Alternatives to RDC Platform

Axe Credit Portal – ACP – is a future-proof AI-driven solution to automate the loan process from KYC to servicing including scoring, automatic decisioning, limit management, and collateral management. ACP is a locally hosted or cloud-based solution for lenders looking to provide an efficient, competitive, and seamless omnichannel financing journey for all client segments (Retail, Commercial, Corporate, Sovereign, and FIs.) ACP is a multi-segment digital lending solution covering not only Retail, Commercial, Corporate, FIs, and Sovereign segments but also other specific types of lending such as Microfinance, BNPL, Embedded financing, Islamic finance, Green Loans, debt servicers & collectors. Axe Finance is the trusted partner of leading global banking institutions such as Société Générale, OTP Bank, APS Bank, Arab National Bank, Al Rajhi Bank, Saudi EXIM Bank, QNB, ADCB, FAB, Bank of Bahrain and Kuwait, Bangkok Bank, Vietcombank, VIB, Permata Bank, BRED Bank Cambodia, Fidelity Bank, Polaris Bank, African Development Bank Group. among many others.

Gaviti automates the invoice to cash flow process, allowing accounts receivable departments to make better credit decisions and reduce DSO. It also helps them reconcile payments more quickly. Our advanced automation tools will help you eliminate manual, time-consuming tasks in A/R. Gaviti has earned trust from industry leaders such as EY, cPrime and PWC. Our track record speaks volumes. Our clients have achieved amazing results, reducing their Days Sales Outstanding by 30%-50% in just six months after adopting Gaviti. Collections Analytics: Useful data to optimize your strategy. Make data-driven decisions based on trends to increase your collection efficiency. Cash Application Made Easy: Forget the headaches of reconciling payments. Automate your cash application and achieve 100% accuracy. Improved cash flow, and happier customers. Strategic Credit Management: Make informed decisions about credit with confidence. Powerful

Peach Finance is an API-first lending technology platform that helps fintechs and financial institutions quickly launch and easily migrate lending programs. Peach provides a loan management system with more than 250 configuration variables, giving lenders the ability to stay nimble and adapt—even at scale. Peach also offers end-to-end, fully-integrated loan servicing capabilities. This includes payment processing, a white label borrower portal and a lending-specific CRM. Also included are omnichannel communications, data and insights, first-party collection tools, and Compliance Guard™. Peach's integrated suite of cloud-native products can be used to support virtually any asset class, including BNPL, credit cards, cash advances, personal loans (installments or lines of credit), retail installment agreements, business loans and novel constructs. Peach was founded by leaders from top fintechs like Avant, Affirm, and Prosper.

Model building software for today's machine learning age incorporates credit risk modelling expertise spanning over thirty years. Modeller is a flexible, transparent, interactive, and feature-rich tool that helps organizations get more out of their analytical teams. It allows for a variety of techniques, rapid development of powerful models, full explanation, and advancement of less experienced members of the team. You can choose from a variety of modeling techniques, including machine-learning, to achieve optimal predictive accuracy, especially when working with complex interrelationships and multicollinearity. At the touch of a button, you can create industry-standard binary and continuous target models. You can use decision tree modeling with CHAID trees and CART. You can choose from logistic regression, elastic network models, survival analysis (Cox PH), random forest, XGBoost and stochastic gradient descend. SAS, SQL and PMML are all available export options for use in other scoring and decisioning programs.

TurnKey Lender, a one-stop lending platform, is used by creditors from 50+ countries to automate their entire operation. The platform allows lenders to grow their business profitably while reducing operational costs and risk. It's an AI-driven SaaS which automates 90% of all lending process and gives B2C andB2B lenders a competitive advantage. TurnKey Lender Platform offers several pre-configured solution packages, including Commercial, Consumer Pay Later, Auto Leasing, Mortgage, Factoring, Leasing and Mortgage. TurnKey Lender was developed in constant collaboration with lenders around the world. It is a sophisticated solution that addresses real-world digital lending challenges.

Our platform offers ready-to-use APIs that integrate both conventional and alternative credit data sources, facilitating quicker data ingestion for more accurate credit assessments. It features a robust predictor library built on extensive credit expertise, along with pre-configured attributes that enhance credit decision-making. Our proprietary AI and ML credit modeling approach is fully explainable and yields substantial improvement in outcomes. Users can simultaneously run multiple champion-challenger models, allowing for comparative analysis of credit strategies within a single streamlined workflow. Deployment of new credit models and strategies is swift and efficient. Our AI-driven credit underwriting models are not only explainable and FCRA-compliant but also designed to be highly reliable. They include automated and simplified reasoning for adverse actions, ensuring transparency. Comprehensive documentation is provided, detailing the logic behind the models, their robustness, and any limitations. The attributes of our models are subjected to rigorous disparate impact assessments to confirm the absence of bias in their design. Furthermore, our AI credit models offer a wide and varied range of reasons for adverse actions, ensuring that users have a comprehensive understanding of the decision-making process and its implications. Overall, this combination of features empowers organizations to make informed and equitable credit decisions.

Cease engaging in tedious negotiations with data providers and begin testing new signals in your decision-making processes through Taktile's ready-to-use integrations. Taktile gives you the power to create and modify decision workflows that incorporate intricate rules and predictive models, all without the need for coding. You can evaluate the effects of a new decision workflow prior to its launch, and Taktile serves as a collaborative platform for teams to work together and approve decision flows. With Taktile, you receive data and performance analysis that enables you to refine your decision-making based on empirical evidence rather than just intuition. The platform allows you to easily construct complex decision flows using pre-designed no-code components like rules and decision tables, alongside customizable Python code. Enhance your decisions with predictive insights by utilizing Taktile's integrated machine learning platform or connections to cloud-based ML solutions. Furthermore, tap into new signals in your decision flow and explore various data sources through Taktile's built-in integrations, making it simpler than ever to innovate and adapt your strategies. By implementing Taktile, organizations can maximize their decision-making efficacy and foster a culture of data-driven approaches.

For the first time, the rental payment history of your borrower can facilitate their journey to homeownership. Take advantage of our verification of asset (VOA) report, which includes an entire year of rent payment history at no extra charge, to create new opportunities. As a leader in digital asset verification, AccountChek has spent over a decade assisting borrowers in bypassing the tedious paperwork often required for loan qualifications. Borrowers can transmit their financial information directly to lenders in a format that is friendly to underwriters, minimizing delays, reducing human errors, and lowering the risk of fraud. Access to real-time data on borrowers' assets, income, and employment leads to more informed credit decisions while also supporting financial inclusion by providing lenders with alternatives to conventional credit scoring methods. This innovative approach not only streamlines the process but also fosters opportunities for a diverse range of borrowers to achieve their homeownership dreams.

RiskSeal, an AI-powered SaaS Platform, helps online lenders identify valuable customers, automate lending decisions and prevent defaults. Our Digital Credit Scoring System allows lenders to identify potential defaulters and fraudsters, as well as find valuable customers by using digital footprint analysis. We create a detailed digital user profile by analyzing the user's email, phone number, and IP address. This data is collected from over 400 data points. What online lending companies get with RiskSeal Digital footprints. Signals from 100+ social networks that can be used to gain unmatched insights about your clients. - Data enrichment. Digital signals are transformed into 300+ tailored datapoints for automated decision-making. - Trust engine in real-time. Onboarding is streamlined with thorough pre-KYC checks. - Risk score. Advanced name verification with an easy-to-use score of risk for multiple categories.

The Vienna platform offers a wide array of innovative business channels that encompass both direct-to-consumer and introducer models, ensuring complete adaptability and enhancement of various market access routes. Seamlessly integrated with the Vienna underwriting, contract management, and backend systems, this new business platform facilitates a cohesive and efficient approach throughout the point of sale lifecycle. The underwriting module within Vienna accommodates both manual and automated processes, powered by a flexible rules-based engine. Lenders can establish unique policies and workflows tailored to different products, with comprehensive integration to major credit reference agencies and third-party data services. Additionally, Vienna streamlines and automates the entire process of credit decision-making, disbursement, document generation, and launch operations. Thus, the platform not only enhances operational efficiency but also significantly reduces the time taken to bring products to market.

Effortlessly create sophisticated predictive models without the need for mathematics or programming, all in just a few simple clicks. Our comprehensive solution takes you through the entire process, from data cleansing to model construction and prediction generation, ensuring you have everything you need. You can feel secure in your decisions, as we provide insights into the rationale behind AI-driven choices, empowering your business with actionable data insights. Experience the ease of data analytics within minutes, eliminating the necessity for coding. Our streamlined approach allows you to build machine learning algorithms, interpret results, and forecast outcomes with just a single click. Transition from raw data to valuable analytics seamlessly, without writing any code. Just upload your dataset, pose questions in everyday language, and receive the most effective model tailored to your data, which you can then easily share with others. Enhance customer productivity significantly, as we assist companies in harnessing no-code machine learning to elevate their customer experience and satisfaction levels. By simplifying the process, we enable organizations to focus on what truly matters—building strong relationships with their clients.

Our financial software solutions provide a comprehensive, integrated approach to wholesale banking, specifically catering to the institutional sector of banks. While wholesale banking accounts for over half of a bank's revenue, many of its processes remain manual, resulting in inadequate customer service and lengthy decision-making times. We transform your bank into a Fintech by introducing an AI-powered solution that encompasses the full range of commercial lending activities. By digitizing your SME lending process, you can achieve quicker and more intelligent credit decisions. Our AI-driven credit management platform automates the entire SME lending journey, from initial onboarding and scoring to credit bureau integration, disbursements, and ongoing servicing. This transformation allows you to significantly reduce the time spent on applications, enhance the banking experience for your customers, and make more informed decisions through AI-based prioritization techniques. Ultimately, embracing our innovative solutions can position your bank at the forefront of the financial technology landscape.

Deep reinforcement learning (DRL) merges the strengths of deep learning's perception capabilities with the sequential decision-making prowess of reinforcement learning. Learnable's DRL AI can autonomously generate extensive simulation data, which facilitates ongoing self-improvement and enhances predictive accuracy. Utilizing DRL technologies, Learnable has crafted three distinct AI models, each with unique functionalities. The Interactive AI model learns by engaging with human users, effectively creating a cognitive framework that interprets human intentions through limited interactions, thanks to its advanced understanding of various feedback types. Similarly, eXplainable AI (XAI) mimics the human brain by grasping the intricate logic behind events, actions, and rewards, enabling it to articulate the rationale behind its decisions, setting it apart from other AI systems. As a result, XAI offers transparency that enhances user trust and understanding in its decision-making processes.

At Wiserfunding, we are committed to guiding you through the complex landscape of SME credit risk management. Our objective is straightforward: to equip lenders throughout the UK and EU with the ability to make quick, precise, and assured lending choices. You can gain access to the latest management insights, comprehensive company structure information, and valuable corporate governance data. With financial records spanning the last ten years, you can swiftly compute essential financial ratios and create trend visualizations for the past five years, all paired with in-depth risk analysis. Furthermore, leverage region-specific macroeconomic metrics such as GDP growth, default rates, inflation, bank interest rates, and unemployment statistics to develop a more precise and predictive risk profile. Enhance the efficiency of your sales pipeline with automated solutions that enable you to discover, assess, and analyze new business opportunities instantly by utilizing current data rather than outdated filed accounts. By embracing these tools, you can significantly improve your decision-making process and drive business growth more effectively.

StrategyOne by CRIF Digital is an all-inclusive digital decision-making tool that empowers companies to execute, test, and oversee decision-making processes without the need for programming skills. By harnessing augmented intelligence powered by AI, it significantly improves decision-making logic, credit assessment, and various operational procedures. The platform features an intuitive visual designer that allows business users to quickly develop and modify decision strategies, thereby enhancing overall decision-making throughout the customer journey. Additionally, it provides capabilities for what-if analysis, simulation, and strategy refinement using machine learning techniques, while ensuring adherence to regulations such as Basel and IFRS9. Users can also benefit from advanced analytical tools, real-time performance tracking, and the deployment of decision logic without interruptions, which facilitates a more responsive and informed approach to data-driven decision-making. In a world where fast and reliable insights are crucial, StrategyOne stands out as a vital resource for organizations aiming to elevate their operational effectiveness.

Neuton.AI, an automated solution, empowering users to build accurate predictive models and make smart predictions with: Zero code solution Zero need for technical skills Zero need for data science knowledge

Gain access to the three principal credit bureaus and extract credit reports seamlessly through Salesforce, which minimizes expensive human mistakes, enhances operational efficiency, and allows for quicker and more informed credit assessments. Cloudsquare Credit serves as a credit reporting solution that interfaces with Experian, Equifax, and TransUnion through FactualData, enabling underwriters to conduct credit inquiries directly within Salesforce. Users benefit from swift and straightforward access to critical credit information, with the flexibility to perform either soft or hard inquiries, and the capability to fully automate decision-making processes tailored to their specific business needs. By integrating Cloudsquare Credit into your application and underwriting workflows, you can automatically initiate both soft and hard pulls, thus lowering the likelihood of human error and expediting the decision-making timeline. Each data point from the reports is meticulously extracted into Salesforce, allowing you to develop advanced business logic that automates the qualification procedure and anticipates subsequent actions. This integration ultimately transforms the way credit evaluations are conducted within your organization.

Kwik Loan offers a user-friendly solution for loan servicing and origination, presenting a secure and all-inclusive platform tailored to meet your loan servicing requirements, featuring comprehensive loan portfolio management, detailed reporting, and efficient document handling, among other capabilities. This innovative software assists lenders in optimizing both the loan servicing and debt collection workflows. It empowers lenders to efficiently create and oversee loans for their clients, complete with integrated billing and payment functionalities. You can effortlessly automate and supervise your loan servicing processes with features that include TILA generation, ACH processing for debits, credits, and exceptions, as well as payment reminders, ROI tracking, and real-time financial analytics. Additionally, it comes equipped with Kwik Decision integration, which provides a loan underwriting module that facilitates electronic credit decision-making. Loan originators have the option to utilize a standard scoring module or collaborate with one of our credit specialists to develop a personalized solution tailored to their needs. This comprehensive approach ensures that lenders can effectively manage every aspect of their loan servicing operations.

ACTICO offers a versatile software platform designed for decision automation, which enables organizations to boost efficiency, enhance agility, and refine their digital interactions. By utilizing ACTICO's AI-driven Decision Automation Platform, businesses can make quicker and more informed decisions. This platform seamlessly combines data, artificial intelligence, and decision-making into a single cohesive solution. It encompasses all necessary components, from the creation and design of decision models to the testing and oversight of automated decision processes across various systems, workflows, and channels. Its unique integration of AI not only improves decision quality but also elevates automation levels. Moreover, this software empowers companies to digitize their essential business operations, respond effectively to customer needs, and mitigate both business and regulatory risks, ultimately fostering a more resilient operational framework.

Predictive modeling utilizing machine learning and explainable AI is revolutionized by FICO® Analytics Workbench™, a comprehensive collection of advanced analytic authoring tools that enables organizations to enhance their business decisions throughout the customer journey. This platform allows data scientists to develop exceptional decision-making abilities by leveraging an extensive variety of predictive modeling tools and algorithms, incorporating cutting-edge machine learning and explainable AI techniques. By merging the strengths of open-source data science with FICO's proprietary innovations, we provide unparalleled analytic capabilities to uncover, integrate, and implement predictive insights from data. Additionally, the Analytics Workbench is constructed on the robust FICO® Platform, facilitating the seamless deployment of new predictive models and strategies into operational environments, thereby driving efficiency and effectiveness in business processes. Ultimately, this empowers companies to make informed, data-driven decisions that can significantly impact their success.

FinnOne Neo represents a state-of-the-art lending solution that is built on a cutting-edge technology framework, aimed at revolutionizing the lending landscape in the Retail, Corporate, and Islamic domains. This versatile multi-channel platform facilitates the complete digitization of the loan lifecycle, starting from the initial engagement with clients and enabling quicker, more informed credit decisions to thorough loan servicing and advanced methods for managing delinquency. Designed to tackle the demands of providing nimble and effective solutions, FinnOne Neo also focuses on minimizing operational costs. With successful implementations in 50 countries, it has earned the distinction of being the leading lending solution globally for over a decade. Additionally, FinnOne Neo accommodates both cloud-based and on-premise installations, allowing for rapid deployment in collaboration with prominent cloud service providers, all while avoiding significant initial capital investments. The cloud-based option enhances scalability and cost efficiency by offering pay-per-use pricing models, thus catering to a wide range of business needs. This innovation not only eases the lending process for institutions but also significantly improves the customer experience through its seamless and efficient operations.

Cardless is a platform that integrates credit card solutions, allowing brands to create and manage seamless credit experiences through the use of modular APIs, ready-made components, comprehensive analytics, and a robust service infrastructure. It encompasses all aspects of the credit lifecycle, including application processing, identity verification, eligibility decisions, virtual card issuance, checkout integration, card management, transaction monitoring, dispute resolution, and payment processing, all while maintaining PCI DSS Level 1 certification and incorporating compliance measures such as KYC, AML, and fair lending support. Developers have the flexibility to customize their technical setups by selecting suitable APIs and components, effectively embedding credit into key moments like online checkouts, bookings, or when customers reach loyalty milestones, ensuring that the experience feels inherently integrated. Additionally, Cardless offers analytics and feedback systems that merge customer behavior insights with credit program data to refine and enhance offers and customer engagement strategies. This combination of features positions Cardless as a pivotal tool for brands looking to innovate and improve their credit offerings.

A platform for Machine Learning and Predictive Analytics enhances data-driven decision-making and propels business growth through sophisticated artificial intelligence within an integrated machine learning and big data analytics framework. OpenText Magellan leverages AI technologies to deliver predictive analytics through user-friendly and adaptable data visualizations that enhance the utility of business intelligence. The implementation of artificial intelligence software streamlines the big data processing task, providing essential business insights in a format that aligns with the organization’s most significant goals. By enriching business operations with a tailored combination of features such as predictive modeling, data exploration tools, data mining methods, and IoT data analytics, companies can effectively utilize their data to refine their decision-making processes based on actionable business intelligence and analytics. This comprehensive approach not only improves operational efficiency but also fosters a culture of data-driven innovation within the organization.

AgentFlow is an innovative AI platform designed to streamline workflows specifically for the finance and insurance sectors. Within this platform, there are various modular AI agents, including Document AI, Decision AI, and Report AI, each focusing on key phases of regulated processes such as triage, diligence, decision-making, and reporting. AgentFlow effectively integrates multiple AI agents alongside human supervisors and external systems, facilitating a significant transformation in workflow management. With self-learning functionalities, these AI agents continuously enhance their performance based on input from subject matter experts and ensure transparency through explainability features that clarify the rationale behind AI-generated decisions. Every action taken and output produced is fully traceable, guaranteeing adherence to the rigorous compliance requirements of regulated industries. The primary objective of AgentFlow is to encapsulate and formalize implicit internal knowledge, thus reliably enhancing high-leverage workflows while safeguarding the expertise that spans across different generations of talent. This focus on knowledge preservation not only optimizes operational efficiency but also fosters a culture of continuous improvement and adaptability within organizations.

kennek is a loan management software designed to support the entire lending lifecycle, from origination to maturity, within one platform. It is suitable for various types of lending institutions, such as bridging lenders, commercial lenders, development lenders, unregulated lenders, revenue-based lenders, and leasing lenders. Developed by former lenders, it addresses operational challenges commonly encountered in the lending industry. The platform includes configurable settings and workflows that do not require coding knowledge, making it accessible to users with varying levels of technical expertise. kennek automates tasks such as borrower reminders and covenant calculations, reducing the time spent on administrative processes. Real-time data monitoring features allow lenders to manage risk and identify potential issues before they lead to defaults. kennek offers modules for origination and underwriting, servicing and monitoring, credit portfolio management, and investor reporting. The investor reporting functionality generates reports automatically and provides investors with access to real-time performance data, ensuring consistent information for all stakeholders. The platform is designed to minimize human error, streamline middle and back-office operations, and support institutional growth without requiring proportional increases in staff.

Explore the most recent credit ratings for more than 400,000 companies, both public and private, through our innovative corporate ratings solution. Leveraging Artificial Intelligence along with Alternative Data, we deliver real-time credit ratings and insights designed to empower your decision-making process. Our advanced platform is underpinned by a robust Knowledge Graph, enabling us to offer timely and precise assessments of creditworthiness. With our ratings solution, you can make swift and well-informed choices with confidence. We are committed to providing the most precise and current corporate credit ratings available in the market. Updated daily, our ratings ensure a thorough understanding of a company's financial stability. The user-friendly interface features clear reports and informative visualizations, making it easy for you to interpret the data effectively and efficiently. Additionally, our continuous updates ensure that you always have access to the latest information, keeping you informed in a fast-paced financial landscape.

All your customer management needs can be met with a fast and flexible decision engine. Paris is easy to use and adopt due to its intuitive user interface. Paris is a highly configurable and flexible decision engine system that allows for maximum flexibility and growth. You can implement models, both machine learning and traditional, across multiple products and decision science applications. These include marketing, credit scoring, customer management, collections, and marketing. It can be audited with all input, derived, and output variables available to any reporting suite. Software that is flexible and business-oriented Visualization and interaction with decision trees Analysis and design of an 'open box strategy'. Continuous improvement and strategy testing Route planning and decision making that is reliable and accurate. Multi-bureau and open bank support.

Provenir's AI-Powered Data and Decisioning Platform is an industry leader. It combines real-time data access, embedded AI, and world-class decisioning technologies to create an industry-leading platform. This creates a cohesive risk ecosystem that allows smarter decisions throughout the customer's lifecycle. It includes diverse data to provide deeper insights, auto-optimized decision making, and continuous feedback loop to improve both onboarding and when assessing fraud risk.

Verix’s decision engine enables business professionals to blend human intuition with artificial intelligence, harnessing a diverse range of customer information – including historical, factual, and predictive data – to create effective strategies and implement them with scientific precision. This approach fosters a tailored customer interaction experience characterized by remarkable accuracy and clarity, achieving unprecedented time-to-value. Early implementations of Tovana have shown promising results, revealing a 20% increase in revenue attributed to enhanced customer interactions and a more robust brand market presence, as evidenced by rising sales figures and lower HCP turnover rates. Designed to promote autonomy, Tovana empowers teams to work more efficiently while reducing reliance on external resources. By providing your sales team with insights that enhance transparency and understanding, you can ensure that they are equipped to engage each HCP with customized messaging that addresses their specific needs, delivered at the most advantageous moments. This transformative capability not only optimizes sales interactions but also strengthens customer relationships over time.

uFlow is a powerful decision engine used by fintech firms to automate decision-making and credit risk assessment. This software uses algorithms and predefined rule sets to automate the decision-making process, especially when evaluating credit risks. It is designed to handle large numbers of credit applications accurately and quickly. uFlow's Decision Engine features an intuitive interface, formula syntax and drag-and-drop functionality. It offers interactive filters and a dashboard for analyzing transactional information. It also allows the creation of visual workflows.

Rapid and Responsible Decision-Making with Structured Data. Facilitating well-informed financial and advisory decisions through secure access and meticulous analysis of intricate data sets. What is MOGOPLUS? MOGOPLUS offers Data, Analytics, and Research solutions designed to empower organizations to make timely and informed choices. The landscape is evolving due to stringent regulations, advancing technologies, and shifting customer expectations, leading to significant transformations across various global industries. Effectively harnessing customer data to expedite credit decisions, evaluate risks proficiently, and enhance customer experiences has become a vital competitive advantage in today's data-centric economy. MOGOPLUS adeptly captures unstructured customer data, analyzes it in real-time, and reformulates it into a format compatible with any decision-making system, rules engine, or credit policy. Furthermore, all MOGOPLUS offerings are accessible through a user-friendly API or a no-integration, web-based dashboard, making it seamlessly integrable with any third-party platform. Our patented technology ensures a cutting-edge approach to data analysis and decision-making. With MOGOPLUS, organizations can stay ahead in a rapidly changing market by leveraging the full potential of their data assets.

Geminus harnesses the capabilities of predictive intelligence by blending artificial intelligence with physics through innovative multi-fidelity modeling techniques. Our pioneering AI, based on first principles, incorporates the physical limitations of the real world into robust predictive frameworks. The Geminus platform adeptly utilizes limited data to swiftly evaluate the dynamics of intricate industrial systems, enabling precise forecasts regarding the effects of key business decisions. By integrating models and data, Geminus's multi-fidelity strategy allows for the rapid creation of highly accurate surrogates, achieving speeds over 1,000 times faster than conventional simulations. Unique to Geminus is its ability to effectively measure model uncertainty, ensuring that you can trust your predictions and the strategic choices they inform. Additionally, Geminus significantly reduces the time taken to develop models from months to mere hours, while demanding far less data and computational resources compared to traditional AI or simulation approaches. The models generated through Geminus are imbued with insights derived from the actual behaviors of real-world systems, providing a deeper understanding that enhances decision-making. This innovative approach not only streamlines the modeling process but also empowers organizations to adapt swiftly to changing environments.

Every business relationship carries inherent risks alongside its sales opportunities. You are involved in each stage of the customer lifecycle. The GUARDEAN RiskSuite is a versatile software platform that enables you to efficiently manage all risk-related customer processes, ranging from application decisions to assessing the probability of recovery in receivables management. This allows for swift, clear, and valuable credit decisions, even when handling large volumes of applications. We provide a solution that simplifies and reduces costs associated with your information requests. The GUARDEAN RiskSuite also adheres to the necessary legal guidelines and regulations, including those for KYC, CDD, and AML, along with sanctions and terrorist watchlists, such as PEP. Additionally, the Fraud Check feature identifies common fraud patterns, significantly minimizing payment defaults and lowering collection expenses. With these capabilities, businesses can navigate risk more effectively and enhance their overall financial health.

It combines analytics, artificial intelligence, automation, and a single, intuitive, integrated marketing cloud platform. This platform seamlessly integrates with the client's CRM environment. It can learn, predict and recommend in real-time. This allows enterprises' marketing teams the ability to plan and execute upsell and cross-sell campaigns to increase revenue. Trusted, understandable AI that can drive marketing or act as a trusted companion to help with marketing decisions and actions. AI to triangulate customers and campaigns, and to guide marketers to achieve better marketing results. Robo-X, an AI companion that is unique in its kind, can automatically identify new opportunities for campaigns, continuously rate campaigns' performance, and recommend ways to improve the performance of existing campaigns.

Utilize our intuitive platform to forecast results and navigate intricate Labor & Employment challenges with ease. Quickly pinpoint analogous rulings by focusing on relevant factors and outcomes rather than merely keywords. With confidence, predict results, recognize authoritative sources, and understand how significant elements can affect your case. Stay updated by identifying, managing, and accessing the latest legal cases to ensure well-informed decisions. Harness your research to strategize, draft reports, and engage with potential clients effectively. Develop compelling arguments supported by a wealth of pertinent rulings. Empower junior team members to uncover critical factors in judicial decisions. Efficiently search for comparable rulings based on factors and outcomes, enhancing your understanding of past cases to propose equitable termination settlements. Prevent expensive conflicts with impartial reports that reinforce your stance. Additionally, enhance your decision-making process by determining when to manage issues internally or when to involve external legal counsel, ensuring you are always prepared for the best possible outcome.

The Decisions Platform is a no code business automation solution that focuses primarily on data handling, process automation and business rule execution. The Decisions Platform includes a workflow engine, a form designer, form designer, report/or dashboard builder and an open API and SDK. It offers a complete business process management solution for large companies and software company partners. Decisions is a visual, drag-and-drop, no-code design technology that was built and tested to help organizations automate a variety of business processes.

The Insights Platform by 1010data provides organizations worldwide with the tools they need to harness valuable insights. By offering a transparent perspective on evolving consumer preferences and market dynamics, companies can enhance their decision-making processes, leading to superior results in a timely manner. Users can scrutinize data ranging from item-level purchases to stock availability and customer loyalty indicators, facilitating more informed choices. By utilizing comprehensive data sets, businesses can pinpoint market trends, boost sales effectiveness, and fortify relationships with retail partners. The platform also enables the analysis of extensive data streams, the application of predictive models, and access to reliable, high-quality alternative data sourced from top providers, ensuring that organizations stay ahead in a competitive landscape. This comprehensive approach ultimately supports sustained growth and adaptability in an ever-changing market.

Open finance platforms that scale to your specific needs will help you strengthen your market position. Our end-to-end SaaS software will help you modernize and enhance your automotive finance operations. It will also allow you to offer high-quality customer services. Is it possible to create a loan origination process that nurtures customer relationships and automates manual tasks for you team? Are you a lender who is drawn to products that do more for customers? Create a better financing experience for your customers and grow your business with the support of our software-as-a-service (SaaS) lease and loan origination software (formerly known as Rapport and CALMS). Solifi's Originations software automates the entire process from the first customer interaction to quoting, credit decisioning and documentation. You can quickly access your data and assess, report and respond to customer risks.

Forrester research indicates that a significant portion, estimated between 60% and 73%, of data generated within enterprises remains untapped for analytical purposes. Discover how we can assist you in unlocking the full potential of your data. DataStories has made sophisticated machine learning accessible and comprehensible for non-technical professionals. The DataStories Platform is an AI-driven tool designed to provide clear and intuitive explanations in under 30 minutes, enabling you to understand, forecast, and guide your business objectives using relevant data. Our mission at DataStories is to empower individuals to make decisions based on data insights. We provide a self-service analytics platform tailored for business specialists who often find themselves excluded from analytics due to the complexity of conventional tools. With our platform, you can conduct your own analyses and present your findings in the form of engaging and explainable data stories, which can easily be exported to PowerPoint for broader sharing and impact. By simplifying the analytics process, we aim to democratize data-driven decision-making across organizations.

Effectively manage risk and make informed credit decisions. Numerous finance teams currently conduct essential operations and handle data using outdated methods. Our premier risk management solution equips modern finance teams with advanced risk management capabilities. Automatically approve or decline transactions based on tailored credit policies. Foster seamless collaboration among all relevant stakeholders to ensure they can monitor the credit decision-making process. Evaluate your credit applicants utilizing the most extensive global commercial database to determine potential risk exposure. Keep a thorough and current overview of your customer relationships, allowing you to manage your portfolio with greater strategy. CIAL 360 Credit empowers you to make credit decisions with confidence, efficiency, and precision. Additionally, CIAL proudly partners with Dun & Bradstreet’s vast World Wide Network, providing millions of businesses globally with trustworthy information to facilitate sound decision-making. This combination of robust technology and strategic partnerships ensures that finance teams can operate effectively in today's dynamic environment.

SS&C Technologies Holdings (NASDAQ: SSNC) stands as the leading administrator for hedge funds and private equity globally, as well as the foremost mutual fund transfer agency. The company's distinctive business approach merges comprehensive expertise in financial services operations with innovative software solutions tailored to meet the needs of the most exacting clients in both the financial services and healthcare sectors. To effectively support credit decision-making and reporting, banks and credit unions require reliable and high-quality information. BANC Mall serves as a convenient online platform that offers access to precise, current credit reports, valuations for vehicles and homes, flood assessments, business insights, and various other pertinent data. By utilizing the resources available through BANC Mall, financial institutions can perform thorough risk evaluations and make informed, lucrative credit decisions. Moreover, this functionality is accessible through a single web interface, eliminating the burden of high monthly fees or subscription costs commonly associated with obtaining reports from credit bureaus or data providers. Therefore, BANC Mall not only streamlines the process but also enhances the overall efficiency of financial operations.

Transform your business operations with our innovative decision intelligence platform. CreditLogic streamlines complex decision-making, making it rapid, simple, and efficient. Say goodbye to lengthy, overwhelming, and disorganized decision-making struggles by opting for CreditLogic, which paves the way for growth. Our bank-grade SaaS solution aggregates even the most chaotic data from various sources into a single, comprehensive hub of essential information for your organization. Leveraging our extensive industry knowledge and technical skills, we provide an easy-to-implement array of tools that empower you to make challenging and risky decisions swiftly and securely. Even in tightly regulated sectors, CreditLogic helps you conserve time and resources, allowing you to expand your market presence. Our adaptable SaaS platform seamlessly integrates with any pre-existing systems. Plus, CreditLogic employs AI technology to automate workflows and deliver insightful prompts to both employees and clients, enhancing overall efficiency. This intelligent approach not only simplifies operations but also encourages a more responsive and agile business environment.

The Illion Decisioning Service (iDS) serves as a comprehensive and automated onboarding solution, facilitating direct interactions with clients during crucial stages of the credit approval journey, applicable to both financial and automobile loans, as well as various consumer and commercial credit types. By ensuring straight-through processing, iDS significantly reduces the manual workload associated with onboarding and underwriting. This tool grants complete oversight of the credit evaluation process and boasts over 50 integrations with diverse data providers and client platforms, enhancing its versatility. With customizable rules and workflows that can be configured through our user-friendly interface or tailored to your specifications, this automation platform is designed for ease of use. iDS can dramatically accelerate your decision-making processes, allowing you to secure potential clients more swiftly. Ultimately, it emerges as a robust decisioning software solution, enabling you to customize the credit process to align with both your business objectives and your customers' requirements. This way, you can enhance your service delivery and foster better client relationships.

Easylodge is excited to unveil the fifth version of our acclaimed and leading credit engine, which builds on the successful V4 model. Credit V5™ now features advanced machine learning capabilities designed to enhance the decision-making process for credit managers, providing them with a distinct competitive edge. As Australia’s most sophisticated platform for finance origination and loan management, EasyLodge® offers the quickest, most economical, ASIC NCCP compliant, and user-friendly approach to credit origination, making it an ideal solution for banks, credit unions, finance firms, and fintech lenders alike. Experience the Easylodge Advantage™; whether you operate as a bank, credit union, finance company, or finance broker/aggregator, you can take advantage of Australia’s unique finance “wrap” to streamline your operations and distinguish yourself in a crowded marketplace. EasyLodge® significantly enhances the efficiency and effectiveness of accessing, documenting, tracking, and funding applications, leading to substantial savings on processing expenses. Embrace the future of finance management with Easylodge and transform the way you operate in the industry.

A new category of AI. Most AI solutions today are designed using a mathematical and statistical lens. We took a different approach. Intelligent Artifacts' team has created a new type of AI based on information theory. It is a true AGI that eliminates the current shortcomings in machine intelligence. Our framework separates the intelligence layer from the data and application layers, allowing it to learn in real time and allowing it to make predictions down to the root cause. A truly integrated platform is required for AGI. Intelligent Artifacts will allow you to model information, not data. Predictions and decisions can be made across multiple domains without the need for rewriting code. Our dynamic platform and specialized AI consultants will provide you with a tailored solution that quickly provides deep insights and better outcomes from your data.