Alternatives to JBA Risk Management

Fathom's Global Flood Map provides an extensive array of hazard data and flood risk insights on a global scale. It addresses significant flood risks, including pluvial, fluvial, and coastal events, with a resolution of approximately 30 meters, offering detailed depth and extent information for return periods ranging from once in five years to once in a thousand years. Incorporating climate dynamics, the map facilitates the evaluation of flood risks under a variety of future scenarios extending to the year 2100. Among its notable features are multi-peril flood layers, enhanced terrain data through the FABDEM+ digital elevation model, and versatile access methods including API, portal, or on-premises hosting. This platform caters to various sectors such as insurance, engineering, financial services, corporate businesses, and international development, empowering these industries to seamlessly integrate flood hazard information and climate change data into their risk management strategies. Furthermore, Fathom emphasizes scientific integrity, ensuring its models are rigorously validated and featured in prominent academic publications, which highlights its dedication to supporting informed decision-making in flood risk management.

KatRisk specializes in catastrophe modeling, offering comprehensive assessments of risks associated with inland flooding, storm surges, and windstorms for a diverse clientele that includes insurers, governmental bodies, and financial institutions. Their cutting-edge models empower clients to effectively comprehend, measure, and tackle the impacts of severe weather incidents globally. Among their primary products are SpatialKat and SoloKat, which provide accurate financial risk analyses for natural disasters, enabling insurance firms to strategically prepare for major catastrophes such as floods, hurricanes, and intense convective storms. The configuration of their open model software is customized based on your specific needs and applications, ensuring enhanced outcomes that are tailored to your situation. With a flexible framework built on open-source technology, you can swiftly adapt to changing conditions, thereby benefiting from greater transparency in your risk assessments. Enjoy a personalized approach that focuses on addressing your distinct challenges and goals, resulting in a superior, customized solution designed just for you. Such a commitment to client-specific needs ensures that no two solutions are ever the same, reflecting the unique nature of the risks faced by different organizations.

The EcoAct Climate Risk Tool (ECLR) serves as an all-encompassing platform for assessing and visualizing climate risks, specifically designed to analyze how 28 different climate change hazards may impact the physical locations of organizations. It allows users to delve into a range of critical factors, climate scenarios, and temporal contexts, aiding in the targeted prioritization of strategies for risk mitigation and adaptation. ECLR addresses both well-known climate threats, such as floods and heatwaves, as well as rarer risks like glacial lake outburst floods, the salinization of coastal water supplies, and the effects of ocean acidification. By adhering to prominent climate reporting standards, including the Task Force on Climate-related Financial Disclosures (TCFD) and the EU Taxonomy, this tool empowers organizations to implement forward-thinking approaches to combat climate change. Moreover, ECLR's adaptability ensures that it remains relevant as new climate data emerges, thus enhancing its utility for long-term strategic planning.

By utilizing tailored models and detailed visual flood impact data, organizations can implement effective risk management strategies, promote better decision-making, and increase situational awareness. FloodMapp's offerings leverage DASH, an innovative hydraulic model designed specifically to provide emergency managers with quick and reliable flood information critical for their decision-making processes. This adaptable model can be applied across various regions without incurring substantial costs, thereby safeguarding communities and their assets. With consistently updated and responsive flood data, organizations can make well-informed choices, focusing on the specific impacts at the community and asset levels to avert significant losses rather than relying on generalized flood information. Our fundamental objective is to foster a safer environment, envisioning a reality where flood-related fatalities are eliminated, allowing individuals to return safely to their families and loved ones. In light of the evolving climate challenges, we aspire to cultivate communities that are more resilient, well-prepared, and thriving. By doing so, we hope to inspire a collective commitment to safeguarding lives and ensuring that everyone has a safe return home, no matter the circumstances.

Geospiza PATH™ is a user-friendly platform designed for climate risk assessment, empowering risk managers, sustainability teams, operations departments, and asset managers to effectively measure and mitigate risks associated with climate and natural hazards. This tool provides a visual representation of asset vulnerabilities to various threats such as floods, extreme heat, droughts, hurricanes, cyclones, and wildfires, while also assessing the potential costs and benefits of various risk management strategies. By integrating real-time climate change data, Geospiza facilitates a swift transition from uncertain risks to actionable solutions. Users can implement climate change analytics and disaster modeling across different domains, including infrastructure, personnel, investments, and strategically important regions, all displayed on an interactive map. Engaging with advanced climate risk models allows businesses to gain a comprehensive understanding of the environmental threats they face. After thoroughly assessing these risks, organizations can devise a robust strategy aimed at risk mitigation, resilience enhancement, and adaptation to the impacts of climate change, ensuring a proactive approach to future challenges. This comprehensive framework not only supports immediate decision-making but also fosters long-term sustainable practices.

First Street Foundation operates as a non-profit entity focused on measuring and conveying climate risk across the United States. Utilizing sophisticated climate science and engineering techniques, the organization delivers in-depth evaluations of a range of environmental threats, such as flooding, wildfires, wind, extreme heat, and air quality. The foundation's goal is to make climate risk not only accessible but also simple to comprehend and actionable for individuals, governments, and businesses alike. By providing thorough data and insightful analysis, First Street Foundation seeks to connect climate change with financial risk, facilitating better decision-making and proactive approaches to risk management. Their hazard models are meticulously crafted and undergo peer review to ensure accuracy. These models encompass various types of flooding (including surge, pluvial, fluvial, and tidal), hurricane wind impacts, wildfire dynamics (like ember flux and flame length), instances of extreme heat, and air quality concerns (specifically ozone and PM2.5 levels). This comprehensive approach empowers stakeholders to understand their vulnerabilities in the face of a changing climate.

risQ stands at the forefront of modeling and translating climate risks for those involved in municipal debt, providing crucial insights into how these risks impact financial outcomes. By fostering transparency around municipal climate hazards, risQ equips investors with the necessary tools to effectively manage their portfolios while simultaneously helping cities pinpoint cost-effective strategies for climate adaptation. The growing severity of heatwaves endangers public health and disrupts the energy sector, jeopardizing city tax revenues. Moreover, the frequency and intensity of both coastal and inland flooding are on the rise, posing threats to billions in property value and real estate holdings. Additionally, hurricanes are becoming more severe, delivering record levels of rainfall and challenging urban areas in unprecedented ways. As cities expand and drought conditions worsen, the likelihood of wildfires threatening properties and infrastructure continues to escalate. Ultimately, risQ’s insights are crucial for navigating these complex and evolving challenges.

Haskoning's Climate Intelligence Suite delivers extensive global consultancy services focused on risk management, resilience, and sustainability, facilitating the adept handling of intricate climate-related challenges. By harnessing a profound comprehension of the effects of weather on various processes, assets, and infrastructure, this suite equips users with practical insights into hazards affecting physical assets across the globe. It integrates high-resolution data on natural hazards with advanced machine learning techniques, climate exposure assessments, and comprehensive risk scoring systems, allowing for the evaluation of both existing and prospective climate threats, including those that may impact suppliers and customers. Covering a wide range of 19 natural hazards, including but not limited to coastal and river floods, tropical storms, droughts, wildfires, earthquakes, volcanic eruptions, and hail, this platform provides a holistic perspective by examining decades of historic, real-time, and projected climate data. Additionally, its multifaceted approach ensures that organizations can proactively plan and implement strategies to mitigate potential risks associated with climate change.

AlphaGeo is a cutting-edge platform that utilizes artificial intelligence to provide enterprise-level geospatial predictive analytics, effectively converting intricate climate, socioeconomic, demographic, and market information into practical insights for informed investing and strategic planning. By leveraging a cloud-based SaaS model, it simulates and refines global climate risks—such as heat stress, wildfires, flooding in coastal and inland areas, hurricane winds, and drought—across various future timelines (2025, 2035, 2050, 2100) and emission scenarios (including SSP245, SSP370, SSP585, and a unique acceleration scenario), offering analysis at an exceptionally detailed geographic scale that spans from specific coordinates to postal codes. Furthermore, the platform identifies and maps adaptation resources, including seawalls, reservoirs, green infrastructure, and emergency services, enabling users to evaluate their resilience capabilities comprehensively. In addition, AlphaGeo provides supplementary data tools such as a Climate Risk & Resilience Index and Financial Impact Analytics, which aid in modeling operational expenses, capital expenditures, insurance costs, and beyond, thereby enhancing decision-making processes in the face of environmental uncertainties. Ultimately, this innovative platform empowers organizations to make more resilient and strategic choices in an ever-changing climate landscape.

Moody's Climate on Demand delivers essential insights by utilizing comprehensive data and analytics to identify both current and anticipated location-specific risks to real assets due to climate-related damages and business interruptions. It boasts a global reach, providing hazard and impact risk scores along with scenario analysis capabilities extending through the year 2100, in addition to metrics related to the financial implications of climate change. The platform assesses vulnerability to six primary climate threats: flooding, heat stress, hurricanes and typhoons, rising sea levels, water scarcity, and wildfires. Users can evaluate physical climate risks for specific assets and portfolios, allowing for the integration of climate risk into property evaluations, due diligence processes, impact assessments for climate relevance, as well as regulatory compliance and disclosure reporting. Furthermore, the tool facilitates the identification of assets that are at an elevated risk from climate events, aids in monitoring portfolio exposure, and supports rigorous due diligence in property investments by quantifying climate-related risks. This comprehensive approach ensures that stakeholders can make informed decisions while navigating the complexities of climate risk management.

GeothinQ offers comprehensive property ownership data covering the entire United States, enabling users to perform intricate searches across numerous counties simultaneously. With just a click, you can visualize various geographic features such as topography, flood zones, and soil types within one integrated platform, making land analysis incredibly straightforward. Assess the potential risks and benefits associated with significant land acquisition decisions effectively. Streamline your due diligence process for land acquisition using geothinQ, allowing you to carefully consider both the challenges and opportunities tied to each parcel. You can assess land conditions by examining flood zones, wetlands, and elevation levels. Additionally, discover the logistical connectivity of your site with tools that measure driving and walking distances, and create detailed maps showcasing every commercial and retail location along with their respective brand logos for enhanced visibility. Leverage geothinQ's innovative tools to make informed real estate decisions that align with your strategic goals.

Flood is the optimal DEX Aggregator, guiding our users to the mathematically proven best price. All trades are gasless and private. There is no risk of slippage. We are MEV-free and distribute all trading surplus to our users. This allows you to earn money by doing your regular token exchange. Flood also supports web3 development, allowing them to build based on our Optimal Routeing trading hooks. Get in touch with us if you're interested in building!

CyberFlood serves as a robust and user-friendly testing solution that simulates realistic application traffic, designed to evaluate the performance, scalability, and security of your app-aware networking devices and solutions. This tool simplifies the process of testing and enforcing application traffic policies, benchmarking performance and capacity, and assessing network security effectiveness while adhering to NetSecOPEN methodologies. Renowned as the premier L4-7 testing solution globally, CyberFlood stands out due to its combination of extreme scale, high performance, and ease of use, which enhances productivity and generates hyper-realistic application traffic. Users can swiftly and effortlessly test with the latest applications available in the market. Moreover, CyberFlood integrates multiple testing functions into a fully virtual testing environment, providing a high-performance appliance capable of app security assessments across 10G, 25G, 40G, 50G, and 100G interfaces within a compact 1U form factor. This solution is essential for evaluating the performance of content-aware networks, security systems, and web applications, enabling organizations to optimize their network infrastructure effectively. With its innovative approach, CyberFlood can revolutionize how businesses manage and assess their network capabilities.

The XDI Climate Risk Hub offers world-class physical climate risk analyses on demand. Features: Instantly view asset or portfolio risk ratings. 5 risk rating bands are based on 10 hazards. Key metrics include Maximum Value At Risk and Productivity loss. RCPs and NGFS scenario, Annual analysis 1990-2100. Spatial resolution up to 5mx5m. Highly customisable. XDI provides detailed insights into physical risk by combining engineering, hazard and context data with weather, climate, financial and other data. Asset engineering features that are vulnerable to damage or failure due to hazards are based upon 140 standard residential, industrial and commercial archetypes. These can be modified to test adaptation responses. Hazard probabilities are calculated based on historical weather data (1990 baseline), local environmental context, such as topography and soil composition, as well as flood mapping and other factors.

Envision possessing a precise digital model that encapsulates both the natural and human-made components affecting your sanitary sewer, stormwater, or combined sewer systems. With InfoWorks ICM at your disposal, you face no limitations. Renowned globally among cities and engineering firms, InfoWorks ICM sets a benchmark in enhancing the efficacy of flood management, stormwater, and sewer infrastructures. It caters to the needs of both small municipalities and large enterprises, ensuring that every organization finds an appropriate solution for effective system management. This innovative tool empowers you to oversee your city's infrastructure with confidence, ensuring water quality is maintained, penalties are avoided, and flood hazards are minimized. By facilitating the creation of a comprehensive model that encompasses significant features in natural and built environments, InfoWorks ICM allows engineers to incorporate manholes, pipes, inlets, bridges, sluices, weirs, and pumps for precise 1D hydrodynamic and 2D simulations, ultimately improving decision-making and operational efficiency. The versatility of InfoWorks ICM makes it an indispensable asset for modern infrastructure management.

Software for specialist insurance broking management. Software engineers built it. Software solution for insurance policy administration. Customer relationship management (CRM). Manage personal and commercial clients with multiple addresses and contact information. Monitor communication and drive marketing. Track and manage multiple policies and quotes. Record detailed risk information. Automate underwriters' quote requests. Record, manage and report on insurance claims. Prepare custom financial reports. Enforce FCA compliant documentation. Clear visibility of client data, with quick access to more detail. Ability to view multiple clients simultaneously. Visualize the location of your client and plot geographical data such as flood or subsidence. Customer service is easier when you have easy access to client information. Document storage and processing. Integrated workflow tasks, events, and notes.

Enhancing visibility is essential for improving the efficiency, safety, and affordability of water systems. At Xylem, we leverage digital insights to enable a clearer understanding of network operations, enhance system performance, and proactively safeguard assets and communities, thereby ensuring continuity and resilience. By implementing these strategies, organizations can discover significant cost savings while achieving unprecedented levels of efficiency and control. Additionally, compliance can be maintained, services optimized, and flooding and overflow incidents mitigated effectively. With the capability to make data-driven, real-time decisions, water treatment facilities can be managed more adeptly, significantly lowering risks. A connected enterprise strategy not only prioritizes water safety and affordability but also improves customer access. By concentrating on meter performance, revenue can be optimized while apparent losses are minimized. Furthermore, protecting investments becomes possible through the identification of potential improvements and risks, allowing for a proactive approach to future challenges. This comprehensive approach ultimately ensures a more sustainable and resilient water management system for communities.

When a project owner submits their work to the queue, the service divides the animation into individual frames for rendering, dispatching each frame to a connected machine while optimizing its selection based on the available memory and CPU/GPU capabilities. Users can submit an unlimited number of projects, but only two renderings can occur simultaneously to prevent any one individual from overwhelming the render farm with excessive submissions. In instances where the render farm experiences congestion, this limit may be reduced to just one active rendering, a situation that occurs infrequently, typically just a few times each year. This careful management ensures efficient use of resources while maintaining fair access for all users.

HurLoss represents ARA's advanced hurricane catastrophe model tailored for property insurers, reinsurers, brokers, and ILS managers to adeptly navigate risks in regions susceptible to hurricanes. Since its inception in 1998, HurLoss has served as the cornerstone for structural engineering standards in hurricane-affected states and has been integral to federal emergency management and mitigation strategies across the nation since 2003. The model provides a comprehensive event set that spans the entire North Atlantic basin, covering areas such as the U.S., the Caribbean, Bermuda, and portions of Canada, Mexico, and Central America. What sets HurLoss apart is its physics-driven approach to hurricane hazard modeling combined with engineering load and resistance analysis, grounded in fundamental principles and corroborated by claims data. Additionally, the model incorporates projections related to future climate conditions, enabling users to evaluate risks using both current and anticipated climatological data, including variables such as sea surface temperature and wind shear. This forward-thinking approach ensures that stakeholders are equipped with the most relevant information to make informed decisions regarding their hurricane risk management strategies.

Moody's Intelligent Risk Platform™ (IRP) is a cloud-based solution crafted to improve risk evaluation and decision-making processes for insurers, reinsurers, and brokers alike. Drawing on more than three decades of experience in risk analytics, this platform incorporates leading Moody's RMS™ models to deliver comprehensive insights into a range of hazards, including both natural disasters and human-induced events. Its modular design presents a collection of applications—such as Risk Modeler™, UnderwriteIQ™, TreatyIQ™, and ExposureIQ™—that optimize workflows throughout the insurance value chain, spanning from underwriting to portfolio management. Hosted on Amazon Web Services (AWS), the IRP guarantees scalability, adaptability, and a commitment to ongoing innovation, with updates introduced every six weeks. Furthermore, the platform is compatible with over 700 third-party and proprietary models, thanks to its Open Modeling Engine, which promotes a cohesive approach to multi-vendor risk modeling. Ultimately, this innovative solution empowers users to make more informed decisions, aligning risk management strategies with the dynamic nature of the market.

Temblor, Inc. is a forward-thinking company focused on catastrophe modeling, particularly in the area of seismic hazard and risk evaluation. The primary objective of Temblor is to enhance public understanding of the dangers posed by seismic events. We cater to various sectors including insurance, reinsurance, insurance-linked securities, and mortgage lending institutions. Our models leverage the latest scientific research that has undergone independent verification, ensuring a thorough, impartial, and clear evaluation of risk. Our offerings encompass real-time hazard assessments and potential loss predictions following significant earthquakes, the pioneering global insurance loss model, stochastic event simulations, and the most detailed global site amplification model currently accessible. Furthermore, we provide a building-specific Temblor Earthquake Score that synthesizes all variables affecting potential loss into a single metric for effective risk assessment and decision-making. This comprehensive approach enables stakeholders to make more informed choices regarding their exposure to seismic hazards.

Sales teams in logistics and wholesale are experiencing significant growth due to the integration of decision intelligence and ERP automation. Sales managers at prominent B2B companies in the SME sector are turning to acto to streamline their operational processes. The B2B sales landscape is saturated with various sources of information and manual tasks stemming from ERP, CRM, BI, and Excel spreadsheets. In the absence of effective prioritization, a staggering 80% of valuable insights go unutilized, causing sales teams to miss out on vital opportunities, potential risks, and customer anomalies. This overwhelming influx of data leads to an incessant quest for accurate answers, leaving a large portion of crucial insights untapped. Additionally, the manual searches that sales teams engage in often result in repetitive tasks, such as drafting quotes, interacting with customers, and entering orders, which further compounds inefficiency. Consequently, the reliance on unused data and manual operations can diminish the time allocated to engage with key customers, ultimately costing businesses up to 15% in potential sales revenue. By leveraging AI-driven analyses and automating ERP processes, organizations can significantly boost their B2B sales efficiency. This transformation not only enhances productivity but also empowers sales teams to capitalize on the insights that truly matter.

In order to enhance underwriting, risk transfer, and pricing strategies in a market that is increasingly complex, (re)insurers require advanced modeling software that provides quicker analytics, enriched insights, and streamlined workflows. Establishing Risk Modeler™ as the core of your integrated risk lifecycle offers this crucial advantage. With improved modeling transparency, flexibility, and customization, you can gain a better understanding of risk drivers. By incorporating third-party modeling, you can lower expense ratios, boost productivity, and refine risk insights. Additionally, the cloud-native architecture facilitates the development of innovative digital workflows that adapt to changing business needs. Risk Modeler boasts the capability to execute over 400 Moody’s RMS models, along with more than 300 models accessible through the Nasdaq platform, covering various regions, perils, and lines of business on a unified cloud infrastructure. This powerful tool positions (re)insurers to not only meet but exceed the demands of a dynamic market landscape.

Choose your crop and the site of your field, as automated compensation is activated by drought or flood incidents reported by government agencies. This represents the pioneering phase of decentralized insurance. The payouts are not only automatic but also nearly instantaneous. Now fully authorized, this system is tailored for individuals with low incomes and small business proprietors. Instantaneous payouts are triggered by wind speeds detected by weather stations located within a 30-mile radius of the insured's permanent residence. It also offers safeguards against the risks of theft and cyber attacks on smart contract wallets. Additionally, it provides cost-effective and easily accessible protection against the potential loss due to the death or serious illness of a community member. The provision of immediate emergency payments ensures that individuals can navigate through challenging times with greater ease and support. This innovative approach to insurance can significantly enhance the resilience of vulnerable communities.

Detector Pro stands as your strongest ally in the battle against the onslaught of artificial intelligence. It slices through artificial content with precision, revealing counterfeit texts and images in no time. For those in publishing, marketing, and anyone committed to preserving authenticity, Detector Pro goes beyond mere detection; it eradicates AI-generated content entirely. In an era overwhelmed by imitation, it ensures that only genuine creations prevail. Embrace the power of Detector Pro and safeguard the integrity of your digital landscape.

Our artificial intelligence technology evaluates damage and calculates repair expenses instantly, facilitating quicker claim resolutions and aiding in the recovery of individuals' lives. By rapidly assessing vehicle damage and streamlining claims processes, our AI enhances efficiency in real-time today. When natural disasters like floods, wildfires, and hurricanes occur, our AI ensures that insurance providers can respond with speed and effectiveness. Mimicking human interpretation of images, our AI operates on a large scale to assess damages accurately. This innovation allows the entire auto repair network, encompassing insurers and body shops, to address accidents at a speed that is up to ten times faster. With our AI Review and AI Estimating tools, stakeholders can refine their claims processes and generate immediate, comprehensive vehicle damage assessments. Furthermore, we engage in significant applied research, converting groundbreaking advances in deep supervised and semi-supervised learning into practical solutions that enable quicker recovery from accidents and calamities, ultimately improving resilience in the face of adversity. Our commitment to innovation not only enhances operational efficiencies but also contributes to a more responsive support system for those in need.

Cerebro is an innovative AI-powered knowledge management platform that helps users streamline their digital content and turn information overload into actionable insights. The platform uses advanced AI tools to organize and manage various types of content, making it easier to retrieve relevant information when needed. Cerebro’s features include content categorization, intuitive search capabilities, and smart tagging, which all contribute to improving productivity and decision-making. The platform is ideal for businesses and individuals who struggle with managing large volumes of information, offering a solution to make digital content work smarter for them. Whether you're working on a project or analyzing complex data, Cerebro simplifies the process of turning content into valuable knowledge that can be applied directly to your work.

CyberCube's analytics platform offers a comprehensive suite of data, signals, and models designed to enhance cyber risk quantification. It facilitates (re)insurance placement, informs underwriting choices, and optimizes portfolio management, all underpinned by advanced cloud technology. Our clients gain access to the largest investment globally in analytics, models, and services tailored specifically for the cyber insurance domain. As a proactive and reliable contributor to the industry, we collaborate with various stakeholders to create top-tier solutions. Our team, comprising hundreds of leading experts in fields such as data science, cybersecurity, artificial intelligence, threat intelligence, actuarial science, software engineering, and insurance, helps unlock significant business potential within cyber insurance. This expertise allows for a nuanced understanding of enterprise risk profiles, enhancing individual risk underwriting, while also facilitating informed decision-making at the portfolio level through predictive models. By leveraging our platform, organizations can better navigate the complexities of cyber risk.

Consolidate all your business operations, which encompass lending, deposits, mortgages, and IRAs, along with seamless integration to your core systems and essential business-to-business (B2B) interfaces such as flood checks, credit bureau access, HMDA reporting, e-signatures, and much more into a single comprehensive solution! ComplianceOne® stands out as a highly customizable loan origination and processing system that allows you to select and activate a multitude of features tailored to your business's evolving requirements. Eliminate any uncertainties regarding the compliance of your documents; let ComplianceOne harness the power of our state-of-the-art content engine, Expere®, so you can concentrate on serving your clients effectively. Remarkably, our Expere compliance content is utilized by 5 of the top 10 and 60% of the top 30 banks in the U.S.! With a range of complementary services available at your disposal, you can easily access vital B2B interfaces, including credit bureau services, identity verification, flood checks, HOEPA, CRA/HMDA reporting, e-signatures, and much more, ensuring that your business operates smoothly and efficiently. This integration not only streamlines processes but also enhances your overall productivity and compliance assurance.

Superscript provides coverage for your responsibility to compensate and cover legal expenses associated with unintentional bodily harm or property damage inflicted on the general public, which refers to individuals who are not employed by you. It also protects against liabilities arising from work-related illnesses or injuries sustained by your employees. This insurance is mandatory for the majority of businesses in the UK that have at least one staff member. Coverage extends to your portable equipment and tools, whether they are on your property, at a client's location, or while working remotely. Additionally, it will compensate you for any loss of income resulting from physical damages at your business premises, such as those caused by fires, flooding, or vandalism. Safeguard your commercial property along with its contents from theft and accidental harm, with options also available for inventory, improvements made by tenants, and fittings provided by landlords. Furthermore, if you or an employee is on long-term sick leave due to a doctor's recommendation, hospitalized, or injured and unable to perform work duties, benefits can be provided for as long as 50 weeks. This comprehensive coverage ensures that both your business and your employees are well-protected in various challenging scenarios.

Moody's TreatyIQ provides sophisticated financial modeling and comprehensive analytics for reinsurers regarding treaties and portfolios. This powerful financial model is capable of accommodating intricate treaty arrangements, allowing underwriters to evaluate risk exposure, analyze pricing effectiveness, and develop well-structured portfolios. The platform integrates treaty underwriting and portfolio management into one cohesive ecosystem, facilitating the creation and examination of complex treaty and portfolio setups without the need for manual calculations or workarounds. By leveraging TreatyIQ, underwriters can enhance their treaty reinsurance profitability, fostering opportunities for business expansion and investment. A leading global reinsurer significantly improved its portfolio management by utilizing Moody's RMS TreatyIQ, achieving treaty roll-up processes that were 90 times quicker and reducing blind spots by 14%. Furthermore, by revolutionizing treaty risk analytics, TreatyIQ allows insurers to accurately gauge the marginal effects of each treaty on the entire portfolio, as well as the immediate impact of the overall program. This enhanced clarity ultimately supports more informed decision-making and strategic planning within the reinsurance sector.

Xceedance delivers a wide range of catastrophe and exposure management services aimed at improving risk evaluation and operational effectiveness for insurance companies. Handling more than 120,000 insured clients each day, their offerings include data standardization, risk evaluation, portfolio management, and technology applications driven by research. With an arsenal of over 50 automation tools and three dedicated platform frameworks for data cleansing, visualization, and model integration, Xceedance empowers insurers to make knowledgeable, data-centric choices. Their strategy fuses insurance knowledge with advanced analytics, streamlining workflows to minimize manual labor and enhance cost efficiency. Furthermore, Xceedance offers flexible, pay-per-use access to over 40 catastrophe models through their on-demand catastrophe modeling services, eliminating the necessity for client infrastructure or annual licensing fees. This unique service enables insurers to effectively manage their exposure while conducting predictive modeling with greater agility and precision. By leveraging these services, insurers can significantly improve their overall risk management capabilities.

ValConnect is an innovative valuation fulfillment platform from CoreLogic specifically designed for property valuers, merging CoreLogic’s vast property data with external sources to enhance the efficiency of both remote and on-site inspections. By consolidating a variety of data sources, it minimizes the necessity of navigating through different systems, which not only boosts productivity but also lessens potential risks. The platform provides geospatial overlays that include critical information such as flood risk zones, bushfire impact areas, properties of historical significance, locations of high-voltage power lines, and easements, allowing valuers to evaluate planning and risk elements that can affect property valuation. With its advanced mapping features, supported by Google Maps and ESRI, ValConnect makes it easy to visualize sales data, layer spatial information, delineate property boundaries, and measure features accurately. Additionally, the automation capabilities within ValConnect significantly speed up the valuation process by automatically filling in attributes and sale dates, which decreases the burden of manual data input. Overall, ValConnect serves as a comprehensive tool that not only enhances valuation accuracy but also empowers property valuers with vital insights for informed decision-making.

As urbanization continues to expand rapidly across the globe, cities are facing increasing vulnerabilities to climate change. Significant threats to urban development and the well-being of city inhabitants include Urban Heat Islands (UHI), air pollution, and surface water flooding. It is imperative for local governments to implement strategies that address the challenges posed by urban expansion and climate change. GREENPASS serves as a valuable tool for planners, developers, and municipalities, providing guidance for optimal decision-making throughout the various stages of urban planning and development while addressing up to six urban challenges. This innovative platform enables users to visualize, measure, and compare the effects of green infrastructure and other structural interventions on the urban landscape. By offering tailored solutions for every phase of the urban planning process, from initial draft assessments to detailed execution, GREENPASS effectively supports sustainable urban growth. It employs preliminary analyses derived from machine learning database evaluations and standard analyses based on conventional BASIC simulations, ensuring comprehensive insights for planners.

ChemSep is an advanced column simulator utilized for processes such as distillation, absorption, and extraction, which seamlessly integrates both classic equilibrium stage models and nonequilibrium (rate-based) models within a user-friendly interface. This software boasts an extensive library containing capacity and mass transfer performance parameters for various trays and packings, enhancing the accuracy of modeling real-world column performance. With its design mode, ChemSep offers automatic simulation capabilities and facilitates the determination of column diameter based on specified flood fractions, while incorporating industry-standard design methods and pressure drop calculations for both trayed and packed columns. The program is versatile, supporting a wide range of column configurations and specifications that empower users to effectively address separation challenges. Additionally, ChemSep can function as a standalone tool or be integrated into any CAPE-OPEN compliant flowsheeting software, taking advantage of the relevant thermodynamic and physical property data to optimize its performance. Ultimately, this flexibility makes ChemSep an invaluable asset for engineers and researchers in the field of chemical separation processes.

SS&C Technologies Holdings (NASDAQ: SSNC) stands as the leading administrator for hedge funds and private equity globally, as well as the foremost mutual fund transfer agency. The company's distinctive business approach merges comprehensive expertise in financial services operations with innovative software solutions tailored to meet the needs of the most exacting clients in both the financial services and healthcare sectors. To effectively support credit decision-making and reporting, banks and credit unions require reliable and high-quality information. BANC Mall serves as a convenient online platform that offers access to precise, current credit reports, valuations for vehicles and homes, flood assessments, business insights, and various other pertinent data. By utilizing the resources available through BANC Mall, financial institutions can perform thorough risk evaluations and make informed, lucrative credit decisions. Moreover, this functionality is accessible through a single web interface, eliminating the burden of high monthly fees or subscription costs commonly associated with obtaining reports from credit bureaus or data providers. Therefore, BANC Mall not only streamlines the process but also enhances the overall efficiency of financial operations.

Alliance is a comprehensive and HIPAA compliant Hospital Security Management system crafted by law enforcement experts to effectively manage daily operations alongside significant incidents as they unfold. This software is equipped with a multitude of pre-designed reports that serve as essential tools for both risk managers and the Joint Commission Committee within hospitals. Each feature in Alliance is finely tuned for optimal performance, capable of addressing anything from minor disturbances to major emergencies, such as natural disasters like earthquakes, floods, and hurricanes, as well as man-made threats like terrorism. The system’s integrated Dispatch (Event Desk) feature is specifically designed to alleviate stress for dispatchers while simultaneously reducing the likelihood of input errors. Additionally, its user-friendly interface, along with automated functionalities, accelerates the process of entering incident data, allowing staff to efficiently populate the database through forms that are customized for each specific task, ultimately enhancing overall operational effectiveness. By streamlining these processes, Alliance stands as a vital resource in maintaining hospital security and readiness.

DTN offers precise, unbiased, immediate, and practical insights that enhance the confidence of our 2 million customers while aiding their business choices. We serve industries such as agriculture, energy weather, transportation, and financial analytics—sectors that tirelessly strive to sustain, power, and safeguard our planet. Our conviction is that by equipping our clients with the most dependable and cutting-edge information, they can thrive, leading to collective success for all involved. With our headquarters in Minneapolis and a global presence, we are dedicated to supporting various markets. WeatherSentry, a vital part of our offerings, delivers top-tier insights that enable emergency management agencies and first responders to effectively monitor and prepare for severe weather situations. Clients can receive prompt actionable alerts as well as thorough forecasts encompassing lightning detection, storm pathways, wet-bulb globe temperature predictions, pavement conditions, flood levels, and additional critical data. Our commitment to innovation ensures that we continually adapt to meet the evolving needs of our customers.

KaarbonTech serves as an innovative tool for managing infrastructure assets, transforming geographic and inspection data into actionable insights that enhance decision-making and mitigate risks for highway networks and associated assets. By linking assets with their environments, it provides users with a comprehensive, data-oriented perspective on condition, usage, and maintenance requirements, thereby facilitating the validation of asset conditions, auditing of fieldwork, and the creation of precise asset inventories that ultimately boost productivity, maintenance standards, and work efficiency. The platform features tailored modules like Gully SMART for monitoring drainage conditions and flood risks, Tree SMART for assessing tree health, Grass SMART for managing greenspaces, and Grit SMART for tracking grit bin usage and public interference. Additionally, its robust map-based visualizations and seamless data integration empower organizations to engage in proactive maintenance planning while ensuring effective communication between office and field teams with up-to-the-minute information. This dynamic approach not only streamlines operations but also fosters a more sustainable management of public assets.

SenseFoundry serves as a comprehensive software solution designed specifically for the management of Smart Cities, catering to the requirements of public sector clients. Our SenseFoundry Enterprise platform is aimed at expediting the digital transformation for our enterprise clientele, addressing the multifaceted needs across various industry sectors. Collaborating closely with city officials, we create innovative urban management systems that are forward-thinking. Our platform, seamlessly integrated with the existing IT framework of cities, utilizes advanced AI technologies to convert raw, real-time visual data from urban environments into actionable insights, alerts, and responses. SenseFoundry is instrumental in overseeing the state of essential public infrastructure, including fire hydrants, manhole covers, power poles, and traffic signs. Additionally, it plays a crucial role in monitoring incidents such as traffic collisions, fires, smoke, blocked emergency exits, litter, road deterioration, and illegal parking. Furthermore, the platform is equipped to assess the repercussions of natural disasters like floods and typhoons, ensuring cities can respond effectively to various challenges. As urban areas continue to evolve, the capabilities of SenseFoundry will adapt, providing ongoing support for city management and public safety.

Dragonfile – The Smarter Way to Manage Claims Dragonfile is an intuitive, powerful claims management tool designed specifically for adjusters. Dragonfile, built by industry experts, streamlines workflows, automates update, and organizes documents, helping adjusters save time and reduce stress. Centralized File Management: All claim documents are stored in one place. Automated Reminders and Notifications: Never miss another deadline. Seamless Accessibility: Work from your desktop, tablet or mobile device, wherever you are. Zero to minimal training required - Simple and user-friendly interface designed for adjusters. Customizable Workflows: Adapt your workflow to your needs and work smarter. Dragonfile is a powerful tool that can help you manage P&C and Flood claims. It eliminates manual work and increases productivity.

Asset Management eXpert stands out as a premier solution designed specifically for managing physical and infrastructure assets. Our robust, customizable software aligns with business goals by offering powerful features, versatile functions, and mobile accessibility. As our global reputation continues to grow, we seamlessly integrate expertise from engineering, IT, and asset management, ensuring that all your inspections, maintenance records, and management data are consolidated for smooth daily operations. This solution effectively supports maintenance programs for roads, highways, and related assets, as well as managing inventory, maintenance, and reporting for flood risk assets. Additionally, our comprehensive database system enables efficient logging, reporting, and responding to incidents, thereby enhancing overall asset management efficacy for our users. With Asset Management eXpert, organizations can streamline their processes and improve operational efficiency like never before.

Swiss Re provides an extensive array of reinsurance solutions aimed at assisting insurers in refining risk management and enhancing analytical capabilities throughout the insurance value chain. Their portfolio includes both property & casualty and life & health reinsurance options, delivering customized coverage and cutting-edge tools that address the dynamic requirements of the re/insurance sector. By utilizing state-of-the-art technology and insights driven by data, Swiss Re empowers its clients to manage risks proficiently, boost operational efficiency, and seize emerging market opportunities. The company engages directly with clients and collaborates through brokers, serving a diverse clientele that includes insurance firms, mid-to-large corporations, and public sector entities. Whether offering standard products or bespoke coverage across various business lines, Swiss Re leverages its financial strength, deep expertise, and innovative capabilities to support the risk-taking essential for enterprise growth and societal advancement. This commitment to innovation and client support positions Swiss Re as a leader in the ever-evolving landscape of reinsurance.

Risk Explorer™ is a pivotal tool in enterprise risk modeling, utilized across more than 30 nations globally. As our premier platform for risk and financial modeling, it boasts sophisticated analytics and high-performance simulation capabilities that are both adaptable and user-friendly. A diverse array of users—including insurers, reinsurers, reinsurance brokers, regulatory bodies, and consultants, ranging from small firms to industry giants—leverages Risk Explorer’s cutting-edge modeling features and reliable technology to enhance value within their organizations. The software’s engineering design, combined with its intuitive interface, facilitates the rapid construction of even the most complex corporate risk models within a matter of days once all risks are defined. This swift implementation ultimately leads to the prompt realization of commercial advantages gained from effective financial modeling. Additionally, Risk Explorer™ continuously evolves to meet the changing needs of the industry, ensuring that users remain at the forefront of risk management practices.

OpenFlows CivilStorm is an advanced software tool designed for the thorough modeling and analysis of stormwater systems. Modeling these systems can be intricate due to various factors such as flow backups, pipe surcharges, and other complexities. This software addresses all facets of stormwater management, allowing users to identify bottlenecks in the system, enhance capacity, and mitigate flooding occurrences to ensure compliance with regulatory standards. By utilizing optimized network designs and comprehensive master plans, users can reduce their capital expenditures on infrastructure improvements. OpenFlows CivilStorm effectively analyzes a wide range of stormwater system components, including rainfall, runoff, inlet capture, bypass mechanisms, as well as gravity and pressure piping structures. Users can also model ponds, outlet structures, open channels, and culverts, providing a full spectrum of stormwater modeling capabilities. Furthermore, it allows for the assessment of both pressure and free-surface flow conditions across complex networks, enabling the design of sophisticated pond outlets under varying tailwater scenarios. It also supports the integration of weirs, orifices, culverts, risers, and inlet boxes into system designs, making it a versatile choice for stormwater management professionals. Thus, OpenFlows CivilStorm stands as an essential tool for those seeking to optimize their stormwater systems efficiently.