Average Ratings 0 Ratings
Average Ratings 0 Ratings
Description
Cardinal stands out as a premier authority in the realm of digital transaction authentication on a global scale. For more than twenty years, we have been uniting merchants, issuers, and consumers in a mutually beneficial experience. The swift and secure method of payment authentication that Cardinal offers enhances the shopping experience for everyone involved, resulting in greater approval rates and increased sales. Our secure and efficient approach leverages comprehensive data from merchants, issuers, and consumers to effectively minimize fraud and reduce instances of false declines. As merchants enhance their sales, consumers are encouraged to make more purchases, and issuers benefit from higher collections. Cardinal provides support for a wide range of payment networks, including Visa, Mastercard, American Express, Discover/Diners, JCB, UPI, and various regional networks like Cartes Bancaires and ELO, with plans to expand further in the future. Unlike traditional methods that process authentication steps one after the other, Cardinal employs a parallel processing technique, enabling the collection and analysis of data to commence even before the consumer finalizes their order. This innovative approach not only streamlines the authentication process but also contributes to a more enjoyable shopping experience for everyone involved.
Description
Modirum specializes in secure online payment authentication and fraud prevention, providing comprehensive 3-D Secure products and services for banks, payment processors, and merchants. Its core solutions—Directory Server (DS), Access Control Server (ACS), Merchant Plug-In (MPI), and SDK—enable compliance with EMV® 3-D Secure 2.x, empowering safer digital transactions across web and mobile platforms. Modirum’s technology facilitates real-time authentication, supports biometric verification, and integrates with mobile wallets and app-based payments for a frictionless user experience. Through Modirum FSS (Fraud Scoring Server), issuers can leverage advanced risk-based authentication to detect anomalies and reduce false declines. The company’s VPOS payment gateway and ModirumID extend its reach into identity verification and digital onboarding. Designed for high-performance and interoperability, Modirum solutions align with major schemes including Visa, Mastercard, JCB, and American Express. Clients can choose between on-premises, hosted, or hybrid deployments, ensuring total control over data and infrastructure. With decades of experience, Modirum continues to shape the global payments landscape with its commitment to innovation, compliance, and cybersecurity.
API Access
Has API
No
API Access
Has API
No
Integrations
Unified Payments Interface (UPI)
No
Pricing Details
No price information available.
Free Trial
No
Free Version
No
Pricing Details
No price information available.
Free Trial
No
Free Version
No
Deployment
Web-Based
Yes
On-Premises
No
iPhone App
No
iPad App
No
Android App
No
Windows
No
Mac
No
Linux
No
Chromebook
No
Deployment
Web-Based
Yes
On-Premises
No
iPhone App
No
iPad App
No
Android App
No
Windows
No
Mac
No
Linux
No
Chromebook
No
Customer Support
Business Hours
Yes
Live Rep (24/7)
No
Online Support
Yes
Customer Support
Business Hours
Yes
Live Rep (24/7)
No
Online Support
Yes
Types of Training
Training Docs
Yes
Webinars
No
Live Training (Online)
Yes
In Person
Yes
Types of Training
Training Docs
Yes
Webinars
No
Live Training (Online)
No
In Person
Yes
Vendor Details
Company Name
Cardinal
Country
United States
Website
cardinalcommerce.com
Vendor Details
Company Name
Modirum
Country
Estonia
Website
modirum.anduin.net/3dsecure/
Product Features
Fraud Detection
Access Security Management
No
Check Fraud Monitoring
No
Custom Fraud Parameters
No
For Banking
No
For Crypto
No
For Insurance Industry
No
For eCommerce
No
Internal Fraud Monitoring
No
Investigator Notes
No
Pattern Recognition
No
Transaction Approval
No