Melio is an accounts payable platform designed to simplify bill payments, improve workflows, and maximize cash flow efficiency for businesses of all sizes. To get started, try all of Melio's features free for 30 days!
You can pay vendors online using bank transfers or credit/debit cards—even if they only accept checks—while Melio takes care of the manual tasks. Integrate seamlessly with QuickBooks and Xero to keep your accounting up-to-date.
Melio allows you to pay through bank transfer or card, helping you extend your cash flow and gain rewards. Enter vendor or bill details manually, upload, or snap a photo of the invoice—it’s that simple. Schedule payments according to your cash flow plan and let Melio manage them. Additionally, you can pay international vendors in their local currency for services and products.
On-the-go? No problem, just get the Melio mobile app on iOS or Android to manage your payments, process approvals, and much more no matter where your business day takes you.
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High-Performance Data Engineering. Total Sovereignty.
TIMi delivers the power of a complete cloud data stack—on-premises, fully sovereign, and ridiculously fast.
We reject artificial vendor lock-in and hidden costs. Instead, we offer absolute peace of mind through engineering excellence, giving your team the freedom to experiment, innovate, and solve complex AI, analytics, and automation challenges in record time.
Why Top Enterprises Choose TIMi?
Enterprise Integration & *No-Code* ETL/Data preparation: Automate complex workflows and seamlessly link your entire stack: SAP, Salesforce, SharePoint, S3, Azure Storage, PowerBI, Tableau, etc.
Unmatched Infrastructure Efficiency: Our competitors such as Databricks, Dataiku, and MS Fabric all rely on Spark—and that makes them inherently inefficient since a single €2k TIMi server outperforms a 267-node Spark cluster. TIMi process billions of rows in seconds and manage petabyte-scale data lakes at a fraction of the cost.
Proven AI Leadership: Harness pioneering machine learning from the creators of the first Auto-ML engine (est. 2007).
Whether deployed on-premises or via our EU-Hosted Sovereign Cloud, TIMi empowers leaders in Banking, Telecoms, Manufacturing, Retail, Defense and Government.
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BankConnector
Establish a connection with any financial institution with a single integration. The process of integrating with banks can often be slow, expensive, and varies significantly from one bank to another, but BankConnector eliminates these issues. By sending us a straightforward payment request, we convert it into the precise ISO 20022 file that each bank requires, ensuring compliance with that bank's specific regulations before submission.
Receive bank statements and payment status updates in a uniform format, regardless of the bank involved, so you no longer have to decipher different formats for each institution. Our solution supports host-to-host connections via SFTP, web services, or EBICS, featuring secure certificate management and integrated payment approval processes.
Everything you need to facilitate seamless money transfers directly from your systems to your bank is provided, without the need for custom development. Instead of spending time on building complex bank integrations, you can immediately start utilizing them for your financial transactions. Embrace simplicity and efficiency in your banking processes today.
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Nuggets
Regardless of whether you operate as a bank, a subscription service, a telecommunications provider, or a logistics firm, Nuggets’ self-sovereign decentralized identity enables you to meet regulatory requirements while gaining a competitive edge. At the same time, your customers experience enhanced convenience, confidence, and greater choices. With Nuggets, consumers regain authority over their personal information, positioning your organization as a beacon of trust. Each transaction is linked to a verified self-sovereign decentralized identity, ensuring that customers are authenticated as legitimate users even before they engage with your service. This approach establishes a benchmark for digital identity, utilizing private and secure transaction proofs. By securely associating every payment with a verified digital identity, Nuggets effectively thwarts fraudsters from stealing identities online. Consequently, both payment providers and merchants benefit from reduced fraud-related costs while offering a variety of payment options that cater to customer preferences. Ultimately, adopting Nuggets not only enhances security but also fosters stronger relationships between businesses and their clients.
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