Average Ratings 0 Ratings
Average Ratings 0 Ratings
Description
UrBudget is a budgeting application that follows a zero-based envelope method, specifically tailored for both Windows and macOS users, including individuals and families. This app allows users to allocate their income into various categories, monitor their expenditures, adjust funds when financial plans shift, and roll over any unused amounts to future budgets. It features targets to assist with planning for sporadic expenses, while ensuring that credit card transactions are strictly for repayment purposes. Users have the option to manually input transactions or to upload data from CSV, OFX, QFX, or QIF files, with the capability to review incoming data and eliminate duplicates. Additionally, SimpleFIN Bridge enables synchronization with bank accounts in both the US and Canada. For those transitioning from YNAB, the app supports the importation of accounts, transactions, categories, and targets seamlessly. It also provides comprehensive reports, a loan planner, and an optional assistant to address budget inquiries, manage overspending, and recognize receipts, with any suggested adjustments requiring user consent. Users' budgets are kept locally, but there is an option for encrypted sync between devices for added security. The application offers a 30-day trial period before requiring a one-time license fee for continued use, with synchronization services billed independently. With its user-friendly interface and robust features, UrBudget aims to simplify the budgeting process for its users and promote financial awareness.
Description
Waypoint Budget is a personal finance application designed to empower individuals and couples to manage their financial resources effectively. Users can effortlessly link their bank accounts from the US or Canada via Plaid for seamless transaction synchronization. The app enables users to establish monthly budgets by category and monitor their spending in real-time with visually informative breakdowns. An AI Money Coach offers tailored savings guidance by examining users' spending habits. Moreover, it allows users to track their net worth across all financial accounts, including registered accounts like RRSP/TFSA and 401k/IRA. Couples can collaborate on budgeting by sharing plans, while users can set realistic financial goals with estimated timelines. Additional features include intelligent categorization, detection of recurring transactions, monthly summary reports, a calendar view, CSV file import capability, and bank-grade encryption for security. A free tier is also available for those looking to get started. This app serves as a comprehensive tool for anyone aiming to enhance their financial literacy and achieve their monetary aspirations.
API Access
Has API
No
API Access
Has API
No
Pricing Details
$9 one-time
Free Trial
Yes
Free Version
No
Pricing Details
$7.99
Free Trial
Yes
Free Version
Yes
Deployment
Web-Based
No
On-Premises
No
iPhone App
No
iPad App
No
Android App
No
Windows
Yes
Mac
Yes
Linux
No
Chromebook
No
Deployment
Web-Based
Yes
On-Premises
No
iPhone App
Yes
iPad App
Yes
Android App
Yes
Windows
No
Mac
No
Linux
No
Chromebook
Yes
Customer Support
Business Hours
No
Live Rep (24/7)
No
Online Support
Yes
Customer Support
Business Hours
No
Live Rep (24/7)
Yes
Online Support
Yes
Types of Training
Training Docs
Yes
Webinars
No
Live Training (Online)
No
In Person
No
Types of Training
Training Docs
Yes
Webinars
No
Live Training (Online)
No
In Person
No
Vendor Details
Company Name
UrBudget
Founded
2026
Country
Saudi Arabia
Website
urbudget.app/
Vendor Details
Company Name
Waypoint Budget Inc.
Founded
2026
Country
Canada
Website
waypointbudget.com
Product Features
Budgeting
"What If" Scenarios
No
Asset Planning
No
Balance Sheet
No
Capital Asset Planning
No
Cash Management
No
Consolidation / Roll-Up
No
Forecasting
No
General Ledger
No
Income Statements
No
Multi-Company
No
Multi-Department / Project
No
Profit / Loss Statement
No
Project Budgeting
No
Run Rate Tracking
No
Version Control
No
Product Features
Budgeting
"What If" Scenarios
No
Asset Planning
No
Balance Sheet
No
Capital Asset Planning
No
Cash Management
Yes
Consolidation / Roll-Up
No
Forecasting
No
General Ledger
Yes
Income Statements
No
Multi-Company
No
Multi-Department / Project
No
Profit / Loss Statement
No
Project Budgeting
Yes
Run Rate Tracking
No
Version Control
No