Alternatives to Uswipe

To create a fluid and uninterrupted customer experience, it is essential to implement advanced payment optimization tailored specifically to the requirements of your business. Leverage innovative payment technology that accommodates various alternative payment methods, ensuring that even the most discerning clients are satisfied. A high-risk merchant account serves as a contractual agreement between the merchant and their bank, granting the necessary legal authorization to process credit card transactions online. Additionally, this account facilitates the acceptance of wire transfers, E-wallet transactions, cryptocurrencies, debit cards, and international payment options chosen by the merchant. To acquire a high-risk merchant account, one must complete an application form. Upon approval by a payment service provider, the merchant is granted access to a payment gateway, which is the software that enables online payment processing. This type of merchant account is crucial for high-risk businesses looking to accept payments through digital channels. Understanding the criteria that classify your business as high-risk can help in navigating the complexities of payment processing, so it’s advisable to review the list of high-risk industries provided. By doing so, businesses can better prepare themselves for the challenges and requirements associated with high-risk merchant accounts.

A payment gateway is a digital tool that allows businesses to process credit and debit card transactions over the internet. It serves as an intermediary between the banks of the customer and the merchant. To implement a payment gateway on your site, establishing a merchant account is necessary. As a worldwide payment provider, we present a comprehensive array of payment methods. In addition to supporting Visa and MasterCard, we offer over 100 alternative options. Our list includes all prominent e-wallets, cryptocurrency systems, remittance services, and local credit card solutions from 177 nations. With our advanced technology, we ensure a 20% boost in the transaction approval rate by redistributing declined transactions across various connectors. Furthermore, our solution can enhance your conversion rate by up to 30%, allowing you to select the most advantageous provider with the best terms and rates for every transaction, ultimately leading to improved overall sales performance.

AsiaPay empowers merchants to handle digital transactions through a variety of methods, including credit and debit cards, bank accounts, digital wallets, buy now pay later options, and over-the-counter payments, all within a single platform. As a premier digital payment service and technology provider in the Asia-Pacific region, AsiaPay offers an extensive range of secure, cutting-edge, and integrated payment processing solutions tailored for banks, payment service providers, and merchants alike. Our global partnerships with renowned card associations, banks, and payment firms enhance our capabilities in country-specific operations and payment processing. We also deliver robust anti-fraud tools, mobile-optimized features, real-time consolidated reporting, and big data analytics. Our platform supports multiple languages, currencies, channels, cards, and acquirers, ensuring versatility for our users. With a remarkable service uptime of over 99.9% and exceptional performance metrics, we guarantee reliability in all transactions. Additionally, we provide localized account and risk operation support, complemented by round-the-clock technical assistance from our 17 operational offices throughout the Asia Pacific. Our commitment to innovation and customer satisfaction sets us apart in the digital payment landscape.

SnapPay stands out as the premier payment gateway in North America, facilitating not only traditional payment methods such as Visa and Mastercard but also incorporating popular Chinese payment solutions like Alipay, WeChat Pay, and China UnionPay for merchants in the region, thereby ensuring secure transactions across online, in-store, in-app, and mobile platforms. Additionally, SnapPay’s marketing solutions empower merchants to broaden their customer base and boost revenue both online and offline. As the largest organization in the world for card payments, encompassing both debit and credit cards, it surpasses competitors like Visa and Mastercard in mobile and online transaction volume, showcasing its influential presence in the payment landscape. This comprehensive service offering positions SnapPay as a vital partner for businesses looking to thrive in an increasingly digital economy.

NETS for Business delivers an extensive array of payment and merchant services designed to enable Singaporean enterprises to efficiently process both in-store and online transactions. The solutions for physical retail locations consist of both wired and wireless POS terminals that accommodate NETS debit/ATM cards, QR code payments, contactless cards, and the acceptance of overseas wallets and foreign cards. Transactions are settled by the subsequent working day, offering merchants seamless access to transaction reporting and settlement via an online Merchant Portal. For those operating online, offerings include the eNETS Gateway, which processes direct debit and all major credit cards, alongside NETS Click, NETS QR Online, and SoftPOS. Additionally, NETS provides self-service and motoring solutions, integrated POS systems, vending machine capabilities, and payment options for food and beverage self-service, alongside car park payment integrations, support for SGQR labels, and management of digital receipts. The NETSBiz mobile application empowers merchants to receive payment notifications and manage their terminals, while also offering merchant guides and developer APIs to enhance service integration and functionality. This comprehensive approach ensures that businesses are well-equipped to meet the diverse needs of their customers in the rapidly evolving payment landscape.

Simplifying Credit Card Processing and Merchant Services. Comprehensive Payment Solutions Tailored for Your Business. Since its inception in 2012, MagicPay Merchant Services has catered to a vast number of merchants across the globe, offering essential merchant account services. Our suite of credit card processing, ACH, and eCheck solutions, combined with innovative point-of-sale systems, empowers your business at every stage, fostering a thriving commercial environment. Enjoy a complimentary EMV Terminal, compatible with both Dial-Up and Ethernet connections. Elevate your management skills with our retail and restaurant POS solutions, designed to streamline operations. With our wireless terminals, you can process payments anywhere, featuring convenient on-screen signature capture. Our mobile payment solutions enable you to accept transactions seamlessly through your smartphone or tablet using our Bluetooth card reader. Additionally, our online payment options include a virtual terminal, recurring billing, electronic invoicing, and comprehensive e-commerce capabilities. Furthermore, we facilitate multi-currency processing, allowing you to accept payments in over 120 currencies while settling transactions in USD, ensuring a global reach for your business.

AxxonPay stands out as a leading provider of payment solutions and acts as a direct bank card acquirer tailored for high-risk merchants. We deliver a comprehensive selection of payment services encompassing Visa, Mastercard, JCB, UnionPay, as well as a variety of alternative payment options for customers around the world. Our technologies, which are driven by data, are specifically designed to meet the requirements of e-commerce businesses, ensuring that online transactions are straightforward, secure, and free from complications. Our payment gateway enables an integrated omnichannel payment experience, which merges acquiring capabilities with over 100 payment options, mass payouts, and innovative technology through one seamless connection. AxxonPay ensures rapid fund transfers at the click of a button, allowing clients to enjoy lower operational expenses and quicker market entry for growth initiatives, while achieving an ideal equilibrium between conversion rates and security measures. With a workforce exceeding 700 individuals, AxxonPay maintains a worldwide footprint with offices located in four different countries, and we operate under the licensing of the FCP in the UK. This extensive global presence enables us to provide exceptional support and services to clients, further enhancing their payment processing experiences.

FroogalPay is an intuitive platform that serves as a Virtual Terminal, Invoicing System, and Pay Now Button (Hosted Payment Page), designed to enhance the processing of credit cards and ACH transactions through over 135 payment gateways. Your skills in sales and your network are crucial because FroogalPay relies on you for distribution. Our focus is on developing excellent payment processing software, and we depend on your expertise to connect merchants with our solutions. This platform is tailored for developers aiming to deliver secure payment experiences across retail, eCommerce, and various business applications, ensuring both versatility and reliability in payment processing. As the landscape of digital transactions continues to evolve, FroogalPay remains committed to empowering merchants with innovative tools that simplify their payment solutions.

eMerchantGateway, founded on one of the globe's most extensive payment gateway infrastructures, stands out as a reliable choice for processing payments through various channels, including online, telephone, and postal methods. It is designed to be secure, swift, and dependable, featuring an array of tools for handling card-not-present transactions efficiently. The platform ensures full compliance with PCI-DSS for optimal payment security. Users can conveniently access a comprehensive management console via a web browser or dedicated app. The service includes a virtual terminal for processing telephone or mail orders, as well as options for generating invoices and web forms for online payments. Customers can also customize recurring billing options to fit their preferences. With 18 customizable fraud prevention modules, the platform can adapt to meet specific business requirements. Additionally, eMerchantGateway provides detailed reporting to help businesses monitor transactions minute by minute, alongside batch and real-time payment processing capabilities that include mobile integration. Catering to a variety of industries, eMerchantGateway's software solutions are tailored for sectors such as furniture, restaurants, and non-profits, ensuring that every client finds the right tools for their unique needs. This adaptability makes it a versatile choice for businesses aiming to streamline their payment processes.

A real-time fraud detection and prevention tool is designed to identify genuine transactions while filtering out fraudulent ones. This utility guarantees that customers, especially those with subscription-based services, experience seamless payments by automatically updating their card-on-file information; it necessitates a customer vault and is compatible with First Data North, First Data South, and Payment Tech Salem. Merchants can utilize Verified by Visa and Mastercard SecureCode to confirm the legitimacy of the payer through the payment gateway. The system ensures PCI compliance by securely storing encrypted and tokenized customer credit card and ACH account data. By employing tokenization, merchants can process payments without having to share sensitive credit card or ACH account information. Additionally, this utility allows merchants to send invoices directly to customers via email. Customers can conveniently make payments by clicking on an embedded link, and invoices are produced with detailed line items, automatically converted into PDFs that are then attached and sent to the customers' email addresses for their records. This streamlined process not only enhances security but also improves the overall customer experience.

Cashflows is a comprehensive payment solutions provider built to support businesses with secure, flexible, and seamless payment processing. It enables companies to accept payments both online and in person, ensuring a consistent experience across all sales channels. Cashflows offers fast settlement options, including instant payouts to Visa cards, helping businesses pay customers and suppliers in minutes. The platform is known for its rapid onboarding process, with most applications approved within a single day. Businesses can manage all transactions, reports, and insights through the Cashflows Portal, a centralized and easy-to-use management interface. Cashflows supports recurring payments, subscriptions, and card updates to reduce failed transactions and administrative work. Developers benefit from robust REST APIs that simplify integrations using standard HTTP methods and JSON. The platform supports a wide range of global payment methods to match customer preferences. Cashflows works closely with its clients as a long-term partner, offering dedicated support and scalable solutions. This approach makes Cashflows a trusted payments partner for growing and established businesses alike.

PayPipes is designed to streamline the connectivity and management of Acquiring Banks, Alternative Payment methods, and Risk Management Tools. It establishes connections with a variety of top-tier payment gateways worldwide. In order to expand your business, connecting to multiple payment gateways can be crucial, whether it is for ensuring failover support for more reliable transaction processing or for handling payments in different international markets. PayPipes simplifies the process of connecting to and maintaining various integrations with gateways and payment APIs. You can connect once and rapidly add new gateways and integrations as needed. All online merchants that handle card transactions are required to comply with PCI DSS standards. PayPipes greatly reduces the scope of your PCI compliance, enabling you to provide an excellent transaction experience to your clients while minimizing the risk of expensive on-site data security audits. Additionally, you can effectively mitigate fraud risks using advanced, reliable, and industry-recognized fraud prevention tools. This comprehensive approach not only enhances security but also fosters customer trust and satisfaction in your payment processing.

Solid Payments offers an extensive range of payment solutions tailored for online businesses, eCommerce platforms, and various industries. By partnering with Solid Payments, you gain access to an intelligent merchant account that facilitates global payment acceptance from customers. Our collaboration with various acquiring banks across the globe empowers our clients to enhance their card payment processes effectively. The proprietary technology developed by Solid Payments seamlessly connects your online merchant account to multiple acquiring banks, allowing for efficient transaction management that can significantly boost your profits. For online businesses with substantial transaction volumes, we provide a sophisticated acquiring solution that supports multiple merchant accounts, enabling simultaneous transaction handling with various banks while optimizing for approval rates, transaction fees, and other vital criteria as determined by our expert team. This innovative approach not only streamlines payment processing but also adapts to the unique needs of each client, ensuring their success in a competitive market.

Experience success and growth with CulqiPos by accepting Visa and Mastercard payments seamlessly. Don’t let sales slip away; integrate our payment gateway into your online store effortlessly using our plugins and API. With Culqi, you can accept all types of payments, including credit and debit cards, without worrying about monthly fees or hidden charges—pay only for successful transactions! Enjoy increased sales and improved management of your transactions with our CulqiPanel, which allows you to handle your sales like never before. Our solution is perfect for your physical business, enabling you to accept in-person payments and cash on delivery with both Visa and Mastercard. Plus, our wireless POS system is portable, making it easy for you to take it anywhere. With Culqi, you’ll get same-day deposits for your sales, ensuring you stay on top of your finances. Start maximizing your sales potential today and experience the benefits of our comprehensive payment solutions!

Clearly Payments offers low-cost credit card processing software and services for online payments, payment terminals and mobile payments. They also offer recurring billing and invoicing. The mission of Clearly Payments is to lower the cost merchants pay to accept payments. Period. The first step of the plan is to create a payment processor that has a low-cost structure. Innovation is required, so we need a strong corporate culture. We keep costs low by: - Virtual teams, cloud-based software, and a culture that is metrics-driven to run our business - Working with the most cost-effective and reliable payment technology providers around the globe - Customer acquisition via communities, word of mouth, and partnerships We can pass the savings to merchants by our low-cost structure. We are expanding on this front, making merchants happier and saving them money every single day. https://ancillary-proxy.atarimworker.io?url=https%3A%2F%2Fwww.clearlypayments.com

Revogear is a comprehensive software solution designed for managing electronic money transactions, supporting multiple currencies and cryptocurrencies as well. Central to the system is an eWallet, which offers a wide array of financial services tailored to meet the needs of private international banks, electronic money institutions, and payment service providers. Its modular design allows businesses to customize the platform according to their specific requirements, ensuring flexibility and scalability. With features that accommodate multi-currency, multilingual, and multi-region capabilities, Revogear is suitable for deployment on a global scale. The system's architecture facilitates growth in tandem with business expansion, making it an ideal choice for evolving organizations. Revogear encompasses various software modules, including a customer portal, corporate portal, mobile application, back office, and an antifraud console, all designed to enhance user experience and security. Additionally, it efficiently handles international transfers through Swift, SEPA, and European direct IBAN, along with offering integration for prepaid Mastercard and VISA, complete with external authorization message management for enhanced transaction security. This versatility establishes Revogear as a leading option for businesses looking to streamline their financial operations.

NMI Gateway is a purpose-built, partner-first payments platform that delivers white-label, omnichannel infrastructure across every merchant environment. Designed forISOs, banks, financial institutions, ISVs, software companies and SaaS platforms, it enables secure, scalable, and customizable payment acceptance. NMI does not sell to merchants—we powers 4,000+ partners serving over 1 million businesses worldwide. Unlike gateways tied to a single processor, NMI gives partners full control over branding, pricing, and merchant relationships. With 150+ processor connections, 125+ shopping cart integrations, and support for 235,000+ connected payment devices, it provides unmatched flexibility across retail, in-app, mobile, e-commerce, and unattended environments. Developers can integrate through robust APIs and SDKs, building custom routing strategies, dynamic payment flows, and multi-MID configurations without vendor lock-in. Value-added tools like Shopify integration for embedded commerce and Bill Connect for syncing with accounting platforms such as QuickBooks and Xero extend functionality. Additional module including network tokenization, recurring billing, and fraud prevention, helping partners reduce churn, boost approval rates, and enhance payment security. Processing over 5.8 billion transactions annually and powering $440+ billion in payment volume, NMI Gateway transforms payments from a backend utility into a customizable, revenue-generating platform that empowers partners to build differentiated, long-term merchant relationships.

Enhance your business's cash flow with dependable and secure merchant services. Capital One has teamed up with Worldpay® from FIS, a top-notch credit and debit card processor, to provide flexible solutions for payment acceptance tailored to your needs. We simplify the payment collection process so you can dedicate your energy to managing and growing your business. You can receive payments through virtual terminals, smart terminals, hosted web pages, and mobile card readers. Experience the reassurance that comes with our comprehensive data security tools. Maintain organization with clear and transparent reporting. Accept a variety of payment methods, encompassing swipe, EMV, contactless, keyed-in transactions, phone orders, email invoicing, PayPal®, and beyond. Our services allow you to process major credit cards such as Visa®, MasterCard®, Discover®, American Express®, and also gift and loyalty cards. Leverage our continuously advancing payment-processing solutions to strategically oversee your cash flow, and let Capital One Merchant services, empowered by Worldpay, introduce you to innovative technologies designed for the future of payments. Together, we can help you navigate the complexities of modern transactions and ensure your financial operations run smoothly.

Let’s delve into the enigmatic realm of payment processing and illuminate a sector often shrouded in obscurity. There are no hidden agendas here; our guiding principle is transparency across the board. We aim to dismantle the barriers that many merchant providers and processors erect to obscure their practices. Rather than complicate matters, we offer a credit card processing solution that business owners can confidently utilize for their merchant accounts. What advantages come with premier merchant services? Reach out to discover the array of benefits our credit card offerings can provide. Upon request, we can furnish a comprehensive rate comparison that showcases the potential savings Dharma can deliver. We are committed to sharing our insights and will disclose if our rates are not the most competitive available. Our priority is to guide you toward the best options, regardless of the effect it may have on our business. Furthermore, we believe that informed decisions empower merchants to thrive in an increasingly complex industry.

Trusted by the world’s leading payment schemes – Visa and Mastercard – Fidesmo offers one of the most simple, scalable, and secure platforms for tokenized payment. Our solution provides a reliable and convenient way to digitize and provision payment cards onto a wide range of devices equipped with a secure element. Today, Fidesmo collaborates with more than 800 issuing banks, enabling their customers to easily and securely add payment cards to any supported device through Fidesmo Pay. Fidesmo Pay is a pure software platform, giving device manufacturers the freedom to choose the secure element that best fits their product’s technical requirements and design ambitions. Unlike closed or vendor-locked solutions, Fidesmo Pay is compatible with any secure element manufacturer that provides EMVCo-certified products, ensuring maximum flexibility and interoperability. This approach empowers device makers to innovate on form factor, style, and user experience without being constrained by specific hardware vendors. Future-proof by design, Fidesmo Pay continuously expands its ecosystem by onboarding additional banks, payment schemes, and device categories. This means device manufacturers can focus on commercial growth, customer engagement, and branding rather than the complexity of multiple technical integrations. The platform also supports full white-label solutions and deep customization options, allowing banks, fintechs, and brands to bring tailored payment experiences to their customers. By bridging the gap between financial institutions, secure element providers, and device manufacturers, Fidesmo Pay accelerates the rollout of tokenized payments across wearables, cards, and other innovative form factors. The result is a secure, open, and scalable payments platform.

Hips serves as a comprehensive omnichannel payment gateway and platform designed for businesses, ISVs, and ISOs that wish to provide payment terminals or online payment solutions to their clients. With the capability to programmatically establish merchant accounts or manage terminals through our REST API, you can concentrate on enhancing customer relationships and driving sales instead of worrying about payment infrastructure, acquiring, issuing, licensing, PCI compliance, or hardware and software concerns. Expand your POS or payment operations through a unified global payment platform that operates across over 70 countries and offers more than 60 payment methods for online, mobile, or in-store transactions. We create personalized pricing structures and customized payment services—whether gateway, acquiring, or issuing—that align with your unique business needs. You have the freedom to determine pricing for your merchants while retaining complete ownership of your customer relationships and offerings. Easily set up merchant accounts or manage terminals, as our SDKs simplify the integration of Hips into your mobile and web applications, accommodating mobile, unattended, online, or in-store payment solutions. This flexibility empowers businesses to adapt and grow in a dynamic payment landscape.

A high risk merchant account is specifically designed for businesses that fall into categories deemed high risk, necessitating unique payment processing solutions. These accounts are essential for merchants who may face higher chargeback rates or operate subscription services. The PayKings Team is ready to assist you in obtaining a merchant account, whether your business is in B2B, eCommerce, or Retail, at competitive rates and reduced fees. For companies specializing in credit repair, having a dedicated credit repair merchant account is crucial as it allows you to focus on providing credit solutions while we manage the payment processing. Engaging in online retail comes with its own set of challenges, and if your business experiences elevated chargebacks, we offer tailored merchant accounts to meet those needs, ensuring you can thrive in a competitive environment.

Obtain a secure Virtual Card for your online shopping in an instant just by downloading an app. Maya simplifies your payroll processes, making them faster, more efficient, and more cost-effective. With quick registration through the app, you can have your own Visa or Mastercard ready to use almost immediately! By utilizing the PayMaya app, you can effortlessly scan a merchant's QR code to access their account details and send payments directly to their PayMaya wallet. This versatile card is usable at any location that accepts credit or debit cards, whether domestically or internationally. It is linked to your Maya account balance and features an EMV chip for enhanced security. You can also track your transaction history easily within the app! Empower your business with integrated POS systems, QR code acceptance, or online checkout solutions. Maya brings you the latest advancements in payment technologies, allowing you to add funds in cash at over 40,000 partner locations nationwide, so you can start shopping right away! This convenient service ensures that you have access to modern payment solutions at your fingertips.

We cater to all aspects of both in-person and online payment processing for your enterprise, enabling seamless handling of one-time and recurring payments across various methods such as Visa, Mastercard, American Express, and Discover, including credit, debit, prepaid, and ACH transfers. Our cutting-edge security measures, bolstered by proprietary tokenization, ensure that your customers' sensitive payment information is safeguarded during the transaction process and when stored for future transactions. Making credit card, debit card, and ACH payments is now more straightforward than ever, with rapid payment solutions at your fingertips. You can choose from a variety of payment options, allowing you to control how and when you compensate others, whether it’s pay-on-demand or reimbursements—you determine the timeline. With innovative tools designed to enhance your cash flow, your business can expand more swiftly while staying prepared for unforeseen expenses or the launch of new projects. The integration of reliable software with advanced features positions you for success and efficiency in managing your financial transactions. Ultimately, this comprehensive solution empowers you to streamline your payment processes and focus on growth.

Payments for a Service Zift is the place where technology and payments merge. Software platforms, ISV's, and developers can integrate Zift's processing technology in their core business offerings, creating a seamless user experience. Partner with Zift to make payments part your offering. We offer full support for credit/debit cards and ACH transactions with our terminal cloud.

Designed for contemporary developers seeking a versatile tech stack with a user-friendly single API, our platform allows for card acceptance and onboarding either directly or via your own team, processing transactions through your chosen gateway or ours. Leverage our expertise to enhance your value proposition. Jupiter streamlines the incorporation of eCheck, credit, and debit card payments into your marketplace or platform. We offer two distinct methods for onboarding sub-merchants: an online flow and a tailored onboarding experience via our provisioning API. You can execute a wide range of credit card and check operations, including sales, authorizations, captures, refunds, rollbacks, and voids. The Jupiter API is built around REST principles, featuring predictable resource-oriented URLs, JSON-encoded data exchanges, and standard HTTP response codes alongside authentication and methods. Additionally, Jupiter empowers you to extensively customize your sales data and gain control over your business fees, ensuring a tailored fit for your operational needs. This flexibility ultimately fosters a more efficient and responsive payment processing experience.

Our fully-featured online payment platform makes it easy to accept payments for your online company. Unicorn Payment is a leading provider of turnkey payment gateway solutions. Our trusted solution ensures that your payment processing is secure and seamless. Unicorn Payment offers powerful tools and resources that can help companies get up and running right away. Flexible and fully-featured credit card processing services can be difficult to find. However, we can tailor a solution for any customer. We go above and beyond to ensure that all transactions are secure and encrypted using the most up-to-date payment processing technology. We offer payment services in 196 countries, and we accept almost every payment method worldwide. Accept payments online securely and protect your business and customers. You can avoid lengthy integration processes by integrating our payment gateway seamlessly and without any hassle.

Security is embedded in our core values! With several active data centers, we ensure reliability and reduce the chances of software and hardware disruptions. Achieving Level 1 PCI Compliance and more is essential for all payment transactions. Experience a truly customizable White-Label Payment Gateway that reflects your brand identity for ISO’s, sub-agents, and merchants. From one central hub, manage your array of payment technologies and branding effortlessly. Just how deep does your management go? It’s time to work smarter instead of harder. To be clear, we do not provide merchant accounts and have no intention of ever doing so! (Seriously!). To access our technology, you must partner with an approved 'Fluid Partner.' This ensures a streamlined process and exceptional support for all your payment needs.

Cashfree is a B2B payment platform that allows businesses to collect and disburse payments using its suite of solutions, including: - Payment Gateway that offers advanced features such as Instant Refunds, Instant Settlements, and Card Pre-authorization. API Banking platform – Payouts used for bulk disbursals such as vendor payments, delivery partner payments and salary disbursals. Other options include UPI Stack, Marketplace Settlements, and Refunds Suite.

End-to-end solutions for payment processing, acquiring and white label cards, including white label cards, for banks, PSP-s and Fintech-s as well as online merchants. A robust payment system that accelerates business growth. Processing, certified in-house PCI Level 1 processing for VISA, Mastercard scheme Issuers and Acquirers throughout EUROPE and the Asia-Pacific region. The technical processing service includes a top-of-the-line E-commerce payment gateway solution. DECTA Gateway API. Integration for authorization switching can be done via REST API or ISO 8583-based protocol. DECTA Issuing is used for live program management. Clearing and switching. DECTA uses ActiveActive deployment for all critical processing system, which allows for up to 99.99% uptime, even with planned downtimes for system upgrades or ICO releases.

Our comprehensive database provides an updated summary of 450 payment providers worldwide at no cost, ensuring independence and transparency. Through our strong partnerships with these payment providers, our portal enables you to access the best offers available. This not only helps you save money but also enhances your potential for increased sales. Selecting the appropriate payment provider is crucial for optimizing both your sales and cost efficiency. We also provide free consultations to assist you in making informed decisions. In today's digital marketplace, the majority of e-commerce businesses rely on one or more payment service providers. A significant portion of online consumers complete their purchases using e-wallets, mobile payment solutions, or credit cards. To facilitate these transactions, online retailers must engage a payment service provider, making this choice more important than ever for business success. Understanding the various options available can greatly impact your overall profitability and customer satisfaction.

In today's competitive marketplace, it is essential for businesses to accommodate credit card payments. While transaction fees imposed by VISA, MasterCard, and other networks may seem minor, they can accumulate significantly over time. Our merchant surcharge solutions allow these processing costs to be transferred directly to consumers. Merchants have the option to either incorporate the fee into the item price or inform customers about an additional 3-4% charge for card usage. This is particularly beneficial for non-profits, municipalities, school lunch programs, and government entities that struggle with processing costs. By shifting the burden of these fees to consumers, businesses can effectively reduce the expenses associated with credit card processing, leading to more efficient use of their time, finances, and resources. Ultimately, this strategy enables merchants to focus on growth while managing costs more effectively.

Are you trying to start accepting credit card payments on the internet or are you currently processing payments but seeking a new partner? Regardless of your situation, North American Bancard is ready to assist you. We understand that having the ability to accept online payments has transitioned from being a luxury to an essential requirement, and we aim to make the process as straightforward and cost-effective as we can for you. You can utilize your current website to create a fully customizable checkout experience that reflects your brand, all while relieving yourself of the responsibility for sensitive cardholder information through our PCI Plus Program. Our ecommerce solutions provide integrated point of sale software designed for online credit card processing. We collaborate with the leading point of sale and shopping cart plug-ins available, ensuring that whatever your requirements may be, we can facilitate quick and efficient online payment processing tailored to your needs. With our dedicated support, your business can thrive in the digital marketplace.

In the digital era, consumers increasingly favor payment gateway systems for their transactions. This growing preference necessitates a transaction system that prioritizes security, safety, and user-friendliness. To address these consumer needs, ASPL launched the aPay Payment Gateway, designed to process various payment methods, including credit cards, e-checks, debit cards, and EBPP. Our gateway adheres to all PCI DSS standards, ensuring a secure transaction environment. Notably, aPay Payment Gateway operates without the need for additional software and can be managed remotely. It is user-friendly and capable of processing a substantial volume of transactions efficiently. Available as a Platform as a Service (PaaS), our platform caters to financial institutions, acquiring banks, payment service providers, and large merchants alike. Additionally, it features a robust workflow system that integrates with the accounting engine, allowing for effective control and management of all transactional processes, thus streamlining operations for users.

Welcome to a seamless blend of innovative hardware, software, and payment solutions tailored specifically for the unique requirements of your business. Stacks is designed to facilitate smooth in-store and online transactions through the Stacks POS System and Stacks Payment Gateway, ensuring a hassle-free experience. Interested in discovering more? Reach out to a Stacks Specialist who can guide you through how our unique POS and Payment solutions, driven by WAVit Technology, can enhance your business's growth trajectory. With unmatched reliability and expertise, Stacks is the ideal payments partner for any type of business, whether you're a cherished local retailer or managing a vast restaurant chain across multiple states. You deserve a partner who understands your operations and specific needs. Stacks takes pride in providing an extensive array of cutting-edge payment processing solutions that enable you to maximize value with every transaction. If you are currently processing credit card payments, our offerings are guaranteed to outshine your existing rates, making a significant difference in your overall costs. Additionally, we are committed to continuously evolving our services to meet the dynamic needs of your business.

Certain industries are low-risk when it comes to processing credit cards, while others are high-risk. Low-risk industries have a lower incidence of fraud or chargebacks. As a result, these industries pay lower processing fees, and have fewer account restrictions. While these industries are considered low-risk in general, each business is unique and will be subject to different restrictions and processing fees based on various factors. Even low-risk industries can experience fraud or chargebacks on occasion, so businesses should take steps to protect themselves and minimize risk. Merchants can manage transactions, process payments and generate reports for all payment processing activities from a single account. Give your merchants valuable insight into customer behavior by providing a single view across all channels.

USPAY Gateway, as USPAY's exclusive payment processing solution, delivers dependable, safe, and cost-effective state-of-the-art services for integrated payment transactions. This comprehensive gateway supports nearly all forms of payment and ensures complete PCI compliance along with user-friendly features. Whether transactions occur in-store, over the phone, or online, USPAY Gateway efficiently manages and routes your payments across various devices and configurations, including point-of-sale systems and wireless technology. The security of cardholder information is crucial for every enterprise, which is why USPAY Gateway incorporates advanced data protection measures such as intrusion detection, file integrity systems, SSL encryption, and a continuously monitored network. With these robust security features, you can rest assured that you won’t face the financial repercussions of data breaches or non-compliance with Payment Card Industry Data Security Standards. Furthermore, the seamless integration and comprehensive support make USPAY Gateway an ideal choice for businesses seeking to enhance their payment processing capabilities.

A payment gateway serves as a vital connection between your website, your processing network, and your merchant account. Payflow Payment Gateway is equipped to manage all significant credit and debit card transactions, but what sets it apart is its competitive rates and the potential for increased sales through the inclusion of PayPal and PayPal Credit* options on your platform. There are no cancellation fees, monthly minimums, or other hidden charges, allowing users to benefit from some of the most affordable rates in the market, with a transaction fee of just $0.10. Payflow seamlessly integrates with leading shopping carts and is compatible with nearly all payment processors. Additionally, if your business operates internationally, you can conveniently accept PayPal payments in 25 different currencies across 202 countries worldwide. Our solution not only adheres to PCI compliance but also streamlines the process of meeting essential regulatory standards. Furthermore, you can effectively monitor every transaction through our user-friendly online account management tool, PayPal Manager, ensuring you never lose track of your revenue. This comprehensive approach guarantees that your payment processing needs are met efficiently, fostering both trust and convenience for you and your customers.

Since 1993, BankCard USA has established itself as a premier provider of merchant services, catering to both new and existing businesses with a range of credit card processing solutions. Our offerings include online payment gateways, in-store credit card terminals, virtual terminals for phone transactions, and mobile apps for processing payments on the move. Whether you are seeking a merchant account for a low-risk or high-risk business, require omnichannel payment services for a larger corporation, or need a simple credit card machine for a small enterprise, we collaborate closely with you to identify the optimal payment processing solution tailored to your specific business objectives. Among the many credit card processing companies, we pride ourselves on guaranteeing the most competitive credit card processing fees through our bank-direct program. Our integrated solutions allow you to accept credit cards, debit cards, gift cards, electronic checks, and electronic funds transfers, all designed with your business's needs in mind. With a track record of providing payment services to over 100,000 merchants, we are committed to helping your business thrive in today’s competitive landscape. Our dedication to customer service and innovation ensures that you receive the best possible experience and support.

NETePay Hosted serves as a robust payments solution that integrates payment processing and token management across physical stores, online platforms, mobile applications, and unattended systems, all centralized through Datacap's portal. With support for nearly every payment processor in North America, Datacap offers a wide variety of plug-and-play EMV-compliant devices from top manufacturers. Their omnichannel payment solutions seamlessly blend in-person, unattended, mobile, and online transactions, ensuring a cohesive payment experience no matter the channel. Users can purchase, set up, and manage Datacap products around the clock through the dedicated product portal. Additionally, Datacap partners and their merchants benefit from real-time reporting capabilities available 24/7. The platform allows for remote configuration of settings, pad flows, key injection, and various other functionalities. Furthermore, processor-specific encryption techniques guarantee that card information remains secure during the transaction, being encrypted at the point of sale and only decrypted at the NETePay Hosted, eliminating unnecessary data transfer points. By implementing contact and contactless EMV (chip card) certifications for both fixed and mobile devices, the risk of card-present fraud is significantly minimized, enhancing overall transaction security. This comprehensive approach positions Datacap as a leader in the payments industry, catering to the evolving needs of businesses and consumers alike.

Paygistix Payment Gateway serves as the essential hub for processing transactions from various channels, all in a single, user-friendly platform. It offers a range of products and integration options tailored for merchants, developers, and value-added resellers. This robust payment integration plugin supports EMV, helps to eliminate PA-DSS, and reduces the PCI DSS compliance scope significantly. The system combines the dependable functionality of dial, IP, or wireless payment devices with the advanced features of the Paygistix Gateway. Users can access a tablet-based ECR that includes order entry, signature capture, point-to-point encryption (P2PE), and comprehensive web-based reporting. Additionally, the semi-integration feature for eCommerce payments not only simplifies the addition of web payments but also minimizes or eradicates PCI scope. Through any internet-enabled device, merchants can efficiently process and manage payments, including credit, debit, ACH, gift cards, loyalty programs, and recurring billing. Moreover, the gateway includes a direct point-to-point encryption interface that accommodates various encrypted devices, utilizing DUKPT key management for enhanced security and flexibility. This all-encompassing payment solution ensures that businesses can navigate the complexities of payment processing with ease and confidence.

Renowned retail brands, prominent financial institutions, and countless merchants across the globe place their trust in Verifone for innovative, straightforward, and secure payment acceptance solutions that cater to anyone, anytime. Our commitment lies in equipping you with the tools and insights necessary to enhance your customer experience and drive rapid growth. Begin your journey of online payment acceptance today with a versatile and scalable commerce platform. Verifone’s eCommerce API offers a merchant-hosted solution that is built on a robust REST architecture, allowing vendors to safely manage online and mobile transactions. With our Hosted Checkout solutions, you can quickly and securely start processing online payments without the need for extensive web development, as these systems are simple to integrate and provide merchants with a variety of options. Additionally, the Virtual Terminal serves as a ready-to-use payment interface, enabling the processing of mail order and telephone order (MOTO) card transactions through Verifone’s Central Portal, thereby streamlining the payment process for your customers. By utilizing these solutions, businesses can enhance their operational efficiency and improve their overall customer satisfaction.

Cardinity is an all in one payment system that provides e-commerce websites with a payment portal and a merchant account. It is a licensed payment institution that is registered on the Visa and Mastercard networks. This allows it to offer a global payment solution. Online merchants can use Cardinity payment services to charge customers around the world from EU/EEA countries. Cardinity clients can open a merchant account and enjoy many useful features, including recurring billing, one click payments, tokenization, enhanced security, 3D Secure tool, and other benefits.

RiskPay delivers a secure, frictionless payment gateway designed to support high-risk merchants who struggle with traditional providers. The platform enables instant onboarding without KYC, allowing businesses to generate anonymous payment links and begin processing transactions in minutes. Merchants can integrate with WooCommerce through a native plugin or connect directly using APIs for custom setups. RiskPay supports credit and debit cards, Apple Pay, Google Pay, SEPA, ACH, and other alternative payment methods while offering instant USDC (Polygon) payouts with complete transparency. A wide selection of payment gateways—such as Revolut, Robinhood, Coinbase Pay, and Stripe—ensures strong conversion rates and global acceptance. The service prioritizes security with fraud protection, PCI DSS compliance, and reliable, fast payouts. Businesses can track payments in real time, verify transactions on-chain, and view full payout histories through an intuitive dashboard. With flexible pricing plans, rapid approvals, and dedicated support, RiskPay empowers high-risk merchants to grow without payment limitations.

The credit card processing industry doesn't operate in a transparent manner. We'll explain how the industry operates and what Payment Depot does to save you money. Payment processors earn money by re-selling the fees charged by credit cards networks like Visa and Mastercard. Consider this: Visa and Mastercard fees are wholesale costs for payment processing. Your credit card processor will then add their fees to these wholesale rates in order to make a profit. Payment processors take a cut of each transaction when using traditional credit card processing. The more sales you process, however, the greater the profit they make. Payment Depot allows you to save money by allowing you access wholesale rates. Payment Depot is different from traditional payment processors. We don't profit off of interchange rates, and we don’t take a percentage of your sales.