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ease
features
design
support

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Description

Google has introduced the Agent Payments Protocol (AP2), a collaborative open protocol developed with over 60 diverse companies in payments, fintech, and technology, including Mastercard, PayPal, Adyen, Coinbase, and Etsy, aimed at facilitating secure transactions led by agents across various platforms. This new protocol builds upon previous open standards such as Agent2Agent (A2A) and the Model Context Protocol (MCP) to ensure that when an AI agent processes a payment on behalf of a user, it adheres to three essential criteria: authorization, to confirm that the user has explicitly consented to the specific transaction; authenticity, to verify that the purchase intended by the agent aligns with the user's actual intent; and accountability, to maintain transparent audit trails and assign responsibility in the event of any errors or fraudulent activities. In order to uphold these standards, the protocol incorporates mandates, which are cryptographically signed digital contracts that are supported by verifiable credentials, ensuring a high level of security and trust in agent-led transactions. The implementation of AP2 represents a significant advancement in the realm of digital payments, aiming to enhance user confidence in automated financial interactions.

Description

Zooid is a collaborative chat application that operates on the Matrix protocol and is available as open-source software, providing features like channels, threads, direct messaging, and spaces for team communication. The app allows for self-hosting, ensuring that all conversation records and user data are maintained within the infrastructure managed by the operator. One notable aspect of Zooid is its capacity to integrate AI agents directly into the same chat rooms as human participants, enhancing collaboration. Agents that are compatible with the Agent Client Protocol (ACP), including Claude Code, Codex, and opencode, can seamlessly join conversations, where their interactions are displayed as structured interface components instead of simple text; for instance, permission requests are visualized as approval cards, tool interactions are shown as structured data, task outlines appear as checklists, and sub-agent hierarchies are represented as expandable trees. Each AI agent operates within its own secure sandbox environment. Zooid is distributed under the MIT license, allowing for complete end-to-end self-hosting capabilities, providing users with the flexibility and control they need over their communication tools. This combination of features makes Zooid an appealing choice for teams looking to leverage both human and AI collaboration effectively.

API Access

Has API No 

API Access

Has API No 

Screenshots View All

Screenshots View All

No images available

Integrations

Adobe Commerce Yes 
Airwallex Yes 
BHN Rewards Yes 
Checkout.com Yes 
Confluent Yes 
Dell Technologies Cloud Yes 
EBANX Yes 
Forter Yes 
Gravitee Yes 
Juspay Yes 
Manus AI Yes 
Mastercard Payment Gateway Services Yes 
Mesh Yes 
MetaMask Yes 
Model Context Protocol (MCP) Yes 
Nexi Yes 
Payoneer Yes 
QUICPay Yes 
ServiceNow Yes 

Integrations

Adobe Commerce No 
Airwallex No 
BHN Rewards No 
Checkout.com No 
Confluent No 
Dell Technologies Cloud No 
EBANX No 
Forter No 
Gravitee No 
Juspay No 
Manus AI No 
Mastercard Payment Gateway Services No 
Mesh No 
MetaMask No 
Model Context Protocol (MCP) No 
Nexi No 
Payoneer No 
QUICPay No 
ServiceNow No 

Pricing Details

No price information available.
Free Trial No 
Free Version No 

Pricing Details

Free (open source)
Free Trial No 
Free Version Yes 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Deployment

Web-Based Yes 
On-Premises Yes 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux Yes 
Chromebook No 

Customer Support

Business Hours Yes 
Live Rep (24/7) No 
Online Support Yes 

Customer Support

Business Hours No 
Live Rep (24/7) No 
Online Support Yes 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) No 
In Person Yes 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) No 
In Person No 

Vendor Details

Company Name

Google

Founded

1998

Country

United States

Website

cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol

Vendor Details

Company Name

Zooid

Founded

2026

Website

zooid.dev

Product Features

Product Features

Team Chat

End-to-End Encryption (E2EE) No 
File Sharing No 
Groups / Channels No 
Payments No 
Search / Filter No 
Self-Destructing Messages No 
Stickers / GIFs No 
Threaded Discussion No 
Video Conferencing No 
Voice Calling No 

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