Alternatives to Stacc

MeridianLink’s Account Opening Software offers a streamlined solution for banks and credit unions looking to enhance their deposit account opening processes. By consolidating digital account opening, identity verification, and e-signatures into one platform, the software ensures a smooth user experience and faster processing times. It offers advanced customization options to adapt to specific institutional needs, such as dynamic workflows that automate manual tasks and flexible decisioning that speeds up application approvals. Seamless integration with core systems enhances operational efficiency and allows for immediate data syncing, while the mobile-first design ensures accessibility across devices. This platform is designed to boost consumer satisfaction by reducing friction during account opening and increasing cross-sell opportunities.

We empower our clients to offer financial solutions that enable consumers to access services anytime and anywhere. Central to our operations is technology, which is transforming the business landscape for our fintech partners. We provide streamlined payment solutions encompassing ACH, wire transfers, card disbursement, and money transfers, all facilitated through APIs while ensuring a rigorous emphasis on compliance. Additionally, we offer loan origination services for top marketplace lending platforms, enhancing the accessibility of credit within the market. Our API-driven banking platform, the Cross River operating system, empowers fintechs to seamlessly integrate and utilize a variety of customizable and secure banking services. We also deliver advanced financing options, such as off-balance-sheet and asset-backed credit facilities, designed to support the growth of our partners. Our commitment extends to serving the needs of our communities by providing a personalized, comprehensive banking experience. Furthermore, we employ thorough risk assessments, due diligence, continuous testing, and monitoring to establish a reliable internal compliance management system that ensures trust and security. This holistic approach not only fosters innovation but also strengthens our relationships with clients and consumers alike.

ABLE Platform is a multimodule web software that covers the entire loan origination and loan management processes. The following modules are included: Landing page & Borrower portal - to attract and serve borrowers. Self-service portal - to manage the whole enterprise activity. Back-office - the core of the platform to manage incoming loan applications, service disbursed loans, configure the loan product catalog, built-in dashboards and more. ABLE Platform serves any type of loan: - Payday Loan - Personal Loan - Point of Sale Loan (POS) - Buy Now, Pay Later (BNPL) - Mortgage Loan - Home Equity Loan - Auto Loan (Car finance) - Student Loan, etc The platform can be used as SaaS or On-Premise.

For more than two decades, SettlementOne has earned national acclaim as a premier provider of credit and data verification services for banks, mortgage lenders, brokers, and credit unions across the United States. The company offers cutting-edge, compliant web-based platforms designed to reduce risk while enhancing operational efficiency and simplifying the lending process. Founded in 1999, SettlementOne stands as one of the largest providers of mortgage data in the country, delivering secure and cost-effective solutions that facilitate the mortgage origination and lending experience for both financial institutions and consumers. Reach out to us for further details on how we can assist your business with its needs. Evaluating a borrower's creditworthiness relies on the prompt and precise analysis of data from all three major credit bureaus: Experian, TransUnion, and Equifax. Additionally, SettlementOne’s credit report solutions present user-friendly formats that offer much more than just FICO scores, ensuring a comprehensive view of a borrower’s financial profile. We are committed to helping you navigate the complexities of credit assessments with ease and efficiency.

Union | platform offers a comprehensive digital backbone that fosters innovation, smart automation, and transformation across various domains. Its modules encompass essential functions such as client records, messaging, deal management, payments, accounting, and reporting, enabling efficient management of vital business processes. With an agile architecture that is both customizable and Cloud-hosted, this platform ensures seamless operations and adaptability. Supporting a wide array of financial services, including Banking, Credit Unions, and Lending, the digital core presents a fully integrated infrastructure from front to back for delivering financial services. Utilizing advanced technology, your business gains the flexibility, scalability, and efficiency needed to thrive while maintaining reliability. The landscape of Financial Services is evolving rapidly; shifts in client demands, market dynamics, and technological advancements are transforming the industry at an unprecedented pace. Organizations that rely on outdated legacy systems find themselves at a disadvantage, while those embracing digital advancements are able to secure a competitive edge by realizing both immediate and sustainable benefits, positioning themselves for future success.

Spotbanc is a dedicated digital banking platform that facilitates small and medium-sized electronic money institutions, banks, and financial service providers in launching a range of impactful financial products and services, including electronic money, virtual accounts, online banking, loan management, and treasury management. Tailored specifically for niche financial entities that cater to distinct client needs, Spotbanc offers an array of solutions such as Electronic Money software, Corporate Banking solutions, Private Banking solutions, Loan Management software, Treasury Management tools, and specialized banking solutions available on-demand. These offerings can be utilized as standalone options, integrated, customized, or provided as a comprehensive package, showcasing our agility in delivering online banking solutions. Furthermore, Spotbanc features a sophisticated omnichannel system that ensures a seamless and cohesive experience for clients, allowing them to enjoy synchronized data and consistent banking interactions whether they access services through the web or mobile applications. This commitment to a unified client experience positions Spotbanc as a leader in the digital banking sector.

Bankers Realm Core Banking is a web-based application that features multi-currency, multi-lingual, and multi-channel technology, creating a distinctive experience of 'banking without boundaries.' It is equipped with top-notch security measures and is designed to be highly scalable, boasting a robust architecture that operates on a reliable enterprise platform within a Windows environment. The application ensures seamless integration with existing software systems, providing flexibility and scalability to accommodate high transaction volumes while remaining user-friendly. Additionally, it represents a cost-effective investment that delivers exceptional performance. The Virtual Lending solution enables remote access to credit scoring systems, empowering financial institutions to approve digital loans efficiently. This system supports both individual and group borrowers remotely, eliminating the need for branch visits and providing comprehensive access to a full range of banking services. Moreover, the omnichannel banking feature allows financial institutions to reach customers through every channel they prefer. With its innovative capabilities, Bankers Realm is poised to transform the banking experience for all users.

Path Solutions is a Fintech solutions provider that offers digital & social banking, mobility, business analytics, risk management, compliance and AAOIFI-certified core banking software. The multi-award-winning Islamic core banking platform iMAL is built in Java EE with an Open Architecture. It is highly reliable and cloud-ready and can be deployed on a fully scalable, multiserver n-tier architecture. It also supports open banking via open APIs and other web services. Path Solutions' total commitment towards open standards allows its clients to benefit the latest technology advances, ensuring business agility and continuity, data integrity, availability, and low downtime. This results in a significant and immediate ROI.

The Probanx® CorePlus core banking solution integrates numerous modules with a contemporary user interface and a progressive architecture, all constructed with Microsoft technologies, allowing financial institutions to select the features and workflows that best suit their requirements. This versatile and comprehensive suite of CorePlus banking applications enables both existing and prospective clients worldwide to execute their operational strategies effectively, enhance back-office functions and customer interactions, while also ensuring compliance and fostering profitability. Designed specifically for online banking, CorePlus simplifies the operational management of financial institutions and facilitates a swift transition from outdated systems or manual processes to a user-friendly, modern platform. Consequently, this empowers banks to provide exceptional services to their clients while gaining improved access to information and reporting, which is crucial for effective management. Moreover, the solution's adaptability means that institutions can quickly respond to changing market demands and technological advancements.

In a competitive landscape, it is crucial to outpace rivals to maintain and grow your clientele. Your workforce, whether stationed in customer service centers or at banking counters, plays a vital role in nurturing long-lasting customer connections and forging new ones. By collaborating with solution partners who grasp the essentials of success in branch banking, we are developing tools designed to equip your customer-facing employees with the necessary information to deliver exceptional service without the burden of mastering complex software. Our solutions prioritize the swift provision of essential information within a reliable, secure, and user-friendly interface, allowing your team to concentrate on customer engagement rather than navigating software intricacies. EQL has introduced a comprehensive any branch banking (ABB) system tailored for cooperative banks and credit societies, which seamlessly operates in both centralized and distributed core banking frameworks, thereby enabling our clients to select the most cost-effective solution for their needs. This flexibility ensures that every institution can find a suitable option that aligns with their budgetary constraints and operational requirements.

Tailor and expand a suite of business banking solutions to meet the distinct requirements of your business account holders. These specialized services are crafted to help you attract, support, and retain a variety of commercial accounts as they expand. As organizations evolve, their financial demands will also shift. Provide your account holders with the necessary tools to manage their finances efficiently by presenting the appropriate solutions at pivotal moments. Equipped with contemporary commercial offerings, your bank or credit union can effectively compete with financial institutions of any scale and achieve success. Ensure a seamless experience and personalized service through a cohesive digital platform. With features that grow alongside the business, they can benefit from integrated digital invoicing, payment processing, payroll integration, and a host of additional functionalities. Additionally, by continually adapting your services to meet the changing landscape, you can foster long-term relationships with your clients.

Discover the driving force behind the rapid expansion of banks and credit unions. Enhance your account holder growth with our comprehensive omnichannel account opening solution that seamlessly connects with your core systems. This innovative approach ensures a pleasurable experience for both consumers and businesses. Our platform simplifies the onboarding process for both new and existing clients, allowing you to meet your customers wherever they are. With our solution, you can open and fund deposit accounts in under three minutes. You can also streamline your operations by automating up to 97% of application decisions, enabling you to increase account openings across multiple channels, whether online, in-branch, or mobile. Our technology allows for real-time integration with your core banking system. MANTL not only integrates effortlessly with all core banking systems but also collaborates with prominent fintech platforms for enhanced functionality. Benefit from seamless integration with leading providers. By leveraging over 30 data sources, MANTL automates more than 90% of KYC decisions, significantly reducing the need for labor-intensive manual reviews. Additionally, our no-code, real-time configurability empowers you to instantly adjust risk thresholds, underwriting criteria, product rates, and more to align with your institution's evolving needs. This flexibility ensures that you can adapt quickly to market demands while maintaining exceptional service levels.

The nCino Cloud Banking Platform is a comprehensive, cloud-based solution that addresses challenges and promotes opportunities facing financial institutions (FIs) today. It's an end-to-end platform that connects commercial banking, mortgage, consumer banking, small business banking and treasury management. No matter what business your customers have with your institution, they will receive a seamless, intuitive, consistent, and personalized experience across all channels, which is key to driving satisfaction and retention.

Rubikon’s Digital Banking encompasses a comprehensive collection of interconnected solutions that empower financial institutions to deliver banking services through various electronic platforms, such as ATMs, point-of-sale systems, online banking, mobile apps, and SMS, granting customers the ability to access their banking needs securely from virtually anywhere at any moment. This suite offers a versatile structure that facilitates credit applications and encompasses both retail and corporate lending, covering aspects such as loan origination, setup, repayment scheduling, disbursement, lifecycle management, penalty processing, and the oversight of delinquency and overdue accounts. Additionally, it plays a crucial role in identifying non-performing assets, managing provisions, monitoring customer and group limits, as well as supporting group lending, insurance, collateral management, and detailed reporting. All transactions and processes can be efficiently enabled and tracked through a customizable workflow and an externalized rules engine. The system also accommodates early payments, loan pre-closures, write-offs, and restructuring options, while enabling clients to easily transfer funds from their savings accounts to settle loan obligations. This extensive functionality ensures that financial institutions can meet diverse customer needs while maintaining robust operational efficiency.

An adaptable, context-sensitive, omnichannel digital banking platform that seamlessly integrates with any core processor, catering to all business sectors, is offered by Oracle Banking Digital Experience. This solution enables financial institutions to implement their digital transformations without adhering to a rigid, uniform model. Designed as an enterprise-grade, open, and scalable solution ready for the cloud, Oracle Banking Digital Experience allows banks to quickly provide digital functionalities while maintaining their current core banking systems. It serves as a unified digital banking platform, facilitating captivating customer experiences across diverse channels. The software comprehensively addresses the needs of various business lines, including retail, SME, corporate, and Islamic banking, all concurrently. Additionally, this highly customizable digital banking platform can easily adapt to integrate with any existing technological ecosystem, ensuring a flexible and efficient banking experience for both institutions and customers alike.

We offer an innovative approach to growth for brands, banks, fintech companies, and credit unions by equipping them with the necessary technology and support to drive success. Our all-encompassing, turnkey solution allows you to bypass the complexities of core conversion or the need for additional personnel, as we supply everything essential for managing and promoting your digital banking services. Experience modern, scalable banking through our platform, which features pre-built integrations and a user-friendly dashboard. Our complete digital banking solution accelerates the account opening process across all mobile and web platforms. We take care of back-office operations, call center functions, and customer support, enabling you to launch swiftly without internal distractions or loss of customers. Digital banking transcends being merely an extension of your physical branches; it has become the standard expectation. Upgrade your current banking channels with superior experiences that are built on our reliable platform, ensuring a seamless transition to a digital-first approach. Embrace this transformation to stay ahead in a rapidly evolving financial landscape.

TrustBankCBS provides a comprehensive array of software solutions tailored for organizations within the BFSI sector. Their solution suite empowers banks to effectively implement their core strategies, enhance customer satisfaction, and consistently pursue continual improvement for sustainable growth. For the latest updates from TrustBankCBS, you can explore their insights on innovations, advancements in technology, and the evolving landscape of core banking. Additionally, TrustBankCBS offers informative videos and brochures that present a complete overview of their offerings. Their software is available as a service, providing a bundled solution that includes both application software and hosting infrastructure on a rental basis, catering specifically to the needs of expanding BFSI organizations. By utilizing the SaaS platform, these organizations can benefit from comprehensive business functionalities offered by TrustBankCBS, all while incurring minimal capital expenses and maintaining low operational costs, along with a guarantee of high uptime for their core banking applications. This innovative approach positions TrustBankCBS as a pivotal player in driving efficiency and modernization within the financial services industry.

BankingLab serves as a comprehensive SaaS banking platform that offers a wide array of digital banking solutions. It includes specialized modules for managing customer accounts, facilitating payment processing, issuing debit and credit cards, providing loans, and handling deposits. Additionally, the platform enables account access through APIs for both web and mobile applications. As a service provider, BankingLab assists in transforming innovative ideas into thriving fintech companies, guiding entrepreneurs from initial concepts to fully licensed financial institutions. The future of fintech is built on talent, and we take pride in our team, who continuously enhance their skills by helping clients create competitive products and services. If you have a passion for fintech, consider applying to join us. Our focus is on customer satisfaction; you can trust us with the technology while you concentrate on your clients. We also offer online identity verification through KYC/KYB, card issuance, and robust banking infrastructure to support your business needs. Our commitment is to empower your fintech journey with reliable solutions.

Doocat Banking will take your customer experience to a new level! Doocat Banking is a solution that will help you migrate your banking services into the digital world, and it's tailored to your customers' needs. It can also be personalized for your bank. Doocat is an innovative multi-functional solution designed to elevate the customer experience. The application's intuitive design and smoothness will allow users to perform basic banking operations with just a few clicks.

The Sybrin Digital Banking Operating System is an exceptionally adaptable platform that supports a wide range of user experiences and can be implemented alongside any existing core banking system. By utilizing the Sybrin Digital Branch solution, physical locations can be transformed into futuristic digital environments that enhance the in-branch experience for customers. Meanwhile, the Sybrin Account Opening solution enables banks to streamline their onboarding procedures, providing a seamless and engaging omnichannel experience that surpasses customer expectations. Sybrin’s Payments Hub functions as a contemporary, cohesive processing system designed to manage various payment types, including high-value, mass, and real-time transactions effortlessly. The Sybrin Business Banking suite caters to corporate and commercial banking institutions, emphasizing innovation, excellence, and a focus on customer satisfaction to foster lasting loyalty. Additionally, the Sybrin Intelligent KYC and AML solution offers a comprehensive approach to customer onboarding, ensuring compliance and security for financial institutions. This suite of solutions highlights Sybrin's commitment to creating a modern and efficient banking ecosystem.

MeridianLink One is a comprehensive, cloud-based banking software solution tailored for financial institutions, especially community banks and credit unions, that streamlines the entire process of digital lending and account opening. By utilizing a shared data framework across its various modules, this platform effectively combines the functionalities of deposit account initiation, consumer and mortgage loan origination, point-of-sale lending, digital mortgage processes, credit verification services, analytics, and collections all within one cohesive system. Its advanced loan optimization engine quickly evaluates existing loans and suggests competitive rates, enhancing opportunities for cross-selling and maximizing customer wallet share. Moreover, it facilitates quick implementation through open APIs and boasts integration with over 600 fintech and core banking partners, providing a flexible, phased rollout and real-time automation that effectively eliminates data silos and manual tasks. This innovative approach not only improves efficiency but also enhances the overall customer experience by delivering seamless services.

Quickly establish bank accounts, provide cryptocurrency wallets, facilitate payments, and distribute cards to your clients. Solid presents a comprehensive and compliant array of FinTech solutions. You can integrate it in just minutes to craft unprecedented user experiences. With Solid’s Banking as a Service (BaaS), businesses can develop and introduce various deposit offerings, including both business and personal checking accounts. This service encompasses everything from ledgers to statements, providing all the essentials for creating enjoyable banking interactions. The Card Issuance and Management platform from Solid is pioneering, allowing for the issuance of cards that cater to your customers' requirements through a single API. Both physical and virtual credit, debit, and prepaid cards are entirely overseen by Solid. Elevate your customer engagement with a streamlined and robust experience embedded in your product, utilizing Solid's instant account creation API. Additionally, you can quickly issue customized physical and virtual cards, complete with the necessary spending controls using Solid's card API, ensuring that your clients have all the tools they need at their fingertips.

Become a part of Portfolio+, a platform designed to link clients with financial service providers for a tailored banking journey. Our consumer-focused banking interface, combined with powerful APIs, delivers customized financial solutions while ensuring the utmost protection of client information. We offer secure and proven financial software solutions that foster business growth for technologically advanced, interconnected financial institutions. By utilizing our open banking platform, we not only empower consumers but also create revenue opportunities for financial service providers. Our core banking system guarantees seamless transaction efficiency throughout the Canadian banking landscape. Additionally, we provide essential training and consultancy services to help finance professionals leverage the advantages of fintech. With over 30 years of experience, Portfolio+ is leading the charge in the open banking revolution in Canada, continuously creating cutting-edge financial products and services through a dedicated team of finance and technology experts. Join us in shaping the future of banking, where innovation meets customer-centric solutions.

A Core Banking application plays a crucial role in the operations of a financial institution, facilitating real-time banking functions in a centralized manner while ensuring accessibility through various customer service channels. Presently, the majority of banks rely on Core Banking solutions that utilize the Centralized Online Real-Time Exchange, allowing all branches to connect to shared data sources seamlessly. Topaz, an advanced Core Banking application crafted by Stefanini, stands out for its cross-platform compatibility, high customization potential, robust architecture, scalability, and user-friendly integration. In addition to supporting online account management, it adheres to all regulatory compliance requirements. The application’s ability to parameterize data accelerates the launch of new products and services, making it cost-effective and efficient. By leveraging Topaz, financial institutions can enhance customer relationships, boost productivity, and streamline their information management processes, ultimately leading to improved operational efficiency and customer satisfaction.

A customer-focused financial institution necessitates a banking platform that prioritizes its clientele. This approach does not imply that technology should take precedence; rather, it emphasizes starting with customer expectations and subsequently determining the most efficient means to meet those needs. Bantotal stands out as one of the most esteemed core banking systems globally, having been adopted by major financial institutions throughout Latin America. Its extensive experience has enabled Bantotal Core to integrate top banking practices and processes effectively. Moreover, Bantotal serves as a benchmark for technological solutions in the Microfinance sector, having been utilized by leading microfinance institutions within the region. This successful implementation has further refined the best processes and practices in the sector, enhancing Bantotal Microfinance's offerings. Additionally, Bantotal Comex empowers financial institutions to manage various aspects of international trade, including Letters of Credit, Guarantees, Collections, Giros, and International Cheques, broadening their service capabilities even further. By continuously evolving its platform, Bantotal ensures that it meets the diverse needs of its clients in an ever-changing financial landscape.

CSI stands as a premier partner in fintech, regtech, and cybersecurity, thriving at the crossroads of innovation and exceptional service. We are dedicated to propelling businesses forward through a distinctive combination of state-of-the-art technology, seamless integration, and a strong focus on genuine partnerships rooted in a customer-centric approach. Our cloud-based core banking solution streamlines banking operations and serves as the essential framework for a wide range of tasks, including loan onboarding, servicing, and handling deposits and withdrawals. As a dynamic and expanding financial institution, your bank requires a dependable, efficient, and fully integrated core bank processing platform. With CSI’s core processing solution, which is automated, integrated, and cloud-driven, you and your team can concentrate on the essential aspects of banking, while we ensure optimal functionality, compliance, and security. In an ever-evolving financial landscape, partnering with CSI means you’re not just keeping pace; you’re setting the standard for excellence in banking operations.

XTendLink, a service offered by AMC Banking for data conversion, serves as a cloud-based link that interfaces nearly any ERP system with over 600 banks across the globe. This service enables businesses and organizations to utilize a wide array of bank file formats, ensuring seamless communication between their ERP systems and banks. XTendLink can be utilized as a fully integrated banking module for various ERP solutions, including Microsoft Dynamics 365 Finance and Operations or Business Central, or through a web service that is compatible with any ERP for enhanced cross-ERP functionality. Additionally, AMC Banking provides a robust cash management solution suitable for organizations of all sizes, covering everything from small and medium-sized businesses to large multinational corporations, government entities, and non-profits alike. By focusing on three essential cash management functions—outgoing payments, incoming payments, and bank account reconciliation—AMC Banking helps simplify and optimize financial processes for its users. This comprehensive approach to cash management not only improves efficiency but also enhances financial visibility for organizations, fostering better decision-making.

Our primary focus lies in providing a comprehensive array of automation solutions for financial operations, encompassing various banking sectors including retail banking services, portfolio oversight, as well as savings, current, and fixed deposit accounts. These solutions facilitate multiple delivery channels and back-office functions, all integrated with a cohesive general ledger. Furthermore, our offerings extend to essential non-banking operations, such as micro-finance management and compliance reporting, among others. We also provide client-facing solutions through electronic delivery platforms, including management systems for ATMs and POS, reconciliation and settlement processes, as well as services for mobile, agency banking, and Internet banking. Our greatest strengths reside in our people and technology, which form the backbone of our business. We take great pride in collaborating closely with our clients to co-create tailored solutions that meet their unique needs. This partnership approach enables us to continually adapt and innovate in a rapidly changing financial landscape.

Our versatile software solution enhances business efficiency, mitigates risks, and strengthens operational oversight. Leveraging our specialized industry knowledge, we empower financial institutions to achieve operational transformation, positioning them favorably for the digital future. By adopting innovative digital methodologies, banks gain a significant competitive edge, leading to substantial enhancements in customer service efficiency. The streamlined management of products and the introduction of innovative offerings enable banks to effectively influence customer behavior across various financial services, including credit lines, card accounts, deposits, and savings. Additionally, the support for online banking services and advanced client cash management, along with new digital payment channels, cater to essential customer demands. With the integration of user-friendly features and added-value services, we ensure that customer satisfaction is not just a goal but a guaranteed outcome, setting new benchmarks in client engagement and loyalty.

Opium.eBanking™, a white-label, multichannel online banking platform, is robust, comprehensive, and secure. This solution provides a wide range online services that increase customer satisfaction, lower costs, and provide more opportunities. Flexible management console, fully customizable interfaces, data collection capabilities, and integration with satellite applications and core-banking systems are all available. Rapid time-to-market deployment when used in conjunction with a native or hybrid mobile banking application. > Rapid market deployment > Native or hybrid mobile application > Customizable reports and applications > All in one - Out of the box, strong authentication to STP > Software as a service (SaaS), or a licensing model available on-site

Finastra Essence is designed for banks aiming to innovate quickly, scale efficiently, and transform their customer experience. As a cloud-native core banking system, it offers modular components that support continuous operations and rapid feature deployment. The solution caters to retail, commercial, and Islamic banking, delivering hyper-personalized, omnichannel customer journeys from onboarding to daily transactions. Built-in AI-powered analytics provide actionable insights, performance metrics, and a unified customer view on dynamic dashboards. With its open API architecture, Essence enables institutions to integrate seamlessly with fintech partners, expand their service offerings, and build flexible ecosystems. Running on Microsoft Azure ensures enterprise-grade security, resilience, and scalability. Whether launching a challenger bank or modernizing an established institution, Finastra Essence offers a proven path to competitive differentiation. By combining customer-centric design with advanced analytics and open innovation, it empowers banks to thrive in the digital era.

FinSys is a dynamic, secure, and cost-efficient banking platform designed for digital, community, and agency banking, featuring a modular service-oriented architecture that encompasses a wide array of functionalities essential for achieving financial inclusion. Leveraging the Apache Fineract engine, FinSys boasts multi-entity, multi-currency, and multi-lingual capabilities, catering to diverse user needs. Its extensive suite of independent business modules operates seamlessly within a unified framework, allowing financial institutions to introduce new services in a highly economical manner. Additionally, FinSys facilitates various financial products, including loans, investment accounts with both fixed and recurring deposit options, savings and current accounts, as well as standing instructions and account transfers, while offering a mix of deposit and credit facilities. The platform also ensures flexibility in managing interest rates, charges, and fees, further enhancing its usability. Furthermore, FinSys includes a comprehensive agency banking module that encompasses functionalities such as agent management, till management, and the administration of fees, charges, and commissions, thereby empowering agents to operate efficiently.

Quickly onboard customers, boost conversion rates, and enhance wallet share. Provide the top-notch digital experiences that your clientele anticipates. Our customizable solution encompasses digital account initiation, loan application processing, cross-selling opportunities, and insightful business analytics. It seamlessly integrates with your existing core banking infrastructure. Swiftly implement charitable financial initiatives that foster greater member engagement and generate referrals. Revamp your digital user journey without altering your back-office operations and systems. This solution offers loan origination and account creation tailored for community banks, equipped with the data intelligence, advanced marketing automation, and polished user interface necessary to rival fintech companies. Additionally, streamline the application process for supplementary products by utilizing the customer’s pre-existing information. This comprehensive approach not only enhances customer satisfaction but also drives long-term loyalty and retention.

We manage the entire process of user and bank account creation, customer onboarding, compliance verification, and adherence to regulatory standards. Our commitment ensures that we provide services that meet industry compliance benchmarks while delivering a seamless experience for users. By implementing our comprehensive core banking system, you can introduce innovative and customer-focused banking solutions. We empower businesses to offer efficient payment solutions tailored to their customers' needs. No matter what payment challenges arise, our diverse solutions are equipped to address them effectively. Additionally, we assist organizations and financial institutions in issuing customized physical and virtual cards. By tailoring our card programs to your specific requirements, we ensure that your needs are met precisely. We bridge the gap between finance, technology, and commerce through our extensive capabilities, which include collection technology, payout solutions, merchant plug-ins, and payment gateways, among others. Our all-inclusive solutions take care of the complexities, allowing you to swiftly launch cards, programs, or any financial technology product with ease and efficiency. With our support, businesses can focus on growth while we manage the intricate details of their financial operations.

The next-generation platform for banking is designed from the ground up to provide flexible configuration, automated regulatory compliance, CRM and real-time insight across multiple entities in any jurisdiction. A powerful backend system for processing account, cards, loans and payments. A core engine that is intelligent and reliable for processing large volumes of transactions, operations, and services. A powerful payments engine that supports current or transactional cards linked to debit or credits. Includes authorization, holds and payment orders. Standing orders and searchable transactions are also included. The deposits engine supports all deposit products, from current accounts to Term Deposits with or without overdraft facility and a variety of interest and calculation options.

ION's Core Banking platform delivers a comprehensive and integrated suite designed to facilitate the fundamental operations of banks across various sectors. By incorporating cutting-edge technological solutions, it aids banks and financial entities in transforming their business models to embrace digital advancements, ensuring streamlined management with a high degree of standardization at the back end while allowing for front-end customization. This solution encompasses a range of services, including Business Process as a Service (BPaaS), regulatory technology consulting, and comprehensive solutions to ensure adherence to regulatory standards. Furthermore, it provides specialized software solutions tailored to specific operational sectors, seamless integration of IT systems, applications, and services, along with ongoing maintenance for both proprietary and third-party applications. It also includes management of all IT infrastructure components, strategies for business continuity and disaster recovery, and orchestration of hybrid cloud services, thereby creating a robust framework for modern banking operations. This multi-faceted approach reflects the evolving needs of the financial industry in an increasingly digital world.

BrightOS is a modular Core Banking System that offers rich functionality. Its core is highly optimized and extended with functional units that span all banking processes, creating a fully-operational environment for banks from day one. BrightOS is scalable, API-rich, and event-driven. It prepares you to meet tomorrow's challenges. White-label solution that meets your customers' digital expectations. Native integration with any Core banking platform. BrightOS is a data privacy and data loss-protection system that you should consider when choosing it. Our solution is fully compliant to GDPR regulation and includes embedded functionalities for consent management. You can save time and enhance your customer service by utilizing a variety of digitalization integrations. BrightOS' Customer Support Service is a key part of the performance management and health orchestration. This allows automation to go beyond simple administrative tasks to complex, end-to-end services.

VeriBranch is VeriPark's Branch Automation solution. It provides a unified frontend to empower branch staff and enable them to become universal bankers, while also supporting contactless customer journeys within digital branches. VeriBranch provides banks with the tools they need to transform their branches into high-value centers of sales, while leveraging technology to empower employees and deliver customer satisfaction. The solution allows bank employees to work with technology, and have the information they need to complete transactions at their fingertips. VeriBranch integrates directly with back-office systems to streamline business processes. It provides branch staff the necessary tools and infrastructure for remote working. Bank tellers are able to perform efficient transactions such as account opening, loan origination and transfers using a single interface. Relationship Managers and advisors are able to engage with customers and provide personalized services for financial planning, whether in the branch or remotely.

The IC-Banking suite is meticulously crafted to deliver an exceptional experience tailored to every user. It equally prioritizes the needs of retail and corporate clients, as well as those of the bank's developers and technology teams, all while fostering the advancement of Fintech ecosystems through an open platform limited only by the imagination of its users. At its most external layer, our Smart Rings model aims to forge a seamless connection between the platform and its various stakeholders, while the internal rings offer a suite of tools, channels, and business functionalities essential for achieving this goal. This entire framework is underpinned by our powerful technological foundation, which serves as the suite's backbone and essence. Offering complete, intelligent, and omnichannel solutions for corporate banking, we strive to be present where customers are and deliver precisely what they require, fulfilling the core purpose of our service while continually adapting to evolving market demands.

PayX stands out as the most comprehensive software for processing transactions globally, accommodating multiple agents, channels, currencies, and languages to address the expanding needs of the financial industry, which includes banks, money transfer operators (MTOs), small and medium enterprises (SMEs), and various remittance firms. This advanced online remittance system comprehensively addresses every stage of a standard remittance transaction. PayX is tailored to support various business models within money services businesses (MSBs) and MTO operations, catering to clients and customers around the globe. The platform effectively encompasses a broad range of users and stakeholders, such as senders, agents, compliance personnel, and accounting professionals. Its extensive features and dependable support facilitate the efficient processing of essential financial transactions for businesses. The software has achieved a genuine international presence, with thousands of users situated across Europe, the Americas, Africa, the Middle East, and the Asia Pacific region, adopted by leading banks, enterprises, and money transfer companies, thus reinforcing its position as a trusted solution in the financial sector. Additionally, PayX's ability to adapt to various regulatory environments further enhances its appeal to diverse markets.

Axway's Amplify Open Banking stands out as a robust solution tailored for financial institutions to effectively manage the intricacies of open banking regulations while integrating smoothly into digital ecosystems. This platform not only ensures compliance with important legislation like the CFPB Dodd-Frank Act Section 1033 by removing insecure practices such as screen scraping, but also enhances consumer consent management processes. By offering prebuilt APIs that meet open banking standards, it enables the swift introduction of innovative services without causing disruptions to operations. Moreover, the platform includes tools for API monetization, empowering institutions to generate new revenue streams while maintaining secure and dependable data management practices. With functionality that includes low-code/no-code options and an integrated API marketplace, Amplify Open Banking promotes an intuitive experience for developers, facilitating quicker deployment of business processes and encouraging wider adoption of APIs. Ultimately, this comprehensive solution not only streamlines regulatory compliance but also positions financial institutions for future growth in an ever-evolving digital landscape.

The Origins Suite, available both in branches and online, stands out as the swiftest, most robust, and adaptable solution tailored for the expansion of credit unions. Crafted specifically for credit unions, it harnesses contemporary, agile technology to enhance your current back-office operations, ensuring sustainable and resilient growth for the future. By leveraging modern technology and a user-friendly interface, Origins significantly accelerates the account opening procedure, allowing your members to enroll in under half the usual time. Avoid losing potential loan applicants due to a lengthy or complicated process; our straightforward and efficient platform facilitates easy applications for both existing members and newcomers alike. Furthermore, Origins provides streamlined back-office management that complements your existing systems, seamlessly integrating with all current membership and loan workflows. With our rapid and intuitive application process, you can expect speeds that exceed the industry average by more than double. Embrace modern, simple technology that enables account openings anytime and anywhere, making it an indispensable asset for your credit union's growth. This innovative solution not only simplifies operations but also enhances member satisfaction, fostering loyalty and engagement.

Our award-winning core banking solutions are designed to meet the rigorous demands of sophisticated banking regulations and requirements. These solutions leverage the latest innovations to enhance operational efficiency, minimize costs, ensure compliance, and facilitate a swift time to market. With advanced real-time analytics, they provide valuable insights that aid in the timely development of relevant products and services, and they can seamlessly integrate with our leading digital channel solutions. By connecting the front-end, middleware, and back office, these systems will revolutionize your institution into a customer-focused, commercial powerhouse. Explore ways to align your critical processes with your most valuable asset: your customer. Choose an open, state-of-the-art, agile platform that empowers you to create exceptional experiences for both customers and employees, foster sustainable growth, and introduce innovations that enhance collaboration and partnership. This holistic approach will not only improve service delivery but also position your institution for future success.

At Sharetec, our mission is to develop core processing solutions that prioritize intelligence and simplicity. Our scalable system caters to credit unions of all sizes, featuring a user-friendly interface that minimizes training requirements and daily support needs. Most crucially, we focus on ensuring exceptional ROI and reduced ownership costs, allowing you to embrace innovative technology without compromising your financial health. While terms like graphical interfaces, open systems, and flexibility are often just industry jargon, they come to life through our dedicated partnership. Our team of seasoned experts possesses not only technical knowledge but also a deep understanding of the credit union industry, which drives our commitment to your success. With Sharetec’s eServices, we empower you to utilize cutting-edge technology, enhancing your member interactions beyond traditional credit union boundaries. As a result, your members will enjoy the advantages of remote account access and streamlined paperless systems, significantly improving their overall experience. This holistic approach ensures that both your organization and members thrive in an increasingly digital landscape.

Why invest in proprietary systems when the latest Microsoft ERP includes essential best-in-class financial accounting, banking, security, and technology frameworks? Elysys harnesses the robust capabilities and scalability of the powerful Microsoft Dynamics 365 Business Central platform. This integration provides a sustainable competitive edge, especially in delivering specialized treasury management applications. Automated accounting for capital and interest movements, accrued interest entries, forex revaluation gains and losses, as well as long and short-term loans, is conducted in compliance with IFRS or GAAP standards, utilizing flexible accounting rules that can be customized. Loan transactions seamlessly flow to the back office, encompassing all accounting ledgers and sub-ledgers. Additionally, users can effortlessly generate both ad-hoc and automated reports, including loan simulation reports, loan schedules, loan statements, and loan redemption reports, ensuring comprehensive financial oversight. This level of integration not only streamlines processes but also enhances decision-making capabilities for businesses.