Average Ratings 0 Ratings
Average Ratings 0 Ratings
Description
In addition to ensuring compliance with Strong Customer Authentication (SCA) as mandated by PSD2, the new 3DS 2.0 protocol offers a variety of advantages, particularly for mobile payment systems. Its enhanced design significantly improves the user experience on mobile devices, as it is fully compatible with mobile wallet applications and facilitates in-app transactions seamlessly. This upgrade not only enhances usability on mobile platforms but also extends to non-browser-based environments, improving overall integration for users. Additionally, merchants will only need to implement extra authentication measures when the transaction risk is assessed as high, which is expected to occur in a minimal number of cases. Moreover, the incorporation of biometric authentication within the merchant's application is likely to be perceived as a standard and effective security feature, further enhancing user trust and satisfaction. Ultimately, these improvements aim to create a smoother and more secure payment experience for consumers.
Description
Cardinal stands out as a premier authority in the realm of digital transaction authentication on a global scale. For more than twenty years, we have been uniting merchants, issuers, and consumers in a mutually beneficial experience. The swift and secure method of payment authentication that Cardinal offers enhances the shopping experience for everyone involved, resulting in greater approval rates and increased sales. Our secure and efficient approach leverages comprehensive data from merchants, issuers, and consumers to effectively minimize fraud and reduce instances of false declines. As merchants enhance their sales, consumers are encouraged to make more purchases, and issuers benefit from higher collections. Cardinal provides support for a wide range of payment networks, including Visa, Mastercard, American Express, Discover/Diners, JCB, UPI, and various regional networks like Cartes Bancaires and ELO, with plans to expand further in the future. Unlike traditional methods that process authentication steps one after the other, Cardinal employs a parallel processing technique, enabling the collection and analysis of data to commence even before the consumer finalizes their order. This innovative approach not only streamlines the authentication process but also contributes to a more enjoyable shopping experience for everyone involved.
API Access
Has API
No
API Access
Has API
No
Integrations
CatalystPay
Yes
Kurv
Yes
Unified Payments Interface (UPI)
No
Pricing Details
No price information available.
Free Trial
No
Free Version
No
Pricing Details
No price information available.
Free Trial
No
Free Version
No
Deployment
Web-Based
Yes
On-Premises
No
iPhone App
No
iPad App
No
Android App
No
Windows
No
Mac
No
Linux
No
Chromebook
No
Deployment
Web-Based
Yes
On-Premises
No
iPhone App
No
iPad App
No
Android App
No
Windows
No
Mac
No
Linux
No
Chromebook
No
Customer Support
Business Hours
No
Live Rep (24/7)
No
Online Support
Yes
Customer Support
Business Hours
Yes
Live Rep (24/7)
No
Online Support
Yes
Types of Training
Training Docs
No
Webinars
No
Live Training (Online)
No
In Person
No
Types of Training
Training Docs
Yes
Webinars
No
Live Training (Online)
Yes
In Person
Yes
Vendor Details
Company Name
3D Secure
Website
3dsecure2.com
Vendor Details
Company Name
Cardinal
Country
United States
Website
cardinalcommerce.com
Product Features
Authentication
Biometric
No
Credential Management
No
Knowledge-Based Authentication
No
Mobile Authentication
No
Multifactor Authentication
No
Out-of-Band Authentication
No
Policy Management
No
Self Service Portal
No
Single Sign On
No
Social Sign On
No
Product Features
Fraud Detection
Access Security Management
No
Check Fraud Monitoring
No
Custom Fraud Parameters
No
For Banking
No
For Crypto
No
For Insurance Industry
No
For eCommerce
No
Internal Fraud Monitoring
No
Investigator Notes
No
Pattern Recognition
No
Transaction Approval
No