this all comes down to Biden, Garland and the DOJ being cowards
Cowards or complicit.
Democrats talk a good game but then vote for corporate interests and the MIC in almost every case. It's easy to believe that they were unwilling to do anything that would bring real substantive change. Biden is responsible for the student loan crisis since he led the charge to prevent We The People from being able to discharge those debts through bankruptcy like you can gambling debts, then he campaigned on student loan forgiveness and delivered it for a tiny fraction of student loan holders, and went around congress to fund genocide in Gaza but not to forgive student loans.
It's not cowardice. They deliberately chose not to rock the boat that brings them money. They aren't just cowards, they are traitors as surely as Donald Drumpf himself.