Loquat Description

Loquat is a fintech innovator enabling banks and credit unions to deliver modern, intelligent business banking experiences to their customers and members. The Loquat platform unifies key capabilities—seamless KYC/KYB, fast digital onboarding, virtual cards, automated lending, and CALM Portal — an integrated portal for fraud detection, compliance monitoring, workflow automation, and advanced analytics.

Loquat’s AI-driven architecture is built on each financial institution’s own data, providing tailored, process-specific insights that help executives improve decision-making, optimize operations, and drive both strategic and operational outcomes.

Loquat’s products include:
1) Business: Account Opening, Cards & Payments, and Lending solutions that simplify business banking for SMBs and commercial clients
2) Consumer: Account Opening, Cards & Payments, and Lending designed to streamline consumer onboarding and engagement
3) CALM Portal: A comprehensive compliance and analytics portal supporting all Loquat solutions. CALM delivers real-time visibility into business and consumer client activities—spanning account opening, cards, payments, and lending—offering actionable insights across the organization
4) Loquat IQ: A differentiated AI solution built on each financial institution’s unique data, delivering intelligence that enhances performance, compliance, and customer experience

With Loquat, financial institutions can modernize digital banking, strengthen compliance, and transform data into strategic advantage.

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Pricing

Pricing Starts At:
$50/month/by usage
Pricing Information:
Our pricing model is aligned on growth and digital adoption. We typically have 3 components to our pricing, including (1) an enterprise integration fee, (2) an annual platform fee, (3) and transaction fees based on usage.

Focus and simplicity. Loquat is purpose-built for regional and community banks and credit unions, with a deep understanding of the regulatory, operational, and user experience challenges you face.

Integrations

API:
Yes, Loquat has an API
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Company Details

Company:
Loquat Inc
Year Founded:
2018
Headquarters:
United States
Website:
loquatinc.io
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Media

Loquat Business: Account opening, Cards & payments, and Lending for SMBs and enterprises

Loquat Business: Account opening, Cards & payments, and Lending for SMBs and enterprises

Loquat Business: Account opening, Cards & payments, and Lending for SMBs and enterprises Loquat Consumer: Account opening, Cards & payments, and Lending for retail customers Loquat CALM Portal: Easily track, manage, and gain insights for your organization with our user-friendly Client Application & Lifecycle Management (CALM) Portal Loquat IQ is a differentiated Artificial Intelligence (AI) solution built on each Financial Institution’s unique data for process-specific insights that drive strategic and operational success
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Product Details

Platforms
Web-Based
Chromebook
Types of Training
Training Docs
Live Training (Online)
In Person
Training Videos
Customer Support
Business Hours
Live Rep (24/7)
Online Support

Loquat Features and Options

Loan Origination Software

Amortization Schedule
Audit Trail
Closing Documents
Compliance Management
Customer Database
Digital Signature
Document Management
Fee Management
Loan Processing
Online Application

Loquat User Reviews

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