Top Pick

Zil Money Description

Zil Money offers:

Pay By Credit Card:
Use credit cards even when your vendors don't accept them.

ACH Payment:
Make one-time or recurring ACH/RTP payments in one click.

Wire Transfers:
Send money electronically from one financial institution to another.

Bill Pay:
Pay & schedule bills online, managing supplier payments & reducing risk.

Digital Checks:
Digitize your paper checks and make your payments via email or text.

Software Integrations:
Integrate Zil Money with your accounting and payroll software.

Cloud Bank:
Open an online bank account with ZilBank.com. Streamline your payment management & save

Check Printing:
Drag and drop to instantly create checks & print using any printer.
Payment Link
Create and send a secure URL for customers to make online payments easily.

The platform enables businesses to fund payroll by credit card, pay vendors by credit card, pay using a credit card without a payee fee, pay by credit card & receiver gets funds as a wire transfer or ACH.

Payroll funding by credit card: avoid cashflow problems during paydays, preserve cash, earn rewards

Pricing

Pricing Starts At:
$0
Pricing Information:
Pay By Credit & Payroll funding by credit card services requires no subscription.
General subscription packages for check printing, ACH, Wire transfer, etc start at a $30 Pay As You Go plan.
Free Trial:
Yes

Integrations

API:
Yes, Zil Money has an API

Reviews - 12 Verified Reviews

Total
ease
features
design
support

Company Details

Company:
Zil Money
Year Founded:
2012
Headquarters:
United States
Website:
Update This Listing

Interactive Demo

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Media

Product Details

Platforms
Web-Based
Windows
Mac
iPhone App
iPad App
Android App
Types of Training
Training Docs
Live Training (Online)
Webinars
In Person
Training Videos
Customer Support
Live Rep (24/7)
Online Support

Zil Money Features and Options

Business Bank Accounts

Bank Wires
Bill Pay
Billing & Invoicing
Business Credit Cards
Checking Account
Checks
Expense Management
Instant Payouts
No Fee Payments
Rewards
Savings Account
Spend Management

Accounts Receivable Software

ACH Payment Processing
Billing & Invoicing
Check Processing
Collections Management
Online Payment Processing
Overpayment Processing
Partial Payments
Receivables Ledger
Recurring Billing

Accounts Payable Software

Approval Process Control
Bank Reconciliation
Cash Management
Check Writing
Duplicate Payment Alert
Fraud Detection
General Ledger Entry
Vendor Management

Online Banking Software

Brokerage
Cash Management
Chat / Messaging
Credit Card Management
Electronic Statements
Fraud Detection
Loan Management
Marketing Automation
Retail Banking
Single Sign On
Transaction Monitoring
  • Name: Keandra R.
    Job Title: Owner
    Length of product use: 6-12 Months
    Used How Often?: Daily
    Role: User, Deployment
    Organization Size: 1 - 25
    Features
    Design
    Ease
    Pricing
    Support
    Likelihood to Recommend to Others
    1 2 3 4 5 6 7 8 9 10

    Awesome

    Date: Jul 16 2025

    Summary: Zil Money offers a dynamic and innovative financial management platform that impresses with its user-friendliness and adaptability. The seamless integration of banking features provides a comprehensive, efficient solution for managing finances, making it an invaluable tool for individuals and businesses alike. Whether it's handling transactions, creating invoices, or monitoring expenses, the platform stands out with its reliability and creativity in simplifying complex financial tasks.

    Positive: Zil Money has proven to be an invaluable financial tool for many, and its impact can be quite personalized. Users often appreciate its user-friendly interface and efficient features that streamline financial transactions, whether personal or business-related. It can positively impact one's life by offering greater control over payments, securely managing cash flow, and reducing financial management stress, thereby creating more room for productivity and peace of mind.

    Negative: Zil Money offers a range of features for handling financial tasks, but it may not entirely cater to those seeking a seamless experience. Some potential cons include a learning curve for new users, occasional technical glitches, and perhaps limited integrations with other financial tools. Users might find these aspects can impede the overall effectiveness or convenience of the service.

    Read More...
    Zil Money Company Response
    Date: Aug 13 2025
    Thank you for sharing such a thoughtful and balanced review of Zil Money. We’re glad to hear that our platform has been a valuable tool in streamlining financial management and providing a user-friendly experience. We also appreciate your constructive feedback regarding the learning curve, occasional technical issues, and integrations. Our team is continuously working to enhance usability, expand integrations, and ensure smoother performance so every user can enjoy a truly seamless experience. Your insights help us improve, and we’re committed to making Zil Money even more effective for both personal and business needs.
  • Name: Misty P.
    Job Title: CEO
    Length of product use: 6-12 Months
    Used How Often?: Daily
    Role: Administrator
    Organization Size: 1 - 25
    Features
    Design
    Ease
    Pricing
    Support
    Likelihood to Recommend to Others
    1 2 3 4 5 6 7 8 9 10

    Good company

    Edited: Jun 28 2025

    Summary: My overall experience was very positive and very easy to understand. The entire process is smooth and very easy to understand and use

    Positive: The application process was smooth easy to complete from start to finish The terms and conditions are very easy to understand. The company is very highly rated and preferred by a lot of people that I know use them. I have nothing negative to say

    Negative: I didn't have any negative experience with this company

    Read More...
    Zil Money Company Response
    Date: Aug 13 2025
    Thank you for sharing your positive experience with us! We’re delighted to hear that you found the process smooth, straightforward, and easy to understand. It’s wonderful to know that our reputation and service have met your expectations. We truly appreciate your support and look forward to continuing to serve you.
  • Name: Anonymous (Verified)
    Job Title: Health care
    Length of product use: Free Trial
    Used How Often?: Monthly
    Role: User
    Organization Size: 1 - 25
    Features
    Design
    Ease
    Pricing
    Support
    Likelihood to Recommend to Others
    1 2 3 4 5 6 7 8 9 10

    Zil Money review

    Date: Jun 22 2025

    Summary: Using Zil Money has made me worry free and makes it simple to keep track of all my purchases and sales. I would recommend it to anyone for sure. Try it yourself and see how less complicated life can be with Zil Money!

    Positive: Zil Money is the best way to keep track of my income and my spending everyday. It has made my life extremely more convenient and I even referred friends and family and they are so exited

    Negative: There is nothing I dislike about Zil Money honestly. Well maybe the fact it's wants to confirm my identity quite a bit which has me worried about hackers. But I trust them 100%.

    Read More...
    Zil Money Company Response
    Date: Aug 13 2025
    Thank you for such a wonderful review! We’re thrilled to know Zil Money has made managing your income and spending easier and more convenient. Your trust means a lot to us, and we take identity verification seriously to ensure your account remains secure. We’re also grateful for your referrals to friends and family—word of mouth is the highest compliment we can receive. We’re here to keep your financial management simple, secure, and worry-free.
  • Name: Komanchee E.
    Job Title: Business owner
    Length of product use: Less than 6 months
    Used How Often?: Monthly
    Role: User
    Organization Size: 1 - 25
    Features
    Design
    Ease
    Pricing
    Support
    Likelihood to Recommend to Others
    1 2 3 4 5 6 7 8 9 10

    This platform is THE BEST

    Date: Apr 06 2025

    Summary: I would recommend this platform above all the rest. The platform is the easiest I have ever used!!!!

    Positive: I liked that this platform was so easy to use. There was no difficult information to try and get!!!!

    Negative: I didn’t like that it took me so long to find this

    Read More...
    Zil Money Company Response
    Date: Aug 13 2025
    Thank you for your kind words! We’re so glad you found our platform easy to use and worth recommending. We only wish you had discovered us sooner too—but we’re happy to have you with us now! We look forward to continuing to make your experience simple and seamless.
  • Name: Anonymous (Verified)
    Job Title: Admin
    Length of product use: 1-2 Years
    Used How Often?: Monthly
    Role: User
    Organization Size: 500 - 999
    Features
    Design
    Ease
    Pricing
    Support
    Likelihood to Recommend to Others
    1 2 3 4 5 6 7 8 9 10

    AUTOMATE YOUR TRANSACTION PROCESSING

    Date: Sep 15 2023

    Summary: What im looking for in check fulfillment. Best check processing system. Can beat others by 8 overall.

    Positive: Transaction processing was in the loop. Able to print and mail checks. Email receipts! Pay payroll by credit card.

    Negative: There was nothing really. No problems that I see. Everything was good to go.

    Read More...
    Zil Money Company Response
    Date: May 22 2024
    Thank you for your review. Glad that you are finding our payroll by credit card and check printing services useful.
  • Name: Dedrick C.
    Job Title: CEO
    Length of product use: Less than 6 months
    Used How Often?: Weekly
    Role: User
    Organization Size: 1 - 25
    Features
    Design
    Ease
    Pricing
    Support
    Likelihood to Recommend to Others
    1 2 3 4 5 6 7 8 9 10

    Great service

    Date: Aug 29 2023

    Summary: My overall experience is great the team is always there to answer questions that I may have and get the answer quickly.

    Positive: Great team to help with questions. I had a hard time, when it was time to setup everything, but the team was amazing in helping me get setup.

    Negative: The service is a little bit pricey when it comes to running payroll, but it will work for me.

    Read More...
    Zil Money Company Response
    Date: May 22 2024
    Thank you for your review. Glad that our customer team was able to help you out. As an all-in-one payment platform, our prices reflect the convenience and flexibility we provide to users. We offer the best features that are packed with value.
  • Name: Anonymous (Verified)
    Job Title: Manager
    Length of product use: Less than 6 months
    Used How Often?: Yearly
    Role: User
    Organization Size: 1 - 25
    Likelihood to Recommend to Others
    1 2 3 4 5 6 7 8 9 10

    Great product

    Date: Aug 23 2023

    Summary: I'm a big fan of Zil products. Not only do they have awesome products that are easy to use, they are also incredibly affordable. I recently purchased one of their products and was pleasantly surprised by how well it worked. The quality was great and the setup was simple and straightforward. The customer service was excellent too, which made my experience even better. Overall, Zil is an awesome product that I would highly recommend to anyone looking for quality services.

    Positive: I recently onboarded on Zil and I was extremely impressed with how easy the process was. The platform is incredibly intuitive and I was able to quickly understand how to use it. The onboarding process was straightforward and I didn't have to spend a lot of time figuring out how to use the product. I also appreciate the customer service I have received from Zil. They are incredibly helpful and responsive when I have any questions. Overall, Zil is a great platform with an easy onboarding process and great customer service.

    Negative: When you're trying to figure out the cons to any situation, it's important to take an objective, thoughtful approach. It can be helpful to look at all the potential angles, so far it has been a great experience.

    Read More...
    Zil Money Company Response
    Date: May 22 2024
    Thank you for your response. We are happy to learn that you had a great experience using our platform.
  • Name: Anonymous (Verified)
    Job Title: Owner
    Length of product use: Less than 6 months
    Used How Often?: Daily
    Role: User
    Organization Size: 1 - 25
    Features
    Design
    Ease
    Pricing
    Support
    Likelihood to Recommend to Others
    1 2 3 4 5 6 7 8 9 10

    Reg Zil User now!

    Date: Aug 22 2023

    Summary: Wonderful! Highly recommend to any and every one that I know and teach online through my course! Great!

    Positive: I absolutely love Zil Money! It has changed the way we do things around here in our every day life and more!!

    Negative: None that I can think of or have seen yet so far!!!

    Read More...
    Zil Money Company Response
    Date: May 22 2024
    Thank you for your recommendation. We are thrilled to learn that Zil Money has impacted you in a positive way.
  • Name: Anonymous (Verified)
    Job Title: Freelancer
    Length of product use: Free Trial
    Used How Often?: Weekly
    Role: User
    Organization Size: 1 - 25
    Features
    Design
    Ease
    Pricing
    Support
    Likelihood to Recommend to Others
    1 2 3 4 5 6 7 8 9 10

    Zil Money review

    Date: Jul 27 2023

    Summary: My overall experience is surreal, i would recommend it to others, it has a lot of useful features that everyone should leverage on.

    Positive: It is convenient. easy to use and well designed. it really meets all my needs especially when i am moving money around.

    Negative: Sometimes the page load time is more than expected but occurs rarely.

    Read More...
    Zil Money Company Response
    Date: May 22 2024
    Thank you for your response. Glad that Zil Money has made money management easier for you. We are constantly updating our platform to give users the best experience, so we appreciate you mentioning the slowdowns.
  • Name: Anonymous (Verified)
    Job Title: SEO
    Length of product use: 6-12 Months
    Used How Often?: Daily
    Role: User
    Organization Size: 26 - 99
    Features
    Design
    Ease
    Pricing
    Support
    Likelihood to Recommend to Others
    1 2 3 4 5 6 7 8 9 10

    Excellent Software

    Date: Nov 19 2021

    Summary: Can create and print customized checks from our home or office desk.

    Positive: Zil Money is best software for online payments. It provides cloud-based online banking and financial management services.

    Negative: Nothing, Nothing, this is ever best software for online transactions. I have been using this for 10 months.

    Read More...
    Zil Money Company Response
    Date: Jan 20 2022
    Thank you for your lovely review. We're glad you're pleased with the product! If you have any questions or feedback, please let us know here at support@onlinecheckwriter.com
  • Name: Chengdian L.
    Job Title: Administration
    Length of product use: Free Trial
    Used How Often?: Monthly
    Role: User, Administrator, Deployment
    Organization Size: 100 - 499
    Likelihood to Recommend to Others
    1 2 3 4 5 6 7 8 9 10

    A Game-Changer in Business Payments and Financial Management

    Edited: Jun 15 2025

    Summary: Final Verdict: 9.5/10

    Zil Money is more than a check-printing tool—it’s a full-fledged business payments platform that blends security, convenience, and innovation. Whether you’re paying vendors, employees, or yourself, it brings all aspects of business payments into one smart, efficient ecosystem. It’s especially valuable for small to mid-sized businesses aiming to professionalize and simplify their financial operations without the overhead of traditional banking or enterprise ERP systems.

    Positive: Pros
    • Easy-to-use interface
    • Fast ACH and wire payments
    • No need for pre-printed checks
    • Strong security measures
    • Great value for the features offered
    • Multi-user and multi-business support

    If you’re a business owner, freelancer, accountant, or financial manager looking for a robust, user-friendly platform to streamline payments, Zil Money deserves serious consideration. After testing and using the platform across various functions—from payroll to vendor payments to check printing—it’s clear that Zil Money offers a comprehensive, modern solution for managing financial workflows.

    Negative: • Minor learning curve for first-time users
    • Some advanced features require a higher-tier plan

    Read More...
    Zil Money Company Response
    Date: Aug 13 2025
    Thank you for such a detailed and thoughtful review! We’re delighted that you’ve found value in our platform’s ease of use, fast payment options, security, and multi-user/multi-business capabilities. Your feedback on the minor learning curve and tiered features is greatly appreciated—we’re always working to make onboarding smoother and advanced tools more accessible. It’s wonderful to know Zil Money is helping you streamline payments and simplify financial workflows. Your 9.5/10 rating truly means a lot to us!
  • Name: Anonymous (Verified)
    Job Title: Owner
    Length of product use: Less than 6 months
    Used How Often?: Yearly
    Role: User
    Organization Size: 1 - 25
    Features
    Design
    Ease
    Pricing
    Support
    Likelihood to Recommend to Others
    1 2 3 4 5 6 7 8 9 10

    Unique way to bay thru your business credit

    Date: Nov 01 2023

    Summary: My overall experience was pretty good, I think however i was confused on which 'checking' account to setup as recipient, either personal or business.

    Positive: Personal representative to assist in account setup and affiliation with Payroll company.
    Easy user interface to navigate.
    Does what its supposed to.

    Negative: Confusing ADP setup.
    Still in Start-up mode for overall website layout and construction.

    Read More...
    Zil Money Company Response
    Date: May 22 2024
    Thank you for your response. Glad to know that you are satisfied with our user interface and other services. Regarding trouble with ADP setup, you can contact our customer support team which is available 24/7.
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