Alternatives to Swan

Establish a fully operational digital banking platform in just a few days. Whether you're initiating your banking services, developing an e-wallet, or integrating FinTech solutions into your existing products, Crassula Banking has all the resources you need. This platform caters to businesses serving both individual and corporate clients, as well as financial institutions that provide IBANs and payment services. It's also ideal for currency exchange firms, telecom companies, retailers, and crowdfunding organizations aiming to offer financial accounts to their customers. All banking accounts offered are multi-currency and designed for private users, business clients, and licensed financial entities, accessible through API, web, and mobile applications. Enjoy a seamless experience with card issuance and management, transaction processing, and customizable fee structures, all supporting various currencies. Empower your customers to shop both online and in-store with options for virtual and physical cards. Control balances, currencies, chargebacks, and additional features all from one comprehensive platform. Start building your own global eCommerce payment gateway today with Crassula, and unlock a world of financial possibilities for your clientele.

At ConnectPay, we offer an all-in-one financial platform that’s been purpose-built to help your online business to scale. By providing an all-in-one, easy-to-use financial platform, we take care of payments, accounts, and basically all things finance so you can focus on what you’re passionate about. We also have a proven track record with leading platforms, marketplaces, and other online businesses. In 2023, we processed over 3.6M transactions averaging €1B per month and we held 101M of client funds. This is what we offer: - Embedded finance (Banking as a Service) - Built-in compliance - IBAN accounts – Business, Personal, and Segregated - Digital wallets - Euro-zone SEPA and SEPA Instant transactions - Cross-border SWIFT payments in 80+ currencies - Multicurrency accounts - VISA Cards – Business, Personal, and white-label - Payment acceptance for merchants - Daily banking ConnectPay is an Electronic Money Institution authorized and regulated by the Central Bank of Lithuania and adheres to the regulatory framework of the European Central Bank.

Establishing your own banking operations for both fiat and cryptocurrencies can be achieved in just a few days and at a significantly lower expense than managing it independently. Vault offers a secure banking platform that is friendly to cryptocurrencies, designed for any business aiming to create a comprehensive payment ecosystem for their customers, agents, or employees, all under their own branding with minimal effort and the fastest market entry available. Each user is provided with individually segregated IBAN accounts, regardless of their country of residence (with some restrictions). Clients of Vault that possess their own cryptocurrency token can seamlessly integrate them into the Vault ecosystem. With global payment solutions, users gain access to a vast array of cryptocurrencies, and exiting these currencies into traditional fiat is as straightforward as executing a bank transfer. Vault, along with its partners, enables over 1 million users to leverage crypto, banking, and card solutions. Additionally, through Vault, our white-label partners can offer their users a diverse range of fiat, cryptocurrency, and payment card solutions tailored to their needs. This comprehensive approach not only enhances user experience but also strengthens brand loyalty among clients.

Quppy presents a distinctive digital financial platform designed for the seamless management of both cryptocurrency and traditional currency assets, catering to individuals and businesses alike. Now introducing its very own banking card, Quppy enables users to conduct transactions both online and offline without incurring any fees, no matter where they are in the world. With the Quppy Wallet, the necessity for a physical bank branch has been eliminated, allowing users to execute all financial activities securely through a versatile multicurrency application. Whether operating within or beyond the SEPA zone, users can effortlessly manage their finances using FasterPayments and CHAPS. The innovative Quppy Team is eager to extend its advanced technologies to other enterprises, offering the opportunity to leverage Quppy's financial services under a personalized brand. The foundational Quppy WhiteLabel solution includes a digital wallet, the capability to open an IBAN account, and integrated exchange functionalities, all designed for optimal user experience. Furthermore, clients can establish a corporate digital IBAN account that facilitates SEPA transfers, allowing businesses to efficiently operate within the European banking system via a user-friendly web interface. This initiative not only simplifies financial management but also empowers users to take full control of their digital assets.

Striga serves as an all-in-one infrastructure for digital assets and financial services, providing a comprehensive suite of APIs that manage the intricate tasks of security and compliance with regulations. Among Striga's clientele are burgeoning FinTech firms, Web3 trailblazers, traditional banking institutions, and cryptocurrency exchanges, all of whom leverage its offerings that encompass services such as crypto custody, trading, card issuance, crypto/fiat onramping and offramping, as well as issuing virtual IBANs. With the robust APIs from Striga, businesses are empowered to: - Provide crypto accounts tailored for both individual and corporate clients - Generate virtual IBANs suited for retail and corporate needs - Create both physical and virtual cards for their customers' convenience, enhancing the overall user experience.

UltimaBanq is a comprehensive banking software that delivers a white-label solution tailored for FinTech entities, such as Banks and Electronic Money Institutions. It facilitates IBAN accounts, SEPA and SWIFT transactions, and card processing services, welcoming clients from around the world, including those in high-risk sectors like eCasinos and unregulated financial entities. Crafted with robust security features, the platform adheres to EU PSD2 regulations and offers multi-level access, accommodating different roles and permissions for both clients and employees. Additionally, the user-friendly back-office can seamlessly integrate with extra features and add-ons. UltimaBanq also includes modules for Forex and CFD trading, functioning effectively as a Crypto Wallet or payment platform. To assist potential users, a demo is available for testing and exploration of its features. This allows prospective clients to assess the software's capabilities before making a commitment.

Continia Banking enhances and secures the payment and reconciliation processes within Microsoft Dynamics 365 Business Central by fully automating the payment workflow. This solution facilitates direct and secure connections with banks, enabling the transmission of payment and direct-debit files, the importation of statements, as well as the receipt of real-time updates regarding status and exchange rates. To minimize errors throughout the process, it incorporates built-in validation checks and improved CSV import templates. The payment reconciliation journal and bank account reconciliation utilize sophisticated search criteria to ensure reliable reconciliations, achieving match rates of up to 95%. Furthermore, payment exports are adaptable, featuring quick flows for summarizing several entries and advanced flows for detailed line-by-line control, with options for transaction ID-based reconciliation, customizable payment suggestion templates, and automatic filling of IBAN-driven bank details. Robust approval processes allow for both individual line and batch approvals, incorporating rules based on amount thresholds, field restrictions, and compulsory verification of bank accounts, ensuring a high level of security and efficiency throughout the payment process. This system not only optimizes financial operations but also significantly reduces the risk of errors in payment processing.

MultiPass, a UK-based provider of intelligent electronic payment solutions is authorised and regulated under the Financial Conduct Authority. MultiPass Business Account is designed to meet the needs of companies that have global business activities. Top MultiPass features: • Individual IBAN numbers and account details for local transfers to the USA and UK • Payments in EUR, USD and GBP and 70+ other currencies • Live FX service at market-beating exchange rates • International and local transfers via multiple payment instruments – SEPA and Target2, SWIFT, ACH, Faster Payments and others • Corporate cards • Batch payments • Simple interface to a banking platform • Quick and fully remote onboarding - within 24 hours of submitting all required documents

With Lydia, you gain access to a current account featuring a French IBAN along with a Visa card, making it easy to handle your everyday financial transactions. You can enjoy free international transactions, benefit from a 0.6% interest rate on savings, make secure online payments, and obtain express loans, all conveniently managed through the Lydia app. Serving as a modern alternative to conventional banking applications, Lydia caters to users who appreciate an innovative design and a distinct mobile platform to effortlessly monitor and transfer their finances. The app's interface not only offers clarity but is also fully customizable, allowing users to personalize their experience. Additionally, you can differentiate and enhance your cards, accounts, and receipts with images, making financial organization both aesthetically pleasing and efficient. This level of customization ensures that users have a tailored banking experience that meets their individual needs.

Quickly establish bank accounts, provide cryptocurrency wallets, facilitate payments, and distribute cards to your clients. Solid presents a comprehensive and compliant array of FinTech solutions. You can integrate it in just minutes to craft unprecedented user experiences. With Solid’s Banking as a Service (BaaS), businesses can develop and introduce various deposit offerings, including both business and personal checking accounts. This service encompasses everything from ledgers to statements, providing all the essentials for creating enjoyable banking interactions. The Card Issuance and Management platform from Solid is pioneering, allowing for the issuance of cards that cater to your customers' requirements through a single API. Both physical and virtual credit, debit, and prepaid cards are entirely overseen by Solid. Elevate your customer engagement with a streamlined and robust experience embedded in your product, utilizing Solid's instant account creation API. Additionally, you can quickly issue customized physical and virtual cards, complete with the necessary spending controls using Solid's card API, ensuring that your clients have all the tools they need at their fingertips.

Finturest IBAN API is a robust tool for validating and generating International Bank Account Numbers (IBANs) based on country-specific rules. It ensures data accuracy by verifying IBAN structure, length, country format, and checksum, minimizing the risk of payment errors. The API allows for seamless integration into financial platforms, payment gateways, and onboarding forms, supporting efficient validation and generation of IBANs. With its fast, REST-based interface and structured JSON responses, developers can easily integrate this tool into their applications, ensuring secure and standardized international banking data.

Acquiring cryptocurrency has reached unprecedented ease! You can now trade from your own home, benefitting from the security and rapid transactions that only Bit2Me can provide. A superior alternative to traditional banking has arrived. Effortlessly handle both cryptocurrencies and fiat money! You can receive, store, send, buy, sell, and utilize various cryptocurrencies like Bitcoin or Ethereum alongside your traditional currency, all in a swift and secure manner. Bank 3.0? This surpasses that! The Bit2Me freedom system combines cryptocurrencies with traditional currency, a debit Mastercard crypto card, a shared IBAN, peer-to-peer payments, and seamless exchanges. Sign up today! Whether you're an individual, a company, a developer, an institution, or an investor, there's a place for you here. Fund your account using cryptocurrency, bank transfer, card, or cash with ease. Build your investment portfolio with just a click. You can buy, sell, and trade in a heartbeat! Engage in buying, selling, receiving, sending, and exchanging a variety of cryptocurrencies anytime you wish. The platform is readily accessible on both Android and iOS devices, enhancing your trading experience.

Perfect Money stands out as a prominent financial service that facilitates instant payments and secure money transfers across the Internet, thereby creating distinctive opportunities for users and online business owners alike. Users can fund their accounts by initiating a Bank Wire transfer (SWIFT / IBAN) through their online banking services, or they can receive funds via Bank Wire from third parties, such as business partners. By sharing their Perfect Money account details, users can accept Bank Wire transfers even if they do not possess a personal bank account. Additionally, there is a quick cash-based option for depositing funds into a Perfect Money account; simply create a deposit order in the "Deposit" section and make a deposit at a nearby payment terminal. This flexibility enhances the accessibility of financial transactions for various types of users.

Nebeus, The Financial App for Crypto Hodlers, provides a complete cryptocurrency ecosystem integrated with a financial framework. Nebeus is all-in-one app: - Nebeus Money Accounts operate similarly to a bank, giving customers dedicated IBANs and Sort Code Accounts. - Nebeus Crypto Accounts give users access to a digital wallet and exchange, allows them to rent and stake cryptocurrencies to earn incentives, let them get crypto-backed loans, and offers free cold wallet storage that is custodied by BitGo and insured by Lloyds of London. Users may pay directly from their Nebeus account with the Nebeus Debit Card, bridging the gap between cryptocurrency and fiat money.

HUBUC - the embedded financial services powerhouse for non-fintech companies, mainly B2B, to build better products, retain clients and generate more revenue. We are making this possible in three simple ways: - We provide access to developer-friendly, powerful tech stack to our clients through one single API. - We connect fintech capabilities of industry giants such as VISA & Mastercard, issuing banks, innovative FX, security and compliance players to our clients through one contract. - We guide implementation and secure transactions across all 58 markets where we operate.

Revogear is a comprehensive software solution designed for managing electronic money transactions, supporting multiple currencies and cryptocurrencies as well. Central to the system is an eWallet, which offers a wide array of financial services tailored to meet the needs of private international banks, electronic money institutions, and payment service providers. Its modular design allows businesses to customize the platform according to their specific requirements, ensuring flexibility and scalability. With features that accommodate multi-currency, multilingual, and multi-region capabilities, Revogear is suitable for deployment on a global scale. The system's architecture facilitates growth in tandem with business expansion, making it an ideal choice for evolving organizations. Revogear encompasses various software modules, including a customer portal, corporate portal, mobile application, back office, and an antifraud console, all designed to enhance user experience and security. Additionally, it efficiently handles international transfers through Swift, SEPA, and European direct IBAN, along with offering integration for prepaid Mastercard and VISA, complete with external authorization message management for enhanced transaction security. This versatility establishes Revogear as a leading option for businesses looking to streamline their financial operations.

Experience the convenience of a Crypto Debit Card paired with an IBAN account for receiving EUR, allowing you to transact with cryptocurrencies or Euros at more than 46 million merchants globally. This innovative app offers an excellent platform for buying and managing cryptocurrencies seamlessly. Users can effortlessly purchase cryptocurrencies using their bank cards or through bank transfers without incurring any fees. The secure multi-currency wallet enhances user experience, bridging the gap between traditional and digital finance. The distinguishing features between standard debit cards and crypto debit cards are minimal, as demonstrated by the TRASTRA debit card backed by Visa. With the rise of Visa cards that accommodate crypto wallets, users now enjoy the same functionalities as typical debit cards while benefiting from the flexibility of using cryptocurrencies for purchases, settling services, and receiving payouts in fiat currency without the necessity of visiting a bank. This makes managing finances more fluid and adaptable, catering to the needs of both crypto enthusiasts and everyday consumers alike.

Experience a revolutionary approach to business banking with our company cards. Unlike traditional banks that can be sluggish and cumbersome, we pride ourselves on efficiency and innovation. Open a company account within just 48 hours, eliminating the lengthy wait times often associated with conventional banking. Enjoy the convenience of online account setup featuring a German IBAN. Provide your employees with VISA debit cards to streamline their spending without the hassle of sharing a single card. Empower your team to prepare payments for your final approval, and simplify batch transactions by authorizing them with a single TAN. With their own Penta cards, employees can manage payments, attach receipts, and add notes seamlessly. Monitor expenses in real-time, set personalized spending limits for each card, and receive instant notifications for every transaction. Effortlessly attach receipts and notes to transactions with just one click, whether you're on your desktop or mobile device. In addition, allow your accountant or finance team to efficiently categorize all transactions to ensure alignment with your accounting practices. This modern approach not only enhances financial oversight but also promotes accountability within your team.

Introducing a cutting-edge, cloud-native API platform designed to enable rapid responses to market dynamics, all while ensuring the scalability and security that your business requires. Our comprehensive platform provides a wide range of products within a cloud-native framework, empowering you to secure your business's future effectively. Harness our fully equipped platform for Visa, Mastercard, and private labels to issue various types of credit, debit, and prepaid cards seamlessly. You can easily manage the issuance of physical cards, virtual cards, and one-time-use cards tailored for individual merchants and transactions. Regardless of whether you're establishing a new banking entity or navigating through legacy systems, our platform allows you to create superior digital experiences and products. Enjoy the flexibility to innovate without constraints, and even develop your own proprietary digital wallet to rival the most renowned wallets available. Additionally, you can efficiently manage both sellers and buyers across any device or platform while introducing innovative loan products that scale quickly and enter the market at a fast pace. Furthermore, leverage the Pismo platform for efficient booking, disbursement, auto-repayments, and much more, ensuring a streamlined operational process. With our solution, your business can thrive in an ever-evolving landscape.

F2B Payments serves as an ideal solution for initiating new banking operations aimed at neobanks or payment service providers. This system encompasses a comprehensive suite of Front to Back components that blend account management with payment capabilities, catering to both conventional banks and digital financial institutions while providing essential services tailored for emerging banking entities following a neobank model. The F2B solution is designed to be complete, cohesive, and modular, allowing for adaptable deployment that facilitates swift implementation. Within this framework, the Client Management module is key, as it focuses on the introduction and oversight of identification data for any individual or entity that interacts with the Bank. This includes natural persons—both individual consumers and professionals—as well as legal entities. The system also enables the tracking of customers, non-customers, and potential clients, and it offers the ability to group clients, fostering connections between individuals and organizations. Furthermore, the process of entering and refreshing this information is organized within a foundational module that manages general data efficiently. This structured approach ensures that all client interactions are effectively documented and easily accessible.

Intergiro provides a comprehensive suite of APIs designed for businesses looking to streamline their financial operations or enhance banking services for their clients, fostering growth and adaptability. With a focus on business-centric banking solutions, Intergiro offers multi-currency accounts, cards, business banking APIs, payment processing, and embedded financial services through its API platform. Users can access SWIFT and SEPA networks to facilitate both local and international payments efficiently. When transferring money overseas, Intergiro can help you save up to seven times compared to traditional banks, making it a cost-effective option for international transactions. Additionally, customers can hold and switch between various currencies in mere seconds, all while enjoying low and transparent fees. With foreign exchange services featuring spot pricing and instant settlements, hidden charges become a thing of the past. Signing up and completing verification is a hassle-free online process, eliminating the need to visit physical branches. Businesses can accept payments in eight or more currencies as if they were locals, enabling rapid global expansion through multi-currency payments powered by local infrastructure. By obtaining a EUR IBAN and a multi-currency IBAN, companies can fully capitalize on the advantages of international trade, enhancing their operational capabilities significantly.

Payowire offers virtual Visa and Mastercards for international payment. You can open a global bank account to receive from Amazon, eBay and other affiliate platforms. You can also make withdrawals from your local bank accounts. Payowire is a payment processor. Our product allows freelancers to receive and make payments quickly and safely.

The next-generation platform for banking is designed from the ground up to provide flexible configuration, automated regulatory compliance, CRM and real-time insight across multiple entities in any jurisdiction. A powerful backend system for processing account, cards, loans and payments. A core engine that is intelligent and reliable for processing large volumes of transactions, operations, and services. A powerful payments engine that supports current or transactional cards linked to debit or credits. Includes authorization, holds and payment orders. Standing orders and searchable transactions are also included. The deposits engine supports all deposit products, from current accounts to Term Deposits with or without overdraft facility and a variety of interest and calculation options.

We help you unlock the potential of Open Banking by connecting to over 3500 European banks across 21 countries. This API will also allow you to advance your business. Worldline's open banking capabilities are industry-leading and include everything from Account to Account (A2A), to IBAN checks, credit scoring and business financial management.

Open an IBAN account online designed for SMEs, freelancers, and registered businesses. Experience hassle-free banking with exceptional conditions not commonly found in the industry. Enjoy complimentary physical and virtual cards for yourself and your team members. Effortlessly save, exchange, spend, and accept funds as if you were a local in over 150 countries around the globe. This service streamlines your financial management, allowing you to focus on growing your business.

The IBAN allows you to deposit your salary or pension directly onto the prepaid card, as well as to send and receive wire transfers effortlessly. You can manage your utility payments and pay for various services, all while enjoying the convenience of contactless transactions and online payments via Apple Pay and Google Pay. With just your smartphone, you can shop both locally in Italy and internationally, as well as at VISA-affiliated online retailers. Additionally, you can easily pay online and manage your purchases through the dedicated app. For a seamless experience, download the Postepay app at no cost, where you can request a prepaid card that fits your specific needs. By opting for the Postepay Connect offer, you will also receive a PosteMobile SIM card along with the mobile plan of your choice. Your new Postepay prepaid card will be delivered to the address you provided, and if you selected the Postepay Connect package, the PosteMobile SIM will arrive alongside it. Activation can be done online or through the app, enabling you to start using your services right away. Whether you are shopping, handling bills, or connecting with mobile services, Postepay offers a comprehensive solution for your financial needs.

ClickSWITCH addresses the longstanding challenge that has hindered the growth of financial institutions – the process of transferring account holders from one bank to another. The goal of ClickSWITCH is to enhance consumer freedom while fostering competitive and profitable banks. Based in Minneapolis, ClickSWITCH has rapidly expanded its support to hundreds of financial institutions and fintech companies across all 50 states, as well as Puerto Rico and Canada. Additionally, Q2 simplifies the process of connecting with both new and existing customers, including those who have become inactive. By automating the transfer of direct deposits, recurring payments, and online card transactions to your financial institution, our solutions can fully integrate account holders and position you as their primary provider of financial services. While effective marketing and digital account openings may attract account holders, nurturing and maintaining profitable primary relationships necessitates a more comprehensive approach. Ultimately, the synergy between ClickSWITCH and Q2 enables financial institutions to optimize their customer engagement strategies significantly.

BLING is a financial service crafted to reduce monetary anxiety by providing a clear account structure devoid of hidden charges, a fashionable Visa debit card, and the option to borrow as much as €100 for any need. With a French IBAN, the account allows users to effortlessly receive salaries, benefits, or refunds. Account access is available through mobile devices at any time, offering users both convenience and control over their financial situation. Its mission is to remove excessive banking fees, thereby empowering individuals to reclaim their financial stability. Discover the costs associated with your current banks, as the BLING account ensures you won’t encounter any unpleasant surprises. By redefining traditional banking accounts, BLING strives to put an end to financial stress once and for all. This service is accessible to all, with no prerequisites, even catering to those who have been denied banking services in the past. Funds are instantly transferable and can be repaid over a maximum period of 62 days, allowing for flexibility in managing repayments. Ultimately, BLING seeks to revolutionize how people engage with their finances, fostering a sense of security and independence.

Ivy serves as an integrated financial infrastructure platform that facilitates rapid money transfers akin to internet speed by merging both payment and banking functionalities into a single solution, allowing businesses to receive, hold, send, and convert funds between fiat currencies and stablecoins through a unified API. This platform offers real-time account-to-account payments, enabling merchants to obtain funds instantly from customers’ bank accounts, thereby decreasing their dependency on cards, digital wallets, or intermediaries, which helps improve profit margins and eliminate the issue of chargebacks. Ivy encompasses a range of products, including instant payment options, multi-currency accounts complete with local IBANs, stablecoin settlement capabilities, and real-time payouts that directly transfer funds to customers' bank accounts. Additionally, Ivy’s architecture links both domestic and international fiat payment systems with leading blockchain networks, facilitating smooth transitions between fiat and stablecoins, which empowers businesses in the global market and the cryptocurrency sphere to efficiently handle deposits, withdrawals, settlements, and conversions while ensuring compliance with regulatory standards. Ultimately, Ivy's comprehensive system caters to the evolving needs of modern businesses in a fast-paced financial landscape.

Statrys is a global payment platform reimagined for SMEs. Grow your business with a virtual Hong Kong business account that’s built to last. An easy-to-use, quick-to-open **virtual business account** that allows your company to make and receive payments in **11 currencies** without the need for foreign exchange. Include the option to deliver **corporate cards** to your team for day-to-day expenses, and you’ll have a versatile business account that rivals premier corporate accounts. You can use **Advanced FX** to book exchange rates that enhance your position when paying vendors in different currencies, even when you don’t have them in your balance. And for those working with European clients or vendors, your business can add additional **virtual IBAN accounts** to expand your payment options.

Transform your approach to commercial banking with flexible and personalized financial solutions. Elevate the success of your commercial clientele by offering customized banking experiences that cater to businesses of all sizes and industries. Each of your commercial account holders presents distinct and often intricate requirements that demand attention. By delivering digital banking solutions tailored to their specific size, sector, and expectations, you can effectively address their challenges and fulfill their needs, positioning yourself as an essential ally to your most valued clients. Collaborating with the right partner can make this achievable. Traditional technology often treats all businesses uniformly, resulting in outdated, cumbersome interfaces that hinder productivity. The complexities of cash management for larger commercial clients can be daunting, especially when legacy systems introduce additional hurdles with inflexible workflows and impractical features that overlook user experience. Our innovative commercial banking platform revolutionizes this landscape by offering a powerful, sophisticated, yet user-friendly solution designed to accommodate every individual and task, regardless of how unique or complicated they may be. Embrace this change and redefine the banking experience for your clients.

Easily and securely process credit card payments on your smartphone or tablet by utilizing ProPay's credit card processing application. Handle transactions from all major credit card providers, such as Visa, MasterCard, Discover, and American Express, with transaction rates starting at just 1.99% and no undisclosed fees. Use a mobile card reader to swiftly manage credit card transactions at competitive prices, and support both chip (EMV) and swipe cards. If you're away from your card reader, you can manually input card details as needed. You can also safely keep a customer's payment information for future transactions. In situations where you lack data coverage, you can still accept credit card payments and process them once you regain connection. Additionally, your ProPay account offers further processing capabilities online. Access your funds effortlessly through a ProPay Prepaid debit MasterCard, and quickly transfer money to your bank account using the mobile app. You can conveniently include sales tax and give customers the option to add a tip to their purchase. This flexibility ensures a seamless payment experience for both businesses and their customers alike.

Instantly receive payments directly into your bank account, complete with automatic invoice reconciliation that connects effortlessly to your preferred accounting software. With Crezco, you can send or receive international payments straight from your existing local bank account, eliminating the hassle of setting up virtual IBANs or local wallets. The integration with major accounting platforms ensures a user-friendly account-to-account payment experience. Our API is tailored to simplify processes for your team, allowing customers to send and receive payments immediately. Users can initiate a batch payment with just one authentication step, and each transaction is clearly listed as individual entries on bank statements. Moreover, Crezco can seamlessly integrate and recognize CSV files from widely-used accounting and payroll systems, while also providing the option to manually import files when necessary. This versatility ensures that your financial operations remain efficient and straightforward, catering to various user needs.

We operate without credit or debit cards and maintain our independence from any particular bank or network operator to offer a user-friendly and cost-effective system for businesses. With Satispay, transferring funds is as simple as sending a message on WhatsApp®! You can quickly send money to your phone contacts or pay at stores within seconds. Since we do not use credit cards, Satispay does not require any sensitive personal information; all you need is a phone number and an IBAN to start securely transferring money. By joining Satispay, you become part of an innovative movement aimed at transforming everyday transactions. Join us in our mission to make payments easier, cheaper, and more secure—download the app today! Our mobile payment solution eliminates inefficiencies in the financial system, creating a true revolution in how individuals perceive and manage money. We have removed all intermediaries to enable direct payments to merchants, connecting the only two parties that truly matter: customers and merchants. Embrace the future of payments with Satispay and be part of this exciting change!

Token.io has reimagined account-to-account (A2A) payment infrastructure to empower banks, fintechs, platforms and payment companies to grow revenue, cut processing costs, and streamlining operations by delivering best-in-class payment experiences with turnkey Pay by Bank solutions. Recognised as one of the top two A2A payment infrastructure providers globally by independent analysts, unmatched connectivity and best-in-class partner services make Token.io a market leader in open banking and A2A payments infrastructure. Connections to over 90% of bank accounts in most of its 21 supported markets ensure unrivalled access to initiate instant bank payments, seamless recurring payments and real-time payouts to over 567 million bank accounts in Europe. Token.io is proud to partner with three of Europe's top five financial institutions. Its solutions are also trusted by a blue-chip payments community, including Mastercard, ACI Worldwide, Global Payments, Nuvei, and Paysafe.

Sign up for a free account today and learn how to significantly enhance your earnings through cryptocurrency investments. Simply choose the amount you wish to invest, select the mining algorithm, and confirm your order. Sit back comfortably as you track your statistics and passive income from any device at your convenience. Bitcoin, often referred to as BTC, operates as a digital payment network where virtual currency, known as bitcoins, is exchanged. If you possess a VISA or Mastercard, it’s worth noting that these are also electronic payment systems; however, they rely on traditional currencies like dollars and euros, with all transactions managed by financial institutions. Mining plays a crucial role in maintaining blockchains and cryptocurrencies, where powerful computers execute complex calculations to generate new blocks, rewarding miners with bitcoins or other cryptocurrencies. SHAAMINING provides an exciting avenue for generating income through cryptocurrency mining, allowing you to request and receive your payments instantly without any fees deducted. With such opportunities at your fingertips, the potential for profit in the crypto space has never looked more promising.

BankingLab serves as a comprehensive SaaS banking platform that offers a wide array of digital banking solutions. It includes specialized modules for managing customer accounts, facilitating payment processing, issuing debit and credit cards, providing loans, and handling deposits. Additionally, the platform enables account access through APIs for both web and mobile applications. As a service provider, BankingLab assists in transforming innovative ideas into thriving fintech companies, guiding entrepreneurs from initial concepts to fully licensed financial institutions. The future of fintech is built on talent, and we take pride in our team, who continuously enhance their skills by helping clients create competitive products and services. If you have a passion for fintech, consider applying to join us. Our focus is on customer satisfaction; you can trust us with the technology while you concentrate on your clients. We also offer online identity verification through KYC/KYB, card issuance, and robust banking infrastructure to support your business needs. Our commitment is to empower your fintech journey with reliable solutions.

Our solutions personalize the experience of digital banking. With our renowned digital banking platform, financial institutions can harness data to create meaningful connections with their customers and explore new avenues for revenue generation. By leveraging our industry-leading technology for consolidation, merchant mapping, and categorization, banks can gain critical insights into their customers' financial behaviors and wellness, while customers enjoy the convenience of automatic transaction sorting. Streamline, enhance, and optimize personal finance data to foster innovation in digital channels. Uncover new trends and high-potential customer demographics through audience analytics. Empower customers by offering them access to their accounts and credit cards from various banks. Our digital banking APIs allow your institution to provide engaging and innovative banking experiences that are gamified for customer appeal. Additionally, foster long-lasting customer loyalty by offering a proactive, tailored financial coaching experience that meets their unique needs. In doing so, you not only enhance user satisfaction but also position your bank as a trusted partner in their financial journey.

We manage the entire process of user and bank account creation, customer onboarding, compliance verification, and adherence to regulatory standards. Our commitment ensures that we provide services that meet industry compliance benchmarks while delivering a seamless experience for users. By implementing our comprehensive core banking system, you can introduce innovative and customer-focused banking solutions. We empower businesses to offer efficient payment solutions tailored to their customers' needs. No matter what payment challenges arise, our diverse solutions are equipped to address them effectively. Additionally, we assist organizations and financial institutions in issuing customized physical and virtual cards. By tailoring our card programs to your specific requirements, we ensure that your needs are met precisely. We bridge the gap between finance, technology, and commerce through our extensive capabilities, which include collection technology, payout solutions, merchant plug-ins, and payment gateways, among others. Our all-inclusive solutions take care of the complexities, allowing you to swiftly launch cards, programs, or any financial technology product with ease and efficiency. With our support, businesses can focus on growth while we manage the intricate details of their financial operations.

The relationship between consumers and banks is evolving, necessitating new standards across all facets of banking infrastructure. A digital-first strategy has become prevalent, causing some institutions to lag behind. At ieDigital, we recognize that this shift is driven by prioritizing customer needs. Our commitment lies in enhancing customer experiences, equipping banks with the tools they need to operate effectively and provide maximum value. Current core banking systems tend to emphasize accounts rather than the customers themselves. Maintaining a unified customer view is challenging due to the continuous changes in various core systems. Additionally, the time it takes to launch new products is prolonged, as the core banking platforms limit the features available for these offerings. Moreover, the legacy IT systems are costly to sustain and have not transitioned to cloud solutions, further hindering progress. This scenario calls for a comprehensive reevaluation of how banks adapt to modern demands and technological advancements.

Presenting Blackcatcard: a reliable financial service in Europe established in 2019. This service, authorized as an EMI (C55146) by Papaya Ltd., offers both virtual and physical cards compatible with Mastercard, which can be utilized at ATMs and various payment terminals. Individuals can create an account for free and enjoy the benefits of a virtual card along with maintenance services. Users have access to online banking, can manage their accounts through an app, and benefit from integrated financial services. Catering to both individuals and businesses, Blackcatcard provides features like cashback, bonuses, cryptocurrency options, and additional cards. Although primarily focused on the EEA, its services are available globally in regions such as the United States, South Korea, China, South Africa, and beyond, making it a versatile choice for diverse financial needs. With Blackcatcard, users can experience convenience and flexibility in managing their finances no matter where they are located.

Linking Fintech companies with banking institutions, Treasury Prime APIs allow for the seamless integration of a comprehensive suite of banking services, from account creation to payment processing and card issuance. For Fintechs, this solution accelerates market entry with a pricing structure that is both sensible and efficient; integrating through Treasury Prime is five times quicker and more cost-effective compared to developing your own API connections. Dive into our diverse product offerings, which represent the most extensive assortment of banking services available, alongside tailored reporting options essential for your enterprise. Enjoy an exceptional developer experience featuring the most well-documented and user-friendly API in the industry. With a direct connection to your banking partner, we ensure that the banking services underpinning your business are robust, as we collaborate with multiple banks to find the ideal fit for your needs. For banks, this partnership unlocks new avenues for expansion, enabling the establishment of fresh banking relationships that enhance deposits, boost transaction revenue, and increase non-interest income—all without the need for system alterations. By utilizing our services, banks can achieve a 50% reduction in deposit acquisition costs, onboarding commercial accounts in just two minutes instead of the traditional two weeks, leading to a remarkable increase in deposits by 30%. Plus, this innovative approach supports the growth of both Fintechs and banks alike, creating a symbiotic ecosystem for financial services.

Uswipe collaborates with international credit card acquirers and licensed payment institutions to deliver secure payment solutions tailored for businesses of all sizes around the globe. Our established connections with Visa, MasterCard, and SWIFT, facilitated by a wide network of partners, allow Uswipe to handle all major credit card transactions, issue Prepaid Cards, provide digital e-wallets, manage IBAN, and support cryptocurrency processing for qualified enterprises worldwide. Through our esteemed banking partners, we deliver competitive pricing and secure, multi-currency payment alternatives to merchants internationally. Additionally, we boast a payment gateway that adheres to the highest standards of PCI DSS Level 1 compliance, ensuring robust security. Our dedicated customer service team is available around the clock, guaranteeing that all transactions are processed seamlessly and efficiently. We pride ourselves on a certified quality gateway system that upholds the excellence of our offerings to merchants, underscoring our commitment to superior service and reliability. This comprehensive approach positions Uswipe as a trusted partner for businesses navigating the complexities of modern payment solutions.

Facilitate the process for users to opt-in to receive text messages, access their account and member numbers, sign up for services, and accept pre-approved offers seamlessly. Integrate our customizable widgets and tools into microsites, landing pages, and your digital banking promotional units to enhance user engagement. Implement scheduled reminder messages to encourage customers and members to take action promptly. Connect email and text communications to tailored microsites or landing pages for a more personalized approach. Display the most relevant next steps within the digital banking interface to guide users effectively. Incorporate our tools directly into the user experience to streamline enrollment in services and acceptance of pre-approved offers within seconds using our cross-channel engagement solution. Additionally, allow for the easy embedding of automated or live chat features into any Digital Onboarding microsite or landing page simply with a single line of code. This approach empowers account holders to complete their tasks without the need for phone calls or in-person visits, while also providing personal bankers with tools to maintain connections even from afar. Ultimately, enhancing user experience across all platforms fosters stronger customer relationships and improves overall satisfaction.

Designed as a cloud-native microfinance management platform, it stands out by enabling SACCOs and lending institutions to eliminate paper use and enhance operational efficiency through the digital management of customer information and transactions. With this platform, you can access your data and assist your customers whenever it suits you, eliminating the need for a physical office presence. We bring banking services directly to you, allowing customers to make deposits or withdrawals through any of our affiliated banks. Additionally, you can easily conduct automatic reconciliations for bank accounts, while your customers enjoy seamless access to their accounts via our online and mobile banking services. The platform simplifies the tracking of expenses, payables, receivables, and inventory management. You can upload bulk schedules for the software to handle your accounting needs efficiently. By offering improved control and visibility over your branches, customers can be serviced at any location they prefer. Furthermore, we allow you to customize user permissions, such that a teller may only have access to transaction-related functions, ensuring security and efficiency within your operations. This tailored approach empowers you to manage your microfinance operations with greater flexibility and precision.