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Operating a small business involves navigating numerous physical hazards, such as potential property damage and employee injuries. In addition to these concerns, businesses must also contend with risks associated with technology, which can manifest as data breaches and hacking incidents. To mitigate these threats, many entrepreneurs choose to incorporate cyber insurance into their overall business insurance plans. This type of insurance can provide extensive coverage to shield businesses from a variety of technology-related dangers. At The Hartford, we provide two distinct types of cyber insurance: cyber liability insurance and data breach insurance. While data breach insurance is designed to assist small business owners in managing the aftermath of breaches, cyber liability insurance caters more to larger enterprises, offering comprehensive protection to prepare for, respond to, and recover from cyberattacks. By investing in these protections, businesses can better safeguard their operations and maintain their resilience in the face of evolving technological challenges.

Utilizing data and analytics is essential for comprehending your cyber risks effectively. Implementing proactive services can help in mitigating vulnerabilities before they become significant issues. When the need arises, cyber liability insurance provides crucial coverage, addressing the financial repercussions of a breach, along with first-party expenses such as event management, data recovery, costs incurred by third parties, interruptions to networks, and threats of cyber extortion. Additionally, it encompasses losses that manifest in the physical realm due to a cyber incident, offering primary protection for business interruptions, damages to property (both first and third party), physical injuries to third-party individuals, and coverage for products or completed operations. Insured parties benefit from comprehensive scoring, analysis, and benchmarking reports, which enhance their understanding of cyber maturity and available coverages. Furthermore, basic reports are accessible to applicants, even if they choose not to secure coverage at that time, ensuring they have the necessary insights to make informed decisions about their cyber risk management. This holistic approach not only prepares businesses for potential threats but also arms them with valuable information to strengthen their overall cybersecurity posture.

Concentrate on your enterprise, secure in the knowledge that you possess the essential cyber risk insurance to safeguard your organization. Customize your protection through our three offerings: Cincinnati Data Defender™, Cincinnati Network Defender™, and Cincinnati Cyber Defense™. This coverage includes support for managing a data breach, which encompasses costs for aiding all affected individuals. It also provides financial security against legal actions that may arise after a data breach. Additionally, we offer reimbursement and personal assistance to support business owners or key employees in recovering from identity theft. Our coverage extends to recovery from cyberattacks, including ransomware incidents, and accounts for expenses related to cyber extortion, data and system restoration, lost revenues, and public relations efforts. Moreover, it ensures financial protection against legal claims following a computer attack or any allegations stemming from electronic communications. With our comprehensive options, you can have peace of mind while you focus on your core business operations.

SettlementDriver is a digital platform for online dispute resolution (ODR) that focuses on simplifying and automating the settlement process for bodily injury claims, especially within the insurance sector. It harnesses the power of artificial intelligence to assess medical documentation, determine damages, and create proposals for settlement, with the goal of speeding up the claims procedure and lowering administrative expenses. The platform includes features like automated management of documents, secure communication tools, and compatibility with current claims management systems, thereby ensuring a smooth workflow for insurance adjusters and legal experts. By using innovative technology, SettlementDriver aims to improve both the efficiency and precision of settlement discussions, ultimately serving the interests of both insurers and claimants. Additionally, its commitment to reducing the time taken for disputes to be resolved can lead to greater satisfaction for all parties involved.

PainWorth PRO is an advanced platform tailored for the efficient resolution of bodily injury claims by utilizing automation and insightful data analysis. This tool empowers legal and insurance experts to handle numerous claims simultaneously, compute various damage categories such as pain and suffering, lost income, and medical costs, and produce detailed documents including mediation memos, case summaries, and timelines of medical events. By harnessing the power of artificial intelligence, PainWorth PRO evaluates thousands of analogous cases, equipping users with relevant case comparisons to guide their settlement choices. Additionally, it includes functionalities for retrieving medical records, summarizing evidence, enhancing research capabilities, and generating detailed metric reports, all aimed at facilitating quicker and more precise claim resolutions. The platform streamlines administrative duties, helping to lower operational expenses and lessen the incidence of disputed claims, which ultimately boosts the overall efficiency and uniformity of the claims process. Furthermore, the integration of these advanced features ensures that professionals are equipped with the tools necessary for navigating the complexities of injury claims more effectively than ever before.

CoverWallet simplifies the process for businesses to comprehend, purchase, and manage their insurance needs entirely online within minutes. Recognizing that business owners juggle numerous responsibilities, we strive to provide an efficient and user-friendly experience in acquiring the necessary coverage at competitive prices, allowing you to concentrate on what truly counts—serving your clients, expanding your enterprise, and overseeing your daily operations. Operating a business presents enough challenges without the added stress of potential lawsuits, employee injuries, or property damage. Securing the appropriate insurance offers essential peace of mind, enabling you to prioritize the effective management of your company. The type of coverage required varies significantly depending on your specific industry; for instance, a restaurant owner must safeguard against foodborne illnesses, while an accountant should have protection against possible miscalculations. This tailored approach ensures that every business is adequately protected against its unique risks and liabilities.

CaseWORTH is an advanced and all-encompassing legal software solution tailored specifically for law firms. It enables you to effectively and expertly handle the vast array of financial data associated with cases involving personal injury, medical malpractice, social security, and worker’s compensation. With CaseWORTH, you can systematically organize and monitor medical bills, records, insurance reimbursements, and personal expenditures like lost wages and projected future income. Many professionals find themselves relying on tools such as Excel, Word, or even a simple calculator to keep track of medical costs, liens, subrogation payments, collection expenses, lost income, and other damages related to personal injury cases. This traditional approach often yields only aggregate totals, which lack the in-depth insights necessary for effective case management. By utilizing CaseWORTH, you can transform the way you process and analyze financial information, ultimately enhancing your firm's efficiency and effectiveness.

Cyber risk insurance serves as a safeguard for your organization against various cyber-related threats, encompassing financial repercussions from incidents such as ransomware, malware, data breaches, thefts, and malicious internal actions that could compromise your network, corrupt your data, and tarnish your company’s reputation and customer trust. In today’s digital landscape, every business faces inherent vulnerabilities to cyber incidents, including email phishing, social engineering, and ransomware attacks, highlighting the necessity for robust protective measures. For any enterprise reliant on digital tools and resources to interact with customers, manage vendor relationships, handle payroll, oversee employee benefits, and secure sensitive information, obtaining cyber insurance is crucial. The spectrum of cybercrime includes not only ransomware and malware but also data theft, phishing scams, social engineering attacks, and breaches through Internet of Things devices, among other threats. Consequently, investing in cyber risk insurance is essential for maintaining operational integrity and ensuring customer confidence in an increasingly interconnected world.

We collaborate closely with our clients throughout every stage of the account lifecycle to effectively Mitigate, Protect, and Respond — utilizing tools for pre-underwriting assessments alongside coordinated response and claims services. Our offerings can be accessed either as standalone products or in conjunction with professional liability coverage, providing first and third-party cyber liability insurance to organizations of varying sizes and sectors through our versatile policy form, Sompo Premier Professional. This coverage includes provisions for both state and federal regulatory actions concerning the management and protection of sensitive personal, health, and corporate information, which encompasses funds required for court-mandated consumer restitution. Additionally, our optional Breach Assist endorsement addresses privacy breach expenses based on a dollar amount or per-person basis, which is separate from the policy’s overall liability limit. By offering these services, we ensure that clients have comprehensive risk management solutions tailored to their specific needs.

Cyber liability insurance serves as a safeguard for small businesses against the substantial financial repercussions stemming from data breaches and cyberattacks. It encompasses various costs, including notifying customers, providing credit monitoring services, covering legal expenses, and paying fines. With the rise in frequency and cost of cyber threats, small businesses, often equipped with inadequate cybersecurity measures, find themselves at heightened risk. A cyberattack can have dire consequences, potentially leading to a business's closure; startlingly, 60% of small businesses do not survive beyond six months following such an incident. By securing cyber insurance, businesses can mitigate the financial fallout from these attacks, ensuring coverage for legal fees, credit monitoring, and other significant expenses. Furthermore, in instances where hackers demand ransom for stolen sensitive information, cyber liability insurance can assist in meeting those demands, facilitating a more robust recovery process for the affected business. Thus, this type of insurance is not merely a precaution but a vital component of a small business's risk management strategy.

Hiscox offers cyber security insurance tailored for small businesses to safeguard against the threats posed by malware and hackers. This type of insurance serves as a protective measure against a range of computer-related crimes and potential losses. It can shield businesses from specific threats, including targeted malware attacks and phishing scams, in addition to incidents like misplaced laptops that hold sensitive data. Should your business’s computer systems be compromised, whether through a deliberate attack or an accidental incident, you may find yourself responsible for the expenses related to notifying those impacted and providing credit monitoring services, regardless of whether the data was actually exploited. Moreover, phishing attacks can result in financial losses, and ransomware demands can disrupt your operations. A comprehensive cyber insurance policy is crafted to address various exposures related to privacy, data, and network security. As cyber security laws evolve, the list of regulations and requirements regarding the safeguarding of cyber information and the steps needed in case of a breach continues to grow, underscoring the importance of having robust coverage. This proactive approach not only protects your business but also helps ensure compliance with the latest legal standards in the ever-changing landscape of cyber threats.

Embroker provides a solution for obtaining cyber liability insurance, which protects against both first-party and third-party financial losses that arise from data breaches and various cybercrimes that may jeopardize sensitive information of companies and their clients. Known as “cyber risk insurance” or “cyber liability insurance,” this financial product allows businesses to mitigate the expenses associated with recovering from incidents related to cyber security breaches or comparable situations. Among the key components of a cyber insurance policy is network security coverage, which comes into play during incidents of network security failures, including data breaches, malware infections, ransomware attacks, and compromises of business accounts and email systems. In addition to covering direct losses, the policy also addresses liability claims and other related costs stemming from an attack or breach, making it an essential safeguard for modern businesses. As the digital landscape continues to evolve, having robust cyber insurance has become increasingly critical for ensuring business continuity and protecting against potential financial ruin.

Tyler Technologies offers a Workers' Compensation software solution that streamlines various processes while complying with the intricate rules governing workers' compensation programs. This software empowers agencies to effectively receive, monitor, and manage an array of workers' compensation claims, which encompass work-related injuries and occupational illnesses, thus ensuring that benefits are delivered accurately and in a timely manner. It facilitates the entire claims lifecycle, from the initial intake to adjudication and resolution, and includes features for document management, workflow automation, and comprehensive reporting. Its design aims to boost operational efficiency, lessen administrative burdens, and enhance adherence to regulatory demands. By optimizing case management processes, agencies can prioritize providing high-quality services to claimants while simultaneously upholding the integrity of their programs. Ultimately, this software not only simplifies the management of claims but also contributes to an overall improvement in service delivery and compliance.

Implementing sexual harassment training is crucial for safeguarding your organization against expensive penalties and reputational harm. Companies may face fines that can exceed $1 million, along with substantial legal costs associated with defending against harassment claims. To shield your business and its workforce, it is vital to have documented human resources training and a clearly defined and visible anti-sexual harassment policy. By selecting one of our Workplace Harassment Training programs, you can prevent significant financial repercussions. Education is the key to effectively addressing harassment in the workplace, rather than resorting to litigation. The Real Deal offers an engaging and impactful 44-minute video designed for managers and employees, excluding supervisors who are required to complete a two-hour state training. This program comprehensively addresses all forms of unlawful harassment and retaliation, providing straightforward explanations of the responsibilities and liabilities of managers and supervisors, as well as outlining the employee complaint process. By prioritizing education, companies can create a safer and more respectful work environment for everyone involved.

Cyber Liability Insurance is essential for anyone storing client information on devices like computers, mobile phones, or in office files. Even when utilizing third-party services such as warehouses, movers, or data storage companies, you still bear the risk of data breaches that may occur on their watch. This insurance policy acts as a protective measure for you and your business. Additionally, policyholders have the option to purchase an Optional First Party Breach Endorsement, which provides further protection against client data breaches that arise directly from your actions or those of your office staff. For NASW members, this extra coverage can be obtained for an additional premium starting at $20 annually. This endorsement extends its protection to your office personnel, including roles such as secretaries, receptionists, and administrative clerks. Opting for the Optional First Party Breach Endorsement is particularly advisable if you want enhanced coverage alongside any existing HIPAA protection included in your NASW RRG professional liability insurance policy. By securing this endorsement, you can ensure greater peace of mind regarding your data security responsibilities.

Keep track of your time. You can save time. Track time automatically, reduce payroll mistakes, increase productivity. You can run payroll in seconds, track time and save on workers' compensation. That's Hourly. Hourly provides up-to-the minute free time tracking to help keep you on budget and monitor employees' performance. Pay your employees only for the hours they work. This eliminates timesheet padding. Hourly combines time tracking and payroll to make payday easier than ever. All employees and contractors get paid in one click. Workers' Comp insurance protects both employers and employees from workplace accidents. Accidents still happen, even though employers are legally required to provide safe workplaces. Workers' Compensation insurance covers employees' medical bills and can also cover lost wages and legal expenses. Workers' Compensation also protects you against being sued by injured employees.

Argo Cyber provides comprehensive coverage solutions tailored for professional and technology services. The policy features a straightforward form with a single aggregate limit and a single deductible. Additionally, it allows for notification expenses to be covered outside of the limit for a designated number of affected individuals, as outlined in the endorsement. The policy also offers the flexibility to add sections for miscellaneous errors and omissions, technology errors and omissions, and media liability coverage. This diverse range of options ensures that clients can find the right protection for their specific needs.

The mere act of accessing this content online indicates that you are part of a digital network, which inherently exposes you to potential cyber threats. As a result of this online presence, the likelihood of falling victim to a cyberattack increases. The Federal Communications Commission (FCC) highlights that incidents involving the theft of digital information, including sensitive customer data and payment details, are reported more frequently than traditional property crimes. This reality underscores the critical need for businesses to invest in cyber insurance. By utilizing our online quote form, you might discover the ideal cyber insurance solution tailored for your small business needs. Also referred to as cyber liability insurance, this coverage is designed to handle expenses related to claims stemming from data theft, cyber incidents, breaches, and fraudulent activities. Protecting your business from these evolving threats has never been more essential.

Keep your business aligned with compliance regulations through our user-friendly online solution. Effortlessly oversee all aspects of workers' compensation claims, accommodating various jurisdictions and self-insured scenarios. Our system ensures adherence to national standards, including self-insurance requirements. You can also personalize data fields to track metrics that matter most to your organization. With options for integration, you can enhance your workflows while preserving data accuracy. Reduce administrative burdens through automation, timely reminders, pre-filled forms, and weekly entitlement calculations. Since implementing SolvInjury, Woodside has effectively captured, monitored, managed, and reported injuries, claims, and non-work-related incidents across different locations and responsibilities, all within one cohesive online platform. This comprehensive system empowers Woodside to maintain compliance while benefiting from seamless data migration, a straightforward user interface, unlimited support, and easy data submission processes utilizing SolvInjury, ultimately enhancing overall operational efficiency.

Harnessing the power of vast data resources, EvenUp transforms medical documents and case files into AI-enhanced demand packages specifically designed for injury attorneys. The skilled team at EvenUp, comprised of injury specialists, employs artificial intelligence to create these demand packages, allowing your case managers and lawyers to dedicate more time to strategizing for each case. By using EvenUp, you can expand your caseload without the need to hire additional staff, as the platform's demands improve with usage and become increasingly cost-effective as your volume grows. Each of EvenUp's demands corresponds to various aspects of damage, which can result in claims being 30% higher on average. Drawing from over 250,000 verdicts and settlements, the demands are meticulously structured to elucidate every injury and damage, expediting settlement discussions with adjusters and minimizing the likelihood of receiving low offers. This AI-driven approach is designed to enhance the success of personal injury claims, as we manage the documentation while you concentrate on securing victories. Our experienced team, which includes former defense attorneys, economists, and tech professionals, has successfully prepared thousands of demands, ensuring a high level of expertise. Additionally, a dedicated team member will customize our services to align precisely with your firm's specific requirements, ensuring optimal support throughout the process.

Efficiently and effectively analyze, document, and communicate workplace safety incidents and near-misses using the Convergence IMS, which includes built-in OSHA 300, 300A, 301, DOT, and MSHA forms. Tailor the Convergence IMS to meet the specific needs of your organization and industry. Input essential data required by OSHA, DOT, the EPA, or MSHA, such as employee count and your NAICS code. Our user-friendly safety incident report wizard guides employees in promptly reporting any injuries, illnesses, property damages, safety observations, or near-misses. Streamline and monitor every component of incident management with our comprehensive safety incident reporting software. Record OSHA-recordable and MSHA-recordable injuries and illnesses, and submit these directly to the relevant agencies. Additionally, you can attach related documents and visuals, including digital images and videos, to provide a complete overview of each incident. This ensures that all safety concerns are meticulously documented and addressed in a timely manner.

Regardless of the size of your business, you can still enjoy the advantages typically associated with larger corporations. Streamline your operations and safeguard your assets through data breach protection, legal assistance, mobile phone insurance, and round-the-clock Telehealth services. With Telehealth, you can connect with board-certified physicians and licensed mental health experts via phone or video consultations at no charge. Enhance your business security with comprehensive Data Breach Response and Recovery Services. You can receive coverage of up to $500 two times within a 12-month span to guard against unintentional damage, mechanical malfunctions, or theft. Benefit from a vast network of attorneys offering both free and discounted legal services to support your business needs. Additionally, maximize your financial growth with competitive interest rates on your account balances. Security Service Federal Credit Union stands out as a premier financial institution with offerings tailored to its members' diverse needs, boasting locations throughout Texas, Colorado, and Utah. With such an array of services, you can ensure that your business is well-supported in every aspect of its operations.

CyberPolicy stands out as the sole platform where you can easily compare business insurance quotes and conveniently purchase various insurance plans online. With tailored, rapid, and reliable quotes that consider your unique requirements, you can access competitive rates and comprehensive coverage. Businesses today face significant risks from malware, cyberattacks, and potential data breaches. CyberPolicy offers essential online protection exactly where it's most vital. Share some information about your business with us, and we will provide you with the insurance options that meet your specific needs! You can choose to buy online or discuss your options with a licensed advisor to swiftly obtain the coverage required. Additionally, we offer ongoing legal assistance for any legal disputes, financial support to manage regulatory fees, credit monitoring services for affected customers, and compensation for lost income in the event of operational disruptions. Our commitment to protecting your business extends beyond just insurance; we strive to ensure your peace of mind in a digital age fraught with risks.

Constant changes in government regulations often pose a significant challenge for safety managers, who must ensure their programs remain current. The Boyer Safety & Compliance Suite is designed to streamline this process, enabling users to maintain compliance while saving valuable time. With a wide range of resources, from self-inspection checklists to pre-made safety presentations, all necessary safety materials are readily available for businesses in an efficient manner. An incident, even if it doesn’t cause injury or damage, should be viewed as a critical alert—a precursor to potential events that could lead to serious harm. This perspective emphasizes the importance of proactive measures in safety management. Boyer Safety & Compliance operates without the need for specialized software; being cloud-based ensures that users benefit from the latest updates without the hassle of installations. By simply logging in through their preferred web browser, users can begin crafting safety plans effortlessly. Furthermore, they gain access to an extensive library that includes over 250 toolbox talks, employee handbooks, safety plans, inspection checklists, and interpretation letters, among other resources, all aimed at enhancing workplace safety. This comprehensive suite empowers organizations to foster a culture of safety and preparedness.

Every sector that engages in activities requiring the collection, processing, or storage of valuable information is at risk, including personal data and critical business information, which can lead to financial losses, reputational harm, or disruptions in operations. Currently, the risk of a cyber attack is significant for all types of organizations, no matter their size, industry, or location. To safeguard against potential financial damages, cyber insurance and effective risk management strategies are essential, offering businesses not only protection but also access to cyber security services that aid in navigating and recovering from cyber threats and data breaches. Our firm specializes in providing brokers and clients with extensive knowledge in data security, alongside support in incident preparedness and cyber incident response strategies. AXIS Cyber insurance is tailored for large global enterprises as well as sizable middle-market firms, ensuring they are equipped to handle the challenges of today's digital landscape. In an environment where cyber threats are constantly evolving, proactive measures and informed decisions are more crucial than ever for business continuity.

All kinds of businesses rely heavily on computers and online platforms on a daily basis for various functions such as customer service, product marketing, and payment processing. However, this reliance on digital technology introduces significant cyber risks, including system outages, privacy violations, and ransomware threats, among others. In the absence of adequate insurance coverage, the repercussions of such incidents can be catastrophic, impacting both a company's financial stability and its public image. Ironshore's Data Insure offers a comprehensive cyber liability solution designed to shield businesses from a wide range of network security and privacy risks associated with data breaches and cyber-related events. The consequences of a cyber attack can be far-reaching, often resulting in substantial losses in terms of time, financial resources, and critical customer relationships. It is essential for businesses to recognize these risks and invest in the necessary protections to safeguard their operations.

Aatrix Ultimate Payroll™ is a robust payroll solution crafted specifically for Mac users by fellow Mac enthusiasts. This software merges a user-friendly interface with a rich array of functionalities that cater to small business needs. Mac users have the flexibility to select features that best suit their operations. Smaller enterprises can opt for a straightforward approach, while larger organizations can leverage advanced functionalities. Utilizing Aatrix Ultimate Payroll™ for Mac streamlines payroll processing, allowing you to complete tasks in just minutes with this intuitive application. It enables payroll management for an unlimited number of employees and departments directly on your Mac. You can effortlessly monitor employee hours, vacation days, sick leave, and holidays while the software automatically computes deductions and generates liability payments. Additionally, it boasts numerous time-saving tools tailored for your business's requirements. Effective documentation is crucial to minimize expensive unemployment claims and other employee-related liabilities. To assist with this, Aatrix now provides an extensive collection of forms dedicated to employee and payroll management, ensuring that users can maintain proper records easily. This comprehensive approach not only enhances efficiency but also promotes better compliance with payroll regulations.

Regardless of whether you operate a local shop or a tech firm with a workforce of 100, The Hanover provides a cyber solution tailored to your requirements. Our comprehensive cyber solution caters specifically to small and mid-sized enterprises, boasting limits of up to $10 million, made possible by our robust financial foundation, a network of preferred service providers, and customized coverage options. This coverage can be added to a business owner's policy or a commercial package policy, forming part of a complete insurance solution for your account. Additionally, it is available as a standalone option or as part of a convenient suite that includes various management liability coverages. Given the intricate cyber risks that technology companies encounter, such as errors and omissions, our Hanover Technology Advantage incorporates this essential coverage, ensuring that your business is well-protected. This holistic approach underscores our commitment to safeguarding businesses against the evolving landscape of cyber threats.

Privacy Bee is the leading external data privacy platform designed specifically for enterprise needs. It provides comprehensive discovery, removal, and monitoring of workforce personal information exposed online - such as names, addresses, phone numbers, emails, IDs, credentials, and more.

As the largest telehealth provider in Australia operating around the clock, we cater to employers with a diverse array of specialized HR services and safety software solutions. Our expertise encompasses absence management, injury management, health and safety oversight, pre-employment medical assessments, and employee relations case management. A dedicated team of telehealth professionals, including nurses, doctors, physiotherapists, and psychologists, supports our services, all of which are enhanced by technology that consolidates workforce data into a single platform. Through our continuous telehealth support and the innovative AbsenceTrack software, we assist organizations in effectively managing and minimizing employee absenteeism. Additionally, we offer comprehensive injury response services that ensure immediate triage, referrals, and follow-up care, ultimately aiming to reduce the frequency and cost of workers' compensation claims. Our employment medical programs encompass pre-employment assessments, compliance medicals, as well as drug and alcohol testing, alongside specialist medical services tailored to organizational needs. With a commitment to enhancing workplace health, we strive to be the go-to resource for employers seeking to foster a safer and more efficient work environment.

Safeguard the authenticity of your documentation by reducing the risks associated with destruction, loss, and both intentional and unintentional harm. Your archived materials are securely kept off-site but can be accessed online whenever necessary. By utilizing our electronic records archiving software, your files remain safe from tampering and can be retrieved quickly with just a few clicks of your mouse. This approach not only protects against loss and damage but also ensures your records are readily available for access at any hour. With Datawitness Records Archiving, you can maintain your records and enjoy rapid web-based access through a secure data center, allowing you to store, manage, and retrieve your files around the clock from any internet-connected device. You can archive digital sources or scanned documents and images in widely used business formats. Datawitness employs digital fingerprinting technology to authenticate every stored record, ensuring their integrity. Furthermore, with StoreIt™, you can effortlessly manage and access your records anytime and from anywhere, provided you have an internet connection. This seamless access enhances operational efficiency and offers peace of mind regarding your valuable information.

Swiftly document, track, and illustrate the exact positions of essential utility and infrastructure information using an ordinary mobile device. Each minute throughout the workday, underground infrastructure faces significant risk of damage due to construction activities. Such incidents can lead to the loss of electrical and communication services, hazardous petroleum products contaminating our water supply, and, in extreme cases, catastrophic explosions that can cause severe injuries or fatalities. To combat these dangers, PointMan has been developed to enhance the safety of workers, the general public, and the environment. This innovative application is a patented cloud and mobile mapping software that effectively captures, records, and showcases the precise locations along with the relevant metadata of both surface and subsurface infrastructure, ensuring better management and awareness of potential hazards. Additionally, PointMan facilitates improved decision-making processes for construction teams, ultimately leading to more efficient project execution while prioritizing safety.

TenantAlert offers a complete tenant screening package that comes with a credit report and score. There are absolutely no setup costs, ongoing monthly fees, or minimum order requirements, allowing you the flexibility to choose who makes the payment. You can either pay upfront or request that your potential tenant covers the cost. Simply provide us with the prospective tenant's name, email, and the property address, and we will handle everything else for you! Once the tenant authorizes the report, you'll gain immediate access to the screening results. Our credit reports are sourced from leading agencies like TransUnion, Experian, or Equifax, and we provide nationwide coverage by drawing on millions of criminal and eviction records. To add even more value, we offer LeaseGuarantee coverage that protects you against lost rent, damages, and legal expenses, up to $10,000. Each report also features live customer support and includes a free online rental application. Additionally, if you require them, we can provide international business reports, business credit reports, employment verification, and landlord verification upon request. Get peace of mind with protection against legal fees, damages, and lost rent! Not only do you get a robust screening process, but you also benefit from exceptional support and a variety of services tailored to your needs.

An adaptable follow-form excess policy can be established either as an independent option or alongside cyber security/privacy and technology coverage, available in all states apart from AK, HI, SD, and WA. This admitted cyber liability policy is specifically tailored for small to medium-sized enterprises, boasting the unique feature of being the only system for obtaining a quoted, bound, and issued policy in less than two minutes. Additionally, this cyber liability insurance program is designed for insurance agents and self-employed professionals, providing essential protection against incidents related to breaches of private data and communications, thereby ensuring their business remains secure in an increasingly digital landscape.

Organizations of all sizes, ranging from multinational corporations to small local businesses, encounter cyber risks as they leverage technology in their operations. With the increasing complexity and advancement of technology, the associated threats to businesses are evolving as well. This reality underscores the necessity for every organization to implement both a robust cyber security strategy and cyber liability insurance to effectively address and reduce cyber risks. At Travelers, we recognize the intricate nature of these cyber threats and offer solutions designed to safeguard your business assets. Cyber liability insurance combines various coverage options to shield organizations from data breaches and other cyber security challenges. It’s essential to acknowledge that every organization is likely to experience a breach at some point. In addition to coverage, Travelers’ policyholders benefit from access to valuable tools and resources aimed at managing and mitigating cyber risks, both before and after an incident occurs. By staying proactive, businesses can better navigate the ever-evolving landscape of cyber threats.

Medfiles efficiently identifies the type and location of injuries while also tracking medical referrals, follow-up appointments, patient activities, and various types of absences such as sick days and disability leave. The system collects data that generates both standard and customized reports accessible through our client portal. Built around proprietary Medcor Care Protocols, Medfiles leverages recognized evidence-based clinical standards to enhance the quality of care. This technology allows occupational health and construction clinics to gather immediate feedback for each patient visit, ensuring consistent assessment of injuries and illnesses across all locations. As a result, every employee experiences the same injury reporting and treatment process, promoting uniformity in care. Medfiles operates as a secure, cloud-based SaaS application that adheres to HIPAA regulations, ensuring patient confidentiality. Additionally, the Medfiles Mobile Navigator, a user-friendly tablet, provides full access to Medfiles features at each patient appointment, streamlining the entire process. Such integration of technology into healthcare settings significantly enhances efficiency and patient satisfaction.

Cyber risks present significant challenges for companies worldwide. To combat these threats, Everest’s Cyber Liability team provides innovative and tailored solutions through the Everest Elevation® Insurance Policy. With a wealth of industry expertise, Everest’s skilled underwriters and claims professionals guide clients through the changing cyber environment. The Everest Elevation® policy encompasses pre-breach services and extensive coverage suitable for various sectors. Our comprehensive resources feature ongoing, customized security measures throughout the policy's duration, meticulously crafted defense strategies, robust insurance coverage, and incident response assistance to promptly restore business operations following a cyber incident. Additionally, the Business Interruption coverage includes full limits for expenses incurred by third-party forensic accountants, ensuring businesses are fully supported during crises. Ultimately, our goal is to empower organizations to thrive even in an uncertain cyber landscape.

We perform comprehensive investigations into all injured athletes across the leagues we monitor by keeping a close eye on pertinent social media platforms and websites related to players, clubs, and leagues. Our injury information is highly advantageous for football live score applications aiming to engage users ahead of match day, for bookmakers who rely on timely injury updates to modify their odds, for fantasy sports providers enhancing their offerings for users, and for sports betting affiliates seeking automated pre-match data to enrich their betting insights and improve their visibility on Google. Additionally, our suspension data provides a thorough overview of all players currently under suspension in the leagues we track. We utilize primary sources, including official football associations and league organizations, ensuring the accuracy and reliability of our information. Moreover, we diligently monitor card accumulation to keep the availability status of each player consistently updated and precise. This meticulous approach allows us to deliver unparalleled insights to our clients and partners across the sports industry.

Recovering files from the Recycle Bin, addressing losses from system crashes, permanent deletions, virus damage, and formatted drives, as well as restoring data from external storage like camera memory cards, is made possible with Glarysoft File Recovery Pro. This software is compatible with various file systems, including NTFS, EFS, and FAT, and it can retrieve files that have been compressed, fragmented, or encrypted on the NTFS file system. It organizes the recovered files automatically based on criteria such as name, size, and creation date, allowing users to view found items with their related information immediately after pressing the search button. Many individuals have experienced file loss due to a multitude of factors, including unintentional deletions or pressing the Shift + Delete shortcut on Windows, alongside the risks posed by viruses or system failures. Additionally, Microsoft has introduced a system recovery tool in Windows 10 designed to assist professional computer users who possess a deep understanding of computer systems and coding. This tool can significantly aid those who require specialized recovery solutions for their complex data loss scenarios.

Recovering from a cyber breach can be both costly and labor-intensive, which is why our committed team of specialists is by your side at every stage of the recovery process. We provide a diverse array of resources through our panel of experts, ensuring that you receive the necessary support during challenging times, including services for breach response, incident management, legal assistance, forensic investigations, credit monitoring, call center operations, loss control, public relations, and much more. Additionally, our collaboration with NetDiligence allows Cyber 360 policyholders complimentary access to the QuietAudit tool, enabling you to evaluate your security measures and defenses proactively to lessen the impact of major cyber threats. Moreover, Cyber 360 policyholders can utilize the NetDiligence® eRiskHub®, an online platform designed for cyber risk management, which offers a wealth of tools and information to bolster your business’s defenses. The eRiskHub portal is equipped with valuable resources aimed at addressing the most prevalent cyber risks, ensuring you stay one step ahead in a constantly evolving digital landscape. With these comprehensive resources at your disposal, you can navigate the complexities of cyber threats more effectively.

Square provides a user-friendly application designed for both PC and mobile devices, aimed at helping businesses streamline their payroll processes. This versatile platform accommodates the payroll needs of employees, contractors, or a combination of both, with monthly fees that adjust based on the total number of individuals being paid. Additionally, it boasts features such as work hour tracking, automatic submission of state and federal tax documents, management of sick leave, and oversight of workers' compensation, making it a comprehensive solution for payroll management. Businesses can effectively manage their payroll responsibilities while ensuring compliance with various regulations.

Flow Specialty delivers customized cyber liability insurance options aimed at safeguarding businesses in a wide array of sectors from the increasing risks posed by cyber threats. Their all-encompassing policies feature data breach response, business interruption coverage, protection against ransomware and extortion, network security liabilities, social engineering fraud, as well as fines related to regulatory and privacy issues. They cater to specific industries, including technology and IT services, financial sectors, healthcare, retail and e-commerce, manufacturing, supply chain, public entities, and critical infrastructure. Furthermore, Flow Specialty's offerings integrate cybersecurity services with their insurance products, ensuring compliance with changing privacy regulations. They also provide options on both admitted and non-admitted paper, possess expertise in managing small and medium-sized enterprises, and have the capability to establish large limit towers for complex risks. With their extensive market access through various channels, Flow Specialty stands ready to meet the unique needs of each client.

TalentComp by CWS Software lets you manage all types of compensation. TalentComp can be used as a cloud-based software or on-premise software for compensation management. TalentComp allows users to track employee performance and compensation, review real-time statistics and enter merit increase or bonus calculations. It also shows employees their current salary and calculations.

SenseFoundry serves as a comprehensive software solution designed specifically for the management of Smart Cities, catering to the requirements of public sector clients. Our SenseFoundry Enterprise platform is aimed at expediting the digital transformation for our enterprise clientele, addressing the multifaceted needs across various industry sectors. Collaborating closely with city officials, we create innovative urban management systems that are forward-thinking. Our platform, seamlessly integrated with the existing IT framework of cities, utilizes advanced AI technologies to convert raw, real-time visual data from urban environments into actionable insights, alerts, and responses. SenseFoundry is instrumental in overseeing the state of essential public infrastructure, including fire hydrants, manhole covers, power poles, and traffic signs. Additionally, it plays a crucial role in monitoring incidents such as traffic collisions, fires, smoke, blocked emergency exits, litter, road deterioration, and illegal parking. Furthermore, the platform is equipped to assess the repercussions of natural disasters like floods and typhoons, ensuring cities can respond effectively to various challenges. As urban areas continue to evolve, the capabilities of SenseFoundry will adapt, providing ongoing support for city management and public safety.

Workpartners aims to enhance your organization’s benefit engagement rates while simultaneously lowering overall human capital expenses. We prioritize an employee-centric strategy that leverages data-driven insights to provide tailored tools and solutions that maximize engagement. Our goal is to assist employees in effectively navigating their benefits so they can excel in their roles and contribute to the success of your company—this concept we refer to as People Activation. A comprehensive understanding of your workforce extends beyond just medical and pharmacy claims, also considering the ramifications of employee time off. Our evaluation encompasses various aspects, including long- and short-term disability, workers’ compensation, FMLA, sick leave, and paid time off, alongside critical factors such as benefit design, benefits administration information, compensation frameworks, employee demographics, and organizational policies. Each of these elements serves as vital indicators of health and productivity performance, ultimately driving better outcomes for both employees and employers. By focusing on these diverse metrics, we aim to create a more engaged and efficient workforce.