Alternatives to Gravitee.io

Engineered for peak performance and efficient resource use, KrakenD can manage a staggering 70k requests per second on just one instance. Its stateless build ensures hassle-free scalability, sidelining complications like database upkeep or node synchronization. In terms of features, KrakenD is a jack-of-all-trades. It accommodates multiple protocols and API standards, offering granular access control, data shaping, and caching capabilities. A standout feature is its Backend For Frontend pattern, which consolidates various API calls into a single response, simplifying client interactions. On the security front, KrakenD is OWASP-compliant and data-agnostic, streamlining regulatory adherence. Operational ease comes via its declarative setup and robust third-party tool integration. With its open-source community edition and transparent pricing model, KrakenD is the go-to API Gateway for organizations that refuse to compromise on performance or scalability.

Finicity's open platform for banking makes it easy to connect your customers' financial information to your app or service. Finicity's open platform banking platform is being used worldwide by some of the most innovative and large organizations to provide better financial experiences for their customers. Your experience is dependent on data quality. Our data has been battle tested in the most demanding markets. You can easily code to endpoints and test data, and connect to Finicity’s open banking platform to access the best API coverage for banks, credit unions and payroll providers. Access to the data you need to power products is easy with our suite of APIs.

Tyk is an Open Source API Gateway and Management Platform that is leading in Open Source API Gateways and Management. It features an API gateway, analytics portal, dashboard, and a developer portal. Supporting REST, GraphQL, TCP and gRPC protocols We facilitate billions of transactions for thousands of innovative organisations. Tyk can be installed on-premises (Self-managed), Hybrid or fully SaaS.

With Kinective Bridge™ (formerly OmniConnect), access the largest library of integrated fintech solutions, with 80+ integrations across 99% of US-based cores. Seamlessly connect your core with best-of-breed fintechs to scale digital transformation, modernize operations, and increase client delight. • Turnkey solution for secure, comprehensive, and supported connectivity • Innovate at your pace and scale growth without the need for extensive development resources • Mitigate manual processes and human error • Access the largest library of integrated fintech solutions with the flexibility to choose any system, technology, or provider Transformation sounds great on paper, but hard to make a reality with legacy tech stacks and outdated infrastructures. The hassle of switching cores or burning through in-house dev hours to integrate systems can be a slow, time-consuming process.

Meet the Industry’s Context-Aware API Security Platform Traceable identifies all of your APIs, and evaluates your API risk posture, stops API attacks that lead to incidents such as data exfiltration, and provides analytics for threat hunting and forensic research. With our solution, you can confidently discover, manage and secure all of your APIs, quickly deploy, and easily scale to meet the ongoing needs of your organization.

Boomi's iPaaS platform empowers businesses to integrate, automate, and manage their data and workflows across multiple applications and systems. By leveraging AI agents, Boomi automates complex processes, improving speed and reducing errors. With a user-friendly interface and a library of pre-built connectors, the platform simplifies the integration of applications such as Salesforce, SAP, and AWS. Boomi helps organizations unlock their full potential by enabling rapid digital transformation, secure data management, and optimized business operations. Boomi Agentstudio is the solution for managing AI agents at scale, offering businesses a centralized platform to design, monitor, and deploy agents effectively. It includes powerful tools such as Agent Garden for lifecycle management, Agent Control Tower for visibility and governance, and AI-powered workflows that integrate seamlessly with other business systems. By providing easy-to-use tools for AI agent orchestration, Boomi allows organizations to achieve efficient, compliant automation while reducing operational complexities, all within a secure environment.

DreamFactory is a REST API Management Platform. Auto Generate REST APIs. A cloud-based or on-premise API generation platform that is enterprise-grade. Instantly generate database APIs to build faster applications. The biggest bottleneck in modern IT is eliminated. Your project can be launched in weeks instead of months. DreamFactory creates a secure, standardized and reusable, fully documented, live REST API. DreamFactory can integrate any SQL or NoSQL file storage system or SOAP service. It instantly creates a RESTAPI with Swagger documentation, user role, and more. Every API endpoint is secured with User Management, Role Based Access Controls, SSO Authentication and Swagger documentation. Rapidly create mobile, web and IoT apps using REST-based APIs. DreamFactory offers example apps for iOS, Android and Titanium.

finAPI serves as a reliable and user-friendly platform that connects businesses, financial institutions, and individual users seamlessly. Our open banking API empowers organizations to retrieve and analyze account information, as well as facilitate payments on behalf of their clients. Additionally, we provide essential support for banks and financial service firms through an XS2A server, which ensures compliance with the PSD2 directive for third-party providers. With its adaptability and flexibility, finAPI is consistently prepared to tackle new challenges. We assist in the development of cutting-edge financial services that bring genuine benefits to both your business and your clientele. By improving data accessibility, we foster innovation and streamline processes significantly. finAPI’s advanced data intelligence modules offer in-depth financial data analysis, including categorization, cash flow insights, risk assessments, and contract identification. The integration of data enrichment, AI, and machine learning techniques guarantees unparalleled data quality and optimal outcomes, paving the way for future advancements in the financial sector. Our commitment to continuous improvement makes finAPI a vital partner in navigating the evolving landscape of finance.

Trovata offers modern treasury software that allows users to onboard in just minutes without any need for IT support or lengthy implementation processes. Utilizing open banking and ERP integrations, Trovata automates the aggregation, normalization, and analysis of financial data, enabling real-time reporting on cash positions and trends. With pre-integrations for most banks, users can connect swiftly and maintain constant updates without the hassle of downloading .CSV files from banking websites. As an open banking platform, Trovata empowers businesses to instantly assess their cash levels, forecast efficiently, and manage cash flow with accuracy. Traditionally, 75% of the effort involved in cash analysis consists of manually compiling data and updating Excel models, which can be time-consuming and error-prone. By adopting Trovata.io, companies can eliminate these tedious manual workflows and significantly improve their financial management processes. This innovative approach not only streamlines operations but also enhances overall decision-making by providing a clearer picture of cash availability.

WunderGraph is a cutting-edge, open-source API platform that streamlines the integration and management of various APIs from heterogeneous backends like REST, gRPC, Kafka, and GraphQL, allowing developers to create a cohesive, type-safe, and high-performance API interface for modern applications. It features Cosmo, a comprehensive API management solution for federated GraphQL, which encompasses essential functionalities such as schema registry, composition validation, routing, analytics, metrics, tracing, and observability, all of which can be handled through code integrated into existing development workflows instead of relying on separate dashboards. By enabling teams to specify how multiple services should be combined into a single API, WunderGraph simplifies the automatic generation of type-safe client libraries and facilitates the management of authentication, authorization, and API requests through built-in tools that align seamlessly with CI/CD and Git-centered processes. This innovative approach not only enhances productivity but also ensures that developers can focus on building robust applications without being bogged down by the complexities of API integration.

API Tester is a mobile app for IOS and Android for testing and using APIs. It's a completely free API testing tool with a minimalistic interface and, at the same time, rich functionality that allows users to do very complex tasks on a small screen. - Test all types of APIs: REST, GraphQL, WebSocket, SOAP, JSON RPC, XML, HTTP, and HTTPS. - Perform all HTTP request methods: GET, POST, PUT, PATCH, DELETE, HEAD, etc. - Make the API calls with any kind of request data encoding and transfer type like query params, FormData, raw data, etc. Advanced settings allow you to skip TLS, disable redirects, and adjust timeouts. - Import requests or collections by cURL, link, or file from your device: Swagger, OpenAPI, Postman, and YAML collections are supported. - Share requests in a second using a deep link and cURL command. - Powerful GraphQL editor with full-scale experience: body editor with Queries, Mutations, Subscriptions, and syntax support; variables editor, documentation. - WebSocket testing tool is available too: handles connection and message exchange via WS or WSS. So you can easily connect with APIs you are working with from everywhere in the world and leave your laptop at home!

Treblle is a federated API Intelligence platform that unifies API visibility, governance, and security in a single enterprise-grade solution. Designed for complex environments, Treblle connects seamlessly through one integration and supports deployment on-prem or in private cloud—meeting even the strictest regulatory and data residency requirements. Once integrated, Treblle instantly maps your entire API landscape with automatic discovery, generating real-time inventories and eliminating shadow APIs. Its observability tools track every request and response, surfacing performance issues, anomalies, and SLA breaches across all services. Advanced analytics give teams insights into traffic, latency, endpoint usage, and client behavior, making debugging, optimization, and scaling easier and 15 times faster. Security is built-in, not bolted on. Treblle provides runtime protection, threat detection, schema validation, and governance policies to safeguard APIs across environments. It empowers DevOps and platform teams to implement shift-left strategies and enforce consistent practices across the lifecycle. With its AI-powered Integration Assistant, Treblle simplifies onboarding and improves developer workflows. Whether you’re running internal microservices or customer-facing APIs, Treblle gives you the clarity and control to move faster, reduce risk, and scale with confidence.

We are revolutionizing API & MCP management for everyone, from startups to enterprises. - Add authentication, analytics, and developer documentation in minutes with our gitops powered deployment flow - Move Fast: Add protection to your API quickly with built-in policies for API key authentication, OAuth, rate-limiting, and more - Programmable: Zuplo is fully extensible; you can write code for your routing and custom policies directly at the gateway - Global Deployment: Zuplo is built on the edge, and is deployed in 300+ data centers around the world with one git push. This makes multi-cloud deployments a first-class experience. Zuplo allows you to run different workloads on different clouds, while maintaining a uniform set of API policies. - OpenAPI-native: Zuplo is the only gateway that runs OpenAPI directly. Use the OpenAPI ecosystem for your API and deploy it directly to Zuplo. - Developer Portal: Zuplo generates beautiful documentation for your API. You can customize your docs using markdown, and developers can self-serve their API Keys right from your docs. - MCP: You can directly generate hosted MCP servers from your OpenAPI and build custom MCP tools directly into Zuplo. We'll take care of the hosting and security. - Monetization: Turn your services into API products. Zuplo allows you to build a self-service monetization flow for Usage-based or Subscription billing.

SyncTree strives to be a "Super Connecting Platform" that can easily connect any services you want. With SyncTree, which consists of SyncTree STUDIO, a solution for building backend business logic with block coding, and Block Store, a platform for buying and selling pre-made backend function blocks like App Store, you can organically utilize data and connect services to achieve unlimited service expansion.

The implementation of the PSD2 Directive on January 13, 2018, marked a pivotal moment in the digital evolution of the banking sector. This transformation affects the entire payments ecosystem, encompassing both banks and entities classified as banking service providers. A new landscape has emerged in which Third Party Providers (TPPs) are allowed to access account data and facilitate payments, contingent upon explicit consent from users, known as Payment Service Users (PSU). If you are a TPP or aspiring to become one, and you wish to integrate with our API platform, please check our “Get started” section for detailed guidance. Our platform represents the future of digital payments. The WWS Open API is designed to harness the opportunities presented by Open Banking and PSD2 regulations. Additionally, the WWS Open API sandbox offers TPPs a space to test functionalities available on the platform through sandbox APIs, ensuring they can innovate and refine their services effectively. This collaborative environment fosters innovation and encourages the development of new financial solutions.

One platform to build, integrate, and expose your digital services as managed APIs in cloud, on-premises and hybrid architectures to support your digital transformation strategy. Integrate with your existing identity access and key management tools to implement industry-standard authorization flows, such as OAuth Connect, OpenID Connect, or JWTs. You can create APIs using existing services, manage APIs both from third-party providers and internally built applications, and monitor their usage, performance, and retirement. To optimize your developer support, improve your services and drive adoption, you can provide real-time access API usage and performance statistics for decision-makers.

Enhance the efficiency and quality of application integration through the use of AI and automation. IBM® App Connect provides seamless connectivity between applications and data, bridging both legacy systems and contemporary technologies in diverse environments. With features like enterprise service bus (ESB) and agile integration architecture (AIA), businesses can deploy integration artifacts as microservices, enabling a variety of adaptable integration patterns. The synergy between integration and AI fosters a user-friendly experience, significantly simplifying online insurance claims for customers while improving their accuracy. As open banking APIs gain traction worldwide, they pave the way for an open data economy that empowers users and sparks innovation. Additionally, the concept of a continuum of care encompasses a fully integrated system designed to guide and monitor patients over time, offering a wide range of health services that cater to varying levels of care intensity. This holistic approach not only improves patient outcomes but also enhances overall healthcare efficiency.

The initial phase of engaging a client or onboarding a new employee involves confirming their identity. Transform extensive paperwork into a swift and seamless online process that prioritizes security. Cross-reference client details with various government databases and resources to ensure compliance with current UK and EU anti-money laundering regulations. Utilize document verification methods that include face-match scanning to authenticate documents from more than 195 nations. Conduct screenings for both domestic and international politically exposed persons (PEPs), sanctions lists, and negative media coverage sourced from 500 million web pages, with the possibility of continuous monitoring. Securely validate financial balances, transactions, payees, income, and affordability utilizing FCA-regulated open banking technology. Quickly confirm an individual’s current address and date of birth by matching them with records from banks and credit providers in real time. This comprehensive approach not only ensures compliance but also enhances the overall efficiency of the onboarding process.

Setting up your mobile banking solution has never been simpler than with FinCell, a versatile white-label service designed for financial institutions seeking an affordable and customizable mobile banking application. Built on the principles of open banking, FinCell ensures seamless integration with your core systems through the use of open APIs. The platform's commitment to information security and quality management is evidenced by its ISO 27001 and ISO 9001 certifications, ensuring that all essential safety and compliance protocols are firmly in place. Developed by industry experts holding certifications such as CISSP, CDPSE, and CISA, FinCell adheres to the best practices in the sector. You can launch your mobile banking app in just two months, as FinCell provides a range of pre-defined features that expedite your market entry. With a subscription-based pricing model that aligns costs with your customer base, you only pay for what you utilize. Additionally, FinCell is highly scalable, enabling you to enhance revenue, expand your customer base, and minimize churn rates effectively. By choosing FinCell, you are investing in a solution that not only meets your current needs but also adapts to your future growth.

In order to transform into enablers rather than obstacles, numerous IT departments are turning to integration platforms that empower users to independently manage their projects without depending on IT professionals. With challenges like budget cuts, a difficult journey to the cloud, and an ever-growing backlog of projects, IT faces unprecedented pressures. To shift from being seen as a barrier to a vital asset, many IT organizations are adopting solutions that allow for user-driven project completion instead of relying on IT specialists. The Axway Amplify Platform serves as a comprehensive enterprise integration solution designed to simplify integration complexities, uphold IT policies, and scale operations effectively. This platform allows teams to eliminate redundant, one-time integrations and instead concentrate on creating reusable integrations that can be utilized by a broader range of internal and external stakeholders. Additionally, by transitioning on-premises integration systems to the cloud or enhancing them with hybrid deployments, organizations can achieve significant cost efficiencies and enhanced scalability, offering even more advantages for modern business needs.

Integrate your application seamlessly with your users’ financial information using a secure and straightforward Open Banking API. Create innovative and captivating products that will delight your users. Their financial data is available in various formats from numerous sources, and we facilitate access to over 90% of personal and business bank accounts across Latin America, including connections to tax agencies and gig economy platforms. With our Connect Widget, you can embed this feature into your product within minutes, allowing you to save valuable development time and concentrate on what truly matters. Our platform is designed with top-tier security measures and is currently in the process of obtaining ISO 27001 certification. Effortlessly connect your users’ financial accounts and enhance their data in just a few simple steps. From lending solutions to smart saving strategies, we’re here to help you develop exactly what your users require. By accessing, aggregating, and analyzing customers’ financial details, such as their income, you can create superior borrowing experiences that meet their needs effectively. Ultimately, our goal is to empower you to deliver exceptional financial solutions.

Utilihive, a cloud-native big-data integration platform, is offered as a managed (SaaS) service. Utilihive, the most popular Enterprise-iPaaS (iPaaS), is specifically designed for utility and energy usage scenarios. Utilihive offers both the technical infrastructure platform (connectivity and integration, data ingestion and data lake management) and preconfigured integration content or accelerators. (connectors and data flows, orchestrations and utility data model, energy services, monitoring and reporting dashboards). This allows for faster delivery of data-driven services and simplifies operations.

Banfico stands out as a reliable provider of open banking technology, delivering a range of scalable, secure, and regulation-compliant solutions specifically designed for banks and fintech companies. Our dedicated open banking API adheres to Financial Grade API (FAPI) standards and is compatible with major global frameworks, including Open Banking UK, Berlin Group, and STET. This robust enterprise-grade API prioritizes customer identity verification, authentication, and security, facilitating smooth integration with core banking systems while providing comprehensive solutions such as customer authentication and consent management. Additionally, the OB Directory serves as a compliant repository of standardized information regarding active regulated entities, linking to all National Competent Authority (NCA) registers and the European Banking Authority (EBA), with updates occurring in real time every two hours. Furthermore, Banfico's Modified Customer Interface (MCI) ensures a secure interface that aligns with Open Banking and GDPR regulations, allowing banks to swiftly and efficiently meet compliance requirements while reducing their overall costs. This comprehensive approach positions Banfico as an essential partner for financial institutions aiming to navigate the complexities of open banking effectively.

Salt Edge, a fintech leader in creating and providing open banking solutions, takes intercommunication and interoperability between banks, third-party service providers, and their end-users to a whole new level. With offices in Toronto, London, Chisinau, Milan, Bucharest, and now expanding to the Middle East. The main vectors the company focuses on are: 1. Open Banking Gateway - allows lenders, accounting software, banks, BFMs, PFMs, iGaming companies, and different other companies to instantly connect to all customers’ bank accounts in Europe, APAC, Americas, and MEA for account information and/or payment initiation, via one unified API. 2. Open Banking and PSD2 Compliance Solution - enables banks and eWallets to become compliant with PSD2 and Open Banking requirements in 1 month, with minimal resources. ISO 27001 certified and open banking licenced, the company employs the highest international security measures to ensure stable and reliable connections between financial institutions and their customers. The company offers secure connectivity to 5,000+ financial institutions in 50+ countries. Salt Edge has been named a Strong Performer in The Forrester Wave™: Open Banking Intermediaries, 2023 Report.

Path Solutions is a Fintech solutions provider that offers digital & social banking, mobility, business analytics, risk management, compliance and AAOIFI-certified core banking software. The multi-award-winning Islamic core banking platform iMAL is built in Java EE with an Open Architecture. It is highly reliable and cloud-ready and can be deployed on a fully scalable, multiserver n-tier architecture. It also supports open banking via open APIs and other web services. Path Solutions' total commitment towards open standards allows its clients to benefit the latest technology advances, ensuring business agility and continuity, data integrity, availability, and low downtime. This results in a significant and immediate ROI.

Yodlee is the trusted data aggregation and intelligence platform powering the future of open finance. For more than two decades, Yodlee has helped financial institutions, fintech innovators, and enterprises convert data into meaningful action. Its ecosystem connects over 19,000 financial institutions, powering 601 million consumer accounts with secure, direct connections and enterprise-grade scalability. Through its suite of products—ranging from Personal Financial Management (PFM) to Wealth Management, Credit Solutions, Payment Enablement, and Business Financial Management—Yodlee enables institutions to deliver personalized, data-driven customer journeys. Its AI and analytics capabilities transform complex data sets into actionable insights that support smarter lending, risk assessment, and financial guidance. Trusted by top U.S. banks, wealth firms, and technology providers, Yodlee remains the backbone of digital transformation in financial services. With a strong focus on security, privacy, and compliance, it ensures that innovation never comes at the cost of trust. By turning fragmented financial data into clear, strategic intelligence, Yodlee enables organizations to anticipate customer needs and stay ahead in a rapidly evolving market.

Basiq stands at the forefront of open banking technology, empowering developers to create cutting-edge financial applications. Our platform offers secure access to financial data, provided with customer consent, along with robust APIs that reveal critical insights. We are at the helm of shaping the future of financial services, catering to wealth managers, banks, fintechs, and beyond. By utilizing our platform, you can obtain comprehensive and trustworthy banking information, enabling you to craft more engaging and tailored digital banking experiences for users. Our sophisticated income algorithms can accurately pinpoint various income sources, including regular, variable, and casual income streams, which allows for streamlined individual assessments and quicker lending decisions. Additionally, you can enhance your customers’ digital experiences by equipping them with tools to better track their spending habits. With Basiq Enrich, you can analyze each banking transaction to identify the merchant, location, and category, further enriching the financial insights provided to your clients. This level of detail not only elevates user engagement but also fosters a deeper understanding of financial behaviors.

We provide the necessary technologies and services, drawing on our vast experience in the design, implementation, and management of large-scale loyalty programs, including merchant-funded initiatives worldwide. Our services and technology are offered in a modular format tailored to align with your specific business goals and budget constraints. With a collaborative approach, we provide fully outsourced solutions that allow you to entrust every aspect to us, while also supporting clients who prefer to leverage our top-tier technology, concepts, or expertise while managing their programs with their own internal resources—ultimately, the decision is yours, and we will adapt accordingly. Our SaaS platform is both modular and scalable, offering a comprehensive end-to-end solution for merchant-funded programs that requires no IT projects to implement, allowing it to function as a standalone solution. Should you need it, our platform easily integrates with your existing systems, and it is certified PCI DSS level 1 and compliant with GDPR's "store on soil" requirements. Additionally, our system offers real-time integration with major payment networks like Visa, American Express, and Mastercard, and is also certified for open banking, ensuring a seamless experience for your customers. This flexibility enables businesses to choose how they want to engage with our services while benefiting from cutting-edge technology and support.

Apache APISIX boasts a comprehensive suite of traffic management capabilities, including Load Balancing, Dynamic Upstream, Canary Release, Circuit Breaking, Authentication, and Observability. This open-source API Gateway is designed to effectively manage microservices, ensuring optimal performance, enhanced security, and a scalable infrastructure for all your APIs and microservices. Notably, Apache APISIX is the pioneering open-source API Gateway equipped with an integrated low-code Dashboard, offering a robust and adaptable user interface tailored for developers. The Dashboard simplifies the operation of Apache APISIX through an intuitive frontend, making it accessible for users. As an open-source project, it is continually evolving, and contributions are always welcome. Furthermore, the Apache APISIX Dashboard is highly responsive to user needs, allowing the creation of custom modules to meet specific requirements while still providing a comprehensive no-code toolchain. This adaptability ensures that users can enhance their experience while working with the platform.

PSD2 is designed to oversee innovative digital payment services, ensure transparency, and improve the security of online transactions. Additionally, it fosters competition in the payment markets and mandates that all banks achieve compliance with its standards. In response to the increasing need for comprehensive solutions, we have developed an Open Banking Suite with a modular framework that includes an API hub known as Up2Connect, a strong customer authentication (SCA) component called Up2Seal, and a payment terminal referred to as Up2Pay. This solution not only adheres to the Berlin Group standards but also complies with local regulations applicable to users. Financial institutions have the flexibility to either integrate specific modules they require or opt for bundled integration. By utilizing the Up2Connect module for open banking compliance and the Up2Seal module for enhanced security, Sirma positions itself as a reliable technological partner. We are confident that the transformations initiated by PSD2 will significantly contribute to a digital revolution within the financial sector, paving the way for more innovative and secure payment options. As the landscape evolves, our suite is prepared to adapt to emerging trends and regulations.

Regulated companies leverage NorthRow to streamline their onboarding procedures while enhancing the efficiency of Client Due Diligence processes. Our client onboarding solutions are designed to not only elevate customer experience but also fulfill compliance obligations. By consistently monitoring updates in customer profiles, businesses can proactively address their regulatory risks. Our API-driven solution facilitates the effective remediation of existing customer portfolios, ensuring adherence to compliance standards. Compliance transcends mere checkbox exercises; making prompt and informed decisions regarding customers is essential for success. NorthRow’s SaaS platform empowers clients to access diverse data sets, enabling them to make smart choices about transactions and partnerships. Additionally, Open Banking represents a secure method for customers and small businesses to gain control over their financial information. Open Banking partnered with NorthRow to optimize its onboarding processes, recognizing our commitment to the secure management of customer financial data while setting industry benchmarks. Embracing these innovative solutions can significantly enhance operational efficiency and customer satisfaction.

Axway's Amplify Open Banking stands out as a robust solution tailored for financial institutions to effectively manage the intricacies of open banking regulations while integrating smoothly into digital ecosystems. This platform not only ensures compliance with important legislation like the CFPB Dodd-Frank Act Section 1033 by removing insecure practices such as screen scraping, but also enhances consumer consent management processes. By offering prebuilt APIs that meet open banking standards, it enables the swift introduction of innovative services without causing disruptions to operations. Moreover, the platform includes tools for API monetization, empowering institutions to generate new revenue streams while maintaining secure and dependable data management practices. With functionality that includes low-code/no-code options and an integrated API marketplace, Amplify Open Banking promotes an intuitive experience for developers, facilitating quicker deployment of business processes and encouraging wider adoption of APIs. Ultimately, this comprehensive solution not only streamlines regulatory compliance but also positions financial institutions for future growth in an ever-evolving digital landscape.

Yapily offers a seamless customer experience while navigating the dynamic landscape of Open Banking compliance. Tailored specifically for open banking, it ensures smooth connectivity for users. It stands out as the only technology firm chosen by IBM for its open banking solutions. As new open banking APIs become available, businesses can tap into fresh markets and larger transaction volumes. A single open API provides access to essential data that enhances the experience for end-users. This includes functionalities like aggregating, categorizing, and enriching account information, as well as initiating payments and transactions, enabling businesses to provide tailored financial advice. By removing technical obstacles, Yapily allows any organization to engage with customers through one secure and unified connection. This empowers banks, financial service providers, and developers to quickly create, integrate, and oversee their own APIs for effective communication. As a result, Yapily not only streamlines processes but also fosters innovation in how financial services are delivered to consumers.

We help you unlock the potential of Open Banking by connecting to over 3500 European banks across 21 countries. This API will also allow you to advance your business. Worldline's open banking capabilities are industry-leading and include everything from Account to Account (A2A), to IBAN checks, credit scoring and business financial management.

You can eliminate the need to develop back-end code. Connect to your database easily using the server address or connection string. You can customize your API methods by selecting the data you want to read, update, delete, or modify. It's done! Your front-end development team can now access your API. No back-end required. PrestoAPI supports SQL Server, MySQL and PostgreSQL. You can assign roles to users in the application or to specific projects. PrestoAPI is protected by Identity Server, OAuth 2.0 and Active Directory.

Directus is an Open Data Platform that allows you to manage any SQL database's content. It offers a powerful API layer to developers and an intuitive app for non-technical users. Directus is written entirely in JavaScript (primarily Node.js or Vue.js), and it is modular and extensible. This allows it to be tailored to your specific project needs. Our platform can be used to manage digital experiences as a headless CMS, a database client for democratizing information, or as a standalone web app for back-office CRM, inventory, business intelligence and project management.

Sparrow provides a comprehensive toolkit designed to enhance the entire API lifecycle, guiding research and development teams towards achieving excellence in design-first API development. With cURL, users can easily send API requests while supporting essential methods such as GET and POST. This platform simplifies API interactions by efficiently managing headers, data, and authentication. As a collaborative open-source solution for API development, Sparrow streamlines the creation of outstanding APIs. Through collaborative efforts, developers are able to advance their practices earlier in the development timeline, resulting in more robust APIs and expedited delivery. Users can enjoy seamless parallel testing across various environments, allowing them to gather valuable insights in real-time. Furthermore, Sparrow equips users with powerful tools to secure and manage their API data, along with the option for self-hosting, granting full control over their testing environments. Additionally, users can remain informed about the latest updates, insights, and resources provided by Sparrow to further enhance their development experience. This commitment to continuous improvement ensures that developers are always equipped with the best practices and innovations in API development.

WSO2 Bijira is an advanced SaaS platform designed for managing the complete lifecycle of APIs with a focus on AI and cloud-native capabilities, handling aspects such as design, security, governance, deployment, and monitoring for both internal and external APIs, as well as those driven by AI, across hybrid and multi-cloud settings. It features a centralized control panel that ensures uniform API policy, security measures, and analytics, while also offering tools for visual API proxy mapping, intuitive drag-and-drop policy management, and a customizable developer portal aimed at enhancing API adoption and reuse. By harnessing AI technologies, Bijira facilitates the generation of OpenAPI specifications, performs API testing through natural language inputs, ensures compliance with governance standards, and integrates valuable insights back into the API development workflow. Additionally, it incorporates robust security features, such as OAuth2, OIDC, and fine-grained access control, while promoting governance-as-code through AI-driven policy validation to ensure comprehensive oversight and reliability. This innovative approach empowers organizations to optimize their API strategies and streamline their integration processes effectively.

Reduce the time spent managing receivables by enrolling your clients in a system that replaces obsolete manual processes with efficient automated digital collection methods and communication channels. Offer your clients a variety of digital payment options, such as ACH, credit cards, and open banking, to simplify the payment process and enhance the accuracy of your financial records. Stay informed about your cash flow with regular automated reports and analytics tailored to your business's requirements. Use specialized customer ratings derived from credit assessments and engagement metrics to make well-informed decisions and refine payment strategies effectively. Anticipate your future cash flow by analyzing both current and historical payment patterns. Optimize your workflows for better prioritization, and take advantage of customizable communication templates and strategies while maintaining a white-labeled approach to branding. This comprehensive solution not only streamlines processes but also empowers your financial management capabilities.

Our platform, Pulse®, for managing consent and permissions, leverages the powerful capabilities of blockchain and machine learning to give companies an instantaneous and comprehensive overview of all customer data, while also eliminating costly friction points associated with data sharing. We strive to make the process of consent and permissions management straightforward, transparent, and equitable for everyone involved. Trust is the cornerstone that enhances the value of the open data economy for both businesses and consumers. It embodies the assurance that a company will prioritize your data and privacy. It means that when you share your information, it leads to enhanced, tailor-made products and experiences. Furthermore, managing consent should be a seamless, transparent, secure process that offers a consistent experience across various businesses, fostering a sense of reliability and ease for users. This holistic approach ultimately empowers customers and builds stronger relationships between businesses and their clientele.

Build, enhance, and expand your offerings with straightforward access to a comprehensive financial ecosystem. With features like accounts, foreign exchange, both domestic and international payments, acquiring, and open banking—all provided through a unified, developer-centric API—you can craft innovative customer experiences by seamlessly integrating financial services into your products. This ensures your customers can remain within your ecosystem without needing to navigate elsewhere. Optimize both customer interactions and back-office functions through effortless integration with your current systems. Transition all your services to OpenPayd and take advantage of competitive rates, extensive coverage, cutting-edge technology, and exceptional support. Scale rapidly by tapping into local payment infrastructures, unparalleled foreign exchange management, and an extensive array of global licenses. Facilitating local and international transactions becomes effortless with OpenPayd's extensive global banking network, ensuring you can meet diverse financial needs efficiently. The integration of these services empowers you to deliver outstanding value to your customers while streamlining your operational processes.

Finastra’s Fusion Data Cloud is designed to turn complex financial data into clear, actionable insights that fuel growth, efficiency, and customer satisfaction. It connects banks, credit unions, and fintechs in a secure ecosystem, enabling the seamless sharing of structured, cleansed, and curated data. The platform’s AI and machine learning capabilities power predictive and prescriptive analytics, helping institutions anticipate customer needs, mitigate risks, and identify new revenue opportunities. Its pre-integration with Finastra’s core solutions ensures rapid deployment and eliminates messy integration projects. Financial institutions benefit from a 360-degree customer view, real-time decision-making tools, and customizable dashboards for performance benchmarking. Developers can quickly build, test, and launch innovative applications using sample datasets, reducing time-to-market and expanding reach through the FusionStore. Supported by Microsoft Azure technology, Fusion Data Cloud offers flexibility, scalability, and compliance across retail and corporate banking, lending, treasury, and payments. Ultimately, it helps organizations stay competitive in an evolving financial landscape.

The Ninth Wave Platform presents a unified and robust open banking solution that allows financial institutions to share permissioned data securely and efficiently with various third-party applications, such as aggregators, fintech firms, accounting and ERP systems, personal finance management tools, tax preparation software, and other consumer and business applications. By utilizing Ninth Wave, retail and commercial banks, credit unions, wealth managers, and other financial services entities can provide their customers with swift and convenient access to their information on their own terms, available anytime through any chosen application or service. This innovative approach not only enhances the digital experience for users but also fosters greater satisfaction and loyalty, attracts a broader customer base, generates new revenue opportunities, mitigates risks, and ensures compliance with regulatory requirements for clients. Ultimately, Ninth Wave empowers financial institutions to adapt to the evolving landscape of digital banking while maintaining a competitive edge.

We are closing the divide between raw information and actionable insights, enabling you to cater to more clients, enhance your product offerings, and make more informed choices. This innovative method redefines how we assess financial health and creditworthiness. Utilize cash flow underwriting to effectively gauge the risk of credit defaults while also scoring consumers with limited or no credit history. Organize, classify, and enrich chaotic transaction data to produce clear, streamlined, and precise account activity reports. Extract critical insights related to consumer financial status, such as liquid assets, outstanding financial commitments, and spending behaviors. Examine banking transactions to determine gross and net earnings, assess income reliability, employment status, and sources of income. The era of open banking has arrived, and regardless of whether you operate in banking, lending, real estate, personal finance, or insurance, Prism Data offers you a significant chance to maximize the potential of your data. This comprehensive approach not only empowers businesses but also enhances the customer experience by providing tailored financial solutions.

Flinks enables the open, consent-based exchange of financial data and empowers you to connect consumers with the services they want. Flinks Enrichment is the smart analytics layer on top of your raw retail and business banking data. Whether your data pipeline is coming from Flinks, or you’re BYOD (bringing-your-own-data) from your existing integrations—extracting actionable, model-ready insights for credit risk analysis, income verification, life event detection or fraud prevention couldn’t be easier. Flinks Connectivity offers the largest financial data network coverage, allowing your customers to use your services by easily and securely connecting their financial accounts and sharing the data you need. From KYC to transactional data and assets, Flinks Connectivity is the backbone that will power your business and put you ahead of the competition. Flinks Outbound provides the Open Banking infrastructure you need to launch and adapt quickly in a dynamic market and regulatory environment. Winning with open banking goes far beyond just technology and APIs. Our extensive network of third-party applications that millions of Canadians are already using can become your launch