Alternatives to Modefin

America's business banking. Better banking was what business builders wanted. North One was born. In minutes, you can open an account. You are responsible for building your business, creating jobs, and serving your community. It's hard work. North One makes it easy to manage the most difficult parts of your business. We're here to help you focus on the road ahead. North One is built for freelancers, small businesses and startups across America. Smart integrations with existing tools allow you to make payments, track your money, and automate your finances. North One was designed to make managing money simple so you can concentrate on running your business. No more branches. No more lines. No more paperwork. Access your North One Account 24/7 from your smartphone or computer. No matter where your business is located, you can access it from anywhere. Automatically create envelopes for taxes, payroll and rent.

Plaid is a global fintech infrastructure platform that enables businesses and consumers to securely connect to financial data and services. Through APIs that connect to more than 12,000 financial institutions across 20+ countries, Plaid operates the world’s largest open banking data network. By removing the complexity of direct bank integrations, Plaid enables developers, financial institutions, and enterprises to build secure, user-friendly, and conversion-optimized financial products. Plaid powers payments, lending, identity verification, fraud prevention, and personal finance applications. Today, more than 100 million people worldwide, including half of U.S. adults, have relied on Plaid through their connections to over 7,000 apps and services. Plaid supports a wide range of industries and financial workflows, including: Banks & credit unions, Payouts streamline disbursements, and Pay by Bank supports direct consumer-to-business payments for recurring bills, subscriptions, and eCommerce, Mortgages & lending, Government & public sector programs, Property management, Gaming, Crypto & Digital Assets, Business finances, and Wealth Management. Customers include Venmo, Robinhood, Rocket, Carvana, Affirm, Invitation Homes, and many more. Plaid is built with enterprise-grade encryption, continuous monitoring, and regulatory compliance, including PSD2 in Europe and FCA requirements in the UK. Plaid does not hold funds but enables secure data transfer and payment initiation. Plaid provides trusted infrastructure across payments, identity verification, fraud prevention, account connectivity, and open banking. With scale, security, and mobile-first design, Plaid helps businesses create seamless and secure financial experiences for millions of consumers worldwide.

FPS GOLD has been providing core and mobile banking, online banking, wire transfer software and a content management system for financial institutions for more than 55 years. FPS GOLD's mission is to help financial institutions succeed, profit, and thrive through flexible, robust software that's paired up with unmatched customer support. FPS Gold is more than just software. We actually care. We don't want you to doubt us. It's possible to test it yourself.

Sila is an end-to-end payment platform that provides Banking-as-a-Service through a developer-friendly payment API that is scalable and allows for fast and secure money transfers. Sila’s payment platform streamlines building and launching fintech apps and embedded payment products for financial products, fintech, crypto, and Web3. Sila’s offerings include Virtual Accounts, Digital Wallets, KYC/KYB, and ACH payments APIs for software teams. Additional functionality is available through a network of pre-approved and pre-integrated partners (to different degrees). Sila was recognized as the Best Payments as a Service Platform by the 2022 Embedded Banking Awards of Tearsheet. Sila is headquartered in Portland, Oregon.

Modern banks are encountering a myriad of difficulties driven by rapid technological developments and increasing customer demands, which necessitates the urgent need for IT upgrades and digital transformation. Introducing Kuber, an innovative and imaginative video banking platform from RankTech Solutions, which stands at the forefront of video banking solutions in India, integrating advanced unified communications technologies. This remarkable platform is quickly emerging as the future of transaction processes, utilizing both wired and wireless communication to broaden reach and efficiency. Rank’s Kuber redefines customer interaction and onboarding, elevating it to a more intelligent and streamlined experience. By harnessing Unified Communications Technologies, Kuber allows customers to connect effortlessly with the appropriate bank representative on their first attempt, all through seamless face-to-face video banking interactions. This advancement not only enhances customer satisfaction but also revolutionizes the way banking services are delivered.

VeriChannel is a secure and unified platform which enables organizations to manage seamless and consistent customer journeys, across multiple touch points including web, mobile and kiosks, as well as ATMs. Customers and staff can use the system on devices of different sizes and resolutions with fully responsive user interfaces. VeriChannel is a reliable, scalable platform that sits on existing IT systems. It allows for a secure integration with disparate applications. VeriChannel's ready-to-go architecture and ready-to-use solutions allow it to be re-used on all channels. This reduces application development and maintenance costs. VeriChannel allows you to repurpose legacy applications without having to rebuild them from scratch. You can integrate content, data and functionality into new presentation layers or customer experiences.

Doocat Banking will take your customer experience to a new level! Doocat Banking is a solution that will help you migrate your banking services into the digital world, and it's tailored to your customers' needs. It can also be personalized for your bank. Doocat is an innovative multi-functional solution designed to elevate the customer experience. The application's intuitive design and smoothness will allow users to perform basic banking operations with just a few clicks.

Transform your banking experience with Novopay's cutting-edge Banking Platform, which is designed to be cloud-native, mobile-first, API-enabled, and powered by AI technology. Novopay offers a range of products, including digital lending, prepaid cards, wallets, and payment solutions, all of which can be licensed, customized, and operated on the cloud with round-the-clock managed services. With Novopay's prepaid card and wallet solutions, financial institutions, retailers, telecom companies, and corporations can effectively address intricate payment scenarios, ensuring a smooth payment experience for employees, clients, and partners alike. Enhance customer engagement by delivering a seamless and uncomplicated payment process, while empowering consumers with complete control over their payment methods. In addition, Novopay provides an innovative solution tailored for microfinance and community banking, featuring loan officer applications that facilitate both online and offline field operations, thereby streamlining the lending process for all stakeholders involved. This comprehensive approach not only optimizes operational efficiency but also strengthens relationships within the financial ecosystem.

eBSEG Digital Banking Solution offers a secure, rich UX application that provides a world-class banking and payment experience for your customers via mobile banking and internet banking. eBSEG omnichannel solution integrates seamlessly with your Back-end. eBSEG Digital Banking Solution offers a complete suite of the most recent banking services that allows banks to deliver banking services to customers anywhere, anytime. The Digital Banking OmniChannel Portal can be used on the following channels - Internet Banking (Desktop). - Mobile Banking Tablet Banking Chat Bot Banking (Text & Voice). Digital Bank Marketing - Apple Watch Banking - Business Banking Omnichannel - Facebook Banking - ATM / Kiosk Banking Call Center Banking eBranch Banking - Messaging Banking

Omnibanca is a transformative solution designed to expedite the process of digital evolution within financial institutions. Beyond offering conventional digital platforms such as web and mobile banking, it encompasses a wide range of digital channels including wearables, IoT, onboarding processes, credit origination, and product sales. This omnichannel approach focuses on a centralized client experience. It seamlessly integrates with existing legacy systems and features a robust API manager that supports multiple languages, currencies, and companies. By adopting Omnibanca, your financial institution can streamline the integration of advanced technologies, consolidating essential core system functionalities with innovative fintech capabilities. This unified product ensures that all channels are interconnected with backend applications, thereby enhancing accessibility to services and creating a cohesive data environment for your customers. Ultimately, Omnibanca empowers institutions to thrive in the digital landscape while delivering a superior customer experience.

The'silo-breaker in banking'. Your fully customizable digital-first web and mobile banking experience--available across all channels and to all customer segments. From biometrics to third-party verification, liveness checking, and MFA. Full native functionality with seamless integration of existing data and third-party data. API hub built with open architecture to allow for endless integrations. Unique layer of messaging and micro-services targeting on wearables and devices. You can start immediately in any territory and iterate in real-time, with full compliance. Launch all accounts on mobile devices with powerful internet portal. Flexible tech allows you to expand your business across products, territories and segments.

BrightOS is a modular Core Banking System that offers rich functionality. Its core is highly optimized and extended with functional units that span all banking processes, creating a fully-operational environment for banks from day one. BrightOS is scalable, API-rich, and event-driven. It prepares you to meet tomorrow's challenges. White-label solution that meets your customers' digital expectations. Native integration with any Core banking platform. BrightOS is a data privacy and data loss-protection system that you should consider when choosing it. Our solution is fully compliant to GDPR regulation and includes embedded functionalities for consent management. You can save time and enhance your customer service by utilizing a variety of digitalization integrations. BrightOS' Customer Support Service is a key part of the performance management and health orchestration. This allows automation to go beyond simple administrative tasks to complex, end-to-end services.

Setting up your mobile banking solution has never been simpler than with FinCell, a versatile white-label service designed for financial institutions seeking an affordable and customizable mobile banking application. Built on the principles of open banking, FinCell ensures seamless integration with your core systems through the use of open APIs. The platform's commitment to information security and quality management is evidenced by its ISO 27001 and ISO 9001 certifications, ensuring that all essential safety and compliance protocols are firmly in place. Developed by industry experts holding certifications such as CISSP, CDPSE, and CISA, FinCell adheres to the best practices in the sector. You can launch your mobile banking app in just two months, as FinCell provides a range of pre-defined features that expedite your market entry. With a subscription-based pricing model that aligns costs with your customer base, you only pay for what you utilize. Additionally, FinCell is highly scalable, enabling you to enhance revenue, expand your customer base, and minimize churn rates effectively. By choosing FinCell, you are investing in a solution that not only meets your current needs but also adapts to your future growth.

Developing payment systems that foster social inclusion, empower individuals financially, and drive economic progress for both present and future generations is essential. The shift from a cumbersome and risky reliance on physical cash to a streamlined and secure digital payment framework represents a logical advancement in the flow of money. By leveraging Distributed Ledger Technology (DLT) and blockchain innovations, central banks can successfully facilitate this transformation. Bitt’s Central Bank Management Panel software offers real-time insights and comprehensive reports on transaction dynamics, including transaction counts, speeds, and money circulation velocity. This capability enables central banks to effectively gauge the impacts of their monetary policies and adapt them as needed. Additionally, the introduction of an interest-bearing Central Bank Digital Currency (CBDC) could serve as a reliable store of value, providing returns comparable to other safe assets like short-term government bonds, thereby enhancing the overall stability of the financial ecosystem. This evolution in payment systems not only bolsters economic resilience but also ensures a more equitable financial landscape for all.

We developed the Insite Banking System's Core with a focus on user-centered design principles. Its intuitive interface grants users access to a diverse range of integrated applications. Thanks to our modular framework, we can swiftly enhance specific products to adapt to the ever-evolving technological, regulatory, and consumer landscapes, as well as incorporate feedback directly from our clients. Designed with both your needs and those of your customers in mind, the Insite Online Banking System ensures an excellent user experience. Our team will seamlessly integrate your bank’s branding to create a visually appealing and user-friendly website that your customers will appreciate. You have the option to engage as much as you prefer throughout this development process, whether by selecting from our assortment of templates or providing your own design ideas. Furthermore, we adopt a responsive design strategy for all our websites, ensuring that your customers can access the platform effortlessly from any device, enhancing their overall banking experience. This commitment to flexibility and user experience sets us apart in the industry.

Narmi revolutionizes financial institutions and enhances the experience for their clients through innovative, digital-first solutions that go beyond mere essentials. By equipping your customers and members with outstanding tools, Narmi enables them to take charge of their financial journeys effectively. The platform is designed for maximum usability, featuring user-friendly tools accessible at all times. It also includes third-party integrations that provide users with valuable context, strengthening their connection to your institution. With Narmi, your business portfolio can expand as it allows teams to focus less on banking tasks and more on managing their operations efficiently. The platform offers granular permissions, effortless money transfers, and more, making digital banking for businesses a straightforward experience. Additionally, users can open accounts digitally in just 2.5 minutes anywhere and anytime, thanks to intelligent automated decision-making and adaptable institutional controls, ensuring a seamless banking experience. Ultimately, Narmi is committed to enhancing the digital banking landscape for both institutions and their clients alike.

Cyclos provides payment solutions tailored for banks, barter systems, remittances, and cutting-edge currency frameworks. With over 1500 payment systems utilizing its services globally, Cyclos is a trusted name in the industry. Our newly developed mobile-first, responsive open-source front-end allows for seamless user experience. You can customize our application and launch it on various app stores, or alternatively, utilize SMS and USSD functionalities if preferred. Furthermore, businesses can establish a comprehensive marketplace and even set up their own online store. A rich array of features is at your disposal, including advertisement alerts to enhance user engagement. Cyclos ensures a secure and dependable banking and payment platform that can be tailored to meet your specific needs. Merchants can effortlessly accept NFC payments through their mobile applications or create a scannable QR code for customers to use. Payments can be made by scanning a printed QR code or generating one within our application to facilitate transactions. Additionally, quick and secure payments can be executed by simply tapping an NFC card against an Android device. This versatility makes Cyclos a suitable choice for modern payment solutions.

An acclaimed integration of a low-code micro-app development platform and a comprehensive set of digital banking solutions, Appzillon is the premier product from i-exceed, which includes both Appzillon Digital Banking and the Appzillon Digital Experience Platform. Appzillon Digital Banking offers a collection of pre-built omni-channel solutions, boasting over 17 million downloads worldwide, designed to provide unique banking experiences for both customers and bank employees. Meanwhile, the Appzillon Digital Experience Platform serves as a low-code visual development space, empowering enterprises to implement their digital goals while delivering an exceptional customer experience. This platform equips you with the tools to emerge as a formidable competitor by offering an engaging user experience with applications that are intuitive and designed for various systems, all while incorporating strong, secure, and cohesive mobility strategies. Furthermore, we position ourselves as a driving force in your evolution towards achieving the most advanced application development environments available today. Ultimately, our goal is to ensure that your transformation leads to unparalleled success in the digital landscape.

The Mobile 1st add-on is designed specifically for traditional online banking systems, harnessing the power of smartphone features and API integration to provide a contemporary Native Mobile banking experience for users. BankingON empowers community banks and credit unions to seamlessly integrate their current vendors, fostering a cohesive and user-friendly mobile banking environment. By utilizing top-notch UI/UX principles, the platform creates captivating customer journeys that prioritize the user's needs. Moreover, the APIs of the platform are implemented within the financial institutions' existing infrastructure, significantly reducing risk as BankingON neither accesses, stores, nor alters any sensitive data. This innovative approach ensures that institutions can modernize their offerings while maintaining a secure and reliable banking environment.

Bankers Realm Core Banking is a web-based application that features multi-currency, multi-lingual, and multi-channel technology, creating a distinctive experience of 'banking without boundaries.' It is equipped with top-notch security measures and is designed to be highly scalable, boasting a robust architecture that operates on a reliable enterprise platform within a Windows environment. The application ensures seamless integration with existing software systems, providing flexibility and scalability to accommodate high transaction volumes while remaining user-friendly. Additionally, it represents a cost-effective investment that delivers exceptional performance. The Virtual Lending solution enables remote access to credit scoring systems, empowering financial institutions to approve digital loans efficiently. This system supports both individual and group borrowers remotely, eliminating the need for branch visits and providing comprehensive access to a full range of banking services. Moreover, the omnichannel banking feature allows financial institutions to reach customers through every channel they prefer. With its innovative capabilities, Bankers Realm is poised to transform the banking experience for all users.

Real-time automated access to financial data is essential in the contemporary digital landscape. Modern banking customers increasingly expect instant availability of their financial information, and FIS’ telephone banking solutions and software are tailored to meet this demand by offering seamless access anytime and anywhere. With user-friendly menus and customizable options, our phone banking service prioritizes delivering an exceptional experience for your clientele. FIS is committed to staying at the forefront of industry advancements, empowering businesses across various sectors, including merchants, banking, and capital markets, to navigate the rapidly changing competitive environment and enhance their growth and operational effectiveness. As a crucial player in global commerce and financial transactions, FIS is dedicated to fostering the success of businesses and communities by innovating the methods through which the world engages in payments, banking, and investments, proudly serving over 20,000 clients and more than a million merchants. Our mission is to continuously evolve and improve how financial services are delivered, ensuring that we remain a trusted partner in our clients' journeys toward achieving their goals.

Speed up your digital transformation efforts by utilizing top-tier front and middle office transactional solutions, while rethinking customer interactions to ensure a cohesive, smooth, and personalized experience across various channels. Launch your offerings swiftly with a comprehensive library of ready-to-use features, allowing you to adapt rapidly to the evolving preferences of your customers. Enjoy the flexibility to integrate the open and adaptable Temenos Infinity platform into your existing digital banking framework seamlessly. Choose any cloud environment that suits your needs and scale your operations dynamically as required. Streamline the integration process with any core banking system, enabling you to implement modifications promptly and manage both development time and expenses efficiently. Take advantage of cutting-edge micro-services and APIs to easily build your digital banking applications, fostering innovation and responsiveness in a competitive landscape. This approach not only enhances operational efficiency but also empowers businesses to stay ahead in a rapidly changing market.

Mobeix is designed with a flexible and scalable multi-layered architecture that offers a wide range of digital banking solutions. Utilizing an open technology framework, it allows financial institutions to easily enhance or innovate their business functionalities, facilitating the prompt introduction of new banking services. The Mobeix platform accommodates the diverse digital interfaces that customers utilize in today's market. Our Open APIs, combined with Mobeix Developer Enablement tools, empower banks to implement solutions across any digital channel effortlessly. Furthermore, the Mobeix architecture is equipped with microservices-ready components and containerization capabilities, which are essential for enabling banks to scale in response to demand. This adaptability supports the rapid uptake of digital channels by consumers and enhances the use of APIs from the bank's digital ecosystem to aid partners and third-party providers. Additionally, it streamlines the integration of various channels into business services while simplifying back-end system integration processes. Ultimately, Mobeix positions banks to stay competitive in a fast-evolving digital landscape.

QBS was developed to enhance the efficiency of financial services by leveraging advanced technology. This is especially crucial in emerging markets, where traditional core banking systems are often too slow and expensive to adapt to new channels, compounded by the rising costs associated with maintenance and recurring services. The QBS platform aims to accelerate the launch of innovative financial products while ensuring agility and effectiveness. It transforms digital processes within financial services, enabling our clients to be more adaptive in a highly competitive landscape. Our platform is built upon the latest global trends in digital banking, featuring APIs and native microservices, along with an open and transparent data model that ensures 100% real-time processing. Additionally, we offer comprehensive regulatory and operational support through straightforward, seamless processes that guarantee exceptional performance, making it easier for firms to thrive in their respective markets. With such capabilities, QBS positions itself as a pivotal resource for financial institutions looking to navigate the complexities of the modern financial environment effectively.

The Omnichannel Banking Platform serves as a comprehensive IT solution designed to facilitate multichannel customer service for contemporary digital banking institutions. This digital banking implementation package encompasses both front-end applications and server components that connect seamlessly with the bank's internal back-office systems. The platform is modular, allowing for differentiation based on channels, products, and functionalities, meaning not all features need to be deployed simultaneously. It provides a unified solution for any customer service channel within the bank, ensuring that all front-end applications utilize a shared set of services. This offering stands out as a market leader across various metrics, attributed to its architecture built on a flexible array of components and microservices that can be employed as required. Its high availability and global distribution guarantee access to services from virtually anywhere in the world, while a significant portion of its functionality is readily available as an out-of-the-box solution, enhancing the ease of implementation for financial institutions. Furthermore, this platform is designed with scalability in mind, allowing banks to adapt and grow their service offerings as customer needs evolve.

Geezeo provides a reliable platform designed to enhance the digital banking experience. Our solution integrates smoothly into your existing digital banking framework, serving more than 500 innovative banks and credit unions. We develop robust and adaptable tools tailored for digital banking needs. Whether your goal is to increase customer engagement, effectively cross-sell products, or leverage data for deeper customer insights, Geezeo’s product APIs, Responsive Tiles, and exceptional data analytics empower you to deliver an outstanding customer experience. More than 7 million users across leading financial institutions reap the benefits of Geezeo's data enhancement, superior customer service, and focused marketing efforts. The Geezeo Platform equips you with valuable insights derived from transaction data, facilitates targeted product promotions, and fosters an engaging interaction with your customers. By choosing Geezeo, you not only enhance functionality but also drive meaningful connections with your clientele.

Your Mobile Banking Platform is designed for seamless expansion as required. With FINANTEQ’s array of products and components—such as SuperWallet, Pocket Branch, Mobile Token, and Smartwatch Starter Kit—you can provide a comprehensive mobile experience tailored for your customers. We pride ourselves on offering an all-encompassing solution, beginning with consulting and UX Design and culminating in the deployment of your application on the App Store and Google Play. Discover the data-driven no-code platform that enables rapid enhancements to digital banking within hours. Pocket Branch serves as an innovative communication channel for banks, allowing your customers to engage in banking through video, audio, or text chat. The platform is optimized for both Mobile and Web experiences, ensuring accessibility across devices. SuperWallet encompasses a suite of lifestyle management services hosted in the cloud, transforming your existing mobile banking app into a more interactive hub by providing access to a wide range of m-commerce services without the need for multiple separate applications. This integration not only enhances customer engagement but also streamlines their banking experience in a modern and efficient manner.

BankFlex has been adopted by prominent global banking institutions, including Société Générale, National Bank of Canada, Intesa Sanpaolo Group, and Erste Group, among others. Each banking entity chose BankFlex® following an in-depth evaluation and selection process aimed at implementing Omni-channel Digital Banking. By providing a "ready to deploy" solution, BankFlex® prepares banks for sustainable future growth while addressing their digital transformation requirements. This transformation focuses on drawing in and retaining clients by surpassing their service expectations consistently. A significant aspect of BankFlex's appeal lies in its robust digital capabilities and an intuitive customer experience, which are essential for delivering exceptional service. As the banking landscape evolves, the importance of adapting to these digital solutions becomes increasingly critical for maintaining a competitive edge.

Cloud Alert stands out as the most secure, economical, and engaging instant notification system available for mobile devices, providing a superior alternative to both push notifications and SMS A2P alerts. This innovative solution blends cloud and mobile app technology seamlessly, empowering banks and their customers to communicate at significantly lower costs than traditional SMS messaging. Tailored for transactional alerts, it excels in reporting fraudulent activities, delivering one-time passwords (OTPs), notifying users about lost or stolen cards, ensuring the security of “card not present” transactions, and facilitating customer approval workflows in real-time. A messaging gateway is integrated with the bank's infrastructure to dispatch encrypted alerts, while an intelligent communication protocol along with a transport cluster effectively routes and stores messages across a global network of servers. Additionally, users can download a mobile app at no cost, which enables them to view decrypted notifications and interact with them by approving or rejecting transactions, enhancing the overall user experience. This level of interactivity and security makes Cloud Alert an essential tool for modern banking communications.

FIS Integrated Banking Solution (IBS) is a comprehensive core banking platform built to meet the evolving needs of financial institutions. It provides a fully integrated environment that supports retail and commercial banking across digital and physical channels. IBS allows banks to streamline operations while accelerating time to market for new services and products. The platform’s open architecture simplifies third-party integrations and supports flexible open banking strategies. With advanced data, analytics, and reporting capabilities, IBS enables more personalized customer engagement throughout the banking lifecycle. Its scalable infrastructure is designed to support growth, mergers, and acquisitions. IBS delivers a tightly integrated set of banking components covering deposits, lending, payments, and treasury management. Risk, fraud, and compliance tools are built in to support regulatory demands. By reducing operational complexity, IBS helps institutions lower costs and improve efficiency. FIS IBS empowers banks to stay competitive in a rapidly changing financial landscape.

Backbase presents an innovative Engagement Banking Platform that facilitates the gradual modernization of key customer journeys and the re-engineering of business processes centered on customer needs. This platform empowers financial institutions to liberate themselves from outdated IT infrastructures and transition to a cutting-edge engagement banking solution. By allowing banks to incrementally dismantle or replace fragmented legacy systems, they can create a cohesive customer engagement orchestration framework. This transformation not only focuses on enhancing vital customer interactions across various channels but also breaks down operational silos, thereby equipping both customers and front-line staff with the tools they need to thrive in a competitive landscape. As a result, banks can deliver a seamless and integrated banking experience that aligns with modern consumer expectations.

FRONTeO e-Banking is an advanced multichannel banking platform designed for both retail and corporate financial institutions, enabling customers to oversee their finances and carry out transactions at any moment and from any location using their preferred devices, including PCs, Macs, tablets, and smartphones. This platform offers a variety of built-in features that allow users to manage Accounts, Payments, Beneficiaries, Investments, Loans, and Insurance seamlessly. Users have the ability to tailor their settings to fit their preferences, and with the secure mail module, communication can flow both ways between the bank and its clients. Additionally, FRONTeO e-Banking efficiently handles personalized communications, whether for individual messages or large-scale announcements, such as the launch of new products during marketing initiatives. The system also includes flexible options for sending SMS and email notifications, ensuring that customers receive timely updates. Utilizing a Service Oriented Architecture (SOA), FRONTeO e-Banking can be effortlessly integrated into existing banking systems for enhanced functionality and user experience. This adaptability makes it an ideal choice for banks looking to modernize their digital services.

Enhance Your All-In-One Banking Experience. CapitalBanker™ modernizes universal core banking for the digital age, offering a platform that fosters innovation across retail, private, corporate, wholesale, and Islamic banking sectors. Elevate Your Private Banking Services. With CapitalPrivate™, back office functions, portfolio oversight, and compliance management are streamlined for 1,200 private wealth bankers and managers, enabling them to provide exceptional value to discerning clients and maintain a competitive edge in the market. Transform Your Customers' Banking Journey. CapitalDigital™ ensures you can connect with your clients at all times, facilitating relationship management and support wherever they are. In today’s digital landscape, CapitalDigital not only cuts costs but also enhances business responsiveness and drives innovative solutions. Stay Ahead of Compliance Changes. Our system ensures you are always aligned with evolving regulations, allowing you to focus on growth rather than compliance hurdles. Additionally, by integrating these solutions, banks can achieve a more cohesive strategy across all divisions.

Candescent's Digital Banking platform presents a versatile and scalable option for financial institutions aiming to fulfill their distinct digital banking needs. Constructed with an API-first microservices framework, it enables significant customization to cater to particular requirements. The platform boasts a user-friendly, research-driven interface that provides contemporary experiences and self-service tools that modern users anticipate. Featuring hundreds of integrated functions and capabilities, institutions can adapt their services to meet changing user expectations. Furthermore, the platform delivers valuable insights into user behaviors, facilitating targeted segmentation and personalized engagement. This comprehensive approach ensures that financial institutions can remain competitive in the rapidly evolving digital landscape.

ebankIT enables banks and credit unions to deliver the same humanized, personalized, and accessible digital experience on mobile, web, and voice banking, as well as whatever future channel may come next.

We are revolutionizing customer-focused banking operations with the introduction of the industry's pioneering Savana Unified Banking Platform. By harnessing unparalleled banking know-how along with an API-first approach, Savana simplifies the challenges typically encountered during digital transformation or when establishing a new banking entity. This platform enables swift, tailored, and consistent interaction across all customer touchpoints through a single, integrated back-end service interface. Its robust APIs provide extensive self-service capabilities, granting customers the autonomy they desire from a contemporary banking experience. Additionally, the automation of processes and workflows, encompassing everything from core functions and back-office operations to external systems and customer interfaces, accelerates the rollout of new offerings while ensuring timely execution of service requests. Ultimately, Savana empowers banks to enhance their operational efficiency and create a more satisfying customer journey.

Experience a transformative digital banking journey with a unified software platform. Financial institutions vary greatly in their size and approach, each possessing unique requirements and expectations for digital banking solutions. FIS Digital One ensures uniformity across both digital and mobile self-service options, as well as banker-assisted interactions, catering to retail customers, business clients, and internal employees alike. Since every customer has individual expectations, it is crucial to provide retail banking experiences that are personalized, convenient, and accessible to meet those needs. With its flexible modular architecture, Digital One allows for the creation of customized experiences tailored to your entire client base, granting them the self-service digital banking solutions they desire. FIS is committed to advancing its offerings, enabling you to deliver digital banking experiences that significantly surpass industry standards. This commitment involves enhancing usability, focusing on user experience and design, and incorporating innovative features. By prioritizing these enhancements, FIS aims to empower your institution to foster stronger customer relationships and satisfaction.

Disruptive technologies have prompted a marked shift from disintermediation towards collaboration between fintech companies and traditional banks, aiming to enhance customer satisfaction. To adapt to evolving client expectations, banks are required to deliver a unified omni-channel experience, which serves as a key indicator of ongoing digital transformation. As the payments landscape continues to evolve rapidly, it is essential for banks to swiftly adopt digitization to facilitate innovative payment solutions while ensuring compliance with changing regulations. Furthermore, digitization fosters advancements in big data analytics and open APIs, which unlock new opportunities for growth in transaction banking technologies. Additionally, the integration of innovations in application security through artificial intelligence, natural language processing, and the analysis of unstructured data contributes significantly to enhancing the safety and security of banking operations. As customer preferences shift and technology evolves, banks must remain agile to thrive in this competitive environment.

The Sybrin Digital Banking Operating System is an exceptionally adaptable platform that supports a wide range of user experiences and can be implemented alongside any existing core banking system. By utilizing the Sybrin Digital Branch solution, physical locations can be transformed into futuristic digital environments that enhance the in-branch experience for customers. Meanwhile, the Sybrin Account Opening solution enables banks to streamline their onboarding procedures, providing a seamless and engaging omnichannel experience that surpasses customer expectations. Sybrin’s Payments Hub functions as a contemporary, cohesive processing system designed to manage various payment types, including high-value, mass, and real-time transactions effortlessly. The Sybrin Business Banking suite caters to corporate and commercial banking institutions, emphasizing innovation, excellence, and a focus on customer satisfaction to foster lasting loyalty. Additionally, the Sybrin Intelligent KYC and AML solution offers a comprehensive approach to customer onboarding, ensuring compliance and security for financial institutions. This suite of solutions highlights Sybrin's commitment to creating a modern and efficient banking ecosystem.

In today's banking landscape, customers increasingly seek tailored and convenient services, prompting financial institutions to collaborate with First Data to enhance the value of each customer interaction. By utilizing First Data's user-friendly banking solutions, institutions can effectively meet their clients' desires for improved convenience, thanks to technology that streamlines every transaction while bolstering security. Strengthen customer relationships and identify fresh growth opportunities with our extensive range of solutions tailored for both merchant clients and consumers alike. Our innovative products enable financial institutions to provide a seamless, swift, secure, and intelligent electronic commerce experience. The journey to personalized banking starts here, where First Data offers a unified, comprehensive processing platform for all types of payment cards, loans, prepaid accounts, and commercial card products. Additionally, First Data’s OmniPay technology stands out as the preferred solution for cost-effective and efficient multi-currency, multi-country payment processing. With such diverse offerings, First Data ensures that financial institutions are well-equipped to thrive in a competitive market.

The nCino Cloud Banking Platform is a comprehensive, cloud-based solution that addresses challenges and promotes opportunities facing financial institutions (FIs) today. It's an end-to-end platform that connects commercial banking, mortgage, consumer banking, small business banking and treasury management. No matter what business your customers have with your institution, they will receive a seamless, intuitive, consistent, and personalized experience across all channels, which is key to driving satisfaction and retention.

A Core Banking application plays a crucial role in the operations of a financial institution, facilitating real-time banking functions in a centralized manner while ensuring accessibility through various customer service channels. Presently, the majority of banks rely on Core Banking solutions that utilize the Centralized Online Real-Time Exchange, allowing all branches to connect to shared data sources seamlessly. Topaz, an advanced Core Banking application crafted by Stefanini, stands out for its cross-platform compatibility, high customization potential, robust architecture, scalability, and user-friendly integration. In addition to supporting online account management, it adheres to all regulatory compliance requirements. The application’s ability to parameterize data accelerates the launch of new products and services, making it cost-effective and efficient. By leveraging Topaz, financial institutions can enhance customer relationships, boost productivity, and streamline their information management processes, ultimately leading to improved operational efficiency and customer satisfaction.

Finzsoft has created a solutions framework called Sovereign, designed to address the increasing needs of contemporary financial institutions worldwide. This modular framework can function independently or as part of a cohesive system, providing customized solutions tailored to the dynamic landscape of the financial services sector. By enhancing the customer journey, it facilitates the generation of new business opportunities. The platform also features secure mobile and internet banking solutions, along with dedicated smartphone applications that offer various engaging channels, all personalized for both your brand and your clientele. Furthermore, it empowers customers with a comprehensive range of banking capabilities, including current, term deposit, and savings accounts, as well as portfolio investment accounts. The system boasts an exceptional level of integration, automation, reporting, and unified communication tools. Additionally, it can help lower operational costs by optimizing collections and improving performance in arrears processing. This comprehensive approach not only addresses current market demands but also positions financial institutions for future growth.

Our solutions personalize the experience of digital banking. With our renowned digital banking platform, financial institutions can harness data to create meaningful connections with their customers and explore new avenues for revenue generation. By leveraging our industry-leading technology for consolidation, merchant mapping, and categorization, banks can gain critical insights into their customers' financial behaviors and wellness, while customers enjoy the convenience of automatic transaction sorting. Streamline, enhance, and optimize personal finance data to foster innovation in digital channels. Uncover new trends and high-potential customer demographics through audience analytics. Empower customers by offering them access to their accounts and credit cards from various banks. Our digital banking APIs allow your institution to provide engaging and innovative banking experiences that are gamified for customer appeal. Additionally, foster long-lasting customer loyalty by offering a proactive, tailored financial coaching experience that meets their unique needs. In doing so, you not only enhance user satisfaction but also position your bank as a trusted partner in their financial journey.

VeriChannel as a Service, a revolutionary agile cloud solution, comes with pre-packaged business processes that are out-of-the box. This makes it possible to launch your mobile digital bank in less than 90 Days! VeriChannel As a Service Digital Onboarding VeriChannel is a Service Solution Overview Traditional operating models and legacy systems pose the greatest challenges and obstacles for banks to remain competitive. Banks must: Keep pace with the next wave of digital banking, speed, personalization, and improved customer experience, in order to be able to move at a rapid pace in their digital transformation journeys. A unique alternative to traditional banking. Offer best-in-class transactional capabilities and functionalities. VeriChannel as a service is the future. It will help you impress your customers by offering new value-added services that can be accessed 24/7. Hosted on Microsoft Azure Cloud.