Alternatives to SBS Banking Platform

Plaid is an international data network that powers tools used by millions of people to live a more healthy financial life. Our ambition is to facilitate an inclusive, competitive and mutually beneficial financial systems by simplifying payments and revolutionizing lending. Plaid works with more than 8,000 companies, including fintechs such as Venmo and SoFi and several Fortune 500 companies, to give people more control and choice over how they manage money. Plaid is headquartered in San Francisco and its network spans more than 12,000 institutions throughout the US, Canada UK and Europe.

Axe Credit Portal – ACP – is a future-proof AI-driven solution to automate the loan process from KYC to servicing including scoring, automatic decisioning, limit management, and collateral management. ACP is a locally hosted or cloud-based solution for lenders looking to provide an efficient, competitive, and seamless omnichannel financing journey for all client segments (Retail, Commercial, Corporate, Sovereign, and FIs.) ACP is a multi-segment digital lending solution covering not only Retail, Commercial, Corporate, FIs, and Sovereign segments but also other specific types of lending such as Microfinance, BNPL, Embedded financing, Islamic finance, Green Loans, debt servicers & collectors. Axe Finance is the trusted partner of leading global banking institutions such as Société Générale, OTP Bank, APS Bank, Arab National Bank, Al Rajhi Bank, Saudi EXIM Bank, QNB, ADCB, FAB, Bank of Bahrain and Kuwait, Bangkok Bank, Vietcombank, VIB, Permata Bank, BRED Bank Cambodia, Fidelity Bank, Polaris Bank, African Development Bank Group. among many others.

Sila is an end-to-end payment platform that provides Banking-as-a-Service through a developer-friendly payment API that is scalable and allows for fast and secure money transfers. Sila’s payment platform streamlines building and launching fintech apps and embedded payment products for financial products, fintech, crypto, and Web3. Sila’s offerings include Virtual Accounts, Digital Wallets, KYC/KYB, and ACH payments APIs for software teams. Additional functionality is available through a network of pre-approved and pre-integrated partners (to different degrees). Sila was recognized as the Best Payments as a Service Platform by the 2022 Embedded Banking Awards of Tearsheet. Sila is headquartered in Portland, Oregon.

Finicity's open platform for banking makes it easy to connect your customers' financial information to your app or service. Finicity's open platform banking platform is being used worldwide by some of the most innovative and large organizations to provide better financial experiences for their customers. Your experience is dependent on data quality. Our data has been battle tested in the most demanding markets. You can easily code to endpoints and test data, and connect to Finicity’s open banking platform to access the best API coverage for banks, credit unions and payroll providers. Access to the data you need to power products is easy with our suite of APIs.

With Kinective Bridge™ (formerly OmniConnect), access the largest library of integrated fintech solutions, with 80+ integrations across 99% of US-based cores. Seamlessly connect your core with best-of-breed fintechs to scale digital transformation, modernize operations, and increase client delight. • Turnkey solution for secure, comprehensive, and supported connectivity • Innovate at your pace and scale growth without the need for extensive development resources • Mitigate manual processes and human error • Access the largest library of integrated fintech solutions with the flexibility to choose any system, technology, or provider Transformation sounds great on paper, but hard to make a reality with legacy tech stacks and outdated infrastructures. The hassle of switching cores or burning through in-house dev hours to integrate systems can be a slow, time-consuming process.

Boss Insights provides global leading access to business customers’ financial data with a single connection to accounting, banking, commerce, payroll, tax and more (i.e. Quickbooks, Stripe, SalesForce, etc.). It’s used by fintechs and neobanks to gain 60% increased automation, 100% automated scoring, 51% faster funding and 5x faster renewals.

Qwist stands as the foremost independent B2B2X open finance platform in Europe, delivering an extensive array of products aimed at optimizing financial services and improving customer interactions. The platform's mbed digital lending suite integrates flawlessly with e-commerce sites, allowing digital retailers and marketplaces to partner with top banks for immediate access to a range of financing solutions, which fosters a distinctive, complete customer experience. It offers cutting-edge payment solutions tailored for high-value items, streamlining the entire digital lending process with options that include consumer credit and installment payments. Additionally, Qwist supplies real-time insights into financial transaction data, ensuring detailed categorization, verification of financial identity, assessment of disposable income, initiation of payments, and insights into risk. This robust toolkit enables businesses to harness thorough financial data for purposes such as verification, risk mitigation, and enhancing sales opportunities, thereby driving greater efficiency and effectiveness in their operations. As a result, Qwist not only enhances the financial service landscape but also empowers businesses to create more personalized and effective customer experiences.

TurnKey Lender, a one-stop lending platform, is used by creditors from 50+ countries to automate their entire operation. The platform allows lenders to grow their business profitably while reducing operational costs and risk. It's an AI-driven SaaS which automates 90% of all lending process and gives B2C andB2B lenders a competitive advantage. TurnKey Lender Platform offers several pre-configured solution packages, including Commercial, Consumer Pay Later, Auto Leasing, Mortgage, Factoring, Leasing and Mortgage. TurnKey Lender was developed in constant collaboration with lenders around the world. It is a sophisticated solution that addresses real-world digital lending challenges.

Elcoin Automated Banking System is a fully-fledged transactional bank system that supports a wide variety of financial intermediation models. Elcoin ABS is able to run automated banking infrastructures for payment service providers, commercial banks, and e-money companies. Elcoin ABS offers an open API architecture that allows you to request both internal services and global banking payment capabilities. Elcoin ABS offers modular functionality that can be assembled according to the business model and required services. These modules include Core and Contacts, Products and Accounts. Payments, Foreign Exchange, Cards Crypto, Treasury, Notifications Channels and Processes are all available.

finAPI serves as a reliable and user-friendly platform that connects businesses, financial institutions, and individual users seamlessly. Our open banking API empowers organizations to retrieve and analyze account information, as well as facilitate payments on behalf of their clients. Additionally, we provide essential support for banks and financial service firms through an XS2A server, which ensures compliance with the PSD2 directive for third-party providers. With its adaptability and flexibility, finAPI is consistently prepared to tackle new challenges. We assist in the development of cutting-edge financial services that bring genuine benefits to both your business and your clientele. By improving data accessibility, we foster innovation and streamline processes significantly. finAPI’s advanced data intelligence modules offer in-depth financial data analysis, including categorization, cash flow insights, risk assessments, and contract identification. The integration of data enrichment, AI, and machine learning techniques guarantees unparalleled data quality and optimal outcomes, paving the way for future advancements in the financial sector. Our commitment to continuous improvement makes finAPI a vital partner in navigating the evolving landscape of finance.

Capital Banking Solutions is a leader in providing integrated banking software solutions that are end-to-end for financial institutions in Europe, Africa, Middle East, and America. Capital Banking Solutions was founded in 1997 with the goal of supporting financial institutions to innovate and drive market change. It supports more than 200 banks and financial institutions worldwide. Capital Banking Solutions offers a complete suite of modular and open-architecture products for the Financial Services Industry. These products include Universal, Retail, Corporate and Private Family Offices, Management Companies, Islamic banks, and Management Companies. Capital Banking Solutions was ranked among the top vendors by IBS Intelligence, and global players by Forrester. It is now being recognized as one the most powerful Financial Technology Providers. Capital Banking Solutions offers a complete portfolio of best-of-breed products to support key banking functions like Wealth Management, Compliance and Risk management and Digital Banking.

Advapay's Digital Core Banking solution allows fintech clients and digital banks to launch their businesses and accelerate digital transformation. The platform provides all the essential functions, a back-up system, and tools to customize and add new integrations. Customers can connect to either the cloud-based SaaS, or on-premise software.

Die G&H Bankensoftware AG entwickelt unter der Marke BANCOS Software fur Banken und Fintechs. Unsere B2B-Losungen in den Bereichen Kernbanksystem, workflow-basierter Prozess-Automatisierung, Embedded Finance und Online Banking sind bei nationalen wie internationalen Finanzinstituten im Einsatz. Zur Vervollstandigung unseres Produkt- und Leistungsportfolios haben wir ein umfangreiches und engmaschiges Partner-Netzwerk aufgebaut, u. a. fur die Bereiche IT-Outsourcing und Application Management. Die flexiblen BANCOS-Softwarelösungen sorgen dafür, dass die Prozesse unserer Kunden optimal harmonieren. Sie zeichnen sich besonders durch smarte Anpassungsspielräume aus. So können wir den individuellen Geschäftsmodellen am Banking-Markt gerecht werden und mit unserer Software einen Beitrag leisten zur Sicherung des Geschäftserfolgs unserer Kunden – heute und morgen.

The nCino Cloud Banking Platform is a comprehensive, cloud-based solution that addresses challenges and promotes opportunities facing financial institutions (FIs) today. It's an end-to-end platform that connects commercial banking, mortgage, consumer banking, small business banking and treasury management. No matter what business your customers have with your institution, they will receive a seamless, intuitive, consistent, and personalized experience across all channels, which is key to driving satisfaction and retention.

Financial institutions are transforming their operational models with a focus on customer-centricity, while fintech companies and developers are exploring innovative market pathways. An open banking platform leverages APIs to enable seamless integration of diverse products and services, fostering creativity and collaboration. By adopting a versatile and scalable one-stop portal, financial institutions can enhance their agility, competitiveness, and drive expansion. Tailor the services to meet your clients' specific needs while delivering the advanced technology that consumers demand in today's digital landscape. With a comprehensive range of reliable banking solutions encompassing Retail Banking, Payments, Lending, Corporate Banking, and Treasury & Capital Markets, Finastra offers the tools necessary for immediate readiness and future adaptability. If you are a developer or a fintech eager to make a market impact, or a financial institution aiming to create innovative offerings for your customers, you can tap into Finastra's core systems APIs to develop new applications or integrate your current solutions seamlessly. Embrace the opportunity to lead in this rapidly evolving financial ecosystem and make a difference today.

Doocat Banking will take your customer experience to a new level! Doocat Banking is a solution that will help you migrate your banking services into the digital world, and it's tailored to your customers' needs. It can also be personalized for your bank. Doocat is an innovative multi-functional solution designed to elevate the customer experience. The application's intuitive design and smoothness will allow users to perform basic banking operations with just a few clicks.

We partner with innovative organizations to create customer-centric digital banking solutions from the ground up. The focus isn't solely on the technology employed to serve your clientele; rather, it's about leveraging that technology to ensure customers feel valued and prioritized. Our mission centers on making banking more convenient, simpler, accessible, and rewarding for users. Our unique digital banking infrastructure, known as fOS, empowers you to achieve these goals. The success of our current clients and the numerous accolades we've received stand as testaments to our effectiveness. Fidor offers the comprehensive expertise necessary to turn your digital banking vision into reality. We engage in a thorough process of thinking, designing, testing, building, and launching. Our cutting-edge digital banking platform, fidorOS (fOS), encompasses all essential banking functionalities, including onboarding, card and account management, credit products, and analytics, all within a single, unified platform. As a pioneer in adopting Open Banking principles and API integration, we have developed the fidorOS platform to be significantly advanced compared to conventional solutions. This approach not only enhances flexibility but also ensures a seamlessly integrated banking experience for users.

Basiq stands at the forefront of open banking technology, empowering developers to create cutting-edge financial applications. Our platform offers secure access to financial data, provided with customer consent, along with robust APIs that reveal critical insights. We are at the helm of shaping the future of financial services, catering to wealth managers, banks, fintechs, and beyond. By utilizing our platform, you can obtain comprehensive and trustworthy banking information, enabling you to craft more engaging and tailored digital banking experiences for users. Our sophisticated income algorithms can accurately pinpoint various income sources, including regular, variable, and casual income streams, which allows for streamlined individual assessments and quicker lending decisions. Additionally, you can enhance your customers’ digital experiences by equipping them with tools to better track their spending habits. With Basiq Enrich, you can analyze each banking transaction to identify the merchant, location, and category, further enriching the financial insights provided to your clients. This level of detail not only elevates user engagement but also fosters a deeper understanding of financial behaviors.

Free banking data & premium insights. All-in-one API for banking data to build powerful banking, lending, and finance apps. All-in-one API to access account information, transaction categorization, and insights.

Integrate your application seamlessly with your users’ financial information using a secure and straightforward Open Banking API. Create innovative and captivating products that will delight your users. Their financial data is available in various formats from numerous sources, and we facilitate access to over 90% of personal and business bank accounts across Latin America, including connections to tax agencies and gig economy platforms. With our Connect Widget, you can embed this feature into your product within minutes, allowing you to save valuable development time and concentrate on what truly matters. Our platform is designed with top-tier security measures and is currently in the process of obtaining ISO 27001 certification. Effortlessly connect your users’ financial accounts and enhance their data in just a few simple steps. From lending solutions to smart saving strategies, we’re here to help you develop exactly what your users require. By accessing, aggregating, and analyzing customers’ financial details, such as their income, you can create superior borrowing experiences that meet their needs effectively. Ultimately, our goal is to empower you to deliver exceptional financial solutions.

BANKSapi is an innovative platform that utilizes APIs for Open Banking and Open Finance, operating under a PSD2 license granted by BaFin in Germany. It offers a range of services including account aggregation (Account Information Service - AIS) for various types of accounts such as current, payment, savings, building society, custody, and loans, all accessible through a unified API. Additionally, the platform provides A2A payments (Payment Initiation Services - PIS) and advanced data analytics derived from account information to enhance user experience. For businesses looking for a quick launch, BANKSapi also offers customizable widgets that integrate a user-friendly interface with secure API functionality. Currently, BANKSapi is focused on serving the markets of Germany and Austria, aiming to expand its reach and capabilities in the near future.

TrueLayer stands out as a premier technology firm that offers secure and worldwide access to financial systems. Our APIs empower developers to create top-tier products that can access data and facilitate payments instantaneously and securely. Established in 2016, TrueLayer has partnered with major global banks, is supported by prominent venture capital firms, and is trusted by leading fintech companies like Monzo, Revolut, and Zopa. By democratizing open banking through our platform, TrueLayer allows developers from various sectors — ranging from emerging startups to large enterprises — to transform financial services. Operating in the UK, Europe, and Australia, TrueLayer simplifies the integration of advanced payments and financial data into any application. Create innovative products that resonate with your users, enabling seamless money transfers at competitive rates while ensuring an exceptional user experience. Our solution eliminates the need for cards, minimizes fraud risks, and avoids chargebacks, ensuring a smooth financial transaction process.

Salt Edge, a fintech leader in creating and providing open banking solutions, takes intercommunication and interoperability between banks, third-party service providers, and their end-users to a whole new level. With offices in Toronto, London, Chisinau, Milan, Bucharest, and now expanding to the Middle East. The main vectors the company focuses on are: 1. Open Banking Gateway - allows lenders, accounting software, banks, BFMs, PFMs, iGaming companies, and different other companies to instantly connect to all customers’ bank accounts in Europe, APAC, Americas, and MEA for account information and/or payment initiation, via one unified API. 2. Open Banking and PSD2 Compliance Solution - enables banks and eWallets to become compliant with PSD2 and Open Banking requirements in 1 month, with minimal resources. ISO 27001 certified and open banking licenced, the company employs the highest international security measures to ensure stable and reliable connections between financial institutions and their customers. The company offers secure connectivity to 5,000+ financial institutions in 50+ countries. Salt Edge has been named a Strong Performer in The Forrester Wave™: Open Banking Intermediaries, 2023 Report.

Conductor stands out as the premier banking-as-a-service and card issuance platform in Latin America. This cutting-edge, cloud-native platform, equipped with an open API, empowers a variety of fintechs, banks, retailers, and enterprises in the region, facilitating the launch and expansion of innovative digital accounts and card initiatives. Currently, Conductor manages more than 85 million accounts and oversees a staggering payment volume exceeding $20 billion throughout Latin America. As a frontrunner in the digital transformation of the payments sector, Conductor's technology allows businesses across multiple industries in Brazil and the wider region to deliver optimal payment solutions to their clients. Additionally, Dock serves as a payment institution that provides an Open Banking platform, enabling other companies to seamlessly offer financial services and efficiently establish their own banks or fintechs in a white-label format. This synergy between Conductor and Dock epitomizes the evolution of financial services, making it easier for businesses to innovate and meet consumer demands.

Ensuring digital accessibility is crucial for your customers' experience. Transform your business offerings with Arttha's digital banking as a service and harness the potential of digital banking solutions. The importance of instant payments cannot be overstated, as customers expect seamless transactions. By integrating Arttha effortlessly with your current Core Banking Systems, you enable your clientele to make quick digital payments with ease. Enhance customer satisfaction and make informed lending decisions in today's rapidly evolving lending landscape. Arttha serves as a comprehensive tool for managing the entire lending lifecycle that your business requires. With Arttha's merchant management solution, empower your merchants to accept payments anytime and anywhere, facilitating a versatile payment experience. This all-in-one platform supports every aspect of acquiring, from onboarding to hardware integration and reporting. Champion Financial Inclusion by extending your Digital Bank's services to those who are unbanked through Arttha's Agent Banking capabilities. Tailor features, business policies, and services to meet your specific business demands, enabling a more personalized approach to banking. By leveraging these innovative tools, you not only enhance your service offerings but also contribute to a more inclusive financial ecosystem.

The Ninth Wave Platform presents a unified and robust open banking solution that allows financial institutions to share permissioned data securely and efficiently with various third-party applications, such as aggregators, fintech firms, accounting and ERP systems, personal finance management tools, tax preparation software, and other consumer and business applications. By utilizing Ninth Wave, retail and commercial banks, credit unions, wealth managers, and other financial services entities can provide their customers with swift and convenient access to their information on their own terms, available anytime through any chosen application or service. This innovative approach not only enhances the digital experience for users but also fosters greater satisfaction and loyalty, attracts a broader customer base, generates new revenue opportunities, mitigates risks, and ensures compliance with regulatory requirements for clients. Ultimately, Ninth Wave empowers financial institutions to adapt to the evolving landscape of digital banking while maintaining a competitive edge.

RNDpoint's Neobank software offers a range of functionalities and advantages, including a fully customizable mobile UI, extensive integration capabilities, and a unique, customizable core. From regional banks to credit unions, FinTech startups, and challenger banks, organizations across the financial landscape can leverage our software to streamline development expenses, expedite time-to-market, and provide customers with unparalleled experiences.

We empower leading financial institutions, corporations, and FinTech innovators to launch uniquely tailored payment solutions backed by a robust and immediate business rationale. Our approach generates substantial new net revenues and cost reductions through the utilization of our rapid, scalable, and secure API along with a white-label platform designed for targeted implementations. Our proprietary platform, which is interoperable and PCI-DSS certified, is hosted in Tier-4 data centers that guarantee the highest levels of security. Furthermore, Bankable's Virtual Ledger Manager serves as a cloud-based virtual account solution that can be integrated with any bank account, significantly improving cash management for multinational corporations. This versatile multi-bank solution is adept at handling both standardized and proprietary data formats, ensuring seamless processing across various banking institutions. Overall, our offerings not only enhance operational efficiency but also position our clients to capitalize on emerging market opportunities.

Designed specifically for commercial banks and lenders, BankPoint integrates effortlessly with your core banking system, offering a straightforward and intuitive solution that significantly enhances and streamlines your institution's operations. Discover how progressive financial organizations are embracing BankPoint to optimize various functions such as Loan Pipeline Management, Loan Portfolio Management, Covenant Tracking, Loan Review, Document Management, and additional critical areas for improved efficiency and effectiveness. By adopting this innovative platform, institutions can not only simplify their processes but also gain a competitive edge in the fast-evolving financial landscape.

Become a part of Portfolio+, a platform designed to link clients with financial service providers for a tailored banking journey. Our consumer-focused banking interface, combined with powerful APIs, delivers customized financial solutions while ensuring the utmost protection of client information. We offer secure and proven financial software solutions that foster business growth for technologically advanced, interconnected financial institutions. By utilizing our open banking platform, we not only empower consumers but also create revenue opportunities for financial service providers. Our core banking system guarantees seamless transaction efficiency throughout the Canadian banking landscape. Additionally, we provide essential training and consultancy services to help finance professionals leverage the advantages of fintech. With over 30 years of experience, Portfolio+ is leading the charge in the open banking revolution in Canada, continuously creating cutting-edge financial products and services through a dedicated team of finance and technology experts. Join us in shaping the future of banking, where innovation meets customer-centric solutions.

Setting up your mobile banking solution has never been simpler than with FinCell, a versatile white-label service designed for financial institutions seeking an affordable and customizable mobile banking application. Built on the principles of open banking, FinCell ensures seamless integration with your core systems through the use of open APIs. The platform's commitment to information security and quality management is evidenced by its ISO 27001 and ISO 9001 certifications, ensuring that all essential safety and compliance protocols are firmly in place. Developed by industry experts holding certifications such as CISSP, CDPSE, and CISA, FinCell adheres to the best practices in the sector. You can launch your mobile banking app in just two months, as FinCell provides a range of pre-defined features that expedite your market entry. With a subscription-based pricing model that aligns costs with your customer base, you only pay for what you utilize. Additionally, FinCell is highly scalable, enabling you to enhance revenue, expand your customer base, and minimize churn rates effectively. By choosing FinCell, you are investing in a solution that not only meets your current needs but also adapts to your future growth.

Advantica Cloud Core Banking is our exclusive electronic banking platform that delivers an all-encompassing core banking experience. It features a wide range of multi-channel banking products and services, along with assistance in executing business strategies. This system adheres to the latest standards outlined in the Payment Services Directive (PSD2) and embraces the principles of Open Banking. Known for its security, stability, scalability, and reliability, Advantica has been successfully deployed by Softax in some of the largest financial institutions across Europe. Additionally, its robust infrastructure ensures that it can adapt to changing market demands effectively.

Gain immediate access to financial information via a straightforward API integration. With minimal coding required, you can easily implement any of our APIs. Businesses are enabled to retrieve real-time and standardized data directly from banks and various institutions through our unique API connection, enhancing their operational efficiency. This seamless integration opens up new possibilities for data utilization and financial analysis.

Particeep, a fintech, provides banks, asset management companies, insurances, and their distributors with key solutions that enable them to distribute financial products and services online. In addition to its open API, the company also offers white-label platforms that allow you to distribute financial services online in less time than a month.

We provide banking information to enhance your business operations. Companies across the globe are revolutionizing their offerings with Kontomatik. Regardless of your institution's type or budget constraints, Kontomatik has the right solution for you. If you seek a partner to empower your business through banking data or have ideas for innovative products or services utilizing open banking, we are here to assist you. Discover how Kontomatik's features can benefit your company. Streamline the onboarding of your customers with our user-friendly widget, facilitating a smoother transition to online channels. Leverage data from users' bank accounts to eliminate manual processes, ensuring a seamless customer experience that boosts conversions by simplifying the procedure and minimizing errors. Gain immediate access to dependable, real-time data regarding clients' income structures, and verify bank account numbers prior to executing any transfers. Enhance your decision-making with more precise evaluations and improve acceptance rates significantly, allowing your business to thrive in a competitive market.

Spotbanc is a dedicated digital banking platform that facilitates small and medium-sized electronic money institutions, banks, and financial service providers in launching a range of impactful financial products and services, including electronic money, virtual accounts, online banking, loan management, and treasury management. Tailored specifically for niche financial entities that cater to distinct client needs, Spotbanc offers an array of solutions such as Electronic Money software, Corporate Banking solutions, Private Banking solutions, Loan Management software, Treasury Management tools, and specialized banking solutions available on-demand. These offerings can be utilized as standalone options, integrated, customized, or provided as a comprehensive package, showcasing our agility in delivering online banking solutions. Furthermore, Spotbanc features a sophisticated omnichannel system that ensures a seamless and cohesive experience for clients, allowing them to enjoy synchronized data and consistent banking interactions whether they access services through the web or mobile applications. This commitment to a unified client experience positions Spotbanc as a leader in the digital banking sector.

Envestnet | Yodlee stands out as a premier platform for data aggregation and analytics, enhancing the financial lives of consumers through cutting-edge products and services tailored for over 1,400 financial institutions and FinTech firms, which include 16 of the top 20 banks in the United States. We are at the forefront of revolutionizing financial applications and services with comprehensive solutions designed for wealth managers, banks, merchants, and beyond. Discover how we can assist in your growth journey. Our robust data aggregation platform empowers financial institutions and FinTechs to facilitate improved financial outcomes for consumers. We prioritize industry-leading standards for data security, compliance with regulations, and protection of privacy. Stay updated with insights from Bill Crager regarding Envestnet's ongoing commitment to purposeful action. Additionally, explore our extensive collection of white papers, on-demand webinars, eBooks, case studies, and much more, all filled with valuable product information and practical guidance to help you succeed in the financial sector. Together, we can drive innovation and excellence in financial services.

Flinks enables the open, consent-based exchange of financial data and empowers you to connect consumers with the services they want. Flinks Enrichment is the smart analytics layer on top of your raw retail and business banking data. Whether your data pipeline is coming from Flinks, or you’re BYOD (bringing-your-own-data) from your existing integrations—extracting actionable, model-ready insights for credit risk analysis, income verification, life event detection or fraud prevention couldn’t be easier. Flinks Connectivity offers the largest financial data network coverage, allowing your customers to use your services by easily and securely connecting their financial accounts and sharing the data you need. From KYC to transactional data and assets, Flinks Connectivity is the backbone that will power your business and put you ahead of the competition. Flinks Outbound provides the Open Banking infrastructure you need to launch and adapt quickly in a dynamic market and regulatory environment. Winning with open banking goes far beyond just technology and APIs. Our extensive network of third-party applications that millions of Canadians are already using can become your launch

We manage the entire process of user and bank account creation, customer onboarding, compliance verification, and adherence to regulatory standards. Our commitment ensures that we provide services that meet industry compliance benchmarks while delivering a seamless experience for users. By implementing our comprehensive core banking system, you can introduce innovative and customer-focused banking solutions. We empower businesses to offer efficient payment solutions tailored to their customers' needs. No matter what payment challenges arise, our diverse solutions are equipped to address them effectively. Additionally, we assist organizations and financial institutions in issuing customized physical and virtual cards. By tailoring our card programs to your specific requirements, we ensure that your needs are met precisely. We bridge the gap between finance, technology, and commerce through our extensive capabilities, which include collection technology, payout solutions, merchant plug-ins, and payment gateways, among others. Our all-inclusive solutions take care of the complexities, allowing you to swiftly launch cards, programs, or any financial technology product with ease and efficiency. With our support, businesses can focus on growth while we manage the intricate details of their financial operations.

Build, enhance, and expand your offerings with straightforward access to a comprehensive financial ecosystem. With features like accounts, foreign exchange, both domestic and international payments, acquiring, and open banking—all provided through a unified, developer-centric API—you can craft innovative customer experiences by seamlessly integrating financial services into your products. This ensures your customers can remain within your ecosystem without needing to navigate elsewhere. Optimize both customer interactions and back-office functions through effortless integration with your current systems. Transition all your services to OpenPayd and take advantage of competitive rates, extensive coverage, cutting-edge technology, and exceptional support. Scale rapidly by tapping into local payment infrastructures, unparalleled foreign exchange management, and an extensive array of global licenses. Facilitating local and international transactions becomes effortless with OpenPayd's extensive global banking network, ensuring you can meet diverse financial needs efficiently. The integration of these services empowers you to deliver outstanding value to your customers while streamlining your operational processes.

All your customer management needs can be met with a fast and flexible decision engine. Paris is easy to use and adopt due to its intuitive user interface. Paris is a highly configurable and flexible decision engine system that allows for maximum flexibility and growth. You can implement models, both machine learning and traditional, across multiple products and decision science applications. These include marketing, credit scoring, customer management, collections, and marketing. It can be audited with all input, derived, and output variables available to any reporting suite. Software that is flexible and business-oriented Visualization and interaction with decision trees Analysis and design of an 'open box strategy'. Continuous improvement and strategy testing Route planning and decision making that is reliable and accurate. Multi-bureau and open bank support.

Green Dot is a bank holding company that specializes in financial technology, dedicated to making contemporary banking and money transfer services available to everyone. Utilizing our innovative technology, we facilitate quicker and more efficient electronic transactions and financial management, offering users straightforward and seamless methods to spend, send, manage, and save their funds. Our Banking as a Service (BaaS) platform empowers a range of leading consumer and tech companies in the U.S. and abroad to create and implement their own tailored banking and payment solutions. Established in 1999 and based in Pasadena, CA, Green Dot has successfully served over 33 million customers directly, along with many more through our banking partners, and primarily functions as a "branchless bank." This evolution reflects our commitment to enhancing financial accessibility and innovation in the banking sector.

A single platform that meets PSD2 compliance unlocks a world of possibilities. Shape the future of finance by leveraging a diverse array of premium financial data from various European banks via one convenient API. This empowers you to deliver intelligent financial services and captivate customers with new experiences. Whether you're a major bank in need of a tailored solution, an emerging fintech seeking a reliable technology partner, or a small business aspiring to bring your concepts to life, we have the resources to support you. Our platform is designed to nurture and facilitate ideas of every kind and magnitude, ensuring that innovation flourishes.

StrategyOne by CRIF Digital is an all-inclusive digital decision-making tool that empowers companies to execute, test, and oversee decision-making processes without the need for programming skills. By harnessing augmented intelligence powered by AI, it significantly improves decision-making logic, credit assessment, and various operational procedures. The platform features an intuitive visual designer that allows business users to quickly develop and modify decision strategies, thereby enhancing overall decision-making throughout the customer journey. Additionally, it provides capabilities for what-if analysis, simulation, and strategy refinement using machine learning techniques, while ensuring adherence to regulations such as Basel and IFRS9. Users can also benefit from advanced analytical tools, real-time performance tracking, and the deployment of decision logic without interruptions, which facilitates a more responsive and informed approach to data-driven decision-making. In a world where fast and reliable insights are crucial, StrategyOne stands out as a vital resource for organizations aiming to elevate their operational effectiveness.

Delivers the essential components required to access various open banking APIs seamlessly. Connect to multiple financial institutions with minimal effort. Offers the foundational tools to link to a range of banks effortlessly. It standardizes the frequently evolving APIs of different banks into a cohesive and straightforward protocol. One API opens up endless opportunities while ensuring a consistent user experience. New banks are integrated regularly. We are flexible enough to shift our focus to meet your requirements. Additionally, onboarding new banks doesn't necessitate any new learning on your part. Our API is constructed on the Berlin Group protocol. It comes equipped with pre-configured functionalities such as Consent management, Account balance retrieval, Transaction histories, and Payment Initiations, along with support for a wide array of banks and standards. Features are continuously added to enhance its capabilities. This stateless API can be deployed on your infrastructure alongside your web and mobile banking systems, tailored for your exclusive utilization in alignment with your organizational policies. Furthermore, we will refresh your SDK as needed to ensure its optimal performance. This adaptability ensures that your banking solutions remain cutting-edge and compliant with industry standards.