Best Free Payment Orchestration Platforms of 2025

Exact Payments develops and delivers easy-to-integrate and highly scalable payments technology for SaaS companies to seamlessly embed payment flows into their software and activate a new, high-margin revenue stream. With Exact’s PayFac-as-a-Service solution, SaaS providers build frictionless buying journeys that enhance customer experience, improve retention, and increase the lifetime value of a customer by as much as 5x. Today, Exact processes >1 billion transactions annually for prominent customers, including Chase, Ordway, Cineplex, Allianz, Levi’s, and Carfax.

Sila is an end-to-end payment platform that provides Banking-as-a-Service through a developer-friendly payment API that is scalable and allows for fast and secure money transfers. Sila’s payment platform streamlines building and launching fintech apps and embedded payment products for financial products, fintech, crypto, and Web3. Sila’s offerings include Virtual Accounts, Digital Wallets, KYC/KYB, and ACH payments APIs for software teams. Additional functionality is available through a network of pre-approved and pre-integrated partners (to different degrees). Sila was recognized as the Best Payments as a Service Platform by the 2022 Embedded Banking Awards of Tearsheet. Sila is headquartered in Portland, Oregon.

Grow your business with finance. Accept payments from customers. Automate payments to vendors and employees. Never run out of working capital. You can mix and match products from Razorpay's Payment Suite to suit your business needs. Razorpay is the best way to integrate, onboard online, check out the features, and enjoy the best performance. Razorpay Payment pages is the easiest way for you to accept payments from a custom-branded online shop. Automated payment receipts allow you to accept international and domestic payments. Online shopping is easy with no code. Preparation is key! Hosted Event Registration allows you to quickly register attendees online and send them automated receipts. Fundraising for a worthy cause? Hosted Donations saves time and automatically sends 80G receipts.

The Modo POP API works just like your current payment provider with all the same familiar calls and responses. The only difference is that, unlike your current provider, certain types of transactions are automatically channeled through a lower-cost direct provider using Intelligent Routing. It happens instantly and seamlessly, and uses machine learning to improve every transaction based on history. And Modo POP assists with onboarding the alternate providers you need. Not only do you save money, you get the piece of mind that every transaction will go through, every time.

Our platform facilitates seamless payment and data transactions across all channels and consumer interactions. Tailored to meet your specific needs, it bridges the gap between physical and digital environments, streamlining checkout processes and liberating transaction data. This adaptable solution stack equips you with the necessary infrastructure to create a scalable payments ecosystem. It features an open, cloud-based gateway compatible with various payment methods globally. Whether it's card payments, mobile transactions, cryptocurrency, or anything else, the platform has you covered. By utilizing our open APIs, we securely integrate both your existing and new systems with a terminal management system (TMS). Our unified solution adheres to the ISO 20022 open standard, ensuring end-to-end payments are Nexo-certifiable where applicable. It merges a versatile, device-agnostic payment application with advanced payment gateway capabilities, consolidating all payment solutions into a single interface. Additionally, the module includes a fully operational plug-and-play payment app designed for smart POS devices, enhancing user experience and operational efficiency. This comprehensive approach not only simplifies processes but also drives innovation in payment solutions across diverse platforms.

Effortlessly establish, manage, and enhance your links to diverse payment gateways or methods across the globe. Companies around the world rely on BridgerPay for their payment processes. With a centralized dashboard and insightful reports, you can make more informed and quicker decisions regarding payment processing. Instantly connect your business to a PCI DSS Level 1 compliant payment operations platform, featuring hundreds of pre-built connections, or create your own in mere seconds. The Bridger Retry™ technology is designed to be provider-agnostic, allowing for seamless retries of declined card payments, which boosts your revenue and helps retain more customers. Expand into new markets with numerous codeless connections at your disposal. Understanding the significance of your business, we invite you to reach out to us at any time; simply click the Intercom button, and our payment specialists will assist you promptly. Our goal is to address and resolve all payment processing obstacles for good. Tailored for any type of business, it functions on any platform and connects to over 500 payment service providers. With fully PCI DSS Level 1 interfaces available through a single API, you can eliminate the burdensome need for PCI compliance. Join us in revolutionizing the way payments are processed and experienced across industries.

Manage your transactions seamlessly by analyzing and reporting on your complete payment ecosystem while easily activating providers with a single click. With a unified dashboard for your payment framework, you can orchestrate, analyze, and reconcile all processes efficiently. Swiftly incorporate additional providers into your payments infrastructure, allowing for optimized transaction routing based on performance metrics. In real-time, assess and compare the effectiveness of various payment providers across multiple parameters. This comprehensive analysis enables you to enhance and streamline your entire payment ecosystem effectively. Monitor performance metrics across all your providers, receiving actionable recommendations to boost payment efficiency and minimize costs. Additionally, you can benchmark your payment processes against the extensive ProcessOut network of customers. Once you have integrated with ProcessOut, adding new providers becomes a straightforward task, ultimately saving you valuable time and resources. Transactions are automatically routed and retried in real time to the most suitable payment provider, ensuring successful transaction handling. Furthermore, all card information is securely stored within a PCI-compliant framework, offering peace of mind regarding security. This cohesive approach not only optimizes your payment processing but also empowers you to take control of your payment strategy.

An innovative API that facilitates split payments, adheres to PSD2 regulations, supports multiple PSP configurations, automates reconciliation processes, and includes readily available KYC features can significantly enhance your marketplace operations. Payaut empowers online platforms and marketplaces to manage payments seamlessly through any preferred PSP, handling everything from seller onboarding to the division of payments and payouts via a single API. With the ability to accept payments from a selection of over 100 payment methods, you can expand your reach on a global scale. Each transaction can be divided into your platform’s commission and the seller's fee, tailored to your specific requirements. The platform remains removed from the financial flow, ensuring compliance with PSD2 as payment providers settle directly with Payaut. Additionally, all incoming payment streams are streamlined into a consolidated payout for sellers or the marketplace. You can also maneuver funds within the Payaut ecosystem between marketplace and seller account balances, allowing for adjustments related to corrections or monthly charges, thereby optimizing overall financial management in your operations. This comprehensive solution not only simplifies payment processes but also enhances user experience and trust in your platform.

Don't allow the limitations of a few payment providers, chaotic reporting, and compliance challenges to hinder your expansion. Address all payment-related issues and safeguard your future with a unified integration solution. Effortlessly link to over 110 payment gateways and 50 different methods across more than 100 currencies. Utilize a single interface to oversee and enhance every aspect of your payment processes, while benefiting from Rebilly’s advanced vaulting technology and robust enterprise security that ensure your transactions are secure, PCI compliant, and resilient for the future. Say goodbye to the constraints of gateway lock-in and the struggles of scaling your operations. With your data organized and secure in one location, you're empowered to grow into any market, adopt any payment method, and venture into diverse industries and business models at a moment's notice. Achieve more profitable transactions, maximize the lifetime value of your customers, minimize fraud risk, and make informed decisions thanks to a more efficient workflow. Embrace the future of payments and take control of your growth journey without the usual hurdles.

A single platform. A dedicated partner. Endless global opportunities await. Unify your operations with our comprehensive end-to-end payment technology solution. Enjoy the full spectrum of services Nuvei provides without the hassle of switching providers. Indeed, we prioritize choice, adaptability, and redundancy in our offerings. Integrate us into your gateway infrastructure for accelerated growth and broader geographic reach, or utilize our complete platform to unlock maximum advantages. Benefit from our partnerships with over 200 global acquirers to seize every payment opportunity, enhance acceptance rates, and lower operational expenses. Elevate your payment processing capabilities through our remarkable flexibility and customization options. Begin processing transactions swiftly; our platform seamlessly connects with various gateways, partner platforms, and eCommerce plugins. Embrace everything Nuvei has to offer without needing to change your provider. Truly, we stand for choice, adaptability, and reliability in the payment landscape. By choosing us, you gain a partner dedicated to your success in a rapidly evolving market.