Alternatives to MANTL

America's business banking. Better banking was what business builders wanted. North One was born. In minutes, you can open an account. You are responsible for building your business, creating jobs, and serving your community. It's hard work. North One makes it easy to manage the most difficult parts of your business. We're here to help you focus on the road ahead. North One is built for freelancers, small businesses and startups across America. Smart integrations with existing tools allow you to make payments, track your money, and automate your finances. North One was designed to make managing money simple so you can concentrate on running your business. No more branches. No more lines. No more paperwork. Access your North One Account 24/7 from your smartphone or computer. No matter where your business is located, you can access it from anywhere. Automatically create envelopes for taxes, payroll and rent.

Access your bank's or credit union's financial performance from anywhere, anytime. Secure, cloud-based access gives you insight into your bank's financial performance. With a few clicks, you can access margin components, branch performance, forecasts, and more. The Banker's Dashboard and Credit Union Dashboard integrate seamlessly with your core processor. Easy setup allows you to immediately improve your bottom line. Automate reporting and eliminate errors so you can focus on higher-value tasks. Multiple forecast scenarios can be quickly run and revised, allowing you to analyze variances and other strategies. Compare branch performance. For better results, institute best practices and hold branches accountable.

The nCino Cloud Banking Platform is a comprehensive, cloud-based solution that addresses challenges and promotes opportunities facing financial institutions (FIs) today. It's an end-to-end platform that connects commercial banking, mortgage, consumer banking, small business banking and treasury management. No matter what business your customers have with your institution, they will receive a seamless, intuitive, consistent, and personalized experience across all channels, which is key to driving satisfaction and retention.

With Kinective Bridge™ (formerly OmniConnect), access the largest library of integrated fintech solutions, with 80+ integrations across 99% of US-based cores. Seamlessly connect your core with best-of-breed fintechs to scale digital transformation, modernize operations, and increase client delight. • Turnkey solution for secure, comprehensive, and supported connectivity • Innovate at your pace and scale growth without the need for extensive development resources • Mitigate manual processes and human error • Access the largest library of integrated fintech solutions with the flexibility to choose any system, technology, or provider Transformation sounds great on paper, but hard to make a reality with legacy tech stacks and outdated infrastructures. The hassle of switching cores or burning through in-house dev hours to integrate systems can be a slow, time-consuming process.

MeridianLink’s Account Opening Software offers a streamlined solution for banks and credit unions looking to enhance their deposit account opening processes. By consolidating digital account opening, identity verification, and e-signatures into one platform, the software ensures a smooth user experience and faster processing times. It offers advanced customization options to adapt to specific institutional needs, such as dynamic workflows that automate manual tasks and flexible decisioning that speeds up application approvals. Seamless integration with core systems enhances operational efficiency and allows for immediate data syncing, while the mobile-first design ensures accessibility across devices. This platform is designed to boost consumer satisfaction by reducing friction during account opening and increasing cross-sell opportunities.

The Sybrin Digital Banking Operating System is an exceptionally adaptable platform that supports a wide range of user experiences and can be implemented alongside any existing core banking system. By utilizing the Sybrin Digital Branch solution, physical locations can be transformed into futuristic digital environments that enhance the in-branch experience for customers. Meanwhile, the Sybrin Account Opening solution enables banks to streamline their onboarding procedures, providing a seamless and engaging omnichannel experience that surpasses customer expectations. Sybrin’s Payments Hub functions as a contemporary, cohesive processing system designed to manage various payment types, including high-value, mass, and real-time transactions effortlessly. The Sybrin Business Banking suite caters to corporate and commercial banking institutions, emphasizing innovation, excellence, and a focus on customer satisfaction to foster lasting loyalty. Additionally, the Sybrin Intelligent KYC and AML solution offers a comprehensive approach to customer onboarding, ensuring compliance and security for financial institutions. This suite of solutions highlights Sybrin's commitment to creating a modern and efficient banking ecosystem.

Introducing the innovative core banking solution designed for forward-thinking banks, SuperCore® serves as a cloud-native platform that empowers financial institutions to gain deeper insights into their customers, expedite product launches, maximize data utilization, and provide cohesive experiences. This Software as a Service (SaaS) managed offering can be accessed worldwide through AWS, streamlining deployment, integration, and operational management. Consequently, banks can significantly lower their service costs while benefiting from a no-code product builder that allows for rapid product development. Additionally, the platform features a real-time events stream that yields timely customer insights, enhancing decision-making processes. With an API-first design, it enables effortless integration across various channels and applications. Its adaptable microservices architecture is modular and configurable, supported by a unified data model that ensures longevity in technology solutions. The inclusion of SmartAdapters, developed in JavaScript and accompanied by OpenAPI Swagger documentation, future-proofs the platform further, complemented by pre-built integrations and modules that accelerate the path to going live. This comprehensive approach positions SuperCore® as an essential tool for banks aiming to thrive in a competitive landscape.

We offer an innovative approach to growth for brands, banks, fintech companies, and credit unions by equipping them with the necessary technology and support to drive success. Our all-encompassing, turnkey solution allows you to bypass the complexities of core conversion or the need for additional personnel, as we supply everything essential for managing and promoting your digital banking services. Experience modern, scalable banking through our platform, which features pre-built integrations and a user-friendly dashboard. Our complete digital banking solution accelerates the account opening process across all mobile and web platforms. We take care of back-office operations, call center functions, and customer support, enabling you to launch swiftly without internal distractions or loss of customers. Digital banking transcends being merely an extension of your physical branches; it has become the standard expectation. Upgrade your current banking channels with superior experiences that are built on our reliable platform, ensuring a seamless transition to a digital-first approach. Embrace this transformation to stay ahead in a rapidly evolving financial landscape.

ClickSWITCH addresses the longstanding challenge that has hindered the growth of financial institutions – the process of transferring account holders from one bank to another. The goal of ClickSWITCH is to enhance consumer freedom while fostering competitive and profitable banks. Based in Minneapolis, ClickSWITCH has rapidly expanded its support to hundreds of financial institutions and fintech companies across all 50 states, as well as Puerto Rico and Canada. Additionally, Q2 simplifies the process of connecting with both new and existing customers, including those who have become inactive. By automating the transfer of direct deposits, recurring payments, and online card transactions to your financial institution, our solutions can fully integrate account holders and position you as their primary provider of financial services. While effective marketing and digital account openings may attract account holders, nurturing and maintaining profitable primary relationships necessitates a more comprehensive approach. Ultimately, the synergy between ClickSWITCH and Q2 enables financial institutions to optimize their customer engagement strategies significantly.

Quickly establish bank accounts, provide cryptocurrency wallets, facilitate payments, and distribute cards to your clients. Solid presents a comprehensive and compliant array of FinTech solutions. You can integrate it in just minutes to craft unprecedented user experiences. With Solid’s Banking as a Service (BaaS), businesses can develop and introduce various deposit offerings, including both business and personal checking accounts. This service encompasses everything from ledgers to statements, providing all the essentials for creating enjoyable banking interactions. The Card Issuance and Management platform from Solid is pioneering, allowing for the issuance of cards that cater to your customers' requirements through a single API. Both physical and virtual credit, debit, and prepaid cards are entirely overseen by Solid. Elevate your customer engagement with a streamlined and robust experience embedded in your product, utilizing Solid's instant account creation API. Additionally, you can quickly issue customized physical and virtual cards, complete with the necessary spending controls using Solid's card API, ensuring that your clients have all the tools they need at their fingertips.

Many of the core banking systems currently in use were developed in the 1970s, resulting in significant challenges when it comes to integrating with new technologies. Newer core vendors have not yet established their credibility in terms of both range and dependability. At the same time, consumers are increasingly looking for products and services that adapt to their evolving demands. Fusion Phoenix stands out as a premier core solution; it is a contemporary system built entirely on Microsoft technology. This is crucial because it ensures that Fusion Phoenix can seamlessly connect with emerging technologies due to its innovative open API architecture. Such flexibility enables financial institutions to quickly leverage new trends and seize opportunities with enhanced efficiency. Designed specifically for community banks and credit unions, Fusion Phoenix caters to those who are planning not only for the present but also for the future. By choosing Fusion Phoenix, these institutions can remain competitive in an ever-changing landscape while fostering growth.

CSI stands as a premier partner in fintech, regtech, and cybersecurity, thriving at the crossroads of innovation and exceptional service. We are dedicated to propelling businesses forward through a distinctive combination of state-of-the-art technology, seamless integration, and a strong focus on genuine partnerships rooted in a customer-centric approach. Our cloud-based core banking solution streamlines banking operations and serves as the essential framework for a wide range of tasks, including loan onboarding, servicing, and handling deposits and withdrawals. As a dynamic and expanding financial institution, your bank requires a dependable, efficient, and fully integrated core bank processing platform. With CSI’s core processing solution, which is automated, integrated, and cloud-driven, you and your team can concentrate on the essential aspects of banking, while we ensure optimal functionality, compliance, and security. In an ever-evolving financial landscape, partnering with CSI means you’re not just keeping pace; you’re setting the standard for excellence in banking operations.

Cyberbank is a Next-Gen Core banking platform and a Digital Engagement accelerator. This platform is designed to help you stand out by adapting to changing consumer behavior and making you an integral part of customers' lives. Two pieces, a single architecture. Cloud Native, API-centric, and microservices-based, it is a unique digital banking backbone. The Cyberbank platform is used by banks, challenger banks, fintech companies, and neobanks. Only platform that can dynamically modify end-to-end product definitions, and adapt to modern customer behavior. Cyberbank Next-Gen Core allows you to dynamically create and refine products and services based on customer needs and behavior. All-in-one modern products, including deposits, loans, and payments. Cyberbank Digital allows you to create digital ecosystems, and build exceptional, empathic experiences online.

Union | platform offers a comprehensive digital backbone that fosters innovation, smart automation, and transformation across various domains. Its modules encompass essential functions such as client records, messaging, deal management, payments, accounting, and reporting, enabling efficient management of vital business processes. With an agile architecture that is both customizable and Cloud-hosted, this platform ensures seamless operations and adaptability. Supporting a wide array of financial services, including Banking, Credit Unions, and Lending, the digital core presents a fully integrated infrastructure from front to back for delivering financial services. Utilizing advanced technology, your business gains the flexibility, scalability, and efficiency needed to thrive while maintaining reliability. The landscape of Financial Services is evolving rapidly; shifts in client demands, market dynamics, and technological advancements are transforming the industry at an unprecedented pace. Organizations that rely on outdated legacy systems find themselves at a disadvantage, while those embracing digital advancements are able to secure a competitive edge by realizing both immediate and sustainable benefits, positioning themselves for future success.

Our extensive experience with banks and credit unions of varying sizes enables us to effectively understand your needs, initiating millions of highly personalized interactions without the necessity for significant workforce investment or extensive marketing budgets. By leveraging our technological framework alongside Experian data, we streamline the identification and reclamation of mispriced loans that your customers or members might have with rival institutions through prescreen marketing strategies. Our approach utilizes AI-driven engagement to enhance your deposit operations by addressing deposit leaks, boosting direct deposit inflows, and attracting new deposit opportunities. As customers or members adopt a larger array of products, their likelihood of leaving diminishes, which is why we focus on enriching their banking experience by encouraging the adoption of additional products and services that simplify their banking journey. This distinctive integration of credit and core data, reinforced with machine learning and automation, empowers you to analyze your consumer base effectively and discover other banking affiliations. Ultimately, this strategy not only strengthens customer loyalty but also positions your institution for sustainable growth in an increasingly competitive market.

Linking Fintech companies with banking institutions, Treasury Prime APIs allow for the seamless integration of a comprehensive suite of banking services, from account creation to payment processing and card issuance. For Fintechs, this solution accelerates market entry with a pricing structure that is both sensible and efficient; integrating through Treasury Prime is five times quicker and more cost-effective compared to developing your own API connections. Dive into our diverse product offerings, which represent the most extensive assortment of banking services available, alongside tailored reporting options essential for your enterprise. Enjoy an exceptional developer experience featuring the most well-documented and user-friendly API in the industry. With a direct connection to your banking partner, we ensure that the banking services underpinning your business are robust, as we collaborate with multiple banks to find the ideal fit for your needs. For banks, this partnership unlocks new avenues for expansion, enabling the establishment of fresh banking relationships that enhance deposits, boost transaction revenue, and increase non-interest income—all without the need for system alterations. By utilizing our services, banks can achieve a 50% reduction in deposit acquisition costs, onboarding commercial accounts in just two minutes instead of the traditional two weeks, leading to a remarkable increase in deposits by 30%. Plus, this innovative approach supports the growth of both Fintechs and banks alike, creating a symbiotic ecosystem for financial services.

The Origins Suite, available both in branches and online, stands out as the swiftest, most robust, and adaptable solution tailored for the expansion of credit unions. Crafted specifically for credit unions, it harnesses contemporary, agile technology to enhance your current back-office operations, ensuring sustainable and resilient growth for the future. By leveraging modern technology and a user-friendly interface, Origins significantly accelerates the account opening procedure, allowing your members to enroll in under half the usual time. Avoid losing potential loan applicants due to a lengthy or complicated process; our straightforward and efficient platform facilitates easy applications for both existing members and newcomers alike. Furthermore, Origins provides streamlined back-office management that complements your existing systems, seamlessly integrating with all current membership and loan workflows. With our rapid and intuitive application process, you can expect speeds that exceed the industry average by more than double. Embrace modern, simple technology that enables account openings anytime and anywhere, making it an indispensable asset for your credit union's growth. This innovative solution not only simplifies operations but also enhances member satisfaction, fostering loyalty and engagement.

We are closing the divide between raw information and actionable insights, enabling you to cater to more clients, enhance your product offerings, and make more informed choices. This innovative method redefines how we assess financial health and creditworthiness. Utilize cash flow underwriting to effectively gauge the risk of credit defaults while also scoring consumers with limited or no credit history. Organize, classify, and enrich chaotic transaction data to produce clear, streamlined, and precise account activity reports. Extract critical insights related to consumer financial status, such as liquid assets, outstanding financial commitments, and spending behaviors. Examine banking transactions to determine gross and net earnings, assess income reliability, employment status, and sources of income. The era of open banking has arrived, and regardless of whether you operate in banking, lending, real estate, personal finance, or insurance, Prism Data offers you a significant chance to maximize the potential of your data. This comprehensive approach not only empowers businesses but also enhances the customer experience by providing tailored financial solutions.

A low-code integration solution designed for the banking sector, the Sandbox Banking platform enables customers to link fintech offerings with their current systems effortlessly. This platform allows financial institutions to expedite sales processes with fintech partners, resulting in a more cohesive and integrated experience for banking clients across various systems. By utilizing Glyue, banks and credit unions can boost their revenue streams and enhance operational efficiency through the secure integration of fintech products into their existing frameworks. Through the Glyue™️ platform, these institutions can fast-track their digital transformation initiatives by employing pre-built API connectors and solution templates that facilitate seamless connections with fintech collaborators. Our expanding network of banking adapters and partners generates a synergistic effect, benefiting both fintech providers and their customers. With the ability to distribute BaaS APIs and connect with fintech vendors, financial institutions can rest assured that Sandbox Banking will manage ongoing security, infrastructure maintenance, system updates, and business process adaptations for over 50 banking entities. This comprehensive support allows banks to focus on innovation while leveraging the advantages of a robust fintech ecosystem.

Narmi revolutionizes financial institutions and enhances the experience for their clients through innovative, digital-first solutions that go beyond mere essentials. By equipping your customers and members with outstanding tools, Narmi enables them to take charge of their financial journeys effectively. The platform is designed for maximum usability, featuring user-friendly tools accessible at all times. It also includes third-party integrations that provide users with valuable context, strengthening their connection to your institution. With Narmi, your business portfolio can expand as it allows teams to focus less on banking tasks and more on managing their operations efficiently. The platform offers granular permissions, effortless money transfers, and more, making digital banking for businesses a straightforward experience. Additionally, users can open accounts digitally in just 2.5 minutes anywhere and anytime, thanks to intelligent automated decision-making and adaptable institutional controls, ensuring a seamless banking experience. Ultimately, Narmi is committed to enhancing the digital banking landscape for both institutions and their clients alike.

Become a part of Portfolio+, a platform designed to link clients with financial service providers for a tailored banking journey. Our consumer-focused banking interface, combined with powerful APIs, delivers customized financial solutions while ensuring the utmost protection of client information. We offer secure and proven financial software solutions that foster business growth for technologically advanced, interconnected financial institutions. By utilizing our open banking platform, we not only empower consumers but also create revenue opportunities for financial service providers. Our core banking system guarantees seamless transaction efficiency throughout the Canadian banking landscape. Additionally, we provide essential training and consultancy services to help finance professionals leverage the advantages of fintech. With over 30 years of experience, Portfolio+ is leading the charge in the open banking revolution in Canada, continuously creating cutting-edge financial products and services through a dedicated team of finance and technology experts. Join us in shaping the future of banking, where innovation meets customer-centric solutions.

Path Solutions is a Fintech solutions provider that offers digital & social banking, mobility, business analytics, risk management, compliance and AAOIFI-certified core banking software. The multi-award-winning Islamic core banking platform iMAL is built in Java EE with an Open Architecture. It is highly reliable and cloud-ready and can be deployed on a fully scalable, multiserver n-tier architecture. It also supports open banking via open APIs and other web services. Path Solutions' total commitment towards open standards allows its clients to benefit the latest technology advances, ensuring business agility and continuity, data integrity, availability, and low downtime. This results in a significant and immediate ROI.

KeyBank operates as a comprehensive banking platform focused on asset finance and commercial services for small and medium-sized enterprises (SMEs). It features a multi-branch setup and supports transactions in various currencies. Additionally, it includes a robust operational general ledger and facilitates integrated proposal management with connections to the ICB. The platform boasts advanced underwriting capabilities, a customer and account notepad with diary features, and effective arrears management tools. Moreover, it supports direct debit transactions via both SEPA and BACS, as well as electronic funds transfers (EFT) for SEPA and BACS. Furthermore, it provides dealer accounting functionalities, allowing for streamlined financial management across different business sectors.

An adaptable, context-sensitive, omnichannel digital banking platform that seamlessly integrates with any core processor, catering to all business sectors, is offered by Oracle Banking Digital Experience. This solution enables financial institutions to implement their digital transformations without adhering to a rigid, uniform model. Designed as an enterprise-grade, open, and scalable solution ready for the cloud, Oracle Banking Digital Experience allows banks to quickly provide digital functionalities while maintaining their current core banking systems. It serves as a unified digital banking platform, facilitating captivating customer experiences across diverse channels. The software comprehensively addresses the needs of various business lines, including retail, SME, corporate, and Islamic banking, all concurrently. Additionally, this highly customizable digital banking platform can easily adapt to integrate with any existing technological ecosystem, ensuring a flexible and efficient banking experience for both institutions and customers alike.

Omnibanca is a transformative solution designed to expedite the process of digital evolution within financial institutions. Beyond offering conventional digital platforms such as web and mobile banking, it encompasses a wide range of digital channels including wearables, IoT, onboarding processes, credit origination, and product sales. This omnichannel approach focuses on a centralized client experience. It seamlessly integrates with existing legacy systems and features a robust API manager that supports multiple languages, currencies, and companies. By adopting Omnibanca, your financial institution can streamline the integration of advanced technologies, consolidating essential core system functionalities with innovative fintech capabilities. This unified product ensures that all channels are interconnected with backend applications, thereby enhancing accessibility to services and creating a cohesive data environment for your customers. Ultimately, Omnibanca empowers institutions to thrive in the digital landscape while delivering a superior customer experience.

Quickly onboard customers, boost conversion rates, and enhance wallet share. Provide the top-notch digital experiences that your clientele anticipates. Our customizable solution encompasses digital account initiation, loan application processing, cross-selling opportunities, and insightful business analytics. It seamlessly integrates with your existing core banking infrastructure. Swiftly implement charitable financial initiatives that foster greater member engagement and generate referrals. Revamp your digital user journey without altering your back-office operations and systems. This solution offers loan origination and account creation tailored for community banks, equipped with the data intelligence, advanced marketing automation, and polished user interface necessary to rival fintech companies. Additionally, streamline the application process for supplementary products by utilizing the customer’s pre-existing information. This comprehensive approach not only enhances customer satisfaction but also drives long-term loyalty and retention.

A Core Banking application plays a crucial role in the operations of a financial institution, facilitating real-time banking functions in a centralized manner while ensuring accessibility through various customer service channels. Presently, the majority of banks rely on Core Banking solutions that utilize the Centralized Online Real-Time Exchange, allowing all branches to connect to shared data sources seamlessly. Topaz, an advanced Core Banking application crafted by Stefanini, stands out for its cross-platform compatibility, high customization potential, robust architecture, scalability, and user-friendly integration. In addition to supporting online account management, it adheres to all regulatory compliance requirements. The application’s ability to parameterize data accelerates the launch of new products and services, making it cost-effective and efficient. By leveraging Topaz, financial institutions can enhance customer relationships, boost productivity, and streamline their information management processes, ultimately leading to improved operational efficiency and customer satisfaction.

We empower our clients to offer financial solutions that enable consumers to access services anytime and anywhere. Central to our operations is technology, which is transforming the business landscape for our fintech partners. We provide streamlined payment solutions encompassing ACH, wire transfers, card disbursement, and money transfers, all facilitated through APIs while ensuring a rigorous emphasis on compliance. Additionally, we offer loan origination services for top marketplace lending platforms, enhancing the accessibility of credit within the market. Our API-driven banking platform, the Cross River operating system, empowers fintechs to seamlessly integrate and utilize a variety of customizable and secure banking services. We also deliver advanced financing options, such as off-balance-sheet and asset-backed credit facilities, designed to support the growth of our partners. Our commitment extends to serving the needs of our communities by providing a personalized, comprehensive banking experience. Furthermore, we employ thorough risk assessments, due diligence, continuous testing, and monitoring to establish a reliable internal compliance management system that ensures trust and security. This holistic approach not only fosters innovation but also strengthens our relationships with clients and consumers alike.

We manage the entire process of user and bank account creation, customer onboarding, compliance verification, and adherence to regulatory standards. Our commitment ensures that we provide services that meet industry compliance benchmarks while delivering a seamless experience for users. By implementing our comprehensive core banking system, you can introduce innovative and customer-focused banking solutions. We empower businesses to offer efficient payment solutions tailored to their customers' needs. No matter what payment challenges arise, our diverse solutions are equipped to address them effectively. Additionally, we assist organizations and financial institutions in issuing customized physical and virtual cards. By tailoring our card programs to your specific requirements, we ensure that your needs are met precisely. We bridge the gap between finance, technology, and commerce through our extensive capabilities, which include collection technology, payout solutions, merchant plug-ins, and payment gateways, among others. Our all-inclusive solutions take care of the complexities, allowing you to swiftly launch cards, programs, or any financial technology product with ease and efficiency. With our support, businesses can focus on growth while we manage the intricate details of their financial operations.

The IC-Banking suite is meticulously crafted to deliver an exceptional experience tailored to every user. It equally prioritizes the needs of retail and corporate clients, as well as those of the bank's developers and technology teams, all while fostering the advancement of Fintech ecosystems through an open platform limited only by the imagination of its users. At its most external layer, our Smart Rings model aims to forge a seamless connection between the platform and its various stakeholders, while the internal rings offer a suite of tools, channels, and business functionalities essential for achieving this goal. This entire framework is underpinned by our powerful technological foundation, which serves as the suite's backbone and essence. Offering complete, intelligent, and omnichannel solutions for corporate banking, we strive to be present where customers are and deliver precisely what they require, fulfilling the core purpose of our service while continually adapting to evolving market demands.

Bankers Realm Core Banking is a web-based application that features multi-currency, multi-lingual, and multi-channel technology, creating a distinctive experience of 'banking without boundaries.' It is equipped with top-notch security measures and is designed to be highly scalable, boasting a robust architecture that operates on a reliable enterprise platform within a Windows environment. The application ensures seamless integration with existing software systems, providing flexibility and scalability to accommodate high transaction volumes while remaining user-friendly. Additionally, it represents a cost-effective investment that delivers exceptional performance. The Virtual Lending solution enables remote access to credit scoring systems, empowering financial institutions to approve digital loans efficiently. This system supports both individual and group borrowers remotely, eliminating the need for branch visits and providing comprehensive access to a full range of banking services. Moreover, the omnichannel banking feature allows financial institutions to reach customers through every channel they prefer. With its innovative capabilities, Bankers Realm is poised to transform the banking experience for all users.

The next-generation platform for banking is designed from the ground up to provide flexible configuration, automated regulatory compliance, CRM and real-time insight across multiple entities in any jurisdiction. A powerful backend system for processing account, cards, loans and payments. A core engine that is intelligent and reliable for processing large volumes of transactions, operations, and services. A powerful payments engine that supports current or transactional cards linked to debit or credits. Includes authorization, holds and payment orders. Standing orders and searchable transactions are also included. The deposits engine supports all deposit products, from current accounts to Term Deposits with or without overdraft facility and a variety of interest and calculation options.

Tailor and expand a suite of business banking solutions to meet the distinct requirements of your business account holders. These specialized services are crafted to help you attract, support, and retain a variety of commercial accounts as they expand. As organizations evolve, their financial demands will also shift. Provide your account holders with the necessary tools to manage their finances efficiently by presenting the appropriate solutions at pivotal moments. Equipped with contemporary commercial offerings, your bank or credit union can effectively compete with financial institutions of any scale and achieve success. Ensure a seamless experience and personalized service through a cohesive digital platform. With features that grow alongside the business, they can benefit from integrated digital invoicing, payment processing, payroll integration, and a host of additional functionalities. Additionally, by continually adapting your services to meet the changing landscape, you can foster long-term relationships with your clients.

Our primary focus lies in providing a comprehensive array of automation solutions for financial operations, encompassing various banking sectors including retail banking services, portfolio oversight, as well as savings, current, and fixed deposit accounts. These solutions facilitate multiple delivery channels and back-office functions, all integrated with a cohesive general ledger. Furthermore, our offerings extend to essential non-banking operations, such as micro-finance management and compliance reporting, among others. We also provide client-facing solutions through electronic delivery platforms, including management systems for ATMs and POS, reconciliation and settlement processes, as well as services for mobile, agency banking, and Internet banking. Our greatest strengths reside in our people and technology, which form the backbone of our business. We take great pride in collaborating closely with our clients to co-create tailored solutions that meet their unique needs. This partnership approach enables us to continually adapt and innovate in a rapidly changing financial landscape.

Trusek’s technology platform enables FinTechs, FIs, and Banks to launch new products 10 times faster than traditional development empowering FinTechs & FIs to innovate faster, scale seamlessly, & reduce costs with our secure, flexible & scalable Multi-Currency Platform Trusek’s Payment & Settlement module supports real-time and batch processing Key features include: - Real-time Payment Processing through 3rd Parties connected to Payment Networks/ Schemes - 3rd Party Integrations with third-party banking & payment providers via APIs - Real-time Account Updates on account balances & transaction status - Dual entry accounting throughout - Efficient Bulk Payment processing of bulk payments & payouts - Streamlined Reconciliation: Simplifies settlement and reconciliation processes with real time Bank Reconciliation reports - Comprehensive Reporting: Generates customer statements and other insightful reports Trusek also provides robust Foreign Exchange capabilities, offering seamless integration with a wide range of third-party Forex Providers ensuring access to the global currency markets you require Key features include: - Extensive Currency Support: Access over 65 currencies - Single account holding multiple currency balances - Control Over Conversions: Maintain full control over when and what currency conversions to execute. No forced conversions - Comprehensive Trading Support: Supports Spot, Limit, & Future trades - Real-time Operations: real-time currency conversions & transaction recording - Streamlined Account Management: Currency accounts set up in real-time - Efficient Reconciliation: accurate & timely reporting - Comprehensive Reporting: on foreign exchange operations DIY takes more than 60 weeks. We deliver in less than 6 weeks!

Join an elite group of merchants, payment service providers, and financial institutions that are leveraging Token’s extensive Pan-European connectivity to more than 3,000 banks to innovate and generate new revenue opportunities. Token serves as a cutting-edge open banking payments platform, offering unparalleled access to banking connections, compliance, and data across Europe. With the ability to initiate seamless, real-time account-to-account (A2A) payments directly from various applications and websites, users benefit from a streamlined experience through a single integration interface. Additionally, Token Data employs a unified API to effortlessly gather account and transaction information from banks across Europe, while Token Payments ensures secure and consolidated access to facilitate real-time transactions directly from apps and websites. This innovative approach not only enhances user experience but also drives efficiency in the payment process.

Financial institutions today encounter significant obstacles due to terrorism and illicit transactions, which are exacerbated by the limitations and rigidity of outdated core banking software. The labor-intensive process of manually categorizing accounts based on varying risk levels complicates growth and makes it nearly impossible to adhere to the stringent demands set forth by regulatory authorities. Moreover, many current systems tend to be reactive rather than proactive, resulting in challenges when it comes to managing potentially dangerous scenarios. In response to these issues, Sydel Corporation’s CompliXpert provides financial institutions with an advanced anti-money laundering monitoring and compliance solution, enabling compliance officers and their teams to efficiently access comprehensive data on account and transaction risk through a proactive, alert-driven framework. This innovative system not only streamlines compliance efforts but also enhances the institution's ability to mitigate risks effectively.

Validis are transforming how global banks, lenders and accounting firms get data from their commercial clients. Validis connects to every major accounting system enabling fast and simple access to fully standardised accounting data in real-time. Collect, format and interpret your customers’ financials in real-time with the Validis API. Enhance your digital lending journey, improve speed of decision and gain greater insights to portfolio performance. Industry-leading dashboards provide invaluable insight. Flag potential fraud, monitor portfolio health and covenants, conduct spreading and more. Deep insights and smarter risk-based decision making. Validis replaces the need for manually collecting and consolidating data for lending, risk management and audit purposes.

Finzsoft has created a solutions framework called Sovereign, designed to address the increasing needs of contemporary financial institutions worldwide. This modular framework can function independently or as part of a cohesive system, providing customized solutions tailored to the dynamic landscape of the financial services sector. By enhancing the customer journey, it facilitates the generation of new business opportunities. The platform also features secure mobile and internet banking solutions, along with dedicated smartphone applications that offer various engaging channels, all personalized for both your brand and your clientele. Furthermore, it empowers customers with a comprehensive range of banking capabilities, including current, term deposit, and savings accounts, as well as portfolio investment accounts. The system boasts an exceptional level of integration, automation, reporting, and unified communication tools. Additionally, it can help lower operational costs by optimizing collections and improving performance in arrears processing. This comprehensive approach not only addresses current market demands but also positions financial institutions for future growth.

Setting up your mobile banking solution has never been simpler than with FinCell, a versatile white-label service designed for financial institutions seeking an affordable and customizable mobile banking application. Built on the principles of open banking, FinCell ensures seamless integration with your core systems through the use of open APIs. The platform's commitment to information security and quality management is evidenced by its ISO 27001 and ISO 9001 certifications, ensuring that all essential safety and compliance protocols are firmly in place. Developed by industry experts holding certifications such as CISSP, CDPSE, and CISA, FinCell adheres to the best practices in the sector. You can launch your mobile banking app in just two months, as FinCell provides a range of pre-defined features that expedite your market entry. With a subscription-based pricing model that aligns costs with your customer base, you only pay for what you utilize. Additionally, FinCell is highly scalable, enabling you to enhance revenue, expand your customer base, and minimize churn rates effectively. By choosing FinCell, you are investing in a solution that not only meets your current needs but also adapts to your future growth.

Experience streamlined and unified data analytics tailored for the banking sector. Gain comprehensive insights and transform your data into actionable information with the leading analytics platform designed for enhanced banking experiences. As seasoned banking professionals, we understand the challenges of navigating critical data across various isolated systems. KlariVis is revolutionizing the banking landscape by offering a singular source that guarantees data integrity and equips you with reliable, timely, and precise reporting. Built to seamlessly integrate with a diverse array of core systems, KlariVis is a flexible solution suitable for banks of all sizes. The emphasis on data integrity fosters impactful outcomes. With access to real-time data, your team can confidently make informed decisions, pinpoint opportunities for growth, and implement necessary changes. Say farewell to complex setups; our dedicated team will support you throughout the entire process, from initial implementation to comprehensive training, ensuring you achieve immediate results and long-term success. By choosing KlariVis, you're investing in a future where data drives your strategic vision.

QBS was developed to enhance the efficiency of financial services by leveraging advanced technology. This is especially crucial in emerging markets, where traditional core banking systems are often too slow and expensive to adapt to new channels, compounded by the rising costs associated with maintenance and recurring services. The QBS platform aims to accelerate the launch of innovative financial products while ensuring agility and effectiveness. It transforms digital processes within financial services, enabling our clients to be more adaptive in a highly competitive landscape. Our platform is built upon the latest global trends in digital banking, featuring APIs and native microservices, along with an open and transparent data model that ensures 100% real-time processing. Additionally, we offer comprehensive regulatory and operational support through straightforward, seamless processes that guarantee exceptional performance, making it easier for firms to thrive in their respective markets. With such capabilities, QBS positions itself as a pivotal resource for financial institutions looking to navigate the complexities of the modern financial environment effectively.

The'silo-breaker in banking'. Your fully customizable digital-first web and mobile banking experience--available across all channels and to all customer segments. From biometrics to third-party verification, liveness checking, and MFA. Full native functionality with seamless integration of existing data and third-party data. API hub built with open architecture to allow for endless integrations. Unique layer of messaging and micro-services targeting on wearables and devices. You can start immediately in any territory and iterate in real-time, with full compliance. Launch all accounts on mobile devices with powerful internet portal. Flexible tech allows you to expand your business across products, territories and segments.

TrueLayer stands out as a premier technology firm that offers secure and worldwide access to financial systems. Our APIs empower developers to create top-tier products that can access data and facilitate payments instantaneously and securely. Established in 2016, TrueLayer has partnered with major global banks, is supported by prominent venture capital firms, and is trusted by leading fintech companies like Monzo, Revolut, and Zopa. By democratizing open banking through our platform, TrueLayer allows developers from various sectors — ranging from emerging startups to large enterprises — to transform financial services. Operating in the UK, Europe, and Australia, TrueLayer simplifies the integration of advanced payments and financial data into any application. Create innovative products that resonate with your users, enabling seamless money transfers at competitive rates while ensuring an exceptional user experience. Our solution eliminates the need for cards, minimizes fraud risks, and avoids chargebacks, ensuring a smooth financial transaction process.

Finuevo Core represents the advancement of the globally utilized core banking platform FMS.next, serving as a cutting-edge banking solution that effectively meets the diverse requirements of both worldwide financial institutions and emerging FinTech companies. This platform's adaptability and multi-functionality cater to the needs of Universal Banks, Private Banks, Islamic Banks, Auto Finance entities, Marketplace Lending services, Alternative Finance organizations, Digital Banks, and Electronic Money Institutions (EMIs). With a focus on flexibility and versatility, Finuevo Core is built upon a sophisticated layered framework that utilizes a contemporary, modular, and open architecture, resulting in an enhanced user experience and robust product development capabilities. Its API-driven and cloud-compatible nature allows for seamless integration and customization based on the unique policies and workflows of each financial institution, thereby equipping staff to streamline their daily operations and improve efficiency. Additionally, the platform's innovative design ensures it remains adaptable to the ever-changing landscape of the financial industry.