Alternatives to Keystone by Smart

Netchex, a cloud-based HCM system (Human Capital Management), is designed to assist businesses in managing their employee lifecycle. It includes tools for recruiting, hiring, onboarding, payroll and tax compliance, human resource management, time and attendance, benefits and more. Netchex is a cloud-based solution that allows users to manage their employee lifecycle from any device with internet access. Netchex's applicant tracking and onboarding software helps users to streamline the entire hiring process. Netchex's recruiting technology allows users to find and evaluate qualified candidates as well as perform background checks, send offer letters, archive CVs, and much more. Flexible payment options, preprocessing reports and analyses, compliance management, and other features help users manage payroll, tax, and other processes efficiently and accurately.

MyEnroll360 delivers a smooth and intuitive end-to-end user experience for both employers and employees through modern functionality and a fully integrated system.   For administrators, the MyEnroll360 platform empowers easy, effective HR and benefits management. Easy to configure tools enable you to control employee information, track benefit allocation, manage new hires, and more, while a hands-on support team assists with all your administrative needs. Designed for all user levels, MyEnroll360 facilitates a painless enrollment process for employees and includes 24x7 access to an intuitive self-service employee portal with consolidated benefits and cost information – all supported by our customer support team. MyEnroll360 eliminates the need for multiple systems, resolves data discrepancies, and renders manual intervention obsolete. With rules-based eligibility controls and a unified database for all services, MyEnroll360 automates accurate transactions and compliance. Backed by in-house software development experts, MyEnroll360 is continually updated to support changing regulations and operational and underwriting requirements. MyEnroll360’s scalable, agile technology platform supports clients of all sizes.

Our innovative technology is specifically designed for the pension sector, emphasizing a digital-first approach that simplifies pension administration for employers. Furthermore, our app enables members to effortlessly oversee their pension savings whenever they choose, with just a simple tap. We are committed to investing members' pension funds to ensure robust returns while actively addressing climate change to foster a healthier society and planet. Our goal is to achieve net-zero emissions by 2040, along with a 50% reduction in emissions by 2025. To safeguard members' pension savings, we implement strong governance practices, complemented by oversight from independent trustees. Recognizing that financial needs vary for each individual during retirement and can evolve over time, we have developed Smart Retire to adapt to these changing requirements. Our commitment to a user-friendly, tech-driven solution ensures that both employers and members can navigate their pension needs efficiently and effectively. The combination of our strategic investments and advanced technology places us at the forefront of the industry, dedicated to both financial growth and social responsibility.

Paychex Flex is an all in one HR software solution that you can expand or change as your business grows. It can be used to manage payroll, integrate your retirement and HR administration, as well as insurance management. We also offer expert knowledge about the regulations that may affect your business. Paychex Flex will benefit from more HR functions that you can bring to it. This will increase accuracy and efficiency. It can help you: * Track and recruit the best candidates * Streamlined onboarding and hiring * Provide key HR information through custom compliance documents. Compensation summaries, performance reviews and company training. * Manage your health insurance, including compliance support * Manage employee benefits * Track attendance and time * Pay your employees and file and pay taxes * Retirement planning, from testing to real-time reporting and participant enrollment and management

Avenu Insights & Analytics presents CPAS (Clearview Pension Administration Solution), an all-encompassing, web-based system crafted to enhance the management of retirement plans for both governmental and private organizations, including union trusts, third-party administrators, and financial institutions. With a legacy spanning over 35 years and deployments on four continents, CPAS effectively accommodates various pension structures such as defined benefits, defined contributions, hybrid plans, and health and welfare administration. The platform boasts a suite of integrated administrative features, optimized business workflows, user-friendly self-service portals, and robust data management tools, empowering administrators to gain a comprehensive view of member information and provide outstanding service. Members enjoy the advantages of secure and personalized self-service portals, which are furnished with tools for retirement modeling, planning, and calculations, thus facilitating proactive preparation for their futures. Additionally, CPAS is designed to be both scalable and adaptable, catering to the diverse needs of organizations, regardless of their size. Its versatility ensures that all users can tailor the system to meet their specific requirements effectively.

The Retirement Analysis Kit (TRAK) stands out as a cutting-edge retirement software that has effectively assisted advisors in motivating individuals towards achieving retirement readiness. It addresses crucial queries clients may have regarding their retirement plans. By offering tailored education, TRAK inspires participants to take decisive steps towards their future. The software also facilitates thorough one-on-one retirement planning sessions, enabling the calculation of pension benefits, survivor options, and strategies for pension maximization. Additionally, it showcases savings strategies for 403(b) and 457 plans, integrating them into a comprehensive retirement strategy. TRAK prioritizes clients' best interests by delivering clear and transparent insights into popular retirement approaches. Have you ever dedicated significant resources to formulating a retirement plan for your clients, guided them through the details, only to witness their disinterest as they said, "We’ll think about it"? Experiences like these indicate a lack of effective connection with your clients, which TRAK aims to remedy through its engaging platform.

The PX3000 platform developed by Penad is an all-encompassing software solution for pension administration that effectively manages various benefit types and pension schemes. With its secure and scalable design, PX3000 includes advanced reporting capabilities and allows for self-service access, enabling financial organizations to efficiently monitor and assist both individual and group pension accounts comprised of multiple savings options. Additionally, Penad's PX3000 offers a wide array of features, including a specialized Human Resources Administration (HRMIS) module, management tools for retirement plans, administration services for retirees, and a module for group life and health benefits, among other functionalities. This extensive feature set makes PX3000 an essential tool for institutions looking to enhance their pension management processes.

Transform the management of your benefits and retirement plans with a solution that is comprehensive, scalable, and cost-effective. Oliver offers innovative benefits administration software designed to revolutionize the way you handle these crucial aspects. With the significant responsibility of migrating and managing vast amounts of sensitive employee information, our team draws on decades of expertise to facilitate a seamless Data Migration process. Accurately assessing and establishing eligibility for hourly workers can be challenging, particularly when dealing with intricate plan details, but Oliver’s Hour Bank Product is here to simplify your workflows. Additionally, making modifications to legacy systems can lead to considerable challenges for administrators, often hinging on the availability of a single person. Discover how our thoughtful configuration strategy enhances the effectiveness of our Pension Plan Products, ensuring that you can efficiently navigate these complexities. By embracing Oliver, you’re not just adopting a software solution, you’re investing in a more streamlined and efficient future for your organization.

Envision a streamlined approach that provides your organization with a more efficient work environment, improved employee benefit options, and additional advantages. Standard Life is equipped to turn this vision into a reality today through our comprehensive solution. This comprehensive solution involves collaboration with Standard Life to establish a cohesive suite of offerings tailored to your organizational requirements. Such an approach can effectively manage your workplace pension, craft a holistic rewards and benefits strategy, or provide your staff with access to our financial wellness and planning services, savings options, and retirement solutions. By implementing a rewards package that enhances your competitive edge in attracting and retaining talent, you can also deliver engaging rewards and support to your employees. This package may encompass voluntary benefits, enticing rewards, and robust financial wellness assistance, ultimately fostering a more satisfied and productive workforce.

Monitor participant information, interface with payroll and HRIS platforms, assess benefits, generate worksheets and retirement packets, and offer an employee self-service portal that enables participants to examine their pension details and simulate retirement benefits. Additionally, it provides HR administrative functions to payroll providers to enhance their payroll services. This system features real-time bi-directional data synchronization via a RESTful API with the payroll database. It also tracks employee vaccination and testing statuses while securely storing documentation for vaccine/test verification. Comprehensive reporting is available across the entire user base, alongside automated alerts and a self-service platform. All clients benefit from using the latest version of our main application, empowering our implementation teams to develop robust solutions that are reliable in both governmental and private sectors, ensuring client satisfaction and operational efficiency. This commitment to continuous improvement and user support highlights our dedication to excellence in service delivery.

Kota serves as a comprehensive platform for employee benefits, streamlining the process for businesses to create, implement, and oversee workplace benefits by integrating health insurance, pension plans, life insurance, and flexible benefits into a single digital solution that works seamlessly with existing HR tools and HRIS data. This integration automates essential functions like enrollment, reporting, payroll reconciliation, and compliance across various countries, allowing for a more efficient system. By centralizing contributions and billing, it removes the need for disjointed brokers and tedious manual tasks, enabling employers to connect their HRIS in a matter of minutes, set regulations, benchmark contributions, and swiftly roll out compliant benefit programs compared to conventional methods. Furthermore, employees benefit from the Kota mobile and web application, which allows them to enroll, modify their contributions, and conveniently access their benefits. The platform also boasts features such as automated synchronization of data from HR systems, customizable benefits like allowances via spend cards, a rewards marketplace with exclusive partner offers, and APIs that can be easily embedded. This holistic approach not only enhances employee satisfaction but also significantly reduces administrative burdens for employers.

PensionGold® software stands out as the most cutting-edge and sophisticated solution for pension administration currently on the market. Tailored for modern web technologies, it serves as a browser-based retirement management tool that offers a wide array of features specifically designed for defined benefit pension plans. This comprehensive software is crafted from the expertise and insights gathered over three decades of industry experience. With its configurable, flexible, and scalable design, PensionGold is underpinned by our unique Enterprise Solutions Foundation (ESF) platform. The ESF employs a multi-tiered, service-oriented architecture (SOA) that not only enhances the functionality of PensionGold’s extensive features but also equips users with design-time configuration tools to seamlessly adapt to their evolving business needs. This innovative approach ensures that our clients can efficiently manage and adjust their pension plans to accommodate any changes in their operational landscape.

Founded in 1981, ASC has been delivering cutting-edge and affordable retirement plan systems designed to enhance your competitiveness in a challenging marketplace. Our systems are crafted and backed by seasoned professionals in the retirement sector who truly grasp your requirements. With automated data integration, our solutions maximize efficiency and boost profitability. In addition to offering in-house installation, we also provide Cloud Platforms to cater to diverse client needs. Leveraging the latest technological advancements, our systems streamline document creation and management, allowing you to concentrate on achieving your objectives, serving your clients, and driving your business forward. ASC also delivers software, documentation, training, and support specifically tailored for TPAs and retirement plan experts. Our unlimited plan size capability ensures that we are a viable solution for both large corporations and small businesses alike. Notably, around half of all 401(k) participant accounts are managed using an ASC system, underscoring our impact in the industry. This commitment to innovation and service positions us as a leader in retirement plan solutions.

The Retirement Analysis Kit (TRAK) is a cutting-edge software solution designed specifically for retirement planning, showcasing a solid history of aiding advisors in fostering engagement and readiness for retirement among individuals. It addresses critical concerns that clients typically have regarding their retirement journey. By offering tailored educational content, TRAK empowers participants to take proactive steps towards their financial future. The software facilitates detailed one-on-one retirement planning sessions and computes pension benefits along with survivor options and pension maximization strategies. It also demonstrates savings strategies for 403(b) and 457 plans, ensuring a well-rounded approach to retirement planning. In addition, TRAK calculates comprehensive federal benefits including those under FERS, CSRS, and CSRS offset, while also integrating TSP, FEGLI, and long-term care for federal employees. By delivering clear and insightful analyses of common retirement strategies, TRAK enables advisors to act in the best interests of their clients. Ultimately, TRAK aids advisors in inspiring their clients and engaging participants through streamlined retirement planning solutions that make the process more approachable and efficient. This innovative software truly transforms the way retirement planning is approached, making it easier for both advisors and clients to navigate the complexities of retirement.

The Milliman Actuarial Retirement Calculator (MARC) serves as an all-encompassing system for pension administration, aimed at ensuring precise and efficient oversight of defined benefit plans. Established in 1991 by a skilled team of Milliman actuaries, retirement plan consultants, web developers, and IT experts, MARC provides a solid framework for calculating pension benefits and maintaining essential administrative data. Its adaptable design accommodates a variety of plan types and enables fully customizable calculations, reports, forms, data management, web interfaces, and workflow systems. By fostering participant involvement, MARC features an intuitive website that empowers employees to access personal information, utilize self-service options like adding beneficiaries, manage forms and documents, communicate with plan sponsors, generate pension estimates, and perform comprehensive retirement modeling. Overall, MARC not only streamlines pension management but also enhances the overall retirement planning experience for participants.

Congruent's CORE suite offers a cloud-based self-service platform designed to assist retirement plan providers and third-party administrators in effectively managing, overseeing, and sustaining their plans. Our state-of-the-art technology and capabilities ensure that plan providers remain competitive in the ever-evolving market. Reach out to us for more information about our innovative products. Determining participant eligibility for enrollment in your plan can be intricate, necessitating a thorough examination of various data types, kinds, and locations. This is precisely where the CORE Eligibility & Enrollment Solution proves invaluable. With more than ten years of expertise in the U.S. retirement planning sector, Congruent Solutions is strategically positioned to provide exceptional and tailored solutions that truly deliver results. Our platform allows for the analysis of diverse data types that are submitted and stored across various formats and locations, all from a single, cohesive system. This integration simplifies the process, making it easier for providers to manage their plans efficiently.

Equiniti Retirement Solutions delivers a wide array of advanced software and platform solutions aimed at revolutionizing pension administration through cutting-edge innovation and digital transformation. Boasting a remarkable legacy of over 187 years in the retail and workplace wealth, life, and pension sectors, EQ focuses on providing future-ready technology that seeks to lower ongoing expenses, enhance efficiency via process automation, and mitigate regulatory risks. Their unique administration platform, Compendia, guarantees a smooth user experience with features including automated benefit calculations, effective document management, and self-service portals for members. For Local Government Pension Schemes (LGPS), EQ's specialized Compendia LGPS caters to the distinct requirements of public sector pension administration, incorporating workflow automation, online member services, and real-time management insights. Furthermore, EQ also presents strong data solutions aimed at alleviating the dangers linked to inadequate pension scheme data, ensuring greater reliability and accuracy in pension management. This comprehensive approach underscores EQ's commitment to enhancing the overall efficiency and effectiveness of pension administration for its clients.

Zimyo stands at the forefront of HR technology, offering a comprehensive suite of over 40 cloud-based modules designed to enhance employee experience. From HR & Payroll Management to Time & Attendance Management, Performance Management System (PMS), Applicant Tracking Software (ATS), Employee Engagement, and a range of Employee Benefits, our solutions support organizations throughout the talent management lifecycle. As a holistic solution, Zimyo provides end-to-end implementation to elevate your key metrics. From streamlining recruitment processes to facilitating offboarding, we optimize every aspect of your operations. Our solutions empower leading organizations to enhance key metrics by reducing employee onboarding time, minimizing turnover rates, automating micro tasks, enhancing employee self-service capabilities, and much more.

Amplify HR stands out as a premier Professional Employer Organization (PEO), expertly managing all the administrative duties associated with business operations so that clients can concentrate on expanding their enterprises. Their extensive offerings encompass payroll processing, benefits administration, human resources, retirement solutions, as well as risk management and compliance services. Utilizing a cloud-based technology platform, Amplify ensures clients have seamless access to payroll details, benefit deductions, and time-tracking information. The strategic practices they implement are designed to enhance the financial performance of their clients, while also providing administrative relief through personalized support, controlling costs, boosting employee engagement, and sharing the burden of workplace risks. The firm prioritizes complete client satisfaction across all products and services, reinforcing their commitment to quality. By distributing the various work-related risks and responsibilities, businesses can create a more balanced work environment. Additionally, expanding HR offerings can significantly elevate company culture and employee morale.

Heywood Engage provides a user-friendly online portal tailored for pension scheme members, allowing them secure and effortless access to essential retirement information. This platform clearly presents details on retirement status, estimated income, and personal goals, effectively transforming intricate pension data into a relatable narrative. It incorporates various planning tools to assist users in their retirement preparations, utilizes straightforward language and effective storytelling methods to minimize support inquiries, and offers analytics on member engagement. Enhanced security measures such as electronic identity verification, SMS-based multi-factor authentication, and adherence to accessibility standards (WCAG 2.1 Level AA/ADA) ensure that all individuals can participate. The design prioritizes user experience, featuring intuitive navigation, personalized communication that empowers users to make informed choices, and a reduction in the administrative load for plan providers by decreasing incoming queries and automating member-related tasks. Ultimately, the platform not only facilitates engagement but also fosters a greater sense of confidence among users regarding their retirement planning.

Eliminate uncertainty in your retirement planning with WealthTrace, which provides precise financial forecasts and enables you to oversee your investment assets, their performance, transactions, and associated fees. Don't let fate dictate your retirement; with WealthTrace, you can take charge of your financial future and assess whether you have sufficient resources for a comfortable retirement, as well as explore ways to improve your financial standing. By linking your various investment accounts, you can easily monitor your balances and holdings in one place. Your accounts will refresh daily, giving you up-to-date insights into performance, transactions, fees, and investment totals. Rest assured, your information is safeguarded with cutting-edge security protocols. As you adjust your assumptions, you'll see financial projections reflecting those changes in real-time. You can receive immediate insights on how altering savings rates, retirement timelines, expense levels, withdrawal strategies, and other factors impact your plans. Additionally, you can conveniently determine the most efficient withdrawal rate and ascertain the total amount you need to save for retirement to ensure your peace of mind in the future. This comprehensive approach allows for a more informed and proactive retirement strategy.

Savvly presents a groundbreaking approach to retirement planning, aiming to deliver enduring financial stability with ease and tranquility. Its distinctive dual-account system guarantees a steady income until the age of 80 while providing ongoing protection thereafter, making it an ideal choice for individuals concerned about the risk of exhausting their savings. With an affordable entry point of less than $150, Savvly is designed to be inclusive, catering to a diverse audience ranging from ambitious individuals to those who are just beginning their financial journey. In contrast to conventional retirement options that may not meet modern demands, Savvly is tailored to accommodate the challenges posed by increased life expectancies, offering a convenient, all-in-one "retirement in a box" solution. This innovative offering enables users to secure their financial future effortlessly and without significant costs, promoting a straightforward, efficient, and effective approach to retirement planning. Whether embarking on your savings journey or seeking a thorough retirement plan, Savvly provides a dependable and uncomplicated pathway to achieving lasting financial independence, empowering users to approach their future with confidence and peace of mind.

The Paystub Generator allows you to create paystubs at any time you need. It provides comprehensive details about gross wages for each pay period, including various deductions like retirement plans, pension contributions, insurance premiums, garnishments, and charitable donations, while also assisting you with tax calculations. This tool is designed to streamline the payroll process and ensure accuracy in financial documentation.

Keystone represents the first-ever comprehensive system that integrates concrete batch controls, dispatch, GPS vehicle tracking, and business accounting functionalities within a single platform. It effectively serves ready mix concrete, aggregate, and asphalt businesses of all sizes, accommodating everything from single plants to expansive multi-site, multi-state operations. The components of Keystone are designed with a consistent interface to enhance user experience. By utilizing a unified data set, Keystone guarantees security, functionality, versatility, and predictability. Unique to the industry, Keystone Accounting is the sole full financial accounting suite specifically crafted for ready mix concrete, aggregate, and asphalt manufacturers, built entirely for a user-friendly experience within the Microsoft Windows environment. This robust accounting solution is not only simple to navigate but can also function independently or as part of the cohesive Keystone software suite, streamlining your daily business and accounting tasks for increased efficiency and productivity. Moreover, by integrating various operations into one platform, Keystone significantly simplifies the management of complex business processes across different locations.

Revolutionize your approach to attracting, hiring, and empowering talent through the InFlight Employee Experience Platform (EXP), which transforms your current applications into mobile, modern, and visually appealing solutions. The InFlight Employee Experience Platform (EXP) offers complete oversight of your HR applications, allowing you to navigate technological challenges and drive effective business results. Spanning the entire employee lifecycle, from recruitment to retirement, InFlight facilitates positive changes in user behavior, boosts your brand image, and optimizes your HCM software investments. Additionally, InFlight ensures that new employees quickly acclimate and become effective contributors, even when in-person training isn't feasible, paving the way for a more efficient onboarding process. With these enhanced capabilities, organizations can create a more engaged workforce that thrives in today's competitive environment.

PTO Exchange is an innovative benefits platform that allows employees to convert their accrued vacation hours into cash assets that they can use for personal expenses and support the causes that matter to them. This unique offering provides companies with a compelling advantage that caters to the diverse needs of every employee within the organization. The platform seamlessly integrates with existing systems, empowering employees to take charge of their financial well-being. Unused PTO can be allocated towards various essential expenses such as Retirement Accounts, Student Loans, and Health Care Expenses or HSAs. Imagine being able to trade in some of your unutilized PTO to fund your next vacation—now that’s a reality. Additionally, employees have the ability to donate to over one million certified non-profit organizations, support meaningful causes, or assist colleagues who may be in need. This strategic approach not only helps to mitigate PTO balance sheet liabilities but also enhances talent acquisition and retention strategies. In essence, it creates a win-win situation for both HR and Finance departments, as they will both recognize the benefits of improved PTO offerings while simultaneously minimizing corporate liabilities. Furthermore, this initiative fosters a more engaged and satisfied workforce, ultimately driving organizational success.

You could be maximizing the potential of your PTO benefits, which can lead to increased employee satisfaction, improved retention, reduced stress, and enhanced engagement by encouraging employees to utilize their time more effectively. A staggering 78% of workers are living from one paycheck to the next, while 41% find it challenging to manage a $2,000 unexpected expense, making accrued PTO a valuable resource for addressing unforeseen financial challenges. Employees can utilize their accrued PTO to contribute to their retirement savings, invest in their child's education through a 529 plan, or alleviate student loan debt, making it a versatile asset. Research shows that 68% of employees return from time off feeling reenergized and more productive, and PTO Genius actively identifies company-friendly ways for employees to take time away, while also simplifying the process of converting unused PTO into cash to fund vacations. The Genius Team is dedicated to supporting you throughout this journey, helping you to grasp the extensive features and advantages available for your organization, tailoring the platform to meet your specific requirements, and ensuring a smooth launch experience, all within just a few days! We’re excited to assist you in enhancing your workplace culture!

Betterment is a leading robo-advisor that helps people grow their wealth through smart, automated investing and personalized retirement planning. Its expert-built portfolios are globally diversified and continuously optimized with advanced features like dividend reinvestment, tax-loss harvesting, and rebalancing, taking the complexity out of investing. Clients can also access high-yield savings accounts with APYs up to 4.40%, paired with FDIC insurance of up to $2 million for added security. For retirement savers, Betterment provides access to Traditional IRAs for upfront tax deductions, Roth IRAs for tax-free withdrawals, and SEP IRAs tailored to self-employed individuals and small-business owners. The platform simplifies rollovers from old 401(k) or IRA accounts, helping investors reduce hidden fees and centralize their money in one place. Automated technology ensures contributions, rebalancing, and long-term growth stay on track while Betterment’s planning tools calculate how much to save based on individual life goals. Premium members gain access to Certified Financial Planners (CFPs) for personalized retirement advice and clarity on complex decisions. By combining technology, transparency, and human expertise, Betterment empowers users to plan confidently for both short-term savings and long-term retirement security.

Pension OS, developed by Union.dev, is an innovative software solution for pension administration that simplifies the management of union pensions across various plans. This platform features a centralized database that tracks exhaustive details for every member, whether they are currently active or have left, which allows administrators to swiftly update contact details, manage dues, and handle beneficiary processes while maintaining a thorough audit trail for all modifications. It accommodates a variety of plan types, including defined contribution, defined benefit, multi-employer pension plans, and Taft-Hartley plans. The robust system incorporates a modern cloud database, customizable workflows, security-focused permissions and approvals, tailored reporting options, payment integrations, instant statements, and a comprehensive audit trail. Additionally, Pension OS enables smooth transitions for its members, facilitating the quick processing of retirements, terminations, or deaths with minimal effort, and ensuring that the administrative burden is significantly reduced. With its user-friendly interface and powerful features, Pension OS stands out as a leading choice for unions looking to modernize their pension management processes.

Searching for alternatives to traditional capital expenditures (capex) for your storage infrastructure? NetApp Keystone presents a comprehensive hybrid cloud solution that integrates storage services both on-site and in the cloud, requiring less initial investment. This approach not only enhances your cash flow but also offers increased financial flexibility through a variety of payment options, subscriptions, and usage-based services. Embracing the cloud transcends mere technology; it embodies operational agility. With NetApp Keystone, you can expect a consistent multicloud experience that seamlessly operates on and off your premises while maximizing financial adaptability. The suite of payment solutions and storage-as-a-service options provided by NetApp® Keystone is designed specifically for hybrid cloud environments, enabling greater agility, enhanced financial versatility, and minimized financial risk, all of which support your business objectives. Ultimately, NetApp Keystone serves as the critical link that unifies the foundational elements of your hybrid cloud strategy, ensuring that your organization remains competitive in a rapidly evolving market.

At LearnLux we are creating a world where having a financial plan is never out of reach. We bring this mission to life by offering employees expert financial guidance for everyday money moments and big life milestones. Our digital program and team of Certified Financial Planner™ professionals provide holistic, fiduciary financial guidance to people in all stages of life, focusing on inclusivity across all ages, geographies, economic backgrounds, and genders. We share our mission at scale by partnering with the world’s best companies to offer valuable benefits that help employees do their best work every day because they feel confident in their finances.

The JiVS Information Management Platform (IMP) offers a comprehensive suite of tools for data migration, efficient data provisioning, and facilitating application retirement processes. This platform ensures a seamless transition and management of information throughout its lifecycle.

LifeWorks stands as a global frontrunner in both digital and face-to-face solutions aimed at enhancing the overall wellbeing of individuals. We offer a tailored spectrum of care that enables our clients to elevate the quality of life for their employees, ultimately benefiting their organizations. With a legacy that includes our previous name, Morneau Shepell, we have consistently prioritized the health, productivity, and financial stability of workers. Our services encompass a wide range of areas, including wellbeing, administrative support, health and productivity management, as well as retirement solutions. We take pride in our extensive knowledge and experience regarding workplace mental health, actuarial and retirement strategies, human resources and communication methodologies, alongside absence and disability management. As leading innovators in the field, we actively conduct research on emerging workplace trends and issues impacting employee wellbeing, sharing our valuable findings with clients to better support their workforce. Our commitment extends to fostering a culture of wellness that not only benefits individuals but also enhances organizational success.

A 401(k) is a retirement savings plan set up by employers or self-employed individuals to assist both workers and business owners in accumulating funds for retirement while enjoying various tax incentives. This savings option is designed to meet diverse retirement planning needs, offering flexibility in how contributions are managed. Participants have the autonomy to determine the percentage of their salary that will be directed into their 401(k) accounts each pay period, with those contributions made before taxes are applied, allowing for potential growth without immediate tax implications. Many employers enhance this savings approach by matching a part of the contributions made by employees, which can significantly accelerate the growth of retirement funds. In addition to securing future financial stability, enrolling in a 401(k) offers distinct tax benefits for both employees and employers, such as tax deductions and tax-deferred growth on earnings. For instance, when employees allocate funds to their 401(k), these amounts are deducted from their gross income prior to tax calculations, effectively lowering their taxable income for the year. This dual benefit of saving for retirement while optimizing tax responsibilities makes the 401(k) an appealing option for many individuals and businesses alike.

Eliminate the complications and stress that come with juggling various vendors by allowing HealthEquity to take care of everything from start to finish. We will assist you in realizing cost efficiencies and accessing bundled pricing that is unrivaled. Picture a unified platform where all your requirements are conveniently consolidated. By selecting HealthEquity, you can experience a more efficient and expedited administrative process. Partner with a recognized leader in the industry to implement best practices while reducing costs. Simplify your workflows with seamless, no-cost integrations to your health plan, retirement provider, and payroll administrator. Transferring member files from any system or payroll vendor is a breeze, and we will manage bulk transfers automatically for you. Stay informed about forthcoming regulatory updates with timely notifications designed to help maintain compliance. Our team maintains ongoing communication with both state and federal policymakers to ensure you are always in the loop. With HealthEquity, you can focus on what truly matters—enhancing your organization's efficiency and effectiveness.

Our retirement plan solutions offer a range of advantages, from straightforward plan management and impartial investment options to fiduciary services, efficient plan setup, and time-saving solutions that truly make a difference. ADP is dedicated to preparing participants for retirement by equipping your employees with essential tools, enabling them to conveniently plan for their financial future. With a user-friendly mobile enrollment system that allows participants to sign up from anywhere at any time, along with the MyADP Retirement Snapshot calculator which provides tailored estimates of retirement savings based on individual responses, we are continually innovating to enhance the experience for both you and your employees. Additionally, timely and targeted messaging ensures that participants receive crucial information as needed. It is vital to make informed investment decisions for the success of your retirement plan, and we are here to support you in achieving that goal. Our commitment to ongoing improvement and adaptability in our services underscores our focus on your needs and those of your employees.

With a self-directed approach, you have the flexibility to invest in virtually anything, and the earnings from those investments remain untaxed. At IRA Financial, our dedicated tax and ERISA experts will assist you in setting up a self-directed retirement account, ensuring ongoing compliance. We strive to make the process of investing your retirement funds in alternative assets more straightforward. By opening an account through our app, you can start investing with a straightforward, flat fee. The app also features a supplemental forms section, allowing clients to electronically sign documents for common account transactions, eliminating the need for physical signatures or paperwork. This section is set to expand with future updates of the app. IRA Financial is committed to enhancing your investment experience while helping you grow your retirement savings effortlessly. So take the first step today and embrace a new way of managing your retirement investments.

Our software provides top-tier automated pension administration services. Procentia stands as an independent entity focused on developing innovative pensions software solutions. Recognized as a global leader in this sector, we collaborate closely with our clients to offer a flexible, dependable, and high-value approach to pension management. The exceptional quality of our software, our dedication to outstanding customer service, and the expertise of our specialized staff in the pensions and financial services sector underpin our esteemed global reputation. The success stories from our clients illustrate the advantages they and their customers have realized through the adoption of Procentia's software. Our teams for implementation and support consist of skilled developers who hail from the pensions and financial services arena. Additionally, we provide an online knowledge base and issue resolution tools that are available around the clock, ensuring that assistance is always within reach. This commitment to accessibility and support reinforces our mission to empower clients in their pension administration endeavors.

A Self-Directed IRA, often called an "Alternative IRA," "Self-Managed IRA," or "SDIRA," provides a retirement solution that empowers investors to expand their savings beyond traditional Wall Street investments, allowing for opportunities in tangible assets such as real estate and private placements. By incorporating a checkbook control option, investors gain unparalleled flexibility and immediate access to their funds, eliminating the need for cumbersome paperwork and avoiding transaction fees. If you're looking to steer your retirement portfolio away from the unpredictable nature of stocks, bonds, and mutual funds, this account may be the perfect fit for you. With the ability to explore a wide range of investment opportunities beyond the stock market, you can secure your financial future against potential market downturns. Ultimately, a well-diversified approach can safeguard your retirement savings while also opening doors to new avenues of growth and investment.

Rapidly create cutting-edge, dependable, and secure wealth management experiences by utilizing our financial simulation engine via versatile APIs, which are currently enhancing wealth services in various financial institutions. OutRank facilitates smooth financial decision-making through simulations that analyze the personal balance sheets of your clients. The comprehensive customer journey allows both financial advisors and clients to evaluate all facets of personal finance evolving throughout a lifetime when making important financial choices. With the OutRank API, pension providers can craft advanced pension pathways tailored for both accumulation and decumulation phases. Depending on your business model, this technology equips your advisors or clients to expertly navigate the complexities of retirement planning, offering intuitive financial decision-making resources. Our APIs are meticulously crafted by seasoned experts in the field, ensuring that the underlying models maintain high standards of quality and reliability. As a result, clients can expect a more personalized and effective approach to managing their wealth.

RoboMQ’s Hire2Retire is an end-to-end workforce lifecycle management platform that automates every Joiner-Mover-Leaver (JML) event, including onboarding, role or department changes, long-term leaves, and terminations. It is an Identity and Access Management (IAM) solution that bridges HR systems with IT infrastructure like Active Directory (AD), Okta Universal Directory, and Google Workspace to ensure seamless synchronization. With Hire2Retire, organizations can streamline how employee access, roles, and entitlements are managed across the entire employment journey. The platform supports integration with over 27 HR and Applicant Tracking Systems (ATS), major identity providers such as Entra ID, Active Directory, Okta, and Google Workspace. It also integrates with 10+ IT Service Management (ITSM) tools, including ServiceNow, Salesforce, SolarWinds, and FreshService.

Altair is a highly adaptable, secure, and scalable pension administration platform tailored for retirement systems and their administrators, providing extensive benefit calculations, workflow automation, document management, bulk processing, and regulatory compliance within a cohesive framework. Featuring a robust calculation engine, it accurately manages intricate individual and bulk computations while optimizing daily operations through integrated workflow automation to minimize manual tasks. The platform also facilitates secure document creation, export, and archiving, ensuring comprehensive audit trails are maintained. Furthermore, it allows for large-scale processing of statements, allowances, and pension increments. Hosted on a U.S.-based infrastructure that aligns with FedRAMP standards, Altair incorporates role-based access, multi-factor authentication, and offers real-time dashboards alongside self-service reporting through its Insight module. Additionally, Altair is crafted for effortless integration and migration, accommodating the regulatory requirements of multiple states, thus enhancing its utility for diverse pension scenarios. Its comprehensive features make it an ideal choice for administrators looking to modernize their pension management processes.

Engage in cryptocurrency transactions within your IRA or conduct trades using cash! My Digital Money is here to assist you in securing your retirement through a crypto IRA or in accumulating wealth through cash trading. Experience straightforward, intelligent, and secure crypto trading backed by top-notch phone support. Our team is always available to assist you, whether you need help with a forgotten password, have inquiries about navigating the platform, need assistance in document submission, or have a different question. You can effectively prepare for your retirement with a CryptoIRA while also trading in cash to enhance your financial standing. There’s no requirement to open accounts across various platforms. In collaboration with Genesis, MDM offers exceptional military-grade protection for your cryptocurrency investments. With our system, you can set your own parameters for buying or selling coins, ensuring opportunities for profit or minimizing losses, all while tracking your real-time earnings or losses. Take control of your trading activities and make informed decisions based on your personalized criteria.

A 401(k) plan tailored for small businesses encompasses various components that are essential for aiding employees in their retirement planning journey. Shelton 401(k) focuses on delivering retirement account solutions specifically designed for small enterprises, ensuring that the experience remains hassle-free for business owners. At Shelton Capital Retirement Plan Services, we collaborate closely with our clients to offer a cost-effective, all-in-one solution that simplifies processes and yields the best outcomes for everyone involved. Our commitment is to deliver exceptional, high-touch 401(k) services that not only assist your employees in building their retirement savings but also enhance your professional image. We pride ourselves on our team of seasoned service experts who provide both live and digital personalized resources tailored to meet the needs of you and your employees. Unlike large fund managers or insurance companies, Shelton 401(k) operates as a small privately owned entity, emphasizing human administration over automated systems. Our focus on personal interaction ensures that clients receive attentive care and support throughout their retirement planning experience, fostering a sense of trust and reliability.

Mintago assists companies and their workforce in minimizing National Insurance costs while enhancing the financial wellness of their employees. By lowering your NICs, you can save significant amounts that can be redirected towards business expansion. Each staff member is provided with a comprehensive financial wellbeing platform that offers educational resources, pension exploration, and much more. To ensure seamless collaboration and maximize your experience with Mintago, we handle all administrative tasks, onboarding processes, and communication efforts. Regardless of whether you currently utilize a salary sacrifice pension scheme, we are here to help your business save more while empowering your employees with knowledge for a more satisfied and effective team. We manage all the demanding tasks, allowing you to focus on growth. Our commitment to value extends beyond initial savings; you can continue to reap financial benefits annually while fostering your employees' financial health. Additionally, our user-friendly tools aid your staff in planning for their ideal retirement, ensuring they have the resources needed for a secure future.