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features
design
support

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Write a Review

Description

Affinity Solutions provides a platform for analyzing consumer purchase data to offer insights that help brands, media companies, retailers, banks, and financial institutions gain a comprehensive understanding of real consumer spending habits. This is accomplished by examining over 150 million opted-in credit and debit card accounts, which encompass more than 86 billion transactions and over $4 trillion in spending. Their advanced AI engine, known as Comet, processes raw transaction information, ensuring accuracy by filtering and normalizing data, while integrating various sources to create a cohesive view of consumers. Additionally, it prioritizes privacy through anonymization, enhances datasets with demographic and lifestyle information, categorizes purchases based on brand, channel, and location, and facilitates real-time activation and measurement of insights. The platform features several modules, including Consumer Purchase Insights, Consumer Purchase Lift, Consumer Purchase Audiences, and Card-Linked Engagement, empowering marketers to pinpoint market opportunities, construct prospect and buyer audiences, and connect media impressions to tangible purchase results. This comprehensive approach not only streamlines consumer understanding but also maximizes the effectiveness of marketing strategies.

Description

Account Verification serves as a crucial tool for businesses to reduce potential risks by ensuring that the payment methods, such as bank accounts or credit cards, are accurately linked to the consumer's personal identifiable information. This process not only authenticates the consumer's identity but also confirms that the payment method used is legitimate and correctly tied to that individual, thereby aiding businesses in detecting fraudulent activities during transactions. Additionally, it can validate that the commercial bank account information provided by a business is both accurate and legitimately associated with that entity. By utilizing this service, companies can effectively mitigate risks surrounding consumer identity verification linked to their account numbers. This is particularly valuable for assessing the risks tied to new account openings or loan applications, as well as for evaluating the safety of monthly online bill payments and recent purchases. Furthermore, businesses can confidently accept credit card or bank account payments for significant transactions, such as vehicle down payments, with reduced concerns about chargebacks from consumers making online purchases. Ultimately, this verification process significantly lowers payment-related risks for recurring monthly premiums and when paying deductibles on insurance claims, fostering a more secure financial environment for both businesses and consumers alike.

API Access

Has API No 

API Access

Has API Yes 

Screenshots View All

Screenshots View All

Integrations

Accenture Cloud Retail Execution Yes 
Acxiom InfoBase Yes 
CREDITONLINE No 
Cadent Yes 
Claritas Yes 
Cloudsquare Credit No 
Experian Connect Yes 
KPMG Risk Hub Yes 
NCM Conservative Yes 
Pricing Navigator Yes 
RegTechONE No 
Snowflake Yes 
TalentRecruit No 
The Trade Desk Yes 

Integrations

Accenture Cloud Retail Execution No 
Acxiom InfoBase No 
CREDITONLINE Yes 
Cadent No 
Claritas No 
Cloudsquare Credit Yes 
Experian Connect No 
KPMG Risk Hub No 
NCM Conservative No 
Pricing Navigator No 
RegTechONE Yes 
Snowflake No 
TalentRecruit Yes 
The Trade Desk No 

Pricing Details

No price information available.
Free Trial No 
Free Version No 

Pricing Details

No price information available.
Free Trial No 
Free Version No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Customer Support

Business Hours Yes 
Live Rep (24/7) No 
Online Support Yes 

Customer Support

Business Hours Yes 
Live Rep (24/7) Yes 
Online Support Yes 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) Yes 
In Person No 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) No 
In Person Yes 

Vendor Details

Company Name

Affinity Solutions

Founded

2005

Country

United States

Website

www.affinity.solutions/

Vendor Details

Company Name

Equifax

Country

United States

Website

www.equifax.com/business/product/account-verification/

Product Features

Alternatives

Alternatives