Alternatives to MoonPay

Plaid is an international data network that powers tools used by millions of people to live a more healthy financial life. Our ambition is to facilitate an inclusive, competitive and mutually beneficial financial systems by simplifying payments and revolutionizing lending. Plaid works with more than 8,000 companies, including fintechs such as Venmo and SoFi and several Fortune 500 companies, to give people more control and choice over how they manage money. Plaid is headquartered in San Francisco and its network spans more than 12,000 institutions throughout the US, Canada UK and Europe.

SBS Banking Platform is a flexible, cloud-native solution that empowers financial institutions to scale at their own pace, offering seamless, digital-first experiences anytime and anywhere. As a fully integrated, front-to-back platform, it drives innovation across a wide range of sectors, including retail, corporate, and neobanking. Whether it’s digital and open banking, deposits, payments, lending, or compliance, SBS Banking Platform provides the tools and infrastructure needed for financial institutions across EMEA to stay ahead of the competition. The platform’s versatility allows for tailored solutions, enabling banks to innovate and meet evolving customer demands. Trusted by top-tier banks, SBS Banking Platform is widely recognized by industry leaders such as Gartner, Forrester, NelsonHall, and IBS for its transformative impact on the financial services landscape. Recent accolades, including recognition by Omdia for digital banking, Chartis for regulatory reporting, and NelsonHall for Cloud, SaaS & BPaaS, highlight the platform’s role in driving progress and excellence in the financial sector.

AlphaPoint is a global financial technology company providing digital asset infrastructure to power the next generation of exchanges, brokerages, payment networks, and banking. Our full-suite products provide trusted, secure, scalable, and customizable solutions for trading, payments, lending, custody, and more.

Finicity's open platform for banking makes it easy to connect your customers' financial information to your app or service. Finicity's open platform banking platform is being used worldwide by some of the most innovative and large organizations to provide better financial experiences for their customers. Your experience is dependent on data quality. Our data has been battle tested in the most demanding markets. You can easily code to endpoints and test data, and connect to Finicity’s open banking platform to access the best API coverage for banks, credit unions and payroll providers. Access to the data you need to power products is easy with our suite of APIs.

finAPI serves as a reliable and user-friendly platform that connects businesses, financial institutions, and individual users seamlessly. Our open banking API empowers organizations to retrieve and analyze account information, as well as facilitate payments on behalf of their clients. Additionally, we provide essential support for banks and financial service firms through an XS2A server, which ensures compliance with the PSD2 directive for third-party providers. With its adaptability and flexibility, finAPI is consistently prepared to tackle new challenges. We assist in the development of cutting-edge financial services that bring genuine benefits to both your business and your clientele. By improving data accessibility, we foster innovation and streamline processes significantly. finAPI’s advanced data intelligence modules offer in-depth financial data analysis, including categorization, cash flow insights, risk assessments, and contract identification. The integration of data enrichment, AI, and machine learning techniques guarantees unparalleled data quality and optimal outcomes, paving the way for future advancements in the financial sector. Our commitment to continuous improvement makes finAPI a vital partner in navigating the evolving landscape of finance.

Qwist stands as the foremost independent B2B2X open finance platform in Europe, delivering an extensive array of products aimed at optimizing financial services and improving customer interactions. The platform's mbed digital lending suite integrates flawlessly with e-commerce sites, allowing digital retailers and marketplaces to partner with top banks for immediate access to a range of financing solutions, which fosters a distinctive, complete customer experience. It offers cutting-edge payment solutions tailored for high-value items, streamlining the entire digital lending process with options that include consumer credit and installment payments. Additionally, Qwist supplies real-time insights into financial transaction data, ensuring detailed categorization, verification of financial identity, assessment of disposable income, initiation of payments, and insights into risk. This robust toolkit enables businesses to harness thorough financial data for purposes such as verification, risk mitigation, and enhancing sales opportunities, thereby driving greater efficiency and effectiveness in their operations. As a result, Qwist not only enhances the financial service landscape but also empowers businesses to create more personalized and effective customer experiences.

Moonshot is an innovative mobile app aimed at streamlining the process of discovering, buying, and selling memecoins. With the ability to swiftly convert cash into these digital currencies, users can take advantage of various deposit methods, including credit and debit cards and easy bank transfer withdrawals. The platform offers real-time insights into trending memecoins, enabling users to track their investments and share their achievements with friends. Emphasizing user autonomy and security, Moonshot incorporates Face ID for signing in and serves as a self-custodial wallet, ensuring that only individual users have access to their assets. Users also have the flexibility to export their wallet keys whenever they wish. It is essential to understand that Moonshot operates as a platform, not an exchange, and refrains from providing investment advice; memecoins are primarily for entertainment and do not possess inherent value or utility. This unique approach makes Moonshot an intriguing option for those interested in exploring the world of memecoins.

Onramper unlocks the potential of digital assets. Our platform provides users in 190 countries access to 139+ fiat currencies, 1000+ cryptocurrencies and 120+ local payment options. Why do 100+ startups choose Onramper - Go Live Instantly: With 15 onramps, our no-code solution allows you to go live in a single day, regardless of the size of your project. Enjoy rapid onboarding and integration with a single contract. - Unparalleled global coverage: We cover 190 countries and open doors to the vast crypto universe for your users. - Customization at Your Fingertips : Tailor the widget of Onramper to match your UI preferences. Integrate seamlessly in just 30 minutes! - Get the best deals: With over 15 onramps we guarantee the most competitive prices with success rates of up to 80%. -Monetize effortlessly: Add your fee easily on top. Sign up today and get 10% off if you are one of the first 30 companies that contacts us!

Guardarian is a licensed provider of non-custodial fiat on-ramp solutions that empowers leading projects in the Web3 industry. With our platform, users can securely and conveniently buy & sell over 400 cryptocurrencies without the need for registration. As a customer, can buy & sell more than 400 cryptocurrencies with over 40 fiat currencies in just minutes. We support a wide range of payment methods, including bank transfers, credit and debit cards, Google Pay, Apple Pay, and more. All exchanges are non-custodial, ensuring that your funds are sent directly to your wallet without intermediaries. By integrating Guardarian on-ramp solution into your service, you can onboard users seamlessly and effortlessly. Choose between our Plug & Play widget and our powerful API integration. By leveraging our fiat gateway, you can expand your user base, increase your revenues, and mitigate risks. For more information, visit our website or reach out to our sales team to receive a tailored offer.

A comprehensive crypto-enabled toolkit designed for payment innovations is now available through a single integration. This solution is revolutionizing the simplicity of payment transactions in ways previously unimaginable. It serves as a bridge between the fiat and cryptocurrency realms. Acting as a seamless gateway for enterprise solutions, this integrated tool, known as Widget, empowers businesses to accept fiat payments for cryptocurrency transactions effortlessly and without risk. It also provides neobanks with a mechanism to allow their customers to handle cryptocurrencies while sidestepping the complexities of compliance, monitoring, and licensing. For example, platforms such as Twitch utilize the Crypto In&Out solution to manage subscriber payments and facilitate the distribution of funds to streamers. This innovative tool enables online businesses to accept cryptocurrencies that are automatically converted to fiat currency, or vice versa. As a user-friendly and secure application, it supports buying, selling, sending, and storing both fiat and crypto. Furthermore, its versatile functionality can be seamlessly integrated into a variety of other applications and services to enhance their payment capabilities.

We develop advanced payment solutions tailored for Web3 enterprises. The C14 widget enables users within our service regions to efficiently undergo KYC procedures, manage payment options, and engage in transactions across various partner blockchain ecosystems, all while enjoying a user-friendly, ecommerce-like experience. Our services span 50 nations, including the United States, Japan, and Australia, creating a robust global network that nurtures diverse communities and encourages growth and connectivity from New Zealand to Mexico. By simplifying the transition from fiat to crypto, we make cryptocurrency accessible for any project. Furthermore, C14’s dashboard equips our partners with insights into the transaction activity generated by their use of the C14 widget, allowing them to harness key data that can enhance user acquisition, boost customer loyalty, and refine support services. This comprehensive tool not only promotes user growth but also fosters stronger relationships with customers, ensuring a smoother experience for all parties involved. Ultimately, we are committed to revolutionizing the way digital transactions are conducted across the globe.

Cybrid delivers cutting-edge payment integration services, making financial connections smoother through advanced APIs and SDKs. Our platform is designed to streamline intricate payment operations such as effortless KYC processes, funds transfers, and settlements. We enable connections to bank accounts via Plaid, provide a range of money transfer options like ACH, Wire, and RTP, and offer Virtual FBO Accounts in USD and CAD. A distinctive feature of Cybrid is our capability to integrate cryptocurrency on and offramps, thanks to our Smart Order Router. This includes seamless connections to Bitcoin (with support for the Lightning Network) and Circle's USDC, covering multiple blockchains like Ethereum, Polygon, Solana, and Stellar, setting us apart in the realm of digital currency innovation. Cybrid is the premier choice for businesses looking to incorporate payment solutions directly into their software, offering a secure, efficient, and flexible approach to financial integrations.

Ramp Network is building the infrastructure to connect Web3 with today’s global financial system. We help businesses implement an end-to-end solution that removes complexity, increases trust, and reduces friction for customers moving between crypto and fiat. Instant integration: one simple SDK, no signature needed to get started Smart KYC: we use Open Banking and other data to make KYC invisible Seamless UX: works from within partner apps Fully compliant: registered with both FINCEN (U.S.) and FCA (U.K.), and registered as VASP with the Central Bank of Ireland Multiple payment methods: accept credit/debit cards, bank transfers, Apple Pay, Google Pay, Pix, and more Global coverage: supported in 150+ countries Founded in 2018, Ramp Network is trusted by hundreds of businesses including industry leaders such as Axie Infinity, Brave Browser, DeFi Kingdoms, GameStop, Ledger, Loopring, MetaMask, Opera Browser, Sorare, and Trust Wallet.

To start your journey with Bitcoin, BTC Direct is the perfect place to begin. You can quickly set up an account and get started today! Our helpful staff is available to assist you with any inquiries you may have. A wallet, which functions like a digital bank account, allows you to send, receive, and manage your Bitcoin efficiently. You can initiate your first purchase using a credit card or through a bank transfer. At BTC Direct, you not only have the option to buy Bitcoin, but you can also sell it back to us whenever you choose. Engaging in the buying and selling of Bitcoin is made simple through online cryptocurrency brokers like BTC Direct. Established in 2013, BTC Direct is among Europe's top cryptocurrency firms, consistently working to adhere to regulatory standards. Based in the Netherlands, this crypto broker not only facilitates direct purchases but also offers a fiat-to-crypto gateway connecting users to exchanges and wallet providers. Our mission is to make Bitcoin, altcoins, and other blockchain assets accessible to everyone, and we've been dedicated to this goal since our inception in 2013. By prioritizing user experience and compliance, BTC Direct aims to be a trusted partner in your cryptocurrency journey.

Swapped.com offers a cryptocurrency onramp and offramp that allows its users to easily, safely, and regulated buy Bitcoin, sell Bitcoin, and other cryptocurrencies. Swapped.com offers alternative payment methods to its competitors, so customers can buy using their preferred method of payment rather than only Credit Cards. Swapped.com provides 35+ payment options to its customers, both local and international. Swapped.com has users in more than 150 countries. Swapped.com allows merchants to embed swapped.com into their websites and projects to allow their customers to buy and sell cryptocurrency with ease. Swapped.com is responsible for handling anti-fraud and chargebacks, as well as fraud, and ensuring that transactions are compliant to local regulations. Swapped has been registered with the Financial Supervisory Authorities of Denmark and Canada, Fintrac Canada and ASIC Australia.

Dynamic. Effortless. Transformative. As a frontrunner in the industry, we empower a multitude of partners, facilitating millions of individuals in acquiring billions of dollars worth of digital assets. Simplex, recognized as a licensed financial institution, equips its extensive partner network with the capability to accept a diverse array of payment options, such as Visa, MasterCard, Apple Pay, SWIFT, SEPA, and many more! With no associated risks, no rolling reserves, and an absence of security breaches, we boast the highest conversion rates and provide multiple acquiring solutions. Our platform enables the purchase of over 90 cryptocurrencies through a vast network of partners. With a fervent commitment to enhancing crypto adoption, we are ceaselessly expanding support for additional currencies, having already integrated over 50 fiat currencies. Our cutting-edge solutions guarantee completely fraud-free transactions, allowing you and your users to concentrate on what you do best, facilitating a smoother experience in the digital asset landscape.

Wert is a fiat payment portal for NFT, DeFi, and Web3 projects. It specializes in interfacing directly with smart contracts. Our solution is an SDK that you can integrate into your front end. It allows you to give your users the option of shopping with Apple Pay or credit card. We accept payments from users and send crypto from our wallet to execute smart contract transactions on their behalf. The contract will then transfer NFTs or tokens to the user's account. Any smart contract can be interacted with, as long as it has a payable function. We are currently live on Ethereum, Polygon, and Tezos. Our main partners include KnownOrigin and Mintable as well as Async.market, Rarible, Async.market, and Async.market.

Topper is an intuitive platform that facilitates the seamless buying and selling of over 200 cryptocurrencies, allowing users to easily transfer funds to and from their self-custodial wallets. It accommodates a variety of payment options such as debit and credit cards, Apple Pay, Google Pay, and PIX, making transactions both flexible and convenient. With its off-ramp feature, Topper enables instant conversion of cryptocurrencies into fiat currency, allowing users to withdraw funds directly to their debit cards for rapid access to cash. The platform is specifically designed to streamline the crypto transaction experience, providing a secure and efficient solution for individuals as well as businesses looking to incorporate crypto transactions into their operations. Whether users are interested in Bitcoin, Solana, stablecoins, or even meme coins, Topper presents a comprehensive range of options in one centralized space. Users can quickly purchase cryptocurrency online and transfer it to their wallets with just a few clicks, making the process straightforward and accessible for everyone. Additionally, Topper’s focus on user experience ensures that even those new to crypto can navigate the platform with ease.

Wyre offers an extensive range of top-notch payment APIs designed to enhance your fintech application. You can accept payment methods tailored to your customers' preferences, facilitating seamless transactions. With just a single API call, you can process global payouts to over 130 countries. Additionally, you can create compliant accounts that carry out KYC checks efficiently. Your application can also integrate cryptocurrency features, allowing you to send, receive, and manage digital assets through our Secure Wallets API. Our API also supports the exchange of fiat and cryptocurrencies, ensuring a versatile financial solution. Wyre stands out with its competitive pricing and execution, providing you with favorable rates and assurance regarding the safety of your assets. For those looking to partner with us, we offer an expedited market entry, enabling you to launch in as little as six hours rather than the typical six months. We are harnessing the power of blockchain technology to create the fastest and most cost-effective methods for international money transfers. Our dedicated team consists of payment experts, blockchain enthusiasts, product specialists, and technology aficionados. Together, we strive to blend experience and smart solutions with innovation and opportunity in the financial space, fostering a collaborative environment that drives success.

Allow mainstream users to buy crypto within your app. A simple developer integration allows you to bring more users to crypto and increase your revenue. Transak can be integrated using widget. The widget can be configured with many parameters, webhooks and custom UI flows. Get widget integration started now. Developer integration to enable global users to move from fiat to cryptocurrency and back using local payment methods. Currently, you need to create an account on each financial app, fill in forms, submit documents like your ID, and then deposit money. This is a lot of work for back offices of financial services. We are determined to make it easier to link money and data to your Blockchain wallet. The blockchain wallet will be a single sign-on to finance. It's similar to signing in with Google or Facebook but with more features.

GoCardless is the UK's most trusted online direct debit provider. It makes it easy to process recurring and one-off payments. GoCardless is cost-effective and secure. It offers an easy migration process and transparent fees. The platform has pre-built integrations to leading accounting, membership, and subscription software such as Quickbooks, Sage Sage, Zuora and Online Scout Manager.

Zūm Rails provides real-world solutions that merge instant payments and open banking. The Zūm Rails software allows users to focus on distribution, while on the back end we mitigate the risk of fraud, aggregate KYC data and offer an unparalleled experience for the end-user. Our software is able to create a faster and more efficient payments process by eliminating unnecessary lag time of financial interactions through the use of the Zūm Wallet, reducing the risk of fraud for instant payments, and creating an overall better user experience by utilizing our real-time data aggregation feature. Zūm Rails software has been designed with scalability in mind. With a built-in Partner Portal, our users are able to manage and oversee their customer's transactions, while collecting insights and reporting. Work directly out of the Zūm Rails portal or utilize our seamless API to integrate directly into pre-existing systems and workflows. Zūm Rails software was built with every step of the payment journey in mind, creating a faster, safer, and more convenient digital exchange. To learn more, visit zumrails.com

PSD2 is designed to oversee innovative digital payment services, ensure transparency, and improve the security of online transactions. Additionally, it fosters competition in the payment markets and mandates that all banks achieve compliance with its standards. In response to the increasing need for comprehensive solutions, we have developed an Open Banking Suite with a modular framework that includes an API hub known as Up2Connect, a strong customer authentication (SCA) component called Up2Seal, and a payment terminal referred to as Up2Pay. This solution not only adheres to the Berlin Group standards but also complies with local regulations applicable to users. Financial institutions have the flexibility to either integrate specific modules they require or opt for bundled integration. By utilizing the Up2Connect module for open banking compliance and the Up2Seal module for enhanced security, Sirma positions itself as a reliable technological partner. We are confident that the transformations initiated by PSD2 will significantly contribute to a digital revolution within the financial sector, paving the way for more innovative and secure payment options. As the landscape evolves, our suite is prepared to adapt to emerging trends and regulations.

We help you unlock the potential of Open Banking by connecting to over 3500 European banks across 21 countries. This API will also allow you to advance your business. Worldline's open banking capabilities are industry-leading and include everything from Account to Account (A2A), to IBAN checks, credit scoring and business financial management.

TrueLayer stands out as a premier technology firm that offers secure and worldwide access to financial systems. Our APIs empower developers to create top-tier products that can access data and facilitate payments instantaneously and securely. Established in 2016, TrueLayer has partnered with major global banks, is supported by prominent venture capital firms, and is trusted by leading fintech companies like Monzo, Revolut, and Zopa. By democratizing open banking through our platform, TrueLayer allows developers from various sectors — ranging from emerging startups to large enterprises — to transform financial services. Operating in the UK, Europe, and Australia, TrueLayer simplifies the integration of advanced payments and financial data into any application. Create innovative products that resonate with your users, enabling seamless money transfers at competitive rates while ensuring an exceptional user experience. Our solution eliminates the need for cards, minimizes fraud risks, and avoids chargebacks, ensuring a smooth financial transaction process.

Build, enhance, and expand your offerings with straightforward access to a comprehensive financial ecosystem. With features like accounts, foreign exchange, both domestic and international payments, acquiring, and open banking—all provided through a unified, developer-centric API—you can craft innovative customer experiences by seamlessly integrating financial services into your products. This ensures your customers can remain within your ecosystem without needing to navigate elsewhere. Optimize both customer interactions and back-office functions through effortless integration with your current systems. Transition all your services to OpenPayd and take advantage of competitive rates, extensive coverage, cutting-edge technology, and exceptional support. Scale rapidly by tapping into local payment infrastructures, unparalleled foreign exchange management, and an extensive array of global licenses. Facilitating local and international transactions becomes effortless with OpenPayd's extensive global banking network, ensuring you can meet diverse financial needs efficiently. The integration of these services empowers you to deliver outstanding value to your customers while streamlining your operational processes.

Ethereum is a community-driven platform that serves as the backbone for the cryptocurrency ether (ETH) and a myriad of decentralized applications. This innovative technology facilitates not only digital currency transactions but also global payments and various applications. Through collaborative efforts, the community has established a vibrant digital economy, providing creators with new opportunities to generate income online and much more. Accessible to anyone with an internet connection, Ethereum breaks down barriers for billions who either lack bank accounts or face restrictions on their financial transactions. Its decentralized finance (DeFi) framework operates continuously without bias, allowing users to send, receive, borrow, earn interest, and even stream funds globally. In contrast to traditional internet services that often require sacrificing personal data control, Ethereum maintains openness as a fundamental principle – all that's needed is a wallet to participate. By staking your ETH, you can contribute to the network as a validator, helping to secure and maintain the integrity of this groundbreaking platform. As a result, Ethereum not only empowers individuals but also fosters a more inclusive financial system for everyone.

Whalestack presents an advanced cryptocurrency payment solution tailored for businesses, providing digital currency checkout systems that efficiently transfer Bitcoin into your bank account in moments. This platform supports cryptocurrency acceptance, offering immediate fiat conversion to mitigate currency fluctuation risks, eliminate chargebacks, and reduce credit risks. It features an all-encompassing suite of services, including detailed financial reporting, invoicing, taxation, and analytics, designed for easy implementation via REST API or a straightforward checkout button. Catering to online retailers and e-commerce sites, Whalestack enables the processing of payments in a variety of digital currencies while adhering to compliance standards, thus maintaining the contentment of accountants and regulatory bodies. It allows online enterprises to price and settle transactions in their local currency (for example, EUR, USD), regardless of the specific digital currency (Bitcoin, Lightning, USDC, EURC, or Stellar) chosen by the buyer for payment.

Salt Edge, a fintech leader in creating and providing open banking solutions, takes intercommunication and interoperability between banks, third-party service providers, and their end-users to a whole new level. With offices in Toronto, London, Chisinau, Milan, Bucharest, and now expanding to the Middle East. The main vectors the company focuses on are: 1. Open Banking Gateway - allows lenders, accounting software, banks, BFMs, PFMs, iGaming companies, and different other companies to instantly connect to all customers’ bank accounts in Europe, APAC, Americas, and MEA for account information and/or payment initiation, via one unified API. 2. Open Banking and PSD2 Compliance Solution - enables banks and eWallets to become compliant with PSD2 and Open Banking requirements in 1 month, with minimal resources. ISO 27001 certified and open banking licenced, the company employs the highest international security measures to ensure stable and reliable connections between financial institutions and their customers. The company offers secure connectivity to 5,000+ financial institutions in 50+ countries. Salt Edge has been named a Strong Performer in The Forrester Wave™: Open Banking Intermediaries, 2023 Report.

Instantly receive payments directly into your bank account, complete with automatic invoice reconciliation that connects effortlessly to your preferred accounting software. With Crezco, you can send or receive international payments straight from your existing local bank account, eliminating the hassle of setting up virtual IBANs or local wallets. The integration with major accounting platforms ensures a user-friendly account-to-account payment experience. Our API is tailored to simplify processes for your team, allowing customers to send and receive payments immediately. Users can initiate a batch payment with just one authentication step, and each transaction is clearly listed as individual entries on bank statements. Moreover, Crezco can seamlessly integrate and recognize CSV files from widely-used accounting and payroll systems, while also providing the option to manually import files when necessary. This versatility ensures that your financial operations remain efficient and straightforward, catering to various user needs.

We specialize in the creation and upkeep of tailored systems that meet specific needs. Our expertise particularly excels in intricate projects that necessitate the seamless integration of various legacy systems. We handle various payment methods, including credit cards, mobile transactions, and open banking solutions. By leveraging big data technologies, we develop high-availability, reliable data hub platforms that synchronize legacy data in real time. Our quick and efficient approach ensures we select the perfect specialists to match your requirements. Users tend to engage with your products and content 4.2 times more on mobile applications compared to websites, even when the latter offers an optimal user experience. With global shopping cart abandonment rates soaring to 97% on mobile websites, mobile applications effectively address this issue by securely storing user data and facilitating in-app payments. Consequently, the transition to mobile apps not only enhances user retention but also significantly boosts overall sales performance.

Financial institutions are transforming their operational models with a focus on customer-centricity, while fintech companies and developers are exploring innovative market pathways. An open banking platform leverages APIs to enable seamless integration of diverse products and services, fostering creativity and collaboration. By adopting a versatile and scalable one-stop portal, financial institutions can enhance their agility, competitiveness, and drive expansion. Tailor the services to meet your clients' specific needs while delivering the advanced technology that consumers demand in today's digital landscape. With a comprehensive range of reliable banking solutions encompassing Retail Banking, Payments, Lending, Corporate Banking, and Treasury & Capital Markets, Finastra offers the tools necessary for immediate readiness and future adaptability. If you are a developer or a fintech eager to make a market impact, or a financial institution aiming to create innovative offerings for your customers, you can tap into Finastra's core systems APIs to develop new applications or integrate your current solutions seamlessly. Embrace the opportunity to lead in this rapidly evolving financial ecosystem and make a difference today.

Enhance the efficiency and quality of application integration through the use of AI and automation. IBM® App Connect provides seamless connectivity between applications and data, bridging both legacy systems and contemporary technologies in diverse environments. With features like enterprise service bus (ESB) and agile integration architecture (AIA), businesses can deploy integration artifacts as microservices, enabling a variety of adaptable integration patterns. The synergy between integration and AI fosters a user-friendly experience, significantly simplifying online insurance claims for customers while improving their accuracy. As open banking APIs gain traction worldwide, they pave the way for an open data economy that empowers users and sparks innovation. Additionally, the concept of a continuum of care encompasses a fully integrated system designed to guide and monitor patients over time, offering a wide range of health services that cater to varying levels of care intensity. This holistic approach not only improves patient outcomes but also enhances overall healthcare efficiency.

Priority Commerce presents a comprehensive commerce platform aimed at optimizing revenue and promoting growth through its Priority Commerce Engine (PCE). This platform consolidates various financial services, empowering businesses to efficiently collect, store, lend, and transfer funds. Utilizing tools such as MX Merchant, users can manage billing, sales tracking, and customer interactions in one place, ensuring same-day funding across diverse payment methods like cards, ACH, and cash. Additionally, Priority Commerce accommodates a range of fee-based solutions, allowing for tailored payment processing that meets the unique demands of different businesses. For developers and independent software vendors (ISVs), Priority offers secure and feature-rich APIs that integrate effortlessly into applications, providing low-code or no-code options to accelerate development. Moreover, it automates banking operations, boosts financial transparency, and implements strong security protocols to mitigate fraud risks. This integrated approach not only enhances operational efficiency but also supports businesses in adapting to the evolving marketplace.

Bity serves as your gateway to the world of cryptocurrency, facilitating buying, selling, trading, and using digital currencies for online transactions. Based in Switzerland, a nation renowned for its stringent privacy laws and regulatory practices, Bity is designed with meticulous attention to the highest industry standards. Our team is dedicated to continuously testing and enhancing our technology and services to ensure optimal performance. Users can sell or exchange any supported cryptocurrency with the assurance that the estimated price remains valid as long as payment is processed within a ten-minute window. The platform enables seamless and secure transactions, whether you're looking to buy, sell, or trade cryptocurrencies through our exchange, and it also supports online bill payments in both crypto and fiat currencies. Beyond the main features, we provide additional services such as APIs, over-the-counter trading, and affiliate programs to cater to diverse needs. With just an email and phone number, you can begin your cryptocurrency journey in minutes, and accessing more advanced options is possible by verifying your account to unlock additional features. Join us and experience the future of finance, where digital assets are at your fingertips.

Integrate your application seamlessly with your users’ financial information using a secure and straightforward Open Banking API. Create innovative and captivating products that will delight your users. Their financial data is available in various formats from numerous sources, and we facilitate access to over 90% of personal and business bank accounts across Latin America, including connections to tax agencies and gig economy platforms. With our Connect Widget, you can embed this feature into your product within minutes, allowing you to save valuable development time and concentrate on what truly matters. Our platform is designed with top-tier security measures and is currently in the process of obtaining ISO 27001 certification. Effortlessly connect your users’ financial accounts and enhance their data in just a few simple steps. From lending solutions to smart saving strategies, we’re here to help you develop exactly what your users require. By accessing, aggregating, and analyzing customers’ financial details, such as their income, you can create superior borrowing experiences that meet their needs effectively. Ultimately, our goal is to empower you to deliver exceptional financial solutions.

Join an elite group of merchants, payment service providers, and financial institutions that are leveraging Token’s extensive Pan-European connectivity to more than 3,000 banks to innovate and generate new revenue opportunities. Token serves as a cutting-edge open banking payments platform, offering unparalleled access to banking connections, compliance, and data across Europe. With the ability to initiate seamless, real-time account-to-account (A2A) payments directly from various applications and websites, users benefit from a streamlined experience through a single integration interface. Additionally, Token Data employs a unified API to effortlessly gather account and transaction information from banks across Europe, while Token Payments ensures secure and consolidated access to facilitate real-time transactions directly from apps and websites. This innovative approach not only enhances user experience but also drives efficiency in the payment process.

Conductor stands out as the premier banking-as-a-service and card issuance platform in Latin America. This cutting-edge, cloud-native platform, equipped with an open API, empowers a variety of fintechs, banks, retailers, and enterprises in the region, facilitating the launch and expansion of innovative digital accounts and card initiatives. Currently, Conductor manages more than 85 million accounts and oversees a staggering payment volume exceeding $20 billion throughout Latin America. As a frontrunner in the digital transformation of the payments sector, Conductor's technology allows businesses across multiple industries in Brazil and the wider region to deliver optimal payment solutions to their clients. Additionally, Dock serves as a payment institution that provides an Open Banking platform, enabling other companies to seamlessly offer financial services and efficiently establish their own banks or fintechs in a white-label format. This synergy between Conductor and Dock epitomizes the evolution of financial services, making it easier for businesses to innovate and meet consumer demands.

Banfico stands out as a reliable provider of open banking technology, delivering a range of scalable, secure, and regulation-compliant solutions specifically designed for banks and fintech companies. Our dedicated open banking API adheres to Financial Grade API (FAPI) standards and is compatible with major global frameworks, including Open Banking UK, Berlin Group, and STET. This robust enterprise-grade API prioritizes customer identity verification, authentication, and security, facilitating smooth integration with core banking systems while providing comprehensive solutions such as customer authentication and consent management. Additionally, the OB Directory serves as a compliant repository of standardized information regarding active regulated entities, linking to all National Competent Authority (NCA) registers and the European Banking Authority (EBA), with updates occurring in real time every two hours. Furthermore, Banfico's Modified Customer Interface (MCI) ensures a secure interface that aligns with Open Banking and GDPR regulations, allowing banks to swiftly and efficiently meet compliance requirements while reducing their overall costs. This comprehensive approach positions Banfico as an essential partner for financial institutions aiming to navigate the complexities of open banking effectively.

Apron serves as an essential ally for every small business by streamlining the process of gathering and settling invoices quickly. This allows you to focus on advancing your business rather than getting bogged down by administrative tasks. With payments and approvals integrated seamlessly, the flow of funds remains uninterrupted. Just a few clicks, and you've selected the vendors to pay, with transactions being executed directly from your bank account. You can establish roles and workflows that enhance communication and facilitate the movement of funds. Payments are instantly reconciled in your accounting software, leaving you with one less task to worry about. To get started, simply sign up using Xero or QuickBooks, complete a brief three-minute security verification, and make your first transaction. Since every app in your ecosystem can be a potential point of security failure, Apron consolidates payment handling into a single platform. By reducing the number of apps you need, we simplify your financial processes. Clients must authorize payments directly through their banking systems to ensure security, and Apron is compatible with all UK banks without any limitations. For those banks that do not support open banking, customers can still easily make payments via traditional bank transfers, ensuring flexibility in managing finances. Ultimately, Apron not only streamlines payments but also safeguards your business's financial health.

We partner with innovative organizations to create customer-centric digital banking solutions from the ground up. The focus isn't solely on the technology employed to serve your clientele; rather, it's about leveraging that technology to ensure customers feel valued and prioritized. Our mission centers on making banking more convenient, simpler, accessible, and rewarding for users. Our unique digital banking infrastructure, known as fOS, empowers you to achieve these goals. The success of our current clients and the numerous accolades we've received stand as testaments to our effectiveness. Fidor offers the comprehensive expertise necessary to turn your digital banking vision into reality. We engage in a thorough process of thinking, designing, testing, building, and launching. Our cutting-edge digital banking platform, fidorOS (fOS), encompasses all essential banking functionalities, including onboarding, card and account management, credit products, and analytics, all within a single, unified platform. As a pioneer in adopting Open Banking principles and API integration, we have developed the fidorOS platform to be significantly advanced compared to conventional solutions. This approach not only enhances flexibility but also ensures a seamlessly integrated banking experience for users.

Qlower serves as an intelligent assistant tailored for landlords, streamlining the process of property management through the use of open banking and machine learning innovations. It takes care of property management tasks automatically, eliminating the need for manual data entry, ultimately saving both time and financial resources. By easily tracking payments, uncovering potential savings, and preparing tax declarations, users can optimize their real estate portfolios by simply following the suggested pathways. Qlower enhances the experience for real estate investors by providing features like automatic and complimentary receipt generation, real-time accounting linked to bank transactions, tax reporting for rental income, and identifying opportunities for savings along with heritage advice. Whether managing vacant properties, furnished units, short or long-term rentals, parking spaces, or buildings, Qlower efficiently handles all administrative and accounting responsibilities, leading to refined tax reporting. By analyzing bank data and user-entered transactions, Qlower comprehensively understands each expense, ensuring that accounting is continuously updated and optimized. This comprehensive approach not only simplifies property management but also empowers landlords to make informed financial decisions.

Yapily offers a seamless customer experience while navigating the dynamic landscape of Open Banking compliance. Tailored specifically for open banking, it ensures smooth connectivity for users. It stands out as the only technology firm chosen by IBM for its open banking solutions. As new open banking APIs become available, businesses can tap into fresh markets and larger transaction volumes. A single open API provides access to essential data that enhances the experience for end-users. This includes functionalities like aggregating, categorizing, and enriching account information, as well as initiating payments and transactions, enabling businesses to provide tailored financial advice. By removing technical obstacles, Yapily allows any organization to engage with customers through one secure and unified connection. This empowers banks, financial service providers, and developers to quickly create, integrate, and oversee their own APIs for effective communication. As a result, Yapily not only streamlines processes but also fosters innovation in how financial services are delivered to consumers.

Created by developers with developers in mind, our API-driven technology enables you to build applications leveraging our robust financial tools. Central to our technology ethos is a commitment to security, featuring two-factor authentication, secure storage with backup solutions for effective disaster recovery, and strict internal access protocols as standard offerings. TradeCore distinguishes itself in the financial industry with its capacity to manage vast quantities of data seamlessly. We design systems for leading companies, empowering them to elevate their operations significantly. Our trading interface, which accommodates various asset classes, grants access to top-tier data vendors. Furthermore, you can issue your own Mastercard® virtual and physical cards while ensuring compliance is straightforward. Experience the advantages of open banking without burdening your team with extra tasks. Additionally, automate and safeguard cryptocurrency transactions comprehensively for enhanced security and efficiency.

Our company offers comprehensive services to banks, collaborating closely with them to promote digital transformation across Europe and support overall advancement and development for everyone involved. We assist over 1,000 partner banks and financial institutions throughout Europe in effectively managing their customers' payment cards by providing tailored and modular services that encompass processing, card management, dispute resolution, security measures, fraud prevention, and customer value management. Additionally, we equip financial institutions with efficient technological solutions and services that facilitate access to both domestic and pan-European clearing systems, interbank payment and collection management, as well as sophisticated capital markets infrastructures, ensuring they remain competitive in a rapidly evolving landscape. Our commitment to innovation and partnership enables us to create sustainable growth avenues for our clients.