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features
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Description

Chargeback deflection at the highest efficiency. Say goodbye to chargebacks through our seamless collaboration between merchants and issuers. Merchanto is a simple, all-in one solution that eliminates chargebacks. Merchanto, as an official partner of Visa & MasterCard, connects you with a global network that covers over 99% of Visa & MasterCard issuers. We facilitate the sharing of dispute data, transaction details and other information between financial institutions and retailers in near-real time. Our platform is supported by thousands of issuers around the world and offers pre-dispute solution, stopping chargebacks even before they occur. Join Us Today to Protect Your Merchant Account Forever.

Description

Three-Domain Secure (3DS or 3-D Secure) is a messaging protocol based on XML that allows cardholders to verify their identity with their card issuer during online purchases where the card is not physically present. This system plays a crucial role in minimizing unauthorized card-not-present transactions, thereby safeguarding merchants, issuers, and cardholders from potential fraud. By facilitating the transfer of cardholder information between the key players involved in a CNP transaction—namely the cardholder, merchant, card issuer, and payment processor—3-D Secure enhances security. Originally created by Visa in the early 2000s, the first version of this technology was known as Verified by Visa (VbV). Additionally, other major card brands have embraced services based on the 3-D Secure 1.0 framework, with MasterCard referring to it as MasterCard SecureCode (MCC), JCB International calling it J/Secure, and American Express branding it as American Express SafeKey. A significant advantage of implementing 3-D Secure is the transfer of liability for fraudulent transactions from merchants to card issuers, which effectively lowers the incidence of chargebacks. This system not only boosts consumer confidence in online shopping but also enhances the overall integrity of electronic payment systems.

API Access

Has API

API Access

Has API

Screenshots View All

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Screenshots View All

Integrations

No details available.

Integrations

No details available.

Pricing Details

$32
Free Trial
Free Version

Pricing Details

No price information available.
Free Trial
Free Version

Deployment

Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook

Deployment

Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook

Customer Support

Business Hours
Live Rep (24/7)
Online Support

Customer Support

Business Hours
Live Rep (24/7)
Online Support

Types of Training

Training Docs
Webinars
Live Training (Online)
In Person

Types of Training

Training Docs
Webinars
Live Training (Online)
In Person

Vendor Details

Company Name

Merchanto

Founded

2019

Country

Latvia

Website

merchanto.org

Vendor Details

Company Name

Modirum

Country

Estonia

Website

www.modirum.com

Product Features

Chargeback Management

Chargeback Dispute Management
Chargeback Insurance
Chargeback Prevention
Chargeback Recovery
For Banks / Issuers
For Merchants
For Suppliers / Manufacturers / Distributors
Fraud Detection
Reporting / Analytics

Product Features

Alternatives

Alternatives

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