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Average Ratings 0 Ratings

Total
ease
features
design
support

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Write a Review

Description

FlexiLay is an innovative layby solution designed to support ecommerce sellers by enabling customers to pay for their purchases in installments—without relying on credit, lending, or traditional Buy Now Pay Later options. Customers can select their deposit amount and preferred payment timeline, securely completing transactions through Stripe, and will receive their orders once the total payment is finalized. This platform is tailored for integration with ecommerce systems such as Shopify, with plans to expand to WooCommerce and other systems in the future. FlexiLay empowers sellers by providing a streamlined and automated method to present flexible payment solutions while maintaining control over their customer interactions. Merchants have the flexibility to customize payment structures, including deposit amounts and payment intervals, while consumers enjoy a clear and debt-free payment process. Our goal is to enhance the accessibility of flexible payment options, enabling merchants to attract more buyers and offering consumers a more strategic approach to managing their budgets for desired products. We believe this approach fosters a healthier spending environment for everyone involved.

Description

Transforming the landscape of technology procurement and financial solutions, this innovative platform integrates payments, predictive pricing, financing, and a streamlined quote-to-cash process into a cohesive system. It offers flexible payment alternatives designed to expedite deal closures, seamlessly embedded within the sales process. By leveraging existing recurring revenues, businesses can secure immediate funding, allowing them to receive payments promptly even if their customers opt for delayed payment. This approach aligns payment structures with customer payment schedules, enabling organizations to unlock growth capital from their own assets without incurring debt or equity dilution. Unlike traditional venture debt or revenue-based financing, Ratio requires no monthly payments, providing further financial relief. Businesses can selectively choose which contracts to monetize based on their cash flow requirements. The Ratio team comprises seasoned professionals from the SaaS and finance sectors, alongside serial entrepreneurs and innovators. Equity remains a vital component for company growth and team compensation, and engaging with Ratio for strategic capital ensures there is no equity dilution or warrant issuance. This unique model empowers businesses to thrive while maintaining ownership and control.

API Access

Has API No 

API Access

Has API No 

Screenshots View All

No images available

Screenshots View All

Integrations

Stripe Yes 
Xero Yes 
Chargebee No 
Clear Books No 
FreeAgent No 
FreshBooks No 
KashFlow No 
Maxio No 
NetSuite No 
Odoo Yes 
Plaid No 
QuickBooks Accountants Yes 
QuickBooks Desktop Pro No 
QuickBooks Online No 
Recurly No 
Sage 50 No 
Sage Accounting No 
Shopify Yes 
WooCommerce Yes 

Integrations

Stripe Yes 
Xero Yes 
Chargebee Yes 
Clear Books Yes 
FreeAgent Yes 
FreshBooks Yes 
KashFlow Yes 
Maxio Yes 
NetSuite Yes 
Odoo No 
Plaid Yes 
QuickBooks Accountants No 
QuickBooks Desktop Pro Yes 
QuickBooks Online Yes 
Recurly Yes 
Sage 50 Yes 
Sage Accounting Yes 
Shopify No 
WooCommerce No 

Pricing Details

0
Free Trial Yes 
Free Version Yes 

Pricing Details

No price information available.
Free Trial No 
Free Version No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Customer Support

Business Hours Yes 
Live Rep (24/7) Yes 
Online Support Yes 

Customer Support

Business Hours Yes 
Live Rep (24/7) No 
Online Support Yes 

Types of Training

Training Docs No 
Webinars Yes 
Live Training (Online) Yes 
In Person Yes 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) No 
In Person No 

Vendor Details

Company Name

FlexiLay Pty Ltd

Founded

2025

Country

Australia

Website

flexilay.com

Vendor Details

Company Name

Ratio

Founded

2021

Country

United States

Website

www.ratiotech.com

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