....