Best SnapPay Alternatives in 2025
Find the top alternatives to SnapPay currently available. Compare ratings, reviews, pricing, and features of SnapPay alternatives in 2025. Slashdot lists the best SnapPay alternatives on the market that offer competing products that are similar to SnapPay. Sort through SnapPay alternatives below to make the best choice for your needs
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Maya
Maya
Obtain a secure Virtual Card for your online shopping in an instant just by downloading an app. Maya simplifies your payroll processes, making them faster, more efficient, and more cost-effective. With quick registration through the app, you can have your own Visa or Mastercard ready to use almost immediately! By utilizing the PayMaya app, you can effortlessly scan a merchant's QR code to access their account details and send payments directly to their PayMaya wallet. This versatile card is usable at any location that accepts credit or debit cards, whether domestically or internationally. It is linked to your Maya account balance and features an EMV chip for enhanced security. You can also track your transaction history easily within the app! Empower your business with integrated POS systems, QR code acceptance, or online checkout solutions. Maya brings you the latest advancements in payment technologies, allowing you to add funds in cash at over 40,000 partner locations nationwide, so you can start shopping right away! This convenient service ensures that you have access to modern payment solutions at your fingertips. -
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Planet Payments
Planet
Embrace a comprehensive approach to accepting payments in a multitude of formats. If you find yourself overwhelmed by an excess of reports, challenging back-office reconciliations, and disjointed systems, you've arrived at the ideal solution. Planet’s Single Payment Platform is designed to cater to your needs, whether transactions occur online, in physical stores, through payment links, or for subscription services and gift cards. Allow your customers and guests the freedom to pay in their preferred manner. With Planet, you can process a wide range of payment options, including credit and debit cards, contactless transactions, chip and pin, and mobile wallets. Additionally, you can offer Alternative Payment Methods (APMs) like PayPal, AliPay, cryptocurrency, and Klarna directly at the point of sale. Furthermore, enhance your reach to Asian customers by integrating Alipay+ and WeChat Pay on the same device, ensuring a seamless experience for all. This flexibility empowers businesses to thrive in an increasingly diverse payment landscape. -
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UnionPay
UnionPay
UnionPay International (UPI), a branch of China UnionPay, is dedicated to the expansion and enhancement of UnionPay's international operations. Collaborating with over 2,400 institutions globally, UPI has facilitated card acceptance across 180 countries and regions while issuing cards in 70 locations. This organization offers high-quality, efficient, and secure cross-border payment solutions to cater to the world's largest cardholder demographic, providing accessible local services to an increasing number of UnionPay cardholders and merchants worldwide. Currently, more than 10 million online retailers abroad accept UnionPay Online Payment, spanning 200 countries and regions, including places like Hong Kong, Macau, Europe, the United States, Japan, and South Korea, and covering diverse sectors such as retail, online travel bookings, tuition payments, and airline reservations. The system is meticulously designed to prioritize the security of cross-border online transactions, ensuring peace of mind for users. With its growing network and commitment to safety, UnionPay continues to strengthen its presence in the global payment landscape. -
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AxxonPay
AxxonPay
$0AxxonPay stands out as a leading provider of payment solutions and acts as a direct bank card acquirer tailored for high-risk merchants. We deliver a comprehensive selection of payment services encompassing Visa, Mastercard, JCB, UnionPay, as well as a variety of alternative payment options for customers around the world. Our technologies, which are driven by data, are specifically designed to meet the requirements of e-commerce businesses, ensuring that online transactions are straightforward, secure, and free from complications. Our payment gateway enables an integrated omnichannel payment experience, which merges acquiring capabilities with over 100 payment options, mass payouts, and innovative technology through one seamless connection. AxxonPay ensures rapid fund transfers at the click of a button, allowing clients to enjoy lower operational expenses and quicker market entry for growth initiatives, while achieving an ideal equilibrium between conversion rates and security measures. With a workforce exceeding 700 individuals, AxxonPay maintains a worldwide footprint with offices located in four different countries, and we operate under the licensing of the FCP in the UK. This extensive global presence enables us to provide exceptional support and services to clients, further enhancing their payment processing experiences. -
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Ikajo
Ikajo
A payment gateway is a digital tool that allows businesses to process credit and debit card transactions over the internet. It serves as an intermediary between the banks of the customer and the merchant. To implement a payment gateway on your site, establishing a merchant account is necessary. As a worldwide payment provider, we present a comprehensive array of payment methods. In addition to supporting Visa and MasterCard, we offer over 100 alternative options. Our list includes all prominent e-wallets, cryptocurrency systems, remittance services, and local credit card solutions from 177 nations. With our advanced technology, we ensure a 20% boost in the transaction approval rate by redistributing declined transactions across various connectors. Furthermore, our solution can enhance your conversion rate by up to 30%, allowing you to select the most advantageous provider with the best terms and rates for every transaction, ultimately leading to improved overall sales performance. -
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PayZang
PayZang
We offer a comprehensive platform that combines hardware, merchant accounts, and gateways to enhance financial objectives and improve customer interactions. This all-in-one solution empowers businesses globally to engage in commerce with efficient data handling and state-of-the-art payment technology, suitable for both unattended and attended settings, whether online or in-person. Our products comply with international security protocols and showcase innovative technology and design. Customers enjoy the convenience of making rapid and secure transactions. Our cashless systems support mobile payments and all major cards through swipe, tap, or dip methods; they function independently and are available for custom branding. Every transaction is safeguarded with PCI SSC P2PE, certified by major players like Mastercard, Visa, American Express, and Discover. Transform traditional vending machines and reduce wait times effectively. Effortlessly control all operations from a single platform. Our cutting-edge technology facilitates easy plug-and-play integration, empowering businesses across various sectors to thrive and adapt. This unique approach not only enhances the customer experience but also significantly boosts operational efficiency. -
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Capital One Merchant Services
Capital One
Enhance your business's cash flow with dependable and secure merchant services. Capital One has teamed up with Worldpay® from FIS, a top-notch credit and debit card processor, to provide flexible solutions for payment acceptance tailored to your needs. We simplify the payment collection process so you can dedicate your energy to managing and growing your business. You can receive payments through virtual terminals, smart terminals, hosted web pages, and mobile card readers. Experience the reassurance that comes with our comprehensive data security tools. Maintain organization with clear and transparent reporting. Accept a variety of payment methods, encompassing swipe, EMV, contactless, keyed-in transactions, phone orders, email invoicing, PayPal®, and beyond. Our services allow you to process major credit cards such as Visa®, MasterCard®, Discover®, American Express®, and also gift and loyalty cards. Leverage our continuously advancing payment-processing solutions to strategically oversee your cash flow, and let Capital One Merchant services, empowered by Worldpay, introduce you to innovative technologies designed for the future of payments. Together, we can help you navigate the complexities of modern transactions and ensure your financial operations run smoothly. -
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Cayan
Cayan
Experience a rapid, adaptable, and forward-thinking checkout process through Cayan, an online payment processing solution that operates in the cloud. This platform accommodates multiple payment methods, including Android Pay, Apple Pay, MasterCard, VISA, Discover, and American Express. Cayan is equipped to support various retail payment devices from multiple suppliers, enhancing user convenience. Additionally, it offers e-commerce payment solutions for online transactions, powered by the Authorize.net payment gateway, ensuring seamless integration for businesses looking to optimize their payment processes. With its comprehensive features, Cayan positions itself as a reliable choice for future payment solutions. -
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CulqiOnline
CULQI
Experience success and growth with CulqiPos by accepting Visa and Mastercard payments seamlessly. Don’t let sales slip away; integrate our payment gateway into your online store effortlessly using our plugins and API. With Culqi, you can accept all types of payments, including credit and debit cards, without worrying about monthly fees or hidden charges—pay only for successful transactions! Enjoy increased sales and improved management of your transactions with our CulqiPanel, which allows you to handle your sales like never before. Our solution is perfect for your physical business, enabling you to accept in-person payments and cash on delivery with both Visa and Mastercard. Plus, our wireless POS system is portable, making it easy for you to take it anywhere. With Culqi, you’ll get same-day deposits for your sales, ensuring you stay on top of your finances. Start maximizing your sales potential today and experience the benefits of our comprehensive payment solutions! -
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KUBRA EZ-PAY
KUBRA
KUBRA EZ-PAY is a comprehensive on-demand payment application designed to cater to both registered and unregistered customers. By utilizing KUBRA EZ-PAY, you empower customers to execute immediate payments through various channels, including digital platforms, voice interactions, or face-to-face methods like online and mobile apps, automated IVR systems, call centers, and retail locations with cash and self-service kiosks. This solution not only enhances the flexibility of payment options for your customers but also expands the variety of payment methods available, encompassing credit cards, ACH, PIN-less debits, Visa® debit, and debit MasterCard®. KUBRA EZ-PAY offers real-time account management and authorization capabilities, along with seamless integration into numerous credit card processors, debit ATM networks, and ACH originators. Additionally, you will benefit from a unified dashboard that simplifies account management by providing features for payer reconciliation, returns oversight, comprehensive reporting, and payment administration, ultimately streamlining your financial processes. The platform aims to enhance the overall user experience while ensuring secure and efficient payment transactions. -
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Nomod
Nomod
$0.30Allow your customers the flexibility to make payments online or in-person through various methods such as payment links, QR codes, and mobile wallets like Apple Pay and Google Pay, while seamlessly accepting cards from all major networks. You have everything necessary to sell any product, manage card transactions, and expand your business globally, all without the frustration of cumbersome hardware, complicated contracts, and broken promises. Design and distribute beautiful payment links that enable your customers to pay conveniently online. Whether it's tapping, typing, or scanning, you can effortlessly process contactless card payments using your Android device's NFC capability, enter information via your keyboard, or capture card details using your camera! With just a few taps, you can accept a wide variety of cards including Visa, MasterCard, American Express, Discover, JCB, Union Pay, and many others, ensuring you never miss a sale. Simplifying the payment experience helps keep your customers satisfied and encourages repeat business. -
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Swipe Gateway
Swipe Gateway
A real-time fraud detection and prevention tool is designed to identify genuine transactions while filtering out fraudulent ones. This utility guarantees that customers, especially those with subscription-based services, experience seamless payments by automatically updating their card-on-file information; it necessitates a customer vault and is compatible with First Data North, First Data South, and Payment Tech Salem. Merchants can utilize Verified by Visa and Mastercard SecureCode to confirm the legitimacy of the payer through the payment gateway. The system ensures PCI compliance by securely storing encrypted and tokenized customer credit card and ACH account data. By employing tokenization, merchants can process payments without having to share sensitive credit card or ACH account information. Additionally, this utility allows merchants to send invoices directly to customers via email. Customers can conveniently make payments by clicking on an embedded link, and invoices are produced with detailed line items, automatically converted into PDFs that are then attached and sent to the customers' email addresses for their records. This streamlined process not only enhances security but also improves the overall customer experience. -
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payPLUS
Comviva
payPLUS provides merchant partners with an integrated payment platform that facilitates the acceptance of various payment methods across diverse channels. This white-labeled solution caters to digital merchants and acquirers alike, allowing for seamless transactions both online and in physical stores. Merchants can utilize payPLUS to accept an array of payment instruments, including credit cards and digital wallets, all streamlined through one cohesive interface. The platform is designed to optimize recent policy shifts, featuring a self-onboarding option that drastically reduces onboarding expenses and enables merchants to begin processing payments simply by downloading the app. As a result, payPLUS not only simplifies payment acceptance but also enhances the overall merchant experience and operational efficiency. -
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First American
First American Payment Systems
You've developed a software product and now you aim to enhance it with payment technology for greater impact. First American simplifies the integration process, enabling you to elevate your business effectively. Choosing the right partner is vital for achieving success in your endeavors. First American aligns with your vision and shares your core values. Credit card transactions are crucial for your business's prosperity, yet not all payment providers offer the same level of service. As a leading entity in payment processing, we equip our partners and merchants with robust solutions for in-store, online, and mobile transactions. Our technology incorporates cutting-edge payment security measures and is supported by outstanding customer service. We assist businesses in managing payments, facilitating transactions, optimizing operations, and fostering growth. Our commitment ensures that your business remains progressive, adapting our products and technological offerings to reflect the latest market trends and meet customer preferences. We have assembled a team of talented and passionate individuals who are driven by the chance to innovate and refine both processes and products, ultimately enhancing your overall experience. -
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LiqPay
LiqPay
Utilize LiqPay for seamless payment processing and effective business management, particularly in the realm of Internet acquiring services. Once you register with LiqPay, you'll have the capability to receive payments online while effortlessly handling your operations. The platform supports payments via Mastercard and Visa cards through a mobile application compatible with both iOS and Android. Additionally, it offers a comprehensive library of tools for seamless integration with the LiqPay payment API. LiqPay also allows you to customize the payment page to align with your website's aesthetics, enhancing brand consistency. If your business experiences a high volume of transactions, you may qualify for reduced fees. To facilitate a swift and straightforward setup, plugins for various CMS platforms and SDKs are readily available. LiqPay is dedicated to optimizing the success rate of your transactions, and you can tailor the payment button to suit your specific platform requirements. This flexibility in customization ensures that your payment solutions are not only functional but also visually appealing to your customers. -
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BankCard USA
BankCard USA
Since 1993, BankCard USA has established itself as a premier provider of merchant services, catering to both new and existing businesses with a range of credit card processing solutions. Our offerings include online payment gateways, in-store credit card terminals, virtual terminals for phone transactions, and mobile apps for processing payments on the move. Whether you are seeking a merchant account for a low-risk or high-risk business, require omnichannel payment services for a larger corporation, or need a simple credit card machine for a small enterprise, we collaborate closely with you to identify the optimal payment processing solution tailored to your specific business objectives. Among the many credit card processing companies, we pride ourselves on guaranteeing the most competitive credit card processing fees through our bank-direct program. Our integrated solutions allow you to accept credit cards, debit cards, gift cards, electronic checks, and electronic funds transfers, all designed with your business's needs in mind. With a track record of providing payment services to over 100,000 merchants, we are committed to helping your business thrive in today’s competitive landscape. Our dedication to customer service and innovation ensures that you receive the best possible experience and support. -
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Virtuous Payments
Virtuous Payments
Virtuous Payments stands out as a top payment processor in North America, delivering clear pricing and customized payment processing solutions for businesses throughout Canada. They offer a wide range of advanced terminal solutions, featuring the complete line of Clover terminals, which are equipped with various applications for both full-service and quick-service point-of-sale systems. Their offerings include in-person payment methods, intelligent terminal payment solutions, and cryptocurrency payment terminals, making it easier for businesses to accept card payments via smart terminals. Committed to transparency, Virtuous Payments adheres to a cost-plus pricing model, utilizing the pass-through from Visa and Mastercard while only adding a minimal surcharge to the total credit card costs. They do not impose any setup fees, contrasting with many competitors who often charge substantial fees to initiate a merchant account. With significant industry expertise, Virtuous Payments has established itself as a leading provider of merchant services, ensuring that clients receive the best possible solutions tailored to their needs. Their dedication to customer satisfaction and innovative technology continually drives their growth in the competitive payment processing landscape. -
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KORT
KORT Payments
We created PayHQ to facilitate the management and expansion of your business effortlessly. As a leading-edge payment solution available today, PayHQ by KORT Payments streamlines the process of accepting various payment methods, providing a unified view of your transaction data for enhanced decision-making capabilities. Currently, numerous businesses throughout North America rely on us for their payment processing needs. PayHQ serves as a comprehensive solution, managing everything from authorization to settlement and funding. It allows businesses to accept payments both in-person and online, with functionalities such as invoicing, recurring billing, and easy integrations, all through a single merchant account. Our online gateway provides your customers with a secure and straightforward purchasing experience, accommodating businesses of every size. Moreover, you can effortlessly connect your card terminals to PayHQ's omni-channel platform, enabling the acceptance of credit, debit, and other forms of payment, including contactless and mobile options for in-person transactions, ensuring versatility and convenience for your operations. This flexibility helps businesses adapt to the evolving landscape of payment processing. -
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GPayments
a neurocom company
GPayment offers a complete line of integrated authentication products based upon the 3D Secure protocol. Verified by Visa, Mastercard SecureCode and JCB J/Secure. American Express SafeKey, Diners Club International ProtectBuy. Liability shift is a way to reduce credit card fraud and eliminate chargebacks. Online fraud is reduced and transactions authenticated by authorized parties can be refunded. For more accurate risk-based authentication, collect a rich data set. The ActiveServer hosted service is scalable and available 24/7 to help clients save time and resources. The client does not need to be certified with each card scheme if they are to deploy in-house. -
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PulzePay
Elite Mobile Global
PulzePay is a versatile payment service provider that enables businesses to collect and accept payments globally from various channels. By linking businesses to a range of electronic payment options such as credit and debit cards, real-time local bank transfers, and SMS or email payments, PulzePay empowers companies to enhance their growth and profitability across online platforms, mobile applications, and physical stores. The process of purchasing is designed to be non-intrusive and seamless, allowing users to complete transactions in just a few simple steps on their mobile devices. Additionally, PulzePay offers real-time and precise reporting tools that inform crucial marketing strategies. Businesses can also tap into revenue from in-app purchases using premium SMS and direct carrier billing. The platform features free customer service support, which helps businesses save on costs while providing a variety of pricing options for in-app purchases. Consumers can easily download applications and make purchases directly within those apps. Furthermore, PulzePay™ provides a ready-to-deploy SDK for Android games that supports Unity3D, making integration a breeze. Businesses can initiate payment requests conveniently through email and SMS, ensuring a flexible payment experience for their customers. This comprehensive approach positions PulzePay as a valuable partner for businesses seeking to streamline their payment processes. -
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Fidel
Fidel
A single API that connects payment cards to your applications. Two innovative products designed to create unparalleled customer experiences. Seamlessly link directly to customer cards using our secure SDKs while effortlessly accessing real-time transaction information from major providers like Visa©, Mastercard©, and Amex©. Remove obstacles for customers and create adaptable, tailored experiences. Obtain detailed transaction data from customers instantly. Leverage location and merchant insights to accurately determine when and where spending occurs. Ensure privacy through PCI-compliant SDKs that safely tokenize card information, allowing businesses to maintain trust with their customers. This comprehensive approach empowers businesses to enhance customer satisfaction while safeguarding sensitive data. -
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SnapScan
SnapScan
SnapScan transcends the typical smartphone application, serving as an innovative contactless mobile payment platform that facilitates secure transactions for purchases in stores, online, at home, and while traveling. With no reliance on physical cards or cash, and eliminating the hassle of lengthy EFT processes, users can enjoy seamless transactions with just a quick tap! This convenient service allows users to accept payments efficiently at any time and place. By merging our creativity with the robust financial framework and expertise of Standard Bank, SnapScan is revolutionizing payment experiences for South Africans one snap at a time. The platform has gained widespread recognition, boasting one of the largest merchant networks in the nation. As more individuals opt for SnapScan as their preferred payment method, our user base continues to expand, reflecting our commitment to enhancing efficiency and providing the ultimate payment experience. Our team is always ready to provide support, ensuring that we adapt and improve continuously to meet the evolving needs of our users. -
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NDMS Merchant Account
National Discount Merchant Services (NDMS)
$5.00/month National Discount Merchant Services (NDMS) delivers an extensive array of payment processing solutions designed for enterprises in diverse sectors. Their offerings include support for both in-person and online transactions, accommodating credit card, debit card, and ACH payments seamlessly. NDMS boasts cutting-edge features like EMV/chip terminals, virtual terminals, mobile point-of-sale systems, and secure payment gateways to enhance transaction efficiency. To ensure robust security and adherence to regulations, they provide services such as tokenization, assistance with PCI compliance, fraud prevention mechanisms, and a secure vault for sensitive information storage. Moreover, NDMS extends additional functionalities like recurring billing, chargeback management, multi-currency processing, and customizable reporting tools to meet varied needs. Serving a multitude of industries such as retail, ecommerce, healthcare, hospitality, and high-risk environments, NDMS guarantees adaptable and scalable solutions suitable for businesses of any size, ultimately empowering them to thrive in a competitive marketplace. Additionally, their commitment to innovation ensures that clients receive the latest tools and technologies to enhance their payment processing experience. -
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TransNational Payments
TransNational Payments
$30 per monthTransNational Payments stands as a frontrunner in the field of payment technology solutions, catering to businesses across the entire nation. Our extensive payment processing services empower merchants to accept various forms of payments, whether in-store, online, or via mobile devices. Among the array of merchant services we offer are credit card processing, mobile payment solutions, payment gateway services, as well as gift card and loyalty programs, alongside comprehensive POS solutions and Full Service Payroll. We pride ourselves on providing transparent pricing and exceptional customer service with every transaction. Operating on a foundation of full disclosure, TransNational Payments delivers straightforward and hassle-free payment solutions designed to foster business success. Our commitment to educating and servicing our clients is paramount, and we provide round-the-clock assistance tailored to each unique business requirement, consistently striving to surpass their expectations. We encourage businesses to enhance their profitability by leveraging our competitive rates for secure credit card processing, innovative mobile payment options, and state-of-the-art POS systems, thereby ensuring they remain at the forefront of payment technology advancements. By choosing TransNational Payments, businesses can look forward to a partnership that prioritizes their growth and operational efficiency. -
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PerfectGift.com
PerfectGift.com
PerfectGift offers businesses highly sought-after incentive and recognition solutions featuring gift cards from top brands like Visa, MasterCard, and American Express, alongside an extensive selection of over 300 popular retail gift cards. We pride ourselves on providing competitive pricing and delivering exceptional service that is both prompt and personal. Our Visa and MasterCard Prepaid Gift Cards can only be used for purchases within the USA and are widely accepted at locations that take Visa or MasterCard debit cards, functioning just like standard debit cards. Additionally, our virtual eGifts are designed for online use, but can be exchanged for a physical card that allows for in-store purchases. In contrast, the plastic cards are versatile, usable for both in-store and online transactions, ensuring that customers have various options for their shopping needs. Moreover, this flexibility enhances the overall user experience, making it easier for individuals to choose how they wish to utilize their gift cards. -
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Merrco serves as a reliable payment gateway equipped with customizable compliance features designed to safeguard the integrity of industries with strict regulations. By offering seamless and secure payment solutions, Merrco empowers businesses to flourish while simplifying the payment process at every juncture. Regardless of whether you operate online or in a physical store, we provide a diverse array of payment processing options, which include retail (card present), ecommerce (card not present), click and collect, virtual terminal, mobile, recurring payments, gift cards, and multi-currency services. Specifically catering to the cannabis sector and other regulated markets, Merrco is the go-to payment processing solution for licensed cannabis producers, dispensaries, CBD merchants, nutraceutical sellers, and various other regulated enterprises throughout the nation. By partnering with Merrco, customers gain not only compliance in heavily regulated industries but also a significant advantage over competitors through our efficient and straightforward payment solutions. With our innovative approach, we continually strive to enhance the payment experience for businesses, ensuring they stay ahead in a dynamic market.
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Pay.
Pay.
€25 per monthPay.'s comprehensive payment solution simplifies transactions for both online and brick-and-mortar businesses. By implementing an effective omnichannel payment approach, your company can experience continuous growth. All transactions are seamlessly integrated within the Pay. platform, allowing you to access financial data and payment analytics at any moment through the dashboard and app. With Pay., you can accommodate your e-commerce customers by providing any online payment method they require. To enhance user experience and boost conversion rates, you have the option to select from over 50 local and international payment solutions, including various Buy Now, Pay Later (BNPL) options. Setting up Pay.'s ready-to-use plugins on your webshop is quick and straightforward. Additionally, you can facilitate in-store payments through debit and credit cards, e-wallets, payment links, or QR codes. The Pay. dashboard and app deliver comprehensive real-time insights into all in-store transactions, ensuring you are always informed about your financial status. This level of transparency allows for better decision-making and ultimately enhances customer satisfaction. -
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Ixaris
Ixaris Systems
Ixaris Payments offers a virtual card platform that transforms payment expenditures into revenue, enhances working capital, facilitates automation, and reduces both overhead costs and fraud risks. Turn your payment costs into profit by taking advantage of virtual card rewards. Utilize scheduled card loads alongside automated cash flow notifications to optimize your working capital. Streamline your reconciliation process by linking booking references to transactions. Generate virtual cards in 24 different currencies and make payments in over 200 currencies supported by Visa and Mastercard. Our team diligently analyzes millions of transactions to provide clients with the most current data on card acceptance and merchant fees. By integrating these valuable insights with comprehensive card testing information, we collaborate with our clients to ensure that every payment generates maximum value. Additionally, our commitment to innovation means we are continuously improving our services to better meet the needs of our clients. -
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Transaction Services (TRX)
Transaction Services
In today's competitive marketplace, it is essential for businesses to accommodate credit card payments. While transaction fees imposed by VISA, MasterCard, and other networks may seem minor, they can accumulate significantly over time. Our merchant surcharge solutions allow these processing costs to be transferred directly to consumers. Merchants have the option to either incorporate the fee into the item price or inform customers about an additional 3-4% charge for card usage. This is particularly beneficial for non-profits, municipalities, school lunch programs, and government entities that struggle with processing costs. By shifting the burden of these fees to consumers, businesses can effectively reduce the expenses associated with credit card processing, leading to more efficient use of their time, finances, and resources. Ultimately, this strategy enables merchants to focus on growth while managing costs more effectively. -
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NETePay Hosted
Datacap Systems
FreeNETePay Hosted serves as a robust payments solution that integrates payment processing and token management across physical stores, online platforms, mobile applications, and unattended systems, all centralized through Datacap's portal. With support for nearly every payment processor in North America, Datacap offers a wide variety of plug-and-play EMV-compliant devices from top manufacturers. Their omnichannel payment solutions seamlessly blend in-person, unattended, mobile, and online transactions, ensuring a cohesive payment experience no matter the channel. Users can purchase, set up, and manage Datacap products around the clock through the dedicated product portal. Additionally, Datacap partners and their merchants benefit from real-time reporting capabilities available 24/7. The platform allows for remote configuration of settings, pad flows, key injection, and various other functionalities. Furthermore, processor-specific encryption techniques guarantee that card information remains secure during the transaction, being encrypted at the point of sale and only decrypted at the NETePay Hosted, eliminating unnecessary data transfer points. By implementing contact and contactless EMV (chip card) certifications for both fixed and mobile devices, the risk of card-present fraud is significantly minimized, enhancing overall transaction security. This comprehensive approach positions Datacap as a leader in the payments industry, catering to the evolving needs of businesses and consumers alike. -
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NAB Payment Processing
North American Bancard
At North American Bancard, we simplify the process of obtaining the payment technology and back-office assistance essential for expanding your business. Our approach involves providing a comprehensive omnicommerce solution that enables you to process every type of payment. You can implement a cash discount for those who choose not to use cards while enjoying a consistent low rate on all transactions. With our innovative Edge Program, you can maintain the same profit margins whether your customers opt to pay with cash or credit! Additionally, Edge is fully compatible with our entire Pay Anywhere Smart Solutions Suite. When you choose to partner with NAB, we manage all the details for you, granting access to cutting-edge credit card payment solutions that allow for seamless payment acceptance anytime and anywhere. Our goal is to facilitate a smooth checkout experience for your customers, whether they shop in-store, online, or on-the-go. With us, payments become effortless, encompassing all the necessary features and support to foster your business growth, paving the way for a prosperous future. -
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SkySystemz
SkySystemz
Payment Processing, Cloud POS & Business Management Software. No contract. No monthly fees. Flat rates that are the lowest in the industry.. All features you need to grow your business and save money. We only make money if you accept payments. This makes us highly motivated for your success. TSYS and Wells Fargo are our partners. All merchants use our proprietary software. We are available 24/7 to assist you and will go the extra mile to make sure that you are happy. HadePay provides the tools necessary for your company's full potential. You can accept payments on your smartphone, tablet, or computer. Access powerful features and services that will help you grow your business. In just 10 minutes, you can set up your merchant account and start accepting card payments. HadePay Systems allows you to accept Visa, Mastercard and American Express. Most applicants are approved within 24 hours. All our innovative payment technology is available to your business. -
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IntegraPay
IntegraPay
It can be used as a standalone or integrated secure processing system that allows businesses to accept payments from major credit card, Bpay and direct debit. Accept Visa, Mastercard and BPay payments. Innovative payment solutions for your business. We can tailor solutions to fit every business, from one-off payments to complicated recurring payments. Talk to IntegraPay Payment Solutions Experts about your payment processing requirements. We specialize in recurring payments and offer a variety of options for businesses that have subscriptions or regular fees. We can securely store payment information on a recurring basis by using the most advanced encryption. We will work with you to find the best card-not present payment solution for your company. You can accept payments via our hosted payment page or your website using a transparent redirect. -
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Sionic
Sionic
FreeSionic is pioneering the introduction of real-time payment solutions within the U.S. commerce sector. Our platform facilitates instantaneous bank-to-bank digital cash transactions from consumers to merchants across various platforms, including mobile, online, in-store, and even in vehicles. Merchants benefit from receiving immediate cash deposits in their bank accounts while avoiding the burden of high credit card processing fees. The financial strain of these fees has ensnared merchants of all sizes, with total costs exceeding $110 billion annually in the U.S. as of 2020. Meanwhile, consumers are grappling with mounting late fees and a staggering $15.2 trillion in debt, along with the pitfalls of questionable reward programs that exacerbate existing financial inequalities. With the introduction of immediate digital bank payments, a new opportunity arises to fairly distribute value back to both merchants and consumers, who form the foundation of the U.S. economy. To enhance this experience, we provide three user-friendly mobile tools that make bank payments swift, secure, and convenient for consumers. Additionally, users can seamlessly integrate with our ready-to-use microsite via customizable QR codes or URLs, further simplifying the payment process. -
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Decta
DECTA
End-to-end solutions for payment processing, acquiring and white label cards, including white label cards, for banks, PSP-s and Fintech-s as well as online merchants. A robust payment system that accelerates business growth. Processing, certified in-house PCI Level 1 processing for VISA, Mastercard scheme Issuers and Acquirers throughout EUROPE and the Asia-Pacific region. The technical processing service includes a top-of-the-line E-commerce payment gateway solution. DECTA Gateway API. Integration for authorization switching can be done via REST API or ISO 8583-based protocol. DECTA Issuing is used for live program management. Clearing and switching. DECTA uses ActiveActive deployment for all critical processing system, which allows for up to 99.99% uptime, even with planned downtimes for system upgrades or ICO releases. -
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Square Card Reader
Block
6 RatingsSquare offers a complimentary credit card reader that seamlessly integrates with its free Point of Sale app, enabling anyone to accept payments through their smartphones or tablets. By signing up for Square, you will receive your card reader in the mail at no cost, and there are no hidden commitments or lengthy contracts involved. The transaction fee is 2.6% plus 10¢ for each swipe, applicable to major credit cards like Visa, Mastercard, Discover, and American Express. You can receive your funds as quickly as the next business day. Square provides two types of magstripe readers: one designed for the headphone jack and another for the Lightning connector, ensuring you can choose the one that suits your device. Payments can be processed directly at the register, on the move, via invoices, or by manually inputting card details. The Square Point of Sale app is not only free but also user-friendly, providing all the necessary tools to effectively run your business. To enhance security, credit card information is encrypted during the swipe, and Square ensures that no card data remains on your device after the transaction is completed. This comprehensive system empowers small businesses to manage their sales and customer interactions efficiently. -
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Orchid Pay
Orchid LLC
You can accept credit card payments anywhere you sell firearms, regardless of whether you are a retailer, manufacturer, or eCommerce merchant. Square, PayPal and other non-firearm-friendly bankers shouldn't be your only option. Over 2,000 firearm industry merchants have been served by our leadership. Orchid Pay is flexible and secure thanks to its locked pricing and no contracts. You can choose from a variety of mobile, countertop, POS and handheld payment card devices that are suitable for your business. Orchid POS™, Orchid Pay™, Orchid ERP™ or Orchid eBound™. We assist the shooting sports industry to profitably manufacture, distribute, and sell products with great efficiency. Say goodbye to Square and Vend, PayPal, and other payment methods. Accept credit cards for gun sales online and in-store. Accept B2B / ACH vendor payments. FFLs can be processed without restriction. Funding available in as little as 24 hours -
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Pay Reply
Pay Reply
In the future, the responsibility for initiating payments will shift from consumers to objects that can comprehend the context and automatically settle the cost of services, subsequently delivering them. Pay Reply is at the forefront of this innovation, employing a team of skilled payment architects to conceptualize and implement advanced digital payment solutions. Their expertise enables the creation of seamless online and in-store payment experiences. Utilizing a diverse range of technologies available on user devices, their development framework focuses on context-aware solutions that enhance the payment process. One notable offering is Mobile POS, Pay Reply’s mobile payment system that leverages the capabilities of standard smartphones or tablets in conjunction with a PIN pad, a compact device that accurately reads payment cards and ensures transaction processing adheres to stringent national and international security standards. This approach not only simplifies transactions but also enhances user experience by making payments more intuitive and efficient. -
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CCBill
CCBill
CCBill stands out as a reliable solution for online payments, ensuring that transactions are handled securely from virtually anywhere in the world. Designed with the needs of both shoppers and merchants in mind, CCBill consistently elevates the standards of online payment processing by safeguarding personal purchasing information and offering expert support around the clock to over 30,000 internet businesses every day. With CCBill Pay, making payments online and via mobile devices becomes a fast and hassle-free experience. There's no need to pull out a credit card during checkout, as CCBill Pay securely stores your payment details for any participating website. Simply log in and complete your transaction with just one click. This streamlined process eliminates the need for repetitive data entry, enhancing convenience for users. Regardless of your business sector, CCBill is equipped to accept and process your online payments efficiently. -
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Hips
HIPS Payment Group
€3.90 per device per monthHips serves as a comprehensive omnichannel payment gateway and platform designed for businesses, ISVs, and ISOs that wish to provide payment terminals or online payment solutions to their clients. With the capability to programmatically establish merchant accounts or manage terminals through our REST API, you can concentrate on enhancing customer relationships and driving sales instead of worrying about payment infrastructure, acquiring, issuing, licensing, PCI compliance, or hardware and software concerns. Expand your POS or payment operations through a unified global payment platform that operates across over 70 countries and offers more than 60 payment methods for online, mobile, or in-store transactions. We create personalized pricing structures and customized payment services—whether gateway, acquiring, or issuing—that align with your unique business needs. You have the freedom to determine pricing for your merchants while retaining complete ownership of your customer relationships and offerings. Easily set up merchant accounts or manage terminals, as our SDKs simplify the integration of Hips into your mobile and web applications, accommodating mobile, unattended, online, or in-store payment solutions. This flexibility empowers businesses to adapt and grow in a dynamic payment landscape. -
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Cardinity is an all in one payment system that provides e-commerce websites with a payment portal and a merchant account. It is a licensed payment institution that is registered on the Visa and Mastercard networks. This allows it to offer a global payment solution. Online merchants can use Cardinity payment services to charge customers around the world from EU/EEA countries. Cardinity clients can open a merchant account and enjoy many useful features, including recurring billing, one click payments, tokenization, enhanced security, 3D Secure tool, and other benefits.
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Aleran Merchant Services
Aleran Software
Experience secure credit card payment processing with complete PCI compliance through Aleran Merchant Services. This innovative service enables you to handle credit card transactions safely from any location, at any time, without the need for specialized IT knowledge or skills. By partnering with the renowned payment provider Payroc, we offer a seamless solution that captures and stores credit card information for immediate or future transactions, merging the advantages of both PayFac and traditional processing methods. Our merchant services come at no cost, with no hidden PCI, scanning, or monthly fees, allowing you to start processing payments in just minutes. Transactions are guaranteed to be PCI-compliant, ensuring your customers' data remains secure. We also provide card readers for both in-store and face-to-face credit card processing, streamlining your payment operations. Additionally, our Card Auto Updater feature eliminates the hassle of managing expired, reissued, or compromised credit cards, making your payment collection process much more efficient. With Aleran Merchant Services, you can focus on growing your business while we take care of your payment processing needs. -
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Payment Depot
Payment Depot
$79 per monthThe credit card processing industry doesn't operate in a transparent manner. We'll explain how the industry operates and what Payment Depot does to save you money. Payment processors earn money by re-selling the fees charged by credit cards networks like Visa and Mastercard. Consider this: Visa and Mastercard fees are wholesale costs for payment processing. Your credit card processor will then add their fees to these wholesale rates in order to make a profit. Payment processors take a cut of each transaction when using traditional credit card processing. The more sales you process, however, the greater the profit they make. Payment Depot allows you to save money by allowing you access wholesale rates. Payment Depot is different from traditional payment processors. We don't profit off of interchange rates, and we don’t take a percentage of your sales. -
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Verifone
Verifone
Renowned retail brands, prominent financial institutions, and countless merchants across the globe place their trust in Verifone for innovative, straightforward, and secure payment acceptance solutions that cater to anyone, anytime. Our commitment lies in equipping you with the tools and insights necessary to enhance your customer experience and drive rapid growth. Begin your journey of online payment acceptance today with a versatile and scalable commerce platform. Verifone’s eCommerce API offers a merchant-hosted solution that is built on a robust REST architecture, allowing vendors to safely manage online and mobile transactions. With our Hosted Checkout solutions, you can quickly and securely start processing online payments without the need for extensive web development, as these systems are simple to integrate and provide merchants with a variety of options. Additionally, the Virtual Terminal serves as a ready-to-use payment interface, enabling the processing of mail order and telephone order (MOTO) card transactions through Verifone’s Central Portal, thereby streamlining the payment process for your customers. By utilizing these solutions, businesses can enhance their operational efficiency and improve their overall customer satisfaction. -
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CyberCom Pay
CyberCom
$99 one-time paymentCyberCom Pay offers a cutting-edge online payment solution that simplifies credit card transactions for businesses. This service is ideal for those primarily engaging in online commerce or operating an ecommerce platform. With just a single click, you can receive payments by sending e-invoices, processing credit card transactions directly through your site, and managing recurring billing effortlessly. While we have established merchant terms and conditions for legal compliance, you won't be bound by any unnecessary restrictions. Additionally, our banking partners will enter into a merchant agreement with you to ensure legal clarity. By setting up your CyberCom Pay merchant account, you can seamlessly start accepting credit cards online. Empower your business to operate from anywhere, while efficiently overseeing your inventory, customer relationships, and finances with our state-of-the-art point-of-sale system. Embrace the flexibility of selling wherever your customers may be, utilizing the CyberCom Pay mobile app to capture every sale opportunity. Furthermore, our platform allows you to gather purchasing data, connect with email marketing efforts, and foster relationships that can significantly enhance your business growth. This comprehensive approach ensures that you are well-equipped to thrive in a competitive market.