No no, you eat the Olivine after you drink your Martian-tini.

For punch card machines you can go all the way back to the Jaquard Loom in 1801 which used punch cards to set weave patterns. Again, probably 95% of you readers knew this, but no one else had mentioned it yet so...

FTFA:

1.5 million to teach them how to type "joshua"? Seems exhorbitant.

There are some pretty inexpensive ways to do this (grid cards) so like the article you linked, I don't buy cost as an excuse. Of course I did take a photo of my buddy's grid card once as a joke, but at least it isn't personal data I could harvest from his facebook page which most of those bank questions are. If people are willing to carry a "bonus" card for every flipping retail establishment in existence, they should be willing to carry a card to keep their money secure. And I can't believe that the added cost of the security wouldn't pay for itself in the long run.