I don't need to be in an office, and I'm not.

"my office is in a nice area that I cannot afford to live near"

Then your company should be taxed for putting their offices in an area too expensive for the average earnings of one of their employees.

Or, better yet, you should look for a new job. Or move someplace that isn't congested. I'm so glad I live in the midwest where I don't have to put up with a real estate market full of $500,000 homes that are smaller than my garage. lol. Talk about a sucker born every minute!