Alternatives to Splitit

Affirm is a payment-over-time solution that removes price barriers for shoppers. It allows merchants to see a 85% increase in average order values and a 20% repeat purchase rate. Affirm's mobile-friendly, multichannel solution is optimized to be used for e-commerce, in store transactions, and telesales. Affirm gives merchants the tools they need to integrate pay-over time options for shoppers. Here's how it works. 1. For a real-time decision, your customer needs to know a few key pieces of information. 2. Flexible payments. Customers can choose their payment plan with options that range from 3-36 Months. 3. We settle within one day and take on all risk, from fraud to costly chargebacks. There is no risk for you.

Peach Finance is an API-first lending technology platform that helps fintechs and financial institutions quickly launch and easily migrate lending programs. Peach provides a loan management system with more than 250 configuration variables, giving lenders the ability to stay nimble and adapt—even at scale. Peach also offers end-to-end, fully-integrated loan servicing capabilities. This includes payment processing, a white label borrower portal and a lending-specific CRM. Also included are omnichannel communications, data and insights, first-party collection tools, and Compliance Guard™. Peach's integrated suite of cloud-native products can be used to support virtually any asset class, including BNPL, credit cards, cash advances, personal loans (installments or lines of credit), retail installment agreements, business loans and novel constructs. Peach was founded by leaders from top fintechs like Avant, Affirm, and Prosper.

Increase your sales and accelerate growth with Bread's comprehensive approach, designed to connect with more consumers by enabling financing applications and checkouts from any page on your website. By allowing customers to explore their purchasing capabilities through pre-qualification for financing, they can easily check out from various sections of your site, including the homepage, product pages, or even during the checkout process. This innovative solution personalizes pricing by showcasing a customized monthly payment option, which can significantly enhance sales and elevate the average order value. Your customers will appreciate the ability to pre-qualify in mere seconds while remaining on your site, thus providing an effortless and smooth shopping experience. With just a few simple details, shoppers can obtain their financing rates without impacting their credit scores, all while receiving immediate feedback on their eligibility and purchasing options. Bread's seamless integration ensures that customers remain focused on their shopping journey without being redirected to external sites, thus maintaining an uninterrupted user experience and increasing the likelihood of conversion. Additionally, this approach fosters customer loyalty, as shoppers feel empowered and informed throughout their purchasing process.

At Afterpay, we have revolutionized the payment landscape by creating a more equitable method for transactions. Our goal is to connect the most sought-after consumers with the most relevant retailers, cultivating a scenario where everyone benefits and enjoys a positive outcome. In contrast to other buy-now-pay-later options, Afterpay provides a straightforward and transparent experience for shoppers, completely devoid of credit assessments, interest charges, hidden costs, or any unpleasant surprises. We empower consumers with the assurance of understanding their financial commitments, rather than being left in uncertainty about their expenditures. Together, we can enhance their experiences and create more success stories. New users of Afterpay can receive an instant approval decision in just minutes, allowing customers to finalize their purchases while you receive full payment immediately—a scenario that benefits both parties. Customers can then repay their purchase in four easy installments every two weeks, making it manageable and predictable. With a steadfast policy of zero interest and no extra fees as long as payments are made on time, we place our faith in the goodness of people and trust our customers to fulfill their obligations. This approach not only fosters a positive relationship with users but also promotes responsible spending habits.

Sezzle, a public-benefit company based in Minneapolis, Minnesota, is on a mission financial empowerment the next generation. The #1-rated Buy Now, Buy Later product by Sezzle allows millions of shoppers in the United States and Canada access to financial freedom, greater control over their spending and more responsibility. Sezzle offers 4 payments over the next 6 weeks to shoppers who purchase from more than 17500 online merchants. Customers can also reschedule their payment once free of charge. Late payment fees are $10. Sezzle is the financial responsible solution to buy now and pay later. What's in it to merchants? Increased conversions, AOV and shopper frequency. The best part? The best part? Sezzle assumes all the risk of fraud and chargebacks as well as repayment. It's a win-win-win situation.

Paythen makes it simple and painless for you to offer installment or flexible payment plans for your product/service to customers in 120+ countries and currencies. Built-in automations also reduce admin, support, and busy-work. No technical knowledge or code required. Connect your Stripe account to get started in just minutes Paythen gives you complete control over how you offer payment plans. You can choose the billing intervals and amounts, as well as fees. Once you have created a plan, you will receive a payment link that works everywhere - social media, email, or wherever your customers are. You can offer subscriptions, collect one-off payments, or use our unique "Pay Your Way" plan to allow your customers to choose whether they want to pay upfront or through a payment plan. Paythen is a better option than buy-now-pay later companies. It has lower fees, more control over your brand, and more flexibility. Stripe works with Paythen

@Pay is a pioneering DEFI (Decentralized Finance) platform that introduces the first BNPL (Buy Now Pay Later) service leveraging blockchain technology and its own dedicated cryptocurrency. By employing smart contracts and blockchain solutions, @Pay is set to deliver substantial cost reductions for all participants within its ecosystem. The platform aspires to become a vital player in facilitating DEFI solutions for both eCommerce and physical retail, catering to the needs of shoppers and merchants alike. Users will have the flexibility to settle their purchases using any supported cryptocurrency stored in their @Pay wallet. Additionally, shoppers will benefit from a rewards program designed to ensure that all contributors to the ecosystem gain from their participation. The @Pay token serves as the core governance mechanism for the protocol, promoting decentralized decision-making. Furthermore, ensuring a wide distribution of tokens across users, merchants, and marketplaces will incentivize active involvement and enhance community engagement. This inclusive approach aims to create a thriving ecosystem that empowers all stakeholders.

Elevate your sales effortlessly with Zip, previously known as Quadpay. You can incorporate Zip's "pay later" feature in just 10 minutes without the need for any APIs. Enjoy the benefits as customers appreciate the convenience of dividing their payments into four installments over six weeks. Consequently, merchants that partner with Zip experience increased average order value, improved conversion rates, more frequent purchases, and immediate cash flow. Zip boasts a network of over 3,000 remarkable merchant partners. Become a part of the Zip brand community, where our buy now, pay later service is crafted to offer discerning shoppers greater freedom and flexibility. The integration process is straightforward; you can utilize a few lines of JavaScript code or opt for one of our eCommerce platform plugins. Additionally, Zip provides an exceptional in-store point-of-sale solution that requires no IT assistance. Customers can make in-store payments using the Zip app, and if you currently accept Visa, you're already set up to accept Zip payments. Simply scan the QR code to complete transactions without the need for any modifications to your existing POS systems. This seamless integration allows businesses to thrive while enhancing the shopping experience for consumers.

Clearpay serves as a global payments solution designed to promote financial well-being for modern consumers. Shoppers can instantly access products, pay for them in four equal, interest-free payments, and enjoy incentives for punctual payments. With no credit assessments, no hidden fees, and a focus on sustainable financial practices, Clearpay empowers users to manage their payments responsibly. This initiative benefits not just the consumers, but also retailers and the wider community. Known as Afterpay in regions like Australia, the United States, and New Zealand, Clearpay partners with over 55,000 top retailers and boasts a customer base exceeding 10 million worldwide. Clearpay/Afterpay aims to create an economy where everyone thrives, addressing the needs of today’s consumers who seek better payment solutions. By simplifying access to the brands they love, Clearpay is resolutely dedicated to fostering responsible spending habits, ensuring that customers who adhere to their payment schedules incur no costs. This commitment to financial empowerment sets Clearpay apart in the evolving landscape of consumer finance.

Empowering financial institutions to cater to the evolving needs of modern consumers, equipifi’s customizable solution seamlessly integrates with banks and credit unions, allowing users to browse, accept, and oversee offers directly from their banking applications. By introducing buy now, pay later (BNPL) options, these institutions provide debit card users the ability to finance purchases in a manner that aligns with their personal financial objectives. This approach enhances transparency for consumers managing their BNPL loans, with pre-approved offers specifically designed to meet individual financial needs. Additionally, the platform broadens the range of eligible purchases for BNPL, ensuring an efficient and user-friendly experience all within one convenient interface. It serves as a comprehensive resource for consumers seeking flexible financing options for their everyday expenditures, appealing particularly to younger demographics who appreciate adaptable payment solutions. Furthermore, this innovation keeps cardholders engaged as they make routine purchases, while simultaneously opening up new avenues for financial institutions to increase transaction fees and interest revenue. Ultimately, equipifi not only simplifies the user experience but also positions banks and credit unions to thrive in a competitive landscape.

Transform your payment process with a seamless one-click checkout that includes enticing post-purchase offers. Experience the versatility of a headless system that accepts cryptocurrency and enables the sale of NFTs with Rally checkout. Delight your customers with an aesthetically pleasing, straightforward checkout that provides a one-click solution for purchases across various platforms and payment processors. With Rally Pay, shoppers can enjoy a hassle-free buying experience, making purchases effortlessly. You can create tailored offers for your customers at the most opportune moment—right after they complete their checkout. Our innovative approach has led DTC brands to generate over $300 million in additional revenue from these post-purchase strategies. Ensure your customers can pay securely using crypto while you receive your earnings in traditional currency. You have the flexibility to sell NFTs independently or bundled with physical items. Customers can conveniently purchase NFTs using their credit cards, and you can also set access restrictions for your checkout based on the NFTs present in a shopper's wallet, allowing for discounts triggered by specific NFT ownership. Moreover, there are even more exciting features on the horizon to enhance your checkout experience further.

Offering your customers a small amount of credit during checkout has been proven to significantly boost sales, increase average order values, and decrease the likelihood of cart abandonment. With SplitPay, customers can opt to pay later through four equal monthly payments, while you receive the full payment before the items are dispatched, eliminating any credit risk on your part. Businesses that adopt SplitPay typically experience a sales increase of 20-30%. There are no upfront costs or minimum sales requirements, and you are compensated in full prior to shipping the products, with all risks of customer non-payment assumed by us. Getting started with SplitPay involves no setup, establishment, or monthly fees, and we provide daily transaction settlements to keep your cash flow smooth. The sign-up process is straightforward and easy, requiring no cumbersome application documents, allowing you to get up and running quickly. Customers using SplitPay enjoy interest-free payments, along with no additional fees as long as they meet their payment deadlines, making the experience beneficial for both merchants and shoppers alike. This seamless integration not only enhances the shopping experience but also encourages repeat business.

Cardinal stands out as a premier authority in the realm of digital transaction authentication on a global scale. For more than twenty years, we have been uniting merchants, issuers, and consumers in a mutually beneficial experience. The swift and secure method of payment authentication that Cardinal offers enhances the shopping experience for everyone involved, resulting in greater approval rates and increased sales. Our secure and efficient approach leverages comprehensive data from merchants, issuers, and consumers to effectively minimize fraud and reduce instances of false declines. As merchants enhance their sales, consumers are encouraged to make more purchases, and issuers benefit from higher collections. Cardinal provides support for a wide range of payment networks, including Visa, Mastercard, American Express, Discover/Diners, JCB, UPI, and various regional networks like Cartes Bancaires and ELO, with plans to expand further in the future. Unlike traditional methods that process authentication steps one after the other, Cardinal employs a parallel processing technique, enabling the collection and analysis of data to commence even before the consumer finalizes their order. This innovative approach not only streamlines the authentication process but also contributes to a more enjoyable shopping experience for everyone involved.

Ratepay is a provider of White Label Buy Now Pay Later (BNPL), financial services, in Germany, Austria Switzerland and The Netherlands. The company allows large online retailers to offer their customers (buyers) a variety of payment options, including open invoices, direct debits, and installments. Ratepay is integrated natively at checkout and therefore invisible to buyers. It does not erode the merchant's trustworthiness or brand. The buyers do not have to leave the checkout interface, create an account or download an application. They remain within the brand world and trustworthiness of the merchant. This results in a higher conversion, a larger average basket, and more repeat sales.

By integrating with various lenders through the ChargeAfter network, merchants can now provide immediate and tailored financing options at the point of sale, catering specifically to the diverse credit requirements of consumers. In the realm of financing, a uniform approach is ineffective; ChargeAfter enables merchants to present the most suitable consumer financing alternatives to their customers during checkout, with an approval rate reaching up to 85% for applications submitted. Additionally, ChargeAfter offers comprehensive performance metrics and in-depth transaction reporting via a user-friendly dashboard, allowing merchants to monitor every transaction from each lender, both historically and in real time. The platform simplifies transaction management, enabling easy settlement, upselling, refunds, and credits with just a click. ChargeAfter stands out as a versatile multi-lender consumer financing solution, allowing businesses to adapt seamlessly to their customers' needs. Whether online, in-store, or over the phone, your financing options can be as flexible as your business model demands. This adaptability ensures that merchants can effectively meet their shoppers wherever they choose to engage.

Creditea, a unique BNPL that boosts e-commerce by increasing approval rates for merchants and margins, while offering customers a seamless checkout and flexible repayment options, is a new BNPL. Customers can benefit from a quick onboarding, a user-friendly Credit Line and benefits such as 0% interest for 30 days or long-term repayment plans. Creditea is powered by International Personal Finance plc and integrates seamlessly with the major ecommerce platforms. Interested parties can partner with us. Discover how Creditea Pay Later will enhance your online business today!

Shop Pay retains your essential information, allowing you to focus on shopping rather than filling out forms. With robust encryption, you can enjoy a secure and swift checkout experience. You can either pay the total amount at checkout or divide your payment into four equal parts at select retailers. Additionally, you now have the opportunity to neutralize the carbon emissions from your deliveries at no extra cost; simply check out using Shop Pay, which is among the first payment methods to achieve carbon neutrality. Your financial information is safeguarded when utilizing Shop Pay, as you only need to enter your billing and shipping details once, using your email for future transactions. Our systems comply with strict industry regulations (PCI Compliance) to protect your credit and debit card information. Each piece of personal data shared with Shop is securely encrypted throughout the process. When you choose Shop Pay, you have the option to either settle your bill in full or spread the cost over four equal installments* at participating vendors. You can make payments biweekly or activate automatic payment options for added convenience, ensuring a seamless shopping experience. This way, you can shop with peace of mind, knowing both your data and finances are well-protected.

Established in 2013, Capital Float has emerged as India's foremost buy-now-pay-later and credit service, catering to the financial requirements of both salaried and self-employed persons. We facilitate swift financial solutions for online shoppers through collaborations with top-tier brands. Additionally, we extend digital credit options to individuals for various personal and entrepreneurial purposes. Users can access a tailored renewable credit line instantly via their mobile devices. Capital Float has become the go-to financial partner for numerous self-employed professionals across India. Our short-term digital loans empower small businesses to surpass limitations and achieve rapid expansion. By leveraging our expertise, we develop innovative credit offerings for small enterprises that might not have previously utilized traditional financing. Our BNPL service enhances the shopping experience, making it more accessible and enjoyable. With quick, collateral-free financing available for both personal and business requirements, applicants can apply from anywhere at any time as long as they have internet access, ensuring convenience and flexibility in managing their financial needs.

CASHe stands out as the leading personal loan and credit line application in India, providing immediate loan access of up to ₹3,00,000 with adaptable repayment schedules that can extend from 9 to 18 months. The entire application process is managed digitally, requiring very little documentation, and once approved, funds are swiftly transferred to the user's bank account within minutes. To determine creditworthiness, CASHe has developed a unique AI-driven credit scoring method known as the Social Loan Quotient (SLQ), which allows young professionals, even those without a formal credit history, to benefit from financial services. Beyond personal loans, users can take advantage of a pre-approved CASHe Limit that enables them to withdraw funds as needed and repay through manageable EMIs, paying interest solely on the amount used. The platform also features Buy Now Pay Later (BNPL) options for shopping with major online retailers such as Amazon and Flipkart, as well as opportunities for investments in digital gold and specially curated investment products. With its innovative approach, CASHe empowers a new generation to achieve their financial goals seamlessly.

Our diverse range of financial solutions, including buy now pay later options, credit cards, and business financing, have been thoughtfully crafted to meet the essential requirements of modern consumers, retailers, and small to medium-sized businesses. We have established platforms that facilitate the purchase or leasing of virtually anything. Attract more customers by partnering with hummbusiness; experience increased revenue with potential sales spikes of up to 30% and an impressive repurchase rate reaching 80%. Enjoy the benefit of receiving payments upfront, along with guaranteed settlements by the next business day. Additionally, we do not charge refund fees, as we return our fees for any items returned to your store. Our services are fully integrated, making them adaptable to businesses of any size, whether they operate online, in physical locations, or a combination of both. Humm accommodates seamless online integration with major e-commerce providers and offers a direct REST API for customized marketing and pricing widgets. Moreover, point-of-sale integration is available for various POS platforms and terminals, ensuring a swift and straightforward experience for both customers and staff alike. With humm, businesses can streamline their operations and enhance customer satisfaction effortlessly.

Over 70% of consumers continue to opt for guest checkout, which can result in errors, abandoned carts, and lost revenue. Paze simplifies the process by eliminating the need for usernames or passwords, and you won’t have to input your card details or download any applications. Customers also have the option to create an account with your business through Paze, fostering a direct relationship with you rather than just a payment platform. At launch, over 150 million credit and debit cards will be available through our partner financial institutions for use in the Paze wallet, with more cards becoming accessible as additional institutions get on board. Paze can be presented in various ways that align with your customers' shopping experiences. Featuring a unified hosted experience suitable for all scenarios, Paze seamlessly fits into your current checkout process. Studies indicate that customers have a preference for banks to provide digital payment solutions over other entities. Moreover, Paze is supported by some of the largest banks and credit unions in the country, ensuring a robust and trusted service. This partnership not only enhances credibility but also opens up potential for increased customer engagement and satisfaction.

Instead of traditional pre-purchase incentives, consumers can now view their CashBack eligibility throughout their shopping experience and choose how to redeem it after their purchase, with options including gift cards and cash, among others that will be introduced soon. This approach eliminates the outdated practice of applying generic discounts that compromise profit margins in favor of revenue. By offering enhanced values on gift cards to retain loyal customers, providing discounts to those who require them for conversion, and recuperating revenue from those who do not utilize the discounts, brands can effectively manage their sales strategies. Moreover, brands can replace conventional coupon offerings in their welcome series popups, emails, and SMS communications with CashBack incentives. Customers have the flexibility to redeem their CashBack either as cash through a Visa card or as a gift card for future purchases at the brand's store. Since not all customers redeem their CashBack, brands can reinvest the unclaimed amounts into more substantial offers, which ultimately helps to boost conversion rates and drive revenue growth. This innovative strategy not only attracts new customers but also enhances the shopping experience for existing ones.

Arcot, a subsidiary of Broadcom, specializes in cutting-edge payment security solutions aimed at safeguarding digital transactions for issuers, retailers, and payment processors alike. A key component of their services is an authentication system that aids in verifying the identities of shoppers during online purchases. This network empowers users to minimize fraud, enhance approval rates, and adhere to regulatory standards set by the government and card schemes. Merchants benefit from Arcot's resources designed to combat e-commerce fraud and boost digital payment acceptance, utilizing a customizable rules engine and instantaneous data exchange with issuers. For issuers, tools such as the Arcot Network Fraud Score and Case Manager are invaluable in identifying and mitigating e-commerce fraud. Furthermore, Arcot provides solutions for digital banking that strike a balance between rigorous authentication measures and user friendliness, ensuring a smooth experience for both businesses and consumers. This holistic approach not only fortifies transaction security but also fosters trust in the digital payment ecosystem.

Checkout X presents a comprehensive e-commerce checkout solution that empowers online retailers to enhance their revenue by removing barriers and instilling confidence and security in shoppers, enabling them to swiftly finalize their purchases and enjoy a seamless transaction experience. This innovative platform significantly boosts retailers' profits by offering a more effective, mobile-optimized checkout process, smooth payment options, and the potential for post-purchase upsells, among other features. With Checkout X, customers can finalize their orders in just 25 seconds, compared to the industry standard of 66 seconds, demonstrating a remarkable efficiency. Furthermore, approximately 75% of retailers experience increased sales automatically by utilizing the benefits of post-purchase upsells. The system allows businesses to fully harness the capabilities of their payment service providers, providing customized integrations, a variety of payment choices, and essential tracking information. Additionally, Checkout X seamlessly integrates with vital services for conversion tracking, order fulfillment, cart recovery, and more, ensuring a streamlined operation for online merchants. By choosing Checkout X, businesses can revolutionize their checkout process and significantly improve overall customer satisfaction and retention.

Boost your annual sales by allowing customers the flexibility to defer payment for up to 8 months. Transition monthly subscriptions into annual packages to elevate your Average Order Value (AOV). Generate new leads effortlessly with SaaSPay’s adaptable financing solutions, ensuring you receive payment immediately without the hassle of chasing monthly installments. Get your full payment upfront, and easily convert monthly subscribers into annual clients using our one-click financing option. Simply upload your customer information along with details of your products and their respective subscription tiers. Enjoy the benefit of having an entire year's payment deposited into your bank on the very first day of the sale! Set up your SaaSPay account quickly with a straightforward Know Your Business (KYB) process, and enhance your team's effectiveness by adding an unlimited number of members. Leverage our advanced analytical tools to assess the performance of different packages and uncover potential upselling opportunities through customer usage insights. With a one-click Buy Now Pay Later (BNPL) option, you can significantly enhance your annual subscription sales while providing your customers with the flexibility they desire for repayment. This approach not only increases customer satisfaction but also fosters long-term loyalty.

"Paidy" offers a solution that eliminates the need for a credit card, helping to prevent cart abandonment and boost sales by facilitating payments tailored to user preferences. Users have shown a strong preference for options such as pre-screened credit cards, pre-payment at convenience stores, cash on delivery, and a streamlined shopping experience that removes the usual hassles, leading to over 4 million accounts being created. This system not only aids in customer retention but also promotes sales growth by attracting a diverse clientele, including those without credit cards and younger demographics. By utilizing Paidy, merchants can effectively tap into groups that typically do not use credit, particularly younger consumers. Additionally, the platform guarantees a full deposit for transactions, with Paidy assuming responsibility for any unpaid amounts, thereby eliminating financial risk for merchants. This innovative approach ensures that businesses can focus on growth without the burden of payment uncertainties.

Pay.'s comprehensive payment solution simplifies transactions for both online and brick-and-mortar businesses. By implementing an effective omnichannel payment approach, your company can experience continuous growth. All transactions are seamlessly integrated within the Pay. platform, allowing you to access financial data and payment analytics at any moment through the dashboard and app. With Pay., you can accommodate your e-commerce customers by providing any online payment method they require. To enhance user experience and boost conversion rates, you have the option to select from over 50 local and international payment solutions, including various Buy Now, Pay Later (BNPL) options. Setting up Pay.'s ready-to-use plugins on your webshop is quick and straightforward. Additionally, you can facilitate in-store payments through debit and credit cards, e-wallets, payment links, or QR codes. The Pay. dashboard and app deliver comprehensive real-time insights into all in-store transactions, ensuring you are always informed about your financial status. This level of transparency allows for better decision-making and ultimately enhances customer satisfaction.

Shopping with tabby enhances your experience by allowing you to divide your payments into four interest-free installments or earn cashback at your favorite retailers, or even both. By selecting tabby at checkout, you can enjoy the convenience of shopping now and repaying later, with payments billed monthly. The tabby app empowers you to shop today, pay later, and accumulate cash rewards, all without incurring interest, fees, or any hidden costs. This innovative shopping method eliminates price barriers, effectively converting casual browsers into buyers, boosting average order values, and broadening your customer reach. You can explore and shop with beloved partner brands directly through tabby’s app or website, earning cash that you can withdraw regardless of whether you choose to pay with tabby. By providing shoppers with the flexibility and freedom to obtain what they desire, tabby makes the shopping journey significantly more rewarding. With no interest, fees, or potential debt traps, tabby promotes a seamless purchasing experience. Over 2,000 global brands and small businesses, including big names like Adidas, IKEA, SHEIN, and Marks & Spencer, utilize tabby to drive their growth and success in the market. This user-friendly platform not only facilitates purchases but also ensures that shopping remains an enjoyable and financially sound activity for everyone involved.

Zinia, the innovative 'Buy Now, Pay Later' solution from the Santander Group, serves over two million users throughout Europe. It simplifies the shopping experience by enabling customers to divide their payments into easy, interest-free installments quickly and transparently. The platform caters to both in-store and online shopping at select retailers, with plans for offline features to be introduced soon. Enhance the affordability of your products through our interest-free payment options. Boost your sales by providing customers with greater flexibility in their payment choices. Our adaptable payment solutions lead to increased average spending during checkout, encouraging customer loyalty. With our straightforward, rapid, and transparent payment processes, shopping becomes a more enjoyable experience. This single-platform approach allows us to extend our services internationally to all divisions of Santander Consumer Finance, promoting a seamless global shopping experience for users.

Our comprehensive database provides an updated summary of 450 payment providers worldwide at no cost, ensuring independence and transparency. Through our strong partnerships with these payment providers, our portal enables you to access the best offers available. This not only helps you save money but also enhances your potential for increased sales. Selecting the appropriate payment provider is crucial for optimizing both your sales and cost efficiency. We also provide free consultations to assist you in making informed decisions. In today's digital marketplace, the majority of e-commerce businesses rely on one or more payment service providers. A significant portion of online consumers complete their purchases using e-wallets, mobile payment solutions, or credit cards. To facilitate these transactions, online retailers must engage a payment service provider, making this choice more important than ever for business success. Understanding the various options available can greatly impact your overall profitability and customer satisfaction.

FanBasis is a comprehensive software solution tailored for managing high-value, high-profit digital enterprises, offering a complete suite from checkout processes to fulfillment, alongside integrated financing options, premium payment methods, and the capability to scale at an enterprise level. This platform boasts an array of features, including cryptocurrency payment options, automated fulfillment processes, order bumps, upsell strategies, personalized dashboards, compatibility with over seven Buy Now, Pay Later (BNPL) services, shareable payment links, adaptable financing solutions, and customizable checkout funnels. By using FanBasis, users can access a holistic set of growth tools that facilitate every step from product hosting to payment processing, all within a single, robust platform. It guarantees secure payment transactions with dependable payouts for both users and affiliates, all supported by a framework designed to safeguard revenue at every stage. Moreover, the platform enhances scalability through real-time analytics, integrated BNPL options, focused automation, and access to growth specialists who provide valuable insights and support. This makes FanBasis an indispensable resource for those looking to thrive in the digital business landscape.

Enhance your Shopify store by setting up a Customer Account Page, managing Store Credits, enabling Social Login, offering a Wishlist, showcasing Recently Viewed Products, facilitating Reorders, and much more with Flits. By utilizing Shopify Customer Accounts, you can gain deeper insights into your shoppers, while Shopify Store Credits help to solidify customer relationships. Wishlists serve to capture shopper intent effectively and minimize cart abandonment, and Social Login makes the signup process effortless for your customers. Flits stands out as a premier Shopify app designed to deepen your understanding of customer behavior. Our comprehensive solution is geared towards elevating customer engagement, fostering retention, and enhancing loyalty. Developed through extensive research and analysis of evolving customer trends, Flits empowers your store with essential features that can significantly boost sales on Shopify! Additionally, leveraging these tools not only optimizes the shopping experience but also encourages repeat visits and purchases.

ZoodPay allows you to make purchases both online and in physical stores by splitting your payment into four installments across 90 days, all while avoiding interest and extra charges! To use ZoodPay, simply select it as your payment option during checkout, fill in your personal details, and enter your credit or debit card information. You'll receive immediate approval, making it easy to manage your payments in four equal segments. With ZoodPay, financial stress is a thing of the past! You can shop for items through the ZoodMall app or at numerous online retailers that support the 'Buy Now, Pay Later' feature. The approval process is quick and entirely digital! You can pay for your items using your local currency, enjoying the convenience of having the products in your hands now and the flexibility to settle the payment later within 14 days or through four to six installments, all without any added interest or fees. This innovative approach to shopping provides a seamless experience and empowers consumers to manage their budgets more effectively.

Chargeback deflection at the highest efficiency. Say goodbye to chargebacks through our seamless collaboration between merchants and issuers. Merchanto is a simple, all-in one solution that eliminates chargebacks. Merchanto, as an official partner of Visa & MasterCard, connects you with a global network that covers over 99% of Visa & MasterCard issuers. We facilitate the sharing of dispute data, transaction details and other information between financial institutions and retailers in near-real time. Our platform is supported by thousands of issuers around the world and offers pre-dispute solution, stopping chargebacks even before they occur. Join Us Today to Protect Your Merchant Account Forever.

PayCafe was established on the belief that credit card payments should be simple, consistent, and reliable. PayCafe is known for its poor support, minimal reporting and poor transparency in the payment processing industry. We saw a need for a credit card payment solution that would simplify your businesses. The payment processing industry has remained relatively static for many years. Although technology has been developed to improve your credit card payment infrastructure, it still requires integration and management. We have combined a robust credit-card payment solution, shopping cart and security with fraud protection, real time reporting, dispute resolution systems, customer service, and security. We make credit card payments easy, secure, reliable, cost-effective, and affordable so you can concentrate on running your business. PayCafe's merchants have confidence in their payment solution.

Ecommpay is an inclusive online payments platform offering midsize and enterprise businesses the solutions they need to thrive. But we’re so much more than just a payment service provider; we’re business partners committed to ensuring our clients’ payments flow smoothly and optimising every transaction for maximum value. As an FCA-regulated company and a principal member of Visa and Mastercard, we provide flexible solutions including global and local acquiring, over 100 payment methods, and comprehensive payment processing and orchestration - all accessible through a single, seamless API. Our award-winning proprietary risk and fraud controls provide sophisticated protection that’s integrated into every transaction. We believe in financial freedom and accessibility for all and pushing the boundaries of what’s possible in payments. That’s why we’ve worked to enable easy access to financial ecosystems by providing a platform where everybody feels empowered, connected, secure, and free to choose their preferred payment methods. Ensuring it’s easy to make and accept payments in the digital economy worldwide is good for everyone. At Ecommpay, we always find a way forward. Let’s grow your business!

Concourse – Disputes is a robust system designed for managing the entire workflow associated with disputes, overseeing the chargeback life cycle from the moment a claim is filed to its ultimate resolution for both card issuers and acquirers. This system effectively handles every element of the disputes management process concerning electronic payment transactions, including credit cards, debit cards, ATMs, POS, and mobile payments. It encompasses the formulation and oversight of retrieval requests, chargebacks, representments, arbitration, and various other dispute-related tasks. Users can manage dispute actions throughout the full transaction life cycle, tailoring the initiation of disputes according to the specific attributes of each transaction. The platform offers the capability to generate adjustments, chargebacks, representments, and a range of other dispute-related processes. Moreover, it streamlines the handling of network-specific dispute regulations from major players like Visa, MasterCard, Discover, and American Express. By integrating internal processing protocols as distinct workflow steps within dispute management plans, it enhances efficiency and compliance in handling disputes. Overall, this comprehensive system is essential for organizations aiming to optimize their dispute resolution processes.

Clearly Payments offers low-cost credit card processing software and services for online payments, payment terminals and mobile payments. They also offer recurring billing and invoicing. The mission of Clearly Payments is to lower the cost merchants pay to accept payments. Period. The first step of the plan is to create a payment processor that has a low-cost structure. Innovation is required, so we need a strong corporate culture. We keep costs low by: - Virtual teams, cloud-based software, and a culture that is metrics-driven to run our business - Working with the most cost-effective and reliable payment technology providers around the globe - Customer acquisition via communities, word of mouth, and partnerships We can pass the savings to merchants by our low-cost structure. We are expanding on this front, making merchants happier and saving them money every single day. https://ancillary-proxy.atarimworker.io?url=https%3A%2F%2Fwww.clearlypayments.com

Uswipe collaborates with international credit card acquirers and licensed payment institutions to deliver secure payment solutions tailored for businesses of all sizes around the globe. Our established connections with Visa, MasterCard, and SWIFT, facilitated by a wide network of partners, allow Uswipe to handle all major credit card transactions, issue Prepaid Cards, provide digital e-wallets, manage IBAN, and support cryptocurrency processing for qualified enterprises worldwide. Through our esteemed banking partners, we deliver competitive pricing and secure, multi-currency payment alternatives to merchants internationally. Additionally, we boast a payment gateway that adheres to the highest standards of PCI DSS Level 1 compliance, ensuring robust security. Our dedicated customer service team is available around the clock, guaranteeing that all transactions are processed seamlessly and efficiently. We pride ourselves on a certified quality gateway system that upholds the excellence of our offerings to merchants, underscoring our commitment to superior service and reliability. This comprehensive approach positions Uswipe as a trusted partner for businesses navigating the complexities of modern payment solutions.

WyseMe is an innovative loyalty and rewards platform driven by AI, designed to assist eCommerce businesses in attracting high-value customers, enhancing customer retention, and lowering acquisition expenses. The platform empowers brands to boost their visibility, execute marketing initiatives across multiple channels, and incentivize loyal customers for their positive shopping habits. Utilizing a sophisticated AI engine, WyseMe allocates Wyse points to shoppers according to their purchasing patterns. These points can then be redeemed for gift cards at various participating stores featured on the WyseMe platform. Additionally, this system not only fosters customer loyalty but also creates a vibrant community of engaged shoppers eager to explore new offers.

With Smartpay Zero Cost EFTPOS, you can eliminate transaction fees associated with EFTPOS payments entirely. Our service supports all prominent credit and debit cards, including Visa, MasterCard, EFTPOS, and American Express, ensuring you can cater to a wide range of customers. We also facilitate contactless payments through various methods such as cards, smartphones, and wearable devices, making transactions quick and convenient. Our user-friendly Android machines are designed to accept contactless payments via Mastercard Tap & Go and Visa payWave effortlessly. Additionally, Smartpay terminals are compatible with mobile payment platforms like Apple Pay, Google Pay, Samsung Pay, and Android Pay, making it easier than ever to conduct transactions. Our card reader accommodates all major credit and debit cards, including the option to add American Express at no extra charge. Each month, our dedicated payment specialists assist countless businesses similar to yours in finding the most suitable payment solutions. We invite you to discuss how we can support your business needs today. In Australia, we proudly serve as a payment facilitator, offering credit and debit card acquisition through our innovative EFTPOS terminals, revolutionizing the payments industry while providing business owners with tailored payment products to enhance their operations. As a result, we are not just offering a service; we are building partnerships that empower businesses to thrive in a competitive market.

Cannabis retailers should offer the same payment methods as any other legal business to foster trust and credibility within the medical and recreational marijuana sectors. By embracing credit card payments, these businesses can gain validation and promote wider acceptance in society. This shift towards mainstream payment options plays a crucial role in enhancing public perception of the cannabis industry. Our primary focus has been to facilitate merchant accounts specifically for marijuana dispensaries and related cannabis enterprises. Recognizing the demand, we combined our expertise to create an effective and legitimate credit card processing solution tailored for the cannabis market. Our proprietary system has been developed through valuable partnerships and collaborations within the credit card processing arena. Thanks to our innovative approach, any dispensary or cannabis-related business can now seamlessly accept payments via Visa, MasterCard, Discover, American Express, debit, and checks, thus broadening their customer base and improving their operational efficiency. This comprehensive payment solution not only simplifies transactions but also signals a significant step towards industry normalization.

Mobius is a pioneering Generative AI application that utilizes real-time consumer spending data to provide immediate insights into various aspects of spending behaviors. You can inquire about any spending-related topic and receive instant information regarding trends, consumer habits, retail outlets, and broader economic conditions. Our comprehensive debit and credit card spending data is relied upon by top hedge funds, researchers, and marketing experts worldwide for informed decision-making. With access to transaction data from millions of payment cards, users can uncover valuable insights into the consumer economy, key performance indicators of companies, and prevailing industry trends. Facteus stands out as a premier provider of credit card transaction and alternative data, boasting the largest transaction data panel in the Alternative Data sector, with over 40 million active cards and a diverse range of payment options including Credit, Debit, Alternative Debit, Health, and Payroll. This extensive dataset empowers businesses and analysts to make more strategic and informed choices in an ever-evolving market landscape.

We integrate dynamic checkout systems, smart routing, and local acquiring through our Merchant of Record model to provide the most economical solution for reaching international customers. As a leading partner for dynamic retail brands eager to engage with shoppers globally, Reach enhances sales on a worldwide scale. Our innovative Merchant of Record framework allows retailers to handle payment transactions from any location their customers may be situated. Additionally, Reach ensures uniformity in cross-border currency conversions with our Guaranteed FX solution, maintains partnerships with banks across the globe for local credit card processing, offers payment methods that consumers are familiar with, and delivers top-tier fraud detection and prevention services. By choosing Reach, retailers can effortlessly expand their market presence and enhance the shopping experience for their customers.

Experience a new way to shop with Klarna, where you receive tailored inspiration, exclusive offers, and the flexibility to choose your payment method. Available exclusively through the Klarna app, our payment solutions are favored by shoppers across the nation. Major brands in America utilize Klarna to enhance their customers' shopping journeys, ensuring a seamless experience at every step. We pride ourselves on providing the smoothest shopping experience possible, and our variety of payment options surpasses those offered by any other service provider. This leads to increased conversions and larger shopping carts for your business. You receive immediate and full payment, while your customers enjoy the flexibility of paying later. Partnering with Klarna means more than just accessing modern payment solutions; we are dedicated to improving the entire shopping journey for your customers. Our global reach ensures that wherever your enterprise operates, you can offer payment solutions that are tailored to local preferences, bringing joy to your customers just as much as your products do and ultimately driving greater satisfaction and loyalty.