Alternatives to CMS Credit Suite

AI-driven solutions for credit-to-cash powered by Dun & Bradstreet’s global data and analytics. D&B Finance Analytics offers AI-driven solutions backed by the Dun & Bradstreet Data Cloud. D&B Finance Analytics is a flexible, easy-to-use tool that helps finance teams reduce costs, improve customer service, and manage risk. Manage credit and receivables risks to minimize bad debts, reduce DSO and improve cash flow. Automate manual decisioning and monitoring, customer communication, and matching. Offer your customers an online credit application as well as a payment portal. D&B Finance Analytics consists of two platforms: D&B Credit Intelligence and D&B®, Receivables Intelligence. Together, they provide powerful insights and technologies to help you accelerate your success throughout all your credit-to cash processes. You can quickly gain visibility into credit risks, onboard customers, and set the right terms.

Axe Credit Portal – ACP – is a future-proof AI-driven solution to automate the loan process from KYC to servicing including scoring, automatic decisioning, limit management, and collateral management. ACP is a locally hosted or cloud-based solution for lenders looking to provide an efficient, competitive, and seamless omnichannel financing journey for all client segments (Retail, Commercial, Corporate, Sovereign, and FIs.) ACP is a multi-segment digital lending solution covering not only Retail, Commercial, Corporate, FIs, and Sovereign segments but also other specific types of lending such as Microfinance, BNPL, Embedded financing, Islamic finance, Green Loans, debt servicers & collectors. Axe Finance is the trusted partner of leading global banking institutions such as Société Générale, OTP Bank, APS Bank, Arab National Bank, Al Rajhi Bank, Saudi EXIM Bank, QNB, ADCB, FAB, Bank of Bahrain and Kuwait, Bangkok Bank, Vietcombank, VIB, Permata Bank, BRED Bank Cambodia, Fidelity Bank, Polaris Bank, African Development Bank Group. among many others.

Peach Finance is an API-first lending technology platform that helps fintechs and financial institutions quickly launch and easily migrate lending programs. Peach provides a loan management system with more than 250 configuration variables, giving lenders the ability to stay nimble and adapt—even at scale. Peach also offers end-to-end, fully-integrated loan servicing capabilities. This includes payment processing, a white label borrower portal and a lending-specific CRM. Also included are omnichannel communications, data and insights, first-party collection tools, and Compliance Guard™. Peach's integrated suite of cloud-native products can be used to support virtually any asset class, including BNPL, credit cards, cash advances, personal loans (installments or lines of credit), retail installment agreements, business loans and novel constructs. Peach was founded by leaders from top fintechs like Avant, Affirm, and Prosper.

Gaviti automates the invoice to cash flow process, allowing accounts receivable departments to make better credit decisions and reduce DSO. It also helps them reconcile payments more quickly. Our advanced automation tools will help you eliminate manual, time-consuming tasks in A/R. Gaviti has earned trust from industry leaders such as EY, cPrime and PWC. Our track record speaks volumes. Our clients have achieved amazing results, reducing their Days Sales Outstanding by 30%-50% in just six months after adopting Gaviti. Collections Analytics: Useful data to optimize your strategy. Make data-driven decisions based on trends to increase your collection efficiency. Cash Application Made Easy: Forget the headaches of reconciling payments. Automate your cash application and achieve 100% accuracy. Improved cash flow, and happier customers. Strategic Credit Management: Make informed decisions about credit with confidence. Powerful

Credit Strategy products are credit management systems developed on Microsoft platforms that leverage tools like Access, SQL databases, Excel, and Word. These products are compatible with a variety of accounting software and ERP systems, including Oracle, SAP, JD Edwards, and Peoplesoft. They operate effectively across multiple operating systems, including AS400 and UNIX environments. Designed specifically by credit experts for their peers, Credit Strategy products include standardized reporting features that assess employee performance alongside accounts receivable outcomes. Furthermore, these systems aim to streamline credit processes and enhance efficiency in financial management.

Regardless of your organization's size or complexity, implement a customizable credit management solution tailored to your specific needs. Bectran offers a robust workflow solution that encompasses everything from completing online credit applications to conducting credit analysis and making decisions, all while ensuring seamless integration, tracking, and comprehensive reporting of credit management activities. Anticipate cutting down the time required to process credit requests by more than 90%, leading to enhanced quality in credit decision-making. Additionally, utilize a Collections Management system that leverages task and process automation to streamline operations. With Bectran's Collections Management solution, you will expedite your Invoice-to-Cash conversion objectives while incurring significantly lower costs. Furthermore, you will gain immediate insights into the progress of your collections efforts, enabling you to proactively reduce credit defaults. By implementing this solution, expect to slash your existing collections costs by over 60% and notably enhance your Days Sales Outstanding (DSO). This innovative approach ensures that your credit management processes are not only efficient but also financially advantageous.

Essential business functions like credit decision-making, customer onboarding, and debt recovery can become overly complex and sluggish when customer-facing teams operate from disparate systems with isolated information. BusinessConnect, designed on the Force.com framework, effectively simplifies, streamlines, and speeds up the collections and credit management processes by automating routine tasks and decisions, while also consolidating various operations related to account acquisition, management, and recovery into a single interactive platform in the cloud. This allows businesses to close sales more efficiently, onboard new customers rapidly, and keep a close watch on their customer base for potential financial risks. For a comprehensive overview of the numerous advantages offered by BusinessConnect, be sure to download our product sheet. Through its integration within Salesforce, BusinessConnect™ revolutionizes the credit management landscape, making it more efficient and less cumbersome than traditional methods.

Are you looking to speed up your payment collection? Our software, Credit Hound, streamlines various credit control tasks and seamlessly integrates with your current accounting system to enhance your operations. It minimizes administrative burdens and provides immediate insights into outstanding payments and the clients you need to follow up with. The Credit Hound Dashboard offers a clear snapshot of your credit management, categorizing overdue payments into segments such as not yet due, overdue, and disputed invoices, while also showcasing customers who have committed to payment timelines. By automating numerous repetitive daily functions, Credit Hound can handle the challenging aspects of credit control, including automatically issuing reminder letters, halting overdue accounts, and creating new tasks for following up on late payments. All relevant information is conveniently displayed on a single screen, ensuring you have everything needed to pursue overdue invoices effectively. Additionally, the payment tracking features give you a comprehensive view of disputed payments, helping to prevent any delays in receiving funds. This powerful tool not only improves efficiency but also enhances your overall financial management strategy.

My DSO Manager is a credit management and cash collection software that is affordable for all businesses. It includes strong features like interactive e-mails, automatic reminders, scoring, reports, etc. Modern and intuitive functions allow you to increase cash flow and profitability in your business. Smart upload module makes it easy to implement. It can be used manually or automatically. My DSO Manager has been used by thousands of companies in over 80 countries. My DSO Manager is dedicated for businesses who work with businesses. It can be used by SMEs as well as international companies. It can easily handle multi-entities, multicurrencies, and 9 languages

Credit Pulse automates and digitizes the credit process. It reduces manual effort for credit approvals and continuously monitors portfolios for credit risk. Automated bank and trade references can reduce the time it takes to obtain references from weeks to minutes. Optimize credit allocation across all customers. Credit can be extended and restricted as the risk changes to reduce bad debts by 20%. Notify you of any changes, such as NSFs (non-sufficient funds), bankruptcies (bankruptcy), liens on bank accounts, and changes in credit scores. Manage your entire credit operations, from applications to approvals. You can also monitor your portfolio continuously for credit risk. Credit Pulse offers a streamlined application for credit with pre-filled business information, eliminating the usual 'back and forward'. Save over 1000 hours per year of manual work. The days of manually sourcing data from third parties are over. Credit Pulse centralizes 15+ reliable sources of data, including credit bureau reports. Credit Managers will feel more confident in making decisions, especially for SMBs.

Enhance your debt management operations with a versatile and effective system that grants you total control. Our customized debt collection services are designed to be flexible and impactful, and when paired with our lending platform, they deliver comprehensive credit management from start to finish. We prioritize excellent customer support for debtors while simultaneously boosting cash flow for businesses. The Tietoevry Collection Suite Nova offers an adaptable framework for automated debt collection, optimizing both your time and resources. As an agile and scalable modular solution, Nova adjusts seamlessly to fit the specific demands of your business, no matter your industry or location. By partnering with us, we can collaboratively pave the way for your future growth and prosperity. Your success is our mission, and we are dedicated to providing the tools you need to thrive in a competitive landscape.

Enhance your operational clarity and gain essential insights to effectively manage risks. This highly adaptable solution allows you to easily replicate and automate your specific procedures and workflows. Additionally, the automated system accommodates integration with bureaus and ERP systems, featuring rule-based workflows, comprehensive tracking, and continuous monitoring. You can set up limitless online credit application templates tailored to address all your distinct business requirements. Designate necessary fields to guarantee the collection of vital data for thorough analysis. Our system is interconnected with major credit bureaus and rating agencies, facilitating smoother decision-making processes. By improving the efficiency and productivity of your collections team, you can significantly lower your company's Days Sales Outstanding (DSO). Furthermore, our collections management software empowers you to devise and customize an extensive range of collections and dispute/deduction strategies to effectively meet your overarching business objectives and enhance overall performance. This flexibility in strategy development allows your organization to adapt to changing market demands swiftly.

Debtorcare is an innovative cloud-based modular system designed to streamline credit management. This software seamlessly integrates with your existing accounting package from the cloud, eliminating the need for expensive custom installations on your server, which significantly reduces costs. Its affordability also makes it particularly appealing to small businesses. As the pioneering user-friendly credit management software, Debtorcare was created with a focus on efficiency. Not only does it save substantial time, but its attractive interface transforms credit management into an enjoyable task. With just a few clicks, users can access accurate overviews and maintain control over their finances effortlessly. We take pride in being the first and only provider of such intuitive credit management software. Developed by seasoned credit management consultants, Debtorcare draws on years of industry expertise to meet the needs of its users effectively. Ultimately, Debtorcare redefines the credit management landscape by combining ease of use with professional insights.

StellarFi is a financial technology platform dedicated to assisting individuals in enhancing or establishing their credit by transforming routine bill payments into chances for credit improvement. At the heart of StellarFi lies a customizable payment card along with a robust system for bill payment and credit reporting; users connect their existing bank accounts, specify which recurring bills—such as rent, utilities, and subscriptions—they wish to manage, and StellarFi handles those payments promptly on their behalf, subsequently withdrawing the same amount from the user’s account. Each transaction is reported on a monthly basis to leading credit bureaus like Experian, Equifax, and TransUnion as a payment on a credit account, thereby changing standard bills into a positive payment history that can gradually elevate credit scores. The StellarFi card functions similarly to a line of credit: by consistently using the card for bill payments and having these transactions recorded, users can cultivate a reliable payment history, improve their credit utilization ratio, diversify their credit portfolio, and create a formal credit account. As a result, StellarFi not only aids in credit score enhancement but also empowers users to take charge of their financial futures through proactive management of their regular expenses.

D&B Credit Insights is a comprehensive credit monitoring solution tailored for small business owners who want full visibility and control over their business credit profile. It offers unlimited access to your Dun & Bradstreet credit file, including essential scores like PAYDEX®, Delinquency, Failure Score, and Supplier Evaluation Risk. Real-time alerts notify you instantly of any changes or legal events such as lawsuits, liens, or judgments that might impact your credit. The platform also enables you to benchmark your credit performance against competitors to set achievable goals and improve your financial health. Additional features include detailed payment history, financial statement comparisons, and integration with your business bank account for seamless updates. The higher-tier plans provide dark web monitoring and allow you to compare your credit alongside other companies. D&B Credit Insights helps you proactively manage your credit profile and make smarter business decisions. With a clear view of your credit data, you can boost trust with lenders, investors, and suppliers.

Effectively manage risk and make informed credit decisions. Numerous finance teams currently conduct essential operations and handle data using outdated methods. Our premier risk management solution equips modern finance teams with advanced risk management capabilities. Automatically approve or decline transactions based on tailored credit policies. Foster seamless collaboration among all relevant stakeholders to ensure they can monitor the credit decision-making process. Evaluate your credit applicants utilizing the most extensive global commercial database to determine potential risk exposure. Keep a thorough and current overview of your customer relationships, allowing you to manage your portfolio with greater strategy. CIAL 360 Credit empowers you to make credit decisions with confidence, efficiency, and precision. Additionally, CIAL proudly partners with Dun & Bradstreet’s vast World Wide Network, providing millions of businesses globally with trustworthy information to facilitate sound decision-making. This combination of robust technology and strategic partnerships ensures that finance teams can operate effectively in today's dynamic environment.

Credit Key approves business customers in seconds at e-commerce checkout for better monthly terms. Credit Key's flexibility in payment results in higher orders, more transactions, and happier customers. Credit Key's unique B2B underwriting process enables us to instantly score businesses and extend deeper credit to customers at the point of purchase.

Our financial software solutions provide a comprehensive, integrated approach to wholesale banking, specifically catering to the institutional sector of banks. While wholesale banking accounts for over half of a bank's revenue, many of its processes remain manual, resulting in inadequate customer service and lengthy decision-making times. We transform your bank into a Fintech by introducing an AI-powered solution that encompasses the full range of commercial lending activities. By digitizing your SME lending process, you can achieve quicker and more intelligent credit decisions. Our AI-driven credit management platform automates the entire SME lending journey, from initial onboarding and scoring to credit bureau integration, disbursements, and ongoing servicing. This transformation allows you to significantly reduce the time spent on applications, enhance the banking experience for your customers, and make more informed decisions through AI-based prioritization techniques. Ultimately, embracing our innovative solutions can position your bank at the forefront of the financial technology landscape.

The Debt Collection System is a versatile software solution available in "SaaS" format, offering comprehensive features for effective credit management. With a robust process workflow, it ensures that everything remains organized while providing real-time schedules and reports. It enhances the efficiency of management and collections through automated process management, seamless telephony integration for swift and effective phone collections, and pre-defined templates for actions such as sending communications to debtors via SMS, email, or traditional mail. Users can easily manage receipts, create repayment plans, calculate commissions, and monitor progress through detailed reporting and statistical analysis. Additionally, it allows for the assignment of cases to both internal and external operators, including debt collectors and third-party entities like law firms and agencies. The program is designed for quick implementation and comes with ongoing professional support as part of the subscription, ensuring users receive comprehensive assistance during all necessary configuration processes. This support not only streamlines the setup but also helps users maximize the system's potential for their specific needs.

The Illion Decisioning Service (iDS) serves as a comprehensive and automated onboarding solution, facilitating direct interactions with clients during crucial stages of the credit approval journey, applicable to both financial and automobile loans, as well as various consumer and commercial credit types. By ensuring straight-through processing, iDS significantly reduces the manual workload associated with onboarding and underwriting. This tool grants complete oversight of the credit evaluation process and boasts over 50 integrations with diverse data providers and client platforms, enhancing its versatility. With customizable rules and workflows that can be configured through our user-friendly interface or tailored to your specifications, this automation platform is designed for ease of use. iDS can dramatically accelerate your decision-making processes, allowing you to secure potential clients more swiftly. Ultimately, it emerges as a robust decisioning software solution, enabling you to customize the credit process to align with both your business objectives and your customers' requirements. This way, you can enhance your service delivery and foster better client relationships.

Cardless is a platform that integrates credit card solutions, allowing brands to create and manage seamless credit experiences through the use of modular APIs, ready-made components, comprehensive analytics, and a robust service infrastructure. It encompasses all aspects of the credit lifecycle, including application processing, identity verification, eligibility decisions, virtual card issuance, checkout integration, card management, transaction monitoring, dispute resolution, and payment processing, all while maintaining PCI DSS Level 1 certification and incorporating compliance measures such as KYC, AML, and fair lending support. Developers have the flexibility to customize their technical setups by selecting suitable APIs and components, effectively embedding credit into key moments like online checkouts, bookings, or when customers reach loyalty milestones, ensuring that the experience feels inherently integrated. Additionally, Cardless offers analytics and feedback systems that merge customer behavior insights with credit program data to refine and enhance offers and customer engagement strategies. This combination of features positions Cardless as a pivotal tool for brands looking to innovate and improve their credit offerings.

Our platform offers ready-to-use APIs that integrate both conventional and alternative credit data sources, facilitating quicker data ingestion for more accurate credit assessments. It features a robust predictor library built on extensive credit expertise, along with pre-configured attributes that enhance credit decision-making. Our proprietary AI and ML credit modeling approach is fully explainable and yields substantial improvement in outcomes. Users can simultaneously run multiple champion-challenger models, allowing for comparative analysis of credit strategies within a single streamlined workflow. Deployment of new credit models and strategies is swift and efficient. Our AI-driven credit underwriting models are not only explainable and FCRA-compliant but also designed to be highly reliable. They include automated and simplified reasoning for adverse actions, ensuring transparency. Comprehensive documentation is provided, detailing the logic behind the models, their robustness, and any limitations. The attributes of our models are subjected to rigorous disparate impact assessments to confirm the absence of bias in their design. Furthermore, our AI credit models offer a wide and varied range of reasons for adverse actions, ensuring that users have a comprehensive understanding of the decision-making process and its implications. Overall, this combination of features empowers organizations to make informed and equitable credit decisions.

Bilendo serves as a contemporary platform for credit management, empowering businesses to centrally manage and automate their processes for minimizing credit risk. In an environment where profit margins are consistently shrinking, companies struggle to cut costs using outdated systems and legacy processes. This challenge is particularly pronounced with credit risks, which can lead to unexpectedly high expenses. Bilendo's innovative strategy not only helps in lowering these costs but also mitigates overall credit risks, allowing businesses to concentrate more on their growth. As a robust credit management platform, Bilendo facilitates the mapping, controlling, and automation of all essential credit risk minimization processes for companies. It provides a comprehensive overview of the invoice-to-cash cycle, equipped with a suite of relevant credit management tools that can be tailored to specific needs. These tools encompass a range of functionalities, including receivables and debtor management, debt collection, dunning notifications, customer and service portals, payment processing, factoring, risk assessment, and safeguards against bad debts, thereby ensuring a holistic approach to credit management. Ultimately, Bilendo aims to transform the way companies perceive and handle credit risk, fostering a more efficient and secure financial environment.

Gain access to the three principal credit bureaus and extract credit reports seamlessly through Salesforce, which minimizes expensive human mistakes, enhances operational efficiency, and allows for quicker and more informed credit assessments. Cloudsquare Credit serves as a credit reporting solution that interfaces with Experian, Equifax, and TransUnion through FactualData, enabling underwriters to conduct credit inquiries directly within Salesforce. Users benefit from swift and straightforward access to critical credit information, with the flexibility to perform either soft or hard inquiries, and the capability to fully automate decision-making processes tailored to their specific business needs. By integrating Cloudsquare Credit into your application and underwriting workflows, you can automatically initiate both soft and hard pulls, thus lowering the likelihood of human error and expediting the decision-making timeline. Each data point from the reports is meticulously extracted into Salesforce, allowing you to develop advanced business logic that automates the qualification procedure and anticipates subsequent actions. This integration ultimately transforms the way credit evaluations are conducted within your organization.

Transform your business operations with our innovative decision intelligence platform. CreditLogic streamlines complex decision-making, making it rapid, simple, and efficient. Say goodbye to lengthy, overwhelming, and disorganized decision-making struggles by opting for CreditLogic, which paves the way for growth. Our bank-grade SaaS solution aggregates even the most chaotic data from various sources into a single, comprehensive hub of essential information for your organization. Leveraging our extensive industry knowledge and technical skills, we provide an easy-to-implement array of tools that empower you to make challenging and risky decisions swiftly and securely. Even in tightly regulated sectors, CreditLogic helps you conserve time and resources, allowing you to expand your market presence. Our adaptable SaaS platform seamlessly integrates with any pre-existing systems. Plus, CreditLogic employs AI technology to automate workflows and deliver insightful prompts to both employees and clients, enhancing overall efficiency. This intelligent approach not only simplifies operations but also encourages a more responsive and agile business environment.

SS&C Technologies Holdings (NASDAQ: SSNC) stands as the leading administrator for hedge funds and private equity globally, as well as the foremost mutual fund transfer agency. The company's distinctive business approach merges comprehensive expertise in financial services operations with innovative software solutions tailored to meet the needs of the most exacting clients in both the financial services and healthcare sectors. To effectively support credit decision-making and reporting, banks and credit unions require reliable and high-quality information. BANC Mall serves as a convenient online platform that offers access to precise, current credit reports, valuations for vehicles and homes, flood assessments, business insights, and various other pertinent data. By utilizing the resources available through BANC Mall, financial institutions can perform thorough risk evaluations and make informed, lucrative credit decisions. Moreover, this functionality is accessible through a single web interface, eliminating the burden of high monthly fees or subscription costs commonly associated with obtaining reports from credit bureaus or data providers. Therefore, BANC Mall not only streamlines the process but also enhances the overall efficiency of financial operations.

DocFinance is now a comprehensive Fintech HUB that offers its clients the advantages of seamless integration between various technological services and our treasury management and commercial credit management software. This application serves as a solution for managing commercial credit risk while also automating the collection process effectively. By incorporating key Business Information providers, it features a company rating calculation engine designed to enhance customer insight. Furthermore, this software project advances corporate treasury management by integrating Corporate Banking services, ensuring a holistic approach to financial oversight. The incorporation of Remote Banking services into the company's information system highlights its thoroughness and adaptability. The AFEXDirect platform stands out as a robust and easy-to-use tool that is designed to be intuitive and accessible. Clients enjoy round-the-clock access to the platform, with real-time updates and changes available at any hour of the day, ensuring they remain informed and empowered in their financial dealings. This commitment to accessibility and user experience reinforces the platform's role as an indispensable asset for modern financial management.

Easylodge is excited to unveil the fifth version of our acclaimed and leading credit engine, which builds on the successful V4 model. Credit V5™ now features advanced machine learning capabilities designed to enhance the decision-making process for credit managers, providing them with a distinct competitive edge. As Australia’s most sophisticated platform for finance origination and loan management, EasyLodge® offers the quickest, most economical, ASIC NCCP compliant, and user-friendly approach to credit origination, making it an ideal solution for banks, credit unions, finance firms, and fintech lenders alike. Experience the Easylodge Advantage™; whether you operate as a bank, credit union, finance company, or finance broker/aggregator, you can take advantage of Australia’s unique finance “wrap” to streamline your operations and distinguish yourself in a crowded marketplace. EasyLodge® significantly enhances the efficiency and effectiveness of accessing, documenting, tracking, and funding applications, leading to substantial savings on processing expenses. Embrace the future of finance management with Easylodge and transform the way you operate in the industry.

For the first time, the rental payment history of your borrower can facilitate their journey to homeownership. Take advantage of our verification of asset (VOA) report, which includes an entire year of rent payment history at no extra charge, to create new opportunities. As a leader in digital asset verification, AccountChek has spent over a decade assisting borrowers in bypassing the tedious paperwork often required for loan qualifications. Borrowers can transmit their financial information directly to lenders in a format that is friendly to underwriters, minimizing delays, reducing human errors, and lowering the risk of fraud. Access to real-time data on borrowers' assets, income, and employment leads to more informed credit decisions while also supporting financial inclusion by providing lenders with alternatives to conventional credit scoring methods. This innovative approach not only streamlines the process but also fosters opportunities for a diverse range of borrowers to achieve their homeownership dreams.

HighRadius is a Fintech SaaS company that utilizes AI-based Autonomous Systems to automate finance processes such as Order-to-Cash, Record-to-Report, and Treasury management for businesses. Our Autonomous Software platform for the Office of the CFO is AI-driven, enabling companies to lower DSO, optimize working capital, fast-track financial close, and improve productivity. HighRadius has helped over 700 leading companies, including large corporations and mid-size enterprises, to transform their finance processes in O2C, treasury, and R2R. Our Order-to-Cash solutions include Credit Risk Management, AR Collections, Cash Application, Deduction Management, and E-Invoicing and Payment software. For Treasury management, we offer Cash Management and Cash Forecasting software, while our Accounting solutions comprise Financial Close Management, Account Reconciliation, and Anomaly Management software.

All your customer management needs can be met with a fast and flexible decision engine. Paris is easy to use and adopt due to its intuitive user interface. Paris is a highly configurable and flexible decision engine system that allows for maximum flexibility and growth. You can implement models, both machine learning and traditional, across multiple products and decision science applications. These include marketing, credit scoring, customer management, collections, and marketing. It can be audited with all input, derived, and output variables available to any reporting suite. Software that is flexible and business-oriented Visualization and interaction with decision trees Analysis and design of an 'open box strategy'. Continuous improvement and strategy testing Route planning and decision making that is reliable and accurate. Multi-bureau and open bank support.

VeriLoan offers an end-to–end loan origination, servicing and collection platform on a single platform. It also provides a flexible, process-managed approach that supports fully customized loan origination engines, helping to improve customer experience. Benefits. Benefits. VeriLoan has a powerful rule engine that streamlines loan origination and servicing. This allows financial institutions to improve their business processes and reduce costs. The tailored rule engine competence helps to efficiently define business rules that govern who is responsible for each task in loan servicing and origination. Automated loan origination system reduces time to process loans Digitalization and automation of the entire process cuts down on inefficiency and minimizes the chance for error

Explore the most recent credit ratings for more than 400,000 companies, both public and private, through our innovative corporate ratings solution. Leveraging Artificial Intelligence along with Alternative Data, we deliver real-time credit ratings and insights designed to empower your decision-making process. Our advanced platform is underpinned by a robust Knowledge Graph, enabling us to offer timely and precise assessments of creditworthiness. With our ratings solution, you can make swift and well-informed choices with confidence. We are committed to providing the most precise and current corporate credit ratings available in the market. Updated daily, our ratings ensure a thorough understanding of a company's financial stability. The user-friendly interface features clear reports and informative visualizations, making it easy for you to interpret the data effectively and efficiently. Additionally, our continuous updates ensure that you always have access to the latest information, keeping you informed in a fast-paced financial landscape.

Kwik Loan offers a user-friendly solution for loan servicing and origination, presenting a secure and all-inclusive platform tailored to meet your loan servicing requirements, featuring comprehensive loan portfolio management, detailed reporting, and efficient document handling, among other capabilities. This innovative software assists lenders in optimizing both the loan servicing and debt collection workflows. It empowers lenders to efficiently create and oversee loans for their clients, complete with integrated billing and payment functionalities. You can effortlessly automate and supervise your loan servicing processes with features that include TILA generation, ACH processing for debits, credits, and exceptions, as well as payment reminders, ROI tracking, and real-time financial analytics. Additionally, it comes equipped with Kwik Decision integration, which provides a loan underwriting module that facilitates electronic credit decision-making. Loan originators have the option to utilize a standard scoring module or collaborate with one of our credit specialists to develop a personalized solution tailored to their needs. This comprehensive approach ensures that lenders can effectively manage every aspect of their loan servicing operations.

FuteurAI is an innovative platform powered by artificial intelligence that connects 34.8 million small businesses to enhanced accessibility in business credit. By providing customized credit insights, actionable strategies, and immediate solutions, it equips these enterprises to succeed in the challenging landscape of today’s economy. This approach not only helps businesses secure the credit they need but also fosters their growth and sustainability in a competitive marketplace.

CRIF.Digital provides a variety of services, including digital platforms, information management, transformation services, outsourcing and processing, credit reporting agency services, and personal solutions. Their offerings are designed to facilitate and expedite your company's digital transformation, enhance the online customer journey, and stimulate business growth. Additionally, they specialize in credit bureau services, data pooling, business information, big data solutions, identification and anti-fraud services, property information, insurance services, and information bureau platforms. They leverage the expertise of internationally recognized professionals, ensuring regulatory compliance and advanced analytical capabilities, supported by cutting-edge IT technologies. CRIF.Digital delivers comprehensive solutions that encompass big data analytics, risk and management consulting, as well as a complete credit management platform, empowering businesses to thrive in an increasingly competitive landscape. With their innovative approach, organizations can significantly strengthen their market position and drive sustainable growth.

Utilize a comprehensive platform to consolidate consumer credit information from various origins, such as global credit bureaus, banking data aggregators, payroll systems, and automated document inputs. By accessing reliable, consumer-authorized financial data, you can tap into new market segments without compromising your risk management strategies. Incorporate insights from diverse sources, including credit institutions, financial entities, payroll accounts, and documentation, to enhance coverage and system reliability while minimizing latency. Combat fraud effectively by employing source-based data and refine risk evaluations through accurate income figures and improved debt-to-income metrics. Streamline the income verification process by integrating additional data sources, which can enhance coverage, boost completion rates, and mitigate fraudulent activities, thus ensuring a more robust financial assessment system. Ultimately, this approach not only fosters accuracy but also promotes trust among consumers, creating a win-win scenario for all stakeholders involved.

uFlow is a powerful decision engine used by fintech firms to automate decision-making and credit risk assessment. This software uses algorithms and predefined rule sets to automate the decision-making process, especially when evaluating credit risks. It is designed to handle large numbers of credit applications accurately and quickly. uFlow's Decision Engine features an intuitive interface, formula syntax and drag-and-drop functionality. It offers interactive filters and a dashboard for analyzing transactional information. It also allows the creation of visual workflows.

The Vienna platform offers a wide array of innovative business channels that encompass both direct-to-consumer and introducer models, ensuring complete adaptability and enhancement of various market access routes. Seamlessly integrated with the Vienna underwriting, contract management, and backend systems, this new business platform facilitates a cohesive and efficient approach throughout the point of sale lifecycle. The underwriting module within Vienna accommodates both manual and automated processes, powered by a flexible rules-based engine. Lenders can establish unique policies and workflows tailored to different products, with comprehensive integration to major credit reference agencies and third-party data services. Additionally, Vienna streamlines and automates the entire process of credit decision-making, disbursement, document generation, and launch operations. Thus, the platform not only enhances operational efficiency but also significantly reduces the time taken to bring products to market.

Serrala is a fast-growing company with offices in North America, Europe, Asia and the Middle East and over 700 employees. Serrala drives innovation for more than 2,800 customers including more than 100 of the S&P500 companies. We offer a seamless solution portfolio to manage all inbound and outbound payments, treasury processes as well as related data and documents in any IT landscape.

kennek is a loan management software designed to support the entire lending lifecycle, from origination to maturity, within one platform. It is suitable for various types of lending institutions, such as bridging lenders, commercial lenders, development lenders, unregulated lenders, revenue-based lenders, and leasing lenders. Developed by former lenders, it addresses operational challenges commonly encountered in the lending industry. The platform includes configurable settings and workflows that do not require coding knowledge, making it accessible to users with varying levels of technical expertise. kennek automates tasks such as borrower reminders and covenant calculations, reducing the time spent on administrative processes. Real-time data monitoring features allow lenders to manage risk and identify potential issues before they lead to defaults. kennek offers modules for origination and underwriting, servicing and monitoring, credit portfolio management, and investor reporting. The investor reporting functionality generates reports automatically and provides investors with access to real-time performance data, ensuring consistent information for all stakeholders. The platform is designed to minimize human error, streamline middle and back-office operations, and support institutional growth without requiring proportional increases in staff.

Predator is an effective platform for managing invoices and collecting debts, crafted through extensive collaboration with our clients over several years. As a leading solution in the market, Predator is utilized by nearly 70% of the debt collection sector in Norway. CONCENT AS stands out as the foremost provider of debt collection systems across the Nordic countries, catering to both private and public entities. We specialize in the development, delivery, and management of software focused on credit management and debt collection. With a comprehensive range of products and knowledge, CONCENT is equipped to provide ideal solutions for firms offering debt collection, invoicing, and ledger services. As the top player in the Nordic market, we have established a robust "toolbox" to facilitate the effective implementation of innovative solutions. Over 300 companies with a collective user base of nearly 5,000 rely on our daily operations. Through our commitment to developing and managing high-quality software, we continually enhance the efficiency of debt collection and credit management processes.

Take proactive measures to decrease credit arrears and minimize bad debt using Debtpack, a software solution developed in South Africa. This advanced debt management software not only saves time but also enhances cash flow! An effective credit-control function is essential for financial health, and we assist you in establishing your credit policy, which Debtpack subsequently manages and oversees. By eliminating non-essential tasks, Debtpack significantly boosts productivity. With integrated legal templates, the need for external collections is diminished. The software streamlines every aspect of the collection process, and when demand letters and calls do not yield results, it facilitates in-house legal actions. Debtpack is already in use by numerous companies, ranging from small enterprises to large corporations. Furthermore, it encompasses all the specialized features required by government municipalities, ensuring comprehensive functionality. By utilizing Debtpack's sophisticated collection tools, you secure a strategic advantage that is crucial for your business's success, allowing it to thrive in a competitive landscape.

Cybersoft offers a wide range of collection services tailored for credit grantors, collection agencies, third-party service providers, and legal firms specializing in collections. Their platform includes trust accounting, easy reporting and portfolio management, personalized collection processes, and a host of additional functionalities. A web-based option is also available for user convenience. The Qontango collection solution effectively handles both consumer and commercial debts, incorporating numerous cost-saving and productivity-boosting tools that enhance the overall efficiency of their top-tier collection software. Additionally, their solutions are designed to adapt to the specific needs of various clients, ensuring optimal performance in diverse collection scenarios.

Shaw Systems offers a state-of-the-art loan management solution. We are a respected leader in this space with over five decades of experience. Our solution manages every aspect of the servicing life cycle through customer service, delinquency management, recovery, and placement. Our fully integrated loan servicing system offers seamless support for the needs of the borrower, dealer, internal staff, and management. Shaw supports a variety of consumer loan servicing software products. Our products have integrated features to automate processes and navigate the dynamic credit landscape. We support loans, lines of credit, direct/indirect, floor plan, commitments, securitization, and insurance products.