Alternatives to FINSYS

MeridianLink’s Account Opening Software offers a streamlined solution for banks and credit unions looking to enhance their deposit account opening processes. By consolidating digital account opening, identity verification, and e-signatures into one platform, the software ensures a smooth user experience and faster processing times. It offers advanced customization options to adapt to specific institutional needs, such as dynamic workflows that automate manual tasks and flexible decisioning that speeds up application approvals. Seamless integration with core systems enhances operational efficiency and allows for immediate data syncing, while the mobile-first design ensures accessibility across devices. This platform is designed to boost consumer satisfaction by reducing friction during account opening and increasing cross-sell opportunities.

PayX stands out as the most comprehensive software for processing transactions globally, accommodating multiple agents, channels, currencies, and languages to address the expanding needs of the financial industry, which includes banks, money transfer operators (MTOs), small and medium enterprises (SMEs), and various remittance firms. This advanced online remittance system comprehensively addresses every stage of a standard remittance transaction. PayX is tailored to support various business models within money services businesses (MSBs) and MTO operations, catering to clients and customers around the globe. The platform effectively encompasses a broad range of users and stakeholders, such as senders, agents, compliance personnel, and accounting professionals. Its extensive features and dependable support facilitate the efficient processing of essential financial transactions for businesses. The software has achieved a genuine international presence, with thousands of users situated across Europe, the Americas, Africa, the Middle East, and the Asia Pacific region, adopted by leading banks, enterprises, and money transfer companies, thus reinforcing its position as a trusted solution in the financial sector. Additionally, PayX's ability to adapt to various regulatory environments further enhances its appeal to diverse markets.

finAPI serves as a reliable and user-friendly platform that connects businesses, financial institutions, and individual users seamlessly. Our open banking API empowers organizations to retrieve and analyze account information, as well as facilitate payments on behalf of their clients. Additionally, we provide essential support for banks and financial service firms through an XS2A server, which ensures compliance with the PSD2 directive for third-party providers. With its adaptability and flexibility, finAPI is consistently prepared to tackle new challenges. We assist in the development of cutting-edge financial services that bring genuine benefits to both your business and your clientele. By improving data accessibility, we foster innovation and streamline processes significantly. finAPI’s advanced data intelligence modules offer in-depth financial data analysis, including categorization, cash flow insights, risk assessments, and contract identification. The integration of data enrichment, AI, and machine learning techniques guarantees unparalleled data quality and optimal outcomes, paving the way for future advancements in the financial sector. Our commitment to continuous improvement makes finAPI a vital partner in navigating the evolving landscape of finance.

For more than 25 years, Titan has been utilized by top banks, building societies, and financial organizations as a modular core banking system, allowing businesses to integrate functionalities incrementally according to their specific requirements. This advanced platform provides essential retail banking services and supports multi-bank, multi-currency, and multi-language features, ensuring it meets the diverse needs of its users. With Titan, financial institutions can adapt and expand their operations seamlessly as their requirements evolve.

Union | platform offers a comprehensive digital backbone that fosters innovation, smart automation, and transformation across various domains. Its modules encompass essential functions such as client records, messaging, deal management, payments, accounting, and reporting, enabling efficient management of vital business processes. With an agile architecture that is both customizable and Cloud-hosted, this platform ensures seamless operations and adaptability. Supporting a wide array of financial services, including Banking, Credit Unions, and Lending, the digital core presents a fully integrated infrastructure from front to back for delivering financial services. Utilizing advanced technology, your business gains the flexibility, scalability, and efficiency needed to thrive while maintaining reliability. The landscape of Financial Services is evolving rapidly; shifts in client demands, market dynamics, and technological advancements are transforming the industry at an unprecedented pace. Organizations that rely on outdated legacy systems find themselves at a disadvantage, while those embracing digital advancements are able to secure a competitive edge by realizing both immediate and sustainable benefits, positioning themselves for future success.

Revogear is a comprehensive software solution designed for managing electronic money transactions, supporting multiple currencies and cryptocurrencies as well. Central to the system is an eWallet, which offers a wide array of financial services tailored to meet the needs of private international banks, electronic money institutions, and payment service providers. Its modular design allows businesses to customize the platform according to their specific requirements, ensuring flexibility and scalability. With features that accommodate multi-currency, multilingual, and multi-region capabilities, Revogear is suitable for deployment on a global scale. The system's architecture facilitates growth in tandem with business expansion, making it an ideal choice for evolving organizations. Revogear encompasses various software modules, including a customer portal, corporate portal, mobile application, back office, and an antifraud console, all designed to enhance user experience and security. Additionally, it efficiently handles international transfers through Swift, SEPA, and European direct IBAN, along with offering integration for prepaid Mastercard and VISA, complete with external authorization message management for enhanced transaction security. This versatility establishes Revogear as a leading option for businesses looking to streamline their financial operations.

Our primary focus lies in providing a comprehensive array of automation solutions for financial operations, encompassing various banking sectors including retail banking services, portfolio oversight, as well as savings, current, and fixed deposit accounts. These solutions facilitate multiple delivery channels and back-office functions, all integrated with a cohesive general ledger. Furthermore, our offerings extend to essential non-banking operations, such as micro-finance management and compliance reporting, among others. We also provide client-facing solutions through electronic delivery platforms, including management systems for ATMs and POS, reconciliation and settlement processes, as well as services for mobile, agency banking, and Internet banking. Our greatest strengths reside in our people and technology, which form the backbone of our business. We take great pride in collaborating closely with our clients to co-create tailored solutions that meet their unique needs. This partnership approach enables us to continually adapt and innovate in a rapidly changing financial landscape.

The Kalignite Advanced ATM Application (K3A) serves as a versatile, multi-protocol and multi-vendor solution for ATM operations, accommodating banks ranging from local institutions to large international entities with extensive global networks. It supports various functions, including cash dispensing and deposits, cash and coin recycling, check acceptance, image check deposits, personalized marketing, transaction preferences, and seamless integration with web services. By utilizing the robust K3A development environment, banks can expedite the implementation of new features, thereby significantly lowering development, maintenance, and support costs. This adaptability makes K3A an essential tool for banks aiming to enhance their ATM services while managing expenses effectively.

Establish a fully operational digital banking platform in just a few days. Whether you're initiating your banking services, developing an e-wallet, or integrating FinTech solutions into your existing products, Crassula Banking has all the resources you need. This platform caters to businesses serving both individual and corporate clients, as well as financial institutions that provide IBANs and payment services. It's also ideal for currency exchange firms, telecom companies, retailers, and crowdfunding organizations aiming to offer financial accounts to their customers. All banking accounts offered are multi-currency and designed for private users, business clients, and licensed financial entities, accessible through API, web, and mobile applications. Enjoy a seamless experience with card issuance and management, transaction processing, and customizable fee structures, all supporting various currencies. Empower your customers to shop both online and in-store with options for virtual and physical cards. Control balances, currencies, chargebacks, and additional features all from one comprehensive platform. Start building your own global eCommerce payment gateway today with Crassula, and unlock a world of financial possibilities for your clientele.

Doocat Banking will take your customer experience to a new level! Doocat Banking is a solution that will help you migrate your banking services into the digital world, and it's tailored to your customers' needs. It can also be personalized for your bank. Doocat is an innovative multi-functional solution designed to elevate the customer experience. The application's intuitive design and smoothness will allow users to perform basic banking operations with just a few clicks.

International Private Banking Systems presents a cutting-edge approach to addressing our clients' wealth management needs by offering a solution that can seamlessly align with current infrastructures or operate as a comprehensive standalone system. The IPBS/Banking platform facilitates the operational capabilities necessary for overseeing the conventional banking activities of a private bank. Built on a multi-currency general ledger accounting framework, it ensures complete synchronization of traditional sub-ledger account management with the overarching general ledger. Banking transactions are executed in real-time, providing continuously updated accounting records throughout the organization. This fully scalable solution proves to be essential for enhancing client relationships, informed decision-making, and effective execution in a complex financial landscape. Furthermore, its adaptability makes it suitable for a wide range of financial institutions, allowing for personalized service and improved operational efficiency.

The nCino Cloud Banking Platform is a comprehensive, cloud-based solution that addresses challenges and promotes opportunities facing financial institutions (FIs) today. It's an end-to-end platform that connects commercial banking, mortgage, consumer banking, small business banking and treasury management. No matter what business your customers have with your institution, they will receive a seamless, intuitive, consistent, and personalized experience across all channels, which is key to driving satisfaction and retention.

Elcoin Automated Banking System is a fully-fledged transactional bank system that supports a wide variety of financial intermediation models. Elcoin ABS is able to run automated banking infrastructures for payment service providers, commercial banks, and e-money companies. Elcoin ABS offers an open API architecture that allows you to request both internal services and global banking payment capabilities. Elcoin ABS offers modular functionality that can be assembled according to the business model and required services. These modules include Core and Contacts, Products and Accounts. Payments, Foreign Exchange, Cards Crypto, Treasury, Notifications Channels and Processes are all available.

MeridianLink One is a comprehensive, cloud-based banking software solution tailored for financial institutions, especially community banks and credit unions, that streamlines the entire process of digital lending and account opening. By utilizing a shared data framework across its various modules, this platform effectively combines the functionalities of deposit account initiation, consumer and mortgage loan origination, point-of-sale lending, digital mortgage processes, credit verification services, analytics, and collections all within one cohesive system. Its advanced loan optimization engine quickly evaluates existing loans and suggests competitive rates, enhancing opportunities for cross-selling and maximizing customer wallet share. Moreover, it facilitates quick implementation through open APIs and boasts integration with over 600 fintech and core banking partners, providing a flexible, phased rollout and real-time automation that effectively eliminates data silos and manual tasks. This innovative approach not only improves efficiency but also enhances the overall customer experience by delivering seamless services.

Co B I S Banking Software delivers a seamless banking experience with its Smart Effortless Banking Functionality, rapid financial reporting capabilities, and simplified management for banking institutions, which collectively enhance in-house productivity and boost overall customer satisfaction. We provide a comprehensive selection of products tailored for various financial entities, including banks, lending firms, village banks, microfinance institutions, cooperatives, and SACCOs, allowing you to elevate your business operations with greater efficiency, lower expenses, and the agility to quickly introduce new products and services via our cloud banking system trusted by financial organizations worldwide. To facilitate your effective use of Co B I S, we offer support in data migration to seamlessly integrate all your existing manual records into the CoBIS Software. Additionally, we provide accounting consultancy and training designed to empower individuals with no prior accounting knowledge, ensuring they are well-equipped to handle financial tasks. Furthermore, we also offer specialized training for Co B I S Microfinance Software, ensuring that your workforce can stay updated with necessary refresher courses as needed. By choosing Co B I S, you are investing in a future of enhanced operational capabilities and customer satisfaction.

Tailor and expand a suite of business banking solutions to meet the distinct requirements of your business account holders. These specialized services are crafted to help you attract, support, and retain a variety of commercial accounts as they expand. As organizations evolve, their financial demands will also shift. Provide your account holders with the necessary tools to manage their finances efficiently by presenting the appropriate solutions at pivotal moments. Equipped with contemporary commercial offerings, your bank or credit union can effectively compete with financial institutions of any scale and achieve success. Ensure a seamless experience and personalized service through a cohesive digital platform. With features that grow alongside the business, they can benefit from integrated digital invoicing, payment processing, payroll integration, and a host of additional functionalities. Additionally, by continually adapting your services to meet the changing landscape, you can foster long-term relationships with your clients.

A Core Banking application plays a crucial role in the operations of a financial institution, facilitating real-time banking functions in a centralized manner while ensuring accessibility through various customer service channels. Presently, the majority of banks rely on Core Banking solutions that utilize the Centralized Online Real-Time Exchange, allowing all branches to connect to shared data sources seamlessly. Topaz, an advanced Core Banking application crafted by Stefanini, stands out for its cross-platform compatibility, high customization potential, robust architecture, scalability, and user-friendly integration. In addition to supporting online account management, it adheres to all regulatory compliance requirements. The application’s ability to parameterize data accelerates the launch of new products and services, making it cost-effective and efficient. By leveraging Topaz, financial institutions can enhance customer relationships, boost productivity, and streamline their information management processes, ultimately leading to improved operational efficiency and customer satisfaction.

At Total Bank Solutions, we leverage extensive industry expertise, cutting-edge business methodologies, and proprietary technology to deliver adaptable wealth management services. Our Insured Deposit Program offers cash investors the advantage of enhanced FDIC insurance, while simultaneously providing participating banks with a reliable, diverse, and cost-efficient source of deposit funding. This program also facilitates the placement of reciprocal deposits within a cohesive deposit sweep solution. With assets exceeding $80 billion under administration (AUA), TBS stands out as a prominent provider of insured deposit programs in the financial sector. Additionally, the TBS Loan Management System serves as a comprehensive platform for securities-based lending, bridging the gap between banks with surplus lending capacity and intermediaries, along with their clients. This innovative approach enables advisors and financial institutions to present clients with competitively priced securities-based lines of credit, offering more favorable rates and tax benefits compared to traditional home equity loans, ultimately enhancing customer satisfaction and financial flexibility.

Bankers Realm Core Banking is a web-based application that features multi-currency, multi-lingual, and multi-channel technology, creating a distinctive experience of 'banking without boundaries.' It is equipped with top-notch security measures and is designed to be highly scalable, boasting a robust architecture that operates on a reliable enterprise platform within a Windows environment. The application ensures seamless integration with existing software systems, providing flexibility and scalability to accommodate high transaction volumes while remaining user-friendly. Additionally, it represents a cost-effective investment that delivers exceptional performance. The Virtual Lending solution enables remote access to credit scoring systems, empowering financial institutions to approve digital loans efficiently. This system supports both individual and group borrowers remotely, eliminating the need for branch visits and providing comprehensive access to a full range of banking services. Moreover, the omnichannel banking feature allows financial institutions to reach customers through every channel they prefer. With its innovative capabilities, Bankers Realm is poised to transform the banking experience for all users.

KeyBank operates as a comprehensive banking platform focused on asset finance and commercial services for small and medium-sized enterprises (SMEs). It features a multi-branch setup and supports transactions in various currencies. Additionally, it includes a robust operational general ledger and facilitates integrated proposal management with connections to the ICB. The platform boasts advanced underwriting capabilities, a customer and account notepad with diary features, and effective arrears management tools. Moreover, it supports direct debit transactions via both SEPA and BACS, as well as electronic funds transfers (EFT) for SEPA and BACS. Furthermore, it provides dealer accounting functionalities, allowing for streamlined financial management across different business sectors.

The Kalignite software suite is designed to integrate with and manage ATM networks that can range significantly in complexity, size, and geographical distribution, accommodating everything from small banks with a handful of ATMs to large financial institutions that operate thousands of ATMs worldwide. K3A stands out as a versatile ATM application that supports multiple protocols, vendors, languages, and countries. It encompasses a comprehensive array of ATM functionalities demanded by leading banks, which include essential transactions such as cash dispensing, cash recycling, check deposits with imaging, transaction preferences, and capabilities for targeted marketing and advertising. Additionally, the Kalignite NDC application serves as a seamless upgrade for any NDC network, bringing it up to date with the latest multivendor NDC technology. This application is differentiated by its multivendor compliance and offers a complete emulation of the NDC specification, enriching the customer experience with additional features and services while preserving the existing NDC infrastructure. Furthermore, the Kalignite suite supports ongoing innovation in ATM services, ensuring that banks can adapt to evolving customer needs and market trends efficiently.

CGI Trade360 provides all the software, infrastructure, and support resources required to power a bank’s global trade business. CGI Trade360 is a software-as-a-service (SaaS) that allows banks to offer traditional trade, payables and receivables services to customers anywhere, anytime, on a single integrated platform. CGI Trade360 is designed for multi-bank, multicurrency and multitime zone processing. It includes a corporate portal, a back-office trade processing system with advanced imaging and workflow, advanced reporting utilities, and an XML-based integrated architecture. CGI Trade360's SaaS model is in operation for over two decades. It provides infrastructure and IT services that allow you to focus on growing and running your banking business. Also available as an on-prem solution for global institutions.

BankingLab serves as a comprehensive SaaS banking platform that offers a wide array of digital banking solutions. It includes specialized modules for managing customer accounts, facilitating payment processing, issuing debit and credit cards, providing loans, and handling deposits. Additionally, the platform enables account access through APIs for both web and mobile applications. As a service provider, BankingLab assists in transforming innovative ideas into thriving fintech companies, guiding entrepreneurs from initial concepts to fully licensed financial institutions. The future of fintech is built on talent, and we take pride in our team, who continuously enhance their skills by helping clients create competitive products and services. If you have a passion for fintech, consider applying to join us. Our focus is on customer satisfaction; you can trust us with the technology while you concentrate on your clients. We also offer online identity verification through KYC/KYB, card issuance, and robust banking infrastructure to support your business needs. Our commitment is to empower your fintech journey with reliable solutions.

Our versatile software solution enhances business efficiency, mitigates risks, and strengthens operational oversight. Leveraging our specialized industry knowledge, we empower financial institutions to achieve operational transformation, positioning them favorably for the digital future. By adopting innovative digital methodologies, banks gain a significant competitive edge, leading to substantial enhancements in customer service efficiency. The streamlined management of products and the introduction of innovative offerings enable banks to effectively influence customer behavior across various financial services, including credit lines, card accounts, deposits, and savings. Additionally, the support for online banking services and advanced client cash management, along with new digital payment channels, cater to essential customer demands. With the integration of user-friendly features and added-value services, we ensure that customer satisfaction is not just a goal but a guaranteed outcome, setting new benchmarks in client engagement and loyalty.

ICS BANK, a comprehensive financial and banking software solution, offers a modular menu from which to choose and build your own system. ICS BANKS Universal Banking allows the bank to serve its customers by providing key digital features, using facilities and the latest technologies such as: Cloud availability, – Open APIs and Agency Banking, BPM and DMS, Artificial Intelligence and Robotics and Blockchain, Cash Management System, Cash Management System (CMS), Chatbots and Smart Contracts. Cardless Payments are also available. Customer onboarding is possible with Wearable Banking. ICS BANKS's extensive touchpoints and omnichannel capabilities allow banks to leverage data and acquire customer information from any location at any time.

ICBS is a comprehensive system that manages and controls Banks and Financial Institutions' front and back offices. ICBS is a universal bank system that conforms to international standards and meets local specifications to ensure compliance with both International (IAS, IFRS and Local regulations). ICBS has been widely adopted by the financial industry and is internationally recognized. ICBS is referenced in "International Banking System (IBS Publishing) and selected by Gartner Consulting within the Magic Quadrant of Core Banking. ICBS is available on Oracle multitier web platforms in premises and "On Cloud".

Loan Performer Version 8 elevates your experience by providing enhanced security features, improved reporting capabilities, and a suite of new services tailored for your clients' needs. This state-of-the-art Management Information System includes functionalities such as SMS banking, biometric fingerprint scanning, WAN connectivity, internet access for account holders, standing orders, multi-currency support, and poverty assessment tools. Additionally, the introduction of a web application allows seamless integration with the Loan Performer desktop version while utilizing the same database. Now, credit officers can efficiently update Loan Performer directly from the field using mobile devices like phones and tablets, streamlining operations and enhancing productivity. With these advancements, Loan Performer is set to revolutionize the way you manage your financial services.

Stacc's core banking solutions offer a highly automated and adaptable approach to managing credit and savings accounts. Operate your financial services firm effectively using a contemporary platform that fosters innovation and enhances business agility. The Stacc platform is typically complemented by an origination and application processing system, which manages initial customer interactions, credit evaluations, and document oversight. Once the credit is ready to be issued, the Stacc platform swiftly establishes the account and facilitates the credit disbursement. Throughout the duration of the credit, customers generally engage with an online banking or self-service option, while the financial institution's staff typically interacts with the platform’s integrated user interface. Built on Microsoft Dynamics 365 Business Central, Stacc’s digital core banking platform is designed to cater to the needs of small to medium-sized enterprises, ensuring a seamless experience for both clients and employees alike. This modern architecture not only streamlines operations but also empowers organizations to respond rapidly to changing market demands.

Modular Core Banking System, leader in LATAM. Flexible and comprehensive for all types of financial institutions, including retail. It is a flexible and integrated core banking system that has been installed and is currently running in 8 countries across the Region. It was designed for all types Financial Institutions and Retail. Fisa System, a robust and highly customizable system, is designed for any Institution. It incorporates the best practices from the Financial Systems of Latin America. Ensures optimal operation of any Financial Institution, and allows for business innovation and scalability. Customizable system that can be adapted according to the needs of your Financial institution. It has flexible and customizable modules that allow you to customize the solution to fit your business. Information management and regulatory reporting is easy with these customizable business applications.

F2B Payments serves as an ideal solution for initiating new banking operations aimed at neobanks or payment service providers. This system encompasses a comprehensive suite of Front to Back components that blend account management with payment capabilities, catering to both conventional banks and digital financial institutions while providing essential services tailored for emerging banking entities following a neobank model. The F2B solution is designed to be complete, cohesive, and modular, allowing for adaptable deployment that facilitates swift implementation. Within this framework, the Client Management module is key, as it focuses on the introduction and oversight of identification data for any individual or entity that interacts with the Bank. This includes natural persons—both individual consumers and professionals—as well as legal entities. The system also enables the tracking of customers, non-customers, and potential clients, and it offers the ability to group clients, fostering connections between individuals and organizations. Furthermore, the process of entering and refreshing this information is organized within a foundational module that manages general data efficiently. This structured approach ensures that all client interactions are effectively documented and easily accessible.

UltimaBanq is a comprehensive banking software that delivers a white-label solution tailored for FinTech entities, such as Banks and Electronic Money Institutions. It facilitates IBAN accounts, SEPA and SWIFT transactions, and card processing services, welcoming clients from around the world, including those in high-risk sectors like eCasinos and unregulated financial entities. Crafted with robust security features, the platform adheres to EU PSD2 regulations and offers multi-level access, accommodating different roles and permissions for both clients and employees. Additionally, the user-friendly back-office can seamlessly integrate with extra features and add-ons. UltimaBanq also includes modules for Forex and CFD trading, functioning effectively as a Crypto Wallet or payment platform. To assist potential users, a demo is available for testing and exploration of its features. This allows prospective clients to assess the software's capabilities before making a commitment.

Siena eTrader provides advanced ESP, RFSQ, and RFQ pricing along with comprehensive limit order management, utilizing a multi-bank liquidity sourcing approach through its sophisticated pricing engine. This service is available across various models, including direct customer interactions, agency arrangements, and broker operations. By implementing auto-hedging and deal automation, you can safeguard your market position and expand your currency offerings, all supported by robust trading controls, monitoring for best execution, and management of customer instrument eligibility. Real-time price management allows you to adapt swiftly to fluctuating market conditions, enabling effective risk management through real-time spread, skew, and pricing adjustments. Siena's platform also ensures seamless integration with your existing pricing engines or third-party aggregators. Furthermore, it can fully connect with your current customer portal, enhancing user experience with features like single sign-on, personalized branding, and access to news and charting. Transactions, orders, and deal information are transmitted in real-time to external systems, providing a comprehensive 360° view of your customers. This integrated approach not only streamlines operations but also empowers businesses to respond proactively to market dynamics and customer needs.

ION's Core Banking platform delivers a comprehensive and integrated suite designed to facilitate the fundamental operations of banks across various sectors. By incorporating cutting-edge technological solutions, it aids banks and financial entities in transforming their business models to embrace digital advancements, ensuring streamlined management with a high degree of standardization at the back end while allowing for front-end customization. This solution encompasses a range of services, including Business Process as a Service (BPaaS), regulatory technology consulting, and comprehensive solutions to ensure adherence to regulatory standards. Furthermore, it provides specialized software solutions tailored to specific operational sectors, seamless integration of IT systems, applications, and services, along with ongoing maintenance for both proprietary and third-party applications. It also includes management of all IT infrastructure components, strategies for business continuity and disaster recovery, and orchestration of hybrid cloud services, thereby creating a robust framework for modern banking operations. This multi-faceted approach reflects the evolving needs of the financial industry in an increasingly digital world.

Finzsoft has created a solutions framework called Sovereign, designed to address the increasing needs of contemporary financial institutions worldwide. This modular framework can function independently or as part of a cohesive system, providing customized solutions tailored to the dynamic landscape of the financial services sector. By enhancing the customer journey, it facilitates the generation of new business opportunities. The platform also features secure mobile and internet banking solutions, along with dedicated smartphone applications that offer various engaging channels, all personalized for both your brand and your clientele. Furthermore, it empowers customers with a comprehensive range of banking capabilities, including current, term deposit, and savings accounts, as well as portfolio investment accounts. The system boasts an exceptional level of integration, automation, reporting, and unified communication tools. Additionally, it can help lower operational costs by optimizing collections and improving performance in arrears processing. This comprehensive approach not only addresses current market demands but also positions financial institutions for future growth.

The next-generation platform for banking is designed from the ground up to provide flexible configuration, automated regulatory compliance, CRM and real-time insight across multiple entities in any jurisdiction. A powerful backend system for processing account, cards, loans and payments. A core engine that is intelligent and reliable for processing large volumes of transactions, operations, and services. A powerful payments engine that supports current or transactional cards linked to debit or credits. Includes authorization, holds and payment orders. Standing orders and searchable transactions are also included. The deposits engine supports all deposit products, from current accounts to Term Deposits with or without overdraft facility and a variety of interest and calculation options.

In today's banking landscape, customers increasingly seek tailored and convenient services, prompting financial institutions to collaborate with First Data to enhance the value of each customer interaction. By utilizing First Data's user-friendly banking solutions, institutions can effectively meet their clients' desires for improved convenience, thanks to technology that streamlines every transaction while bolstering security. Strengthen customer relationships and identify fresh growth opportunities with our extensive range of solutions tailored for both merchant clients and consumers alike. Our innovative products enable financial institutions to provide a seamless, swift, secure, and intelligent electronic commerce experience. The journey to personalized banking starts here, where First Data offers a unified, comprehensive processing platform for all types of payment cards, loans, prepaid accounts, and commercial card products. Additionally, First Data’s OmniPay technology stands out as the preferred solution for cost-effective and efficient multi-currency, multi-country payment processing. With such diverse offerings, First Data ensures that financial institutions are well-equipped to thrive in a competitive market.

Advantica Cloud Core Banking is our exclusive electronic banking platform that delivers an all-encompassing core banking experience. It features a wide range of multi-channel banking products and services, along with assistance in executing business strategies. This system adheres to the latest standards outlined in the Payment Services Directive (PSD2) and embraces the principles of Open Banking. Known for its security, stability, scalability, and reliability, Advantica has been successfully deployed by Softax in some of the largest financial institutions across Europe. Additionally, its robust infrastructure ensures that it can adapt to changing market demands effectively.

Capital Banking Solutions is a leader in providing integrated banking software solutions that are end-to-end for financial institutions in Europe, Africa, Middle East, and America. Capital Banking Solutions was founded in 1997 with the goal of supporting financial institutions to innovate and drive market change. It supports more than 200 banks and financial institutions worldwide. Capital Banking Solutions offers a complete suite of modular and open-architecture products for the Financial Services Industry. These products include Universal, Retail, Corporate and Private Family Offices, Management Companies, Islamic banks, and Management Companies. Capital Banking Solutions was ranked among the top vendors by IBS Intelligence, and global players by Forrester. It is now being recognized as one the most powerful Financial Technology Providers. Capital Banking Solutions offers a complete portfolio of best-of-breed products to support key banking functions like Wealth Management, Compliance and Risk management and Digital Banking.

Galileo’s Cyberbank Core platform offers financial institutions a modern, cloud-native core banking solution designed for the demands of the digital era. With its API-first, modular architecture, Cyberbank Core integrates deposits, lending, payments, and risk management into a single scalable platform capable of processing more than 10,000 transactions per second. This next-generation system addresses common challenges of traditional core banking, such as inflexibility, high operational costs, and integration difficulties with emerging technologies. By replacing outdated legacy systems, it enables banks and fintechs to rapidly launch new products and seamlessly connect with third-party ecosystems. Customers like SoFi leverage Cyberbank Core to deliver personalized and innovative financial experiences while scaling operations efficiently. The platform supports continuous modernization to help banks remain agile and relevant in a fast-evolving market. Galileo combines robust performance with flexibility, empowering financial services companies to adapt quickly to changing customer needs. It is the foundation for building the future of banking.

Revamp banking functions across various sectors, including retail, corporate, small and medium enterprises, Islamic banking, microfinance, and distinct financial entities. Oracle FLEXCUBE empowers banks to initiate their digital transformation journeys, ensuring they remain relevant, competitive, and compliant amidst the rapidly changing landscape of the banking sector. It enables the launch and management of a broad spectrum of customized products and services, facilitating efficient growth and expansion. Banks can swiftly adjust their operations to accommodate shifting customer expectations, business needs, and regulatory demands. Furthermore, the platform allows for seamless collaboration within ecosystems to create and enhance innovative financial products and services. It ensures operational efficiency at a large scale while providing flexibility in deployment and operations. The onboarding process for new customers is made simple, and personalized product offerings can be provided effortlessly. Additionally, it accelerates the decision-making process for lending products, reducing the time required for approvals and decisions. Moreover, the corporate lending lifecycle is streamlined, covering everything from origination to the management of credit, collateral, syndication, and beyond, thereby enhancing overall operational effectiveness. This comprehensive approach ultimately positions banks to thrive in an increasingly competitive market.

Bancorp specializes in offering nonbank organizations tailored personnel, processes, and banking technologies to fulfill their unique requirements. Consequently, we have established ourselves as a leading provider of dependable, technology-driven solutions that help propel our partners' businesses into the future. The Bancorp serves as a vital ally in the development, maintenance, and expansion of your enterprise. Beyond just facilitating our clients' payment innovations, we strive to forge enduring partnerships founded on a forward-thinking perspective regarding technology and services. Thus, we refuse to settle for merely feasible solutions available today; instead, we pursue the latest advancements in technology to deliver more sophisticated, scalable, and agile services. Each day, we commit ourselves to the ongoing transformation of the payments sector. Furthermore, the Bancorp's Institutional Banking division equips financial professionals with cutting-edge lending and deposit solutions that seamlessly align with their wealth management strategies, enhancing their overall effectiveness in the market.

SQN Banking Systems provides a robust solution for banks to combat the increasing threat of check fraud through its SENTRY: FraudSuite™ platform. This all-in-one fraud prevention system employs machine learning and AI technology to thoroughly analyze check images, customer profiles, and transaction history. The platform excels at detecting altered checks by identifying changes in payee names, amounts, and dates, as well as counterfeit checks through security feature analysis. Signature verification compares new signatures with previously verified ones to catch forgeries, while handwriting variance detection spots suspicious alterations. SENTRY: FraudSuite™ also blocks duplicate check deposits and detects check kiting by analyzing account behavior and deposit patterns. Additionally, it flags fraudulent activity involving checks from closed or empty accounts. SQN Banking Systems equips financial institutions with educational materials and case studies to showcase how their platform can effectively reduce fraud losses. The solution streamlines fraud detection, helping banks protect assets and maintain trust.

Designed as a cloud-native microfinance management platform, it stands out by enabling SACCOs and lending institutions to eliminate paper use and enhance operational efficiency through the digital management of customer information and transactions. With this platform, you can access your data and assist your customers whenever it suits you, eliminating the need for a physical office presence. We bring banking services directly to you, allowing customers to make deposits or withdrawals through any of our affiliated banks. Additionally, you can easily conduct automatic reconciliations for bank accounts, while your customers enjoy seamless access to their accounts via our online and mobile banking services. The platform simplifies the tracking of expenses, payables, receivables, and inventory management. You can upload bulk schedules for the software to handle your accounting needs efficiently. By offering improved control and visibility over your branches, customers can be serviced at any location they prefer. Furthermore, we allow you to customize user permissions, such that a teller may only have access to transaction-related functions, ensuring security and efficiency within your operations. This tailored approach empowers you to manage your microfinance operations with greater flexibility and precision.

Pay attention to your small and medium-sized enterprise (SME) clients and assist them in their growth journey. Provide solutions that address the three primary challenges faced by all businesses: managing finances, securing loans, and successfully scaling operations—whether through purchasing, operating, or selling businesses. Empower SME clients to take control of their financial health with effective income and expense tracking. If they lack a credit history, there's no need for concern; facilitate lending to SMEs by leveraging insights and a comprehensive understanding of their needs, thus helping them tackle their most significant hurdle: financial management. Enable SMEs to handle their daily operations confidently, bolstered by proactive planning and foresight. Offer a unified platform that allows for seamless integration of all accounting and invoicing processes, the establishment of tax provisions, preparation for variable cash flows, and the overall smooth operation of their business without undue stress. Develop real-time interactions to predict and satisfy customer demands and enhance the overall customer experience through AI-driven personalization, ultimately fostering long-term relationships and loyalty. By prioritizing the needs of SMEs, you can contribute to their sustainable growth and success.

Baseella is a premier core banking software solution accompanied by a suite of customer-centric applications aimed at enhancing the capabilities of payment and electronic money institutions. This all-encompassing platform is specifically crafted to tackle the various operational hurdles encountered by PayTech companies, such as preventing financial crimes, ensuring regulatory compliance, and facilitating effective management and financial reporting. By utilizing Baseella, startups can quickly initiate their services and expand their operations without the financial strain of investing millions of euros in core banking systems. Furthermore, this innovative solution allows businesses to focus on growth and customer satisfaction instead of being bogged down by complex software requirements.