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Description
Perpay is a financial technology firm that provides a distinctive buy now, pay later solution, enabling consumers to shop from its marketplace with ease. The platform allows users to spread the cost of their purchases over time, eliminating interest charges and additional fees. Shoppers can conveniently make payments in installments directly through the website. To begin using Perpay, individuals need to set up an online profile, after which the service determines their estimated spending limit. Once the spending limit is established, users can explore the online marketplace freely. At checkout, customers submit their selected items for approval, and upon receiving that approval, they get an email with payment details. Once the initial payment is processed, Perpay takes care of shipping the purchased items to the customer. This process functions as a preapproved payment plan, completely free from interest and extra charges. Additionally, Perpay simplifies repayment by automatically deducting the owed amount from customers' paychecks, making budgeting and purchasing even easier for users. Ultimately, Perpay stands out as a user-friendly option for those looking to manage their spending effectively.
Description
Employees can access their earned wages whenever they require them, with the corporate payroll office needing only a daily file interface. This system interfaces with payroll and time/labor management systems to accurately track and assess accrued labor, thereby reducing potential risks. Specific policies outline the allowable access amounts and the frequency of withdrawals. Subsequently, funds are deducted from the following payroll deposits. This initiative not only offers employees a valuable benefit but also enhances their financial flexibility and provides educational resources. Transaction fees are applied per use, ensuring that employees only pay for the services they utilize, and a fee cap helps maintain affordability. Furthermore, employees can access their wages early, in accordance with company policy, with funds being credited instantly or transferred via ACH to their existing accounts, a rapid! PayCard account, or even available for cash pickup at designated retail locations. This comprehensive approach empowers employees to manage their finances more effectively while ensuring convenience and accessibility.
API Access
Has API
API Access
Has API
Integrations
ADP Embedded Payroll
AllianceHCM
Equifax BusinessConnect
Experian Connect
TransUnion Collections Management
Integrations
ADP Embedded Payroll
AllianceHCM
Equifax BusinessConnect
Experian Connect
TransUnion Collections Management
Pricing Details
Free
Free Trial
Free Version
Pricing Details
No price information available.
Free Trial
Free Version
Deployment
Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook
Deployment
Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook
Customer Support
Business Hours
Live Rep (24/7)
Online Support
Customer Support
Business Hours
Live Rep (24/7)
Online Support
Types of Training
Training Docs
Webinars
Live Training (Online)
In Person
Types of Training
Training Docs
Webinars
Live Training (Online)
In Person
Vendor Details
Company Name
Perpay
Country
United States
Website
perpay.com
Vendor Details
Company Name
rapid!
Website
rapidpaycard.com/ondemand/