Alternatives to IBM App Connect

SBS Banking Platform is a flexible, cloud-native solution that empowers financial institutions to scale at their own pace, offering seamless, digital-first experiences anytime and anywhere. As a fully integrated, front-to-back platform, it drives innovation across a wide range of sectors, including retail, corporate, and neobanking. Whether it’s digital and open banking, deposits, payments, lending, or compliance, SBS Banking Platform provides the tools and infrastructure needed for financial institutions across EMEA to stay ahead of the competition. The platform’s versatility allows for tailored solutions, enabling banks to innovate and meet evolving customer demands. Trusted by top-tier banks, SBS Banking Platform is widely recognized by industry leaders such as Gartner, Forrester, NelsonHall, and IBS for its transformative impact on the financial services landscape. Recent accolades, including recognition by Omdia for digital banking, Chartis for regulatory reporting, and NelsonHall for Cloud, SaaS & BPaaS, highlight the platform’s role in driving progress and excellence in the financial sector.

Amazon EventBridge serves as a serverless event bus that simplifies the integration of applications by utilizing data from your own systems, various Software-as-a-Service (SaaS) offerings, and AWS services. It provides a continuous flow of real-time data from event sources like Zendesk, Datadog, and PagerDuty, efficiently directing that information to targets such as AWS Lambda. By establishing routing rules, you can dictate the destination of your data, enabling the creation of application architectures that respond instantaneously to all incoming data sources. EventBridge facilitates the development of event-driven applications by managing essential aspects like event ingestion, delivery, security, authorization, and error handling on your behalf. As your applications grow increasingly interconnected through events, you may find that greater effort is required to discover and comprehend the structure of these events in order to effectively code responses to them. This can enhance the overall efficiency and responsiveness of your application ecosystem.

SAP Integration Suite is a robust integration platform as a service (iPaaS) that facilitates the seamless connection of both on-premise and cloud-based applications and processes through a variety of tools and prebuilt content curated by SAP. By utilizing these tools and prebuilt resources, organizations can effectively tackle a wide array of integration challenges, which encompass integration flows, connectivity to third-party solutions, and managing APIs. This platform enables enterprises to connect and personalize experiences, fostering a culture of innovation that begins with integration. It empowers users beyond just central IT, allowing for greater flexibility and creativity in integration processes. The iPaaS solution provides a cloud service designed for various integration scenarios, including application, data, process, and service-oriented architecture (SOA) integrations. As a multitenant platform, it supports diverse integration types such as cloud-to-cloud, cloud-to-on-premise, on-premise-to-on-premise, and B2B integration. Moreover, it is optimized for real-time integration, ensuring that it can scale to accommodate the high-volume demands of mobile applications and electronic data interchange environments, thus enhancing operational efficiency across the board. This versatility makes SAP Integration Suite an essential tool for organizations looking to streamline and enhance their integration strategies.

A powerful iPaaS platform for integration and business process automation. Linx is a powerful integration platform (iPaaS) that enables organizations to connect all their data sources, systems, and applications. The platform is known for its programming-like flexibility and the resulting ability to handle complex integrations at scale. It is a popular choice for growing businesses looking to embrace a unified integration strategy.

Gravitee.io, the most cost-effective, performant, and cost-effective Open Source API Platform, allows your organization to securely publish, analyze, and secure your APIs. Gravitee.io's OAuth2 OpenID Connect (OIDC), and Financial-grade API(FAPI) certified servers allow you to manage your identities. Gravitee.io APIM allows you to control precisely who, when, and how your APIs are accessed by your organization. It is lightweight, flexible, and lightning-fast. Gravitee.io allows you to manage, monitor, deploy, and secure your APIs with strong governance features like API review and API quality. Your API consumers can fully engage with your business through a Gravitee.io portal. This will ensure high quality engagement in the digital age.

Qwist stands as the foremost independent B2B2X open finance platform in Europe, delivering an extensive array of products aimed at optimizing financial services and improving customer interactions. The platform's mbed digital lending suite integrates flawlessly with e-commerce sites, allowing digital retailers and marketplaces to partner with top banks for immediate access to a range of financing solutions, which fosters a distinctive, complete customer experience. It offers cutting-edge payment solutions tailored for high-value items, streamlining the entire digital lending process with options that include consumer credit and installment payments. Additionally, Qwist supplies real-time insights into financial transaction data, ensuring detailed categorization, verification of financial identity, assessment of disposable income, initiation of payments, and insights into risk. This robust toolkit enables businesses to harness thorough financial data for purposes such as verification, risk mitigation, and enhancing sales opportunities, thereby driving greater efficiency and effectiveness in their operations. As a result, Qwist not only enhances the financial service landscape but also empowers businesses to create more personalized and effective customer experiences.

Trovata offers modern treasury software that allows users to onboard in just minutes without any need for IT support or lengthy implementation processes. Utilizing open banking and ERP integrations, Trovata automates the aggregation, normalization, and analysis of financial data, enabling real-time reporting on cash positions and trends. With pre-integrations for most banks, users can connect swiftly and maintain constant updates without the hassle of downloading .CSV files from banking websites. As an open banking platform, Trovata empowers businesses to instantly assess their cash levels, forecast efficiently, and manage cash flow with accuracy. Traditionally, 75% of the effort involved in cash analysis consists of manually compiling data and updating Excel models, which can be time-consuming and error-prone. By adopting Trovata.io, companies can eliminate these tedious manual workflows and significantly improve their financial management processes. This innovative approach not only streamlines operations but also enhances overall decision-making by providing a clearer picture of cash availability.

elastic.io, a SaaS startup that was born in the cloud, offers an Integration Platform as a Service to enterprises and software vendors since 2013. The company's main product, a hybrid, microservices-based, integration platform as a services (iPaaS), ensures the automatic, faultless, and secure exchange data that is scattered across various business software applications, platforms, and IT systems, both behind the firewall and in the cloud. elastic.io was acquired by mVISE Group in 2017, a German publicly traded IT consulting company with more than 15 years of experience in enterprise IT consultancy and project management. Our primary goal is to support large corporations as well as mid-sized businesses in their digital strategy initiatives. We help them spend less time gathering data across the organization and instead have enough time and resources for using this data to improve business operations.

With industry-leading IBM API Connect, you can expertly secure and manage all aspects of your API ecosystem across multiple cloud platforms. This includes boosting socialization efforts and monetization efforts. IBM API Connect®, a complete, intuitive, and scalable API platform, allows you to create, securely expose and manage APIs across multiple clouds. This allows you and your customers to power digital applications and encourage innovation. IBM API Connect can also be used with other capabilities as an IBM Cloud Pak®, which can help you reach your application modernization goals in your journey to the cloud. IBM API Connect security is built using the advanced IBM(r] DataPower(r] Gateway. It comes with a single, signed and encrypted gateway that greatly reduces the risk of cybersecurity incidents. IBM API Connect has 22% market share, more than any competitor1.1 It's a trusted API solution that manages and protects services and data across multiple cloud environments.

We provide the necessary technologies and services, drawing on our vast experience in the design, implementation, and management of large-scale loyalty programs, including merchant-funded initiatives worldwide. Our services and technology are offered in a modular format tailored to align with your specific business goals and budget constraints. With a collaborative approach, we provide fully outsourced solutions that allow you to entrust every aspect to us, while also supporting clients who prefer to leverage our top-tier technology, concepts, or expertise while managing their programs with their own internal resources—ultimately, the decision is yours, and we will adapt accordingly. Our SaaS platform is both modular and scalable, offering a comprehensive end-to-end solution for merchant-funded programs that requires no IT projects to implement, allowing it to function as a standalone solution. Should you need it, our platform easily integrates with your existing systems, and it is certified PCI DSS level 1 and compliant with GDPR's "store on soil" requirements. Additionally, our system offers real-time integration with major payment networks like Visa, American Express, and Mastercard, and is also certified for open banking, ensuring a seamless experience for your customers. This flexibility enables businesses to choose how they want to engage with our services while benefiting from cutting-edge technology and support.

Craft seamless experiences for all using a robust enterprise-grade iPaaS integration—any service, any location, any method you prefer. Many organizations face challenges with a variety of platforms, systems, and integrations, leading to a tangled web of connectivity issues. IBM® webMethods provides a hybrid integration platform as a service (iPaaS) designed to simplify this complexity. It enables you to manage applications, APIs, B2B interactions, and files securely across multiple environments, all while reducing costs associated with launching products and entering new markets without extensive technological overhauls. Optimize all your integrations to quickly adapt to immediate business needs and ensure the delivery of exceptional experiences. By leveraging such a platform, organizations can enhance their operational efficiency and foster innovation across various sectors.

Apache Camel is an open-source integration framework that simplifies the process of connecting diverse systems that either generate or consume data. It encompasses a wide range of Enterprise Integration Patterns, as outlined in the notable book by Gregor Hohpe and Bobby Woolf, and also incorporates contemporary integration patterns derived from microservice architectures to effectively address integration challenges using established best practices right out of the box. This framework can function independently or be integrated as a library within environments such as Spring Boot, Quarkus, application servers, or cloud platforms. The various subprojects within Camel are designed to enhance user experience and streamline tasks. With an extensive collection of several hundred components, Camel facilitates access to databases, message queues, APIs, and virtually any other resource imaginable. Moreover, it supports approximately 50 different data formats, enabling seamless message translation across multiple formats, with compatibility for industry-standard types from sectors like finance, telecommunications, and healthcare, thereby ensuring comprehensive integration capabilities. This versatility makes Camel a powerful tool for developers aiming to create robust integration solutions across various platforms and industries.

DataSpider Servista boasts compatibility with over 80 adapters tailored for prominent data sources. It seamlessly integrates IBM Notes, kintone, Salesforce, and your preferred SAP applications, ensuring they function together as needed. The system adheres to established protocols without altering any existing frameworks. For instance, when establishing a connection with Salesforce, DataSpider Servista complies with all requisite Salesforce standards. Simply enter the connection details, configure your data acquisition, and DataSpider Servista begins its operation—connecting to Salesforce requires just these two straightforward steps. Additionally, it interfaces effortlessly with major cloud platforms such as Microsoft Azure and Amazon Web Services. We also stay updated on the latest offerings in services and applications, allowing us to deliver the most sought-after connecting adapters. DataSpider Servista demonstrates remarkable adaptability across various databases, protocols, and file types. Furthermore, it's just as simple to terminate or redirect a connection using an adapter, making it a user-friendly solution for data integration challenges. This versatility ensures that users can navigate their data landscape with ease and efficiency.

Ethereum is a community-driven platform that serves as the backbone for the cryptocurrency ether (ETH) and a myriad of decentralized applications. This innovative technology facilitates not only digital currency transactions but also global payments and various applications. Through collaborative efforts, the community has established a vibrant digital economy, providing creators with new opportunities to generate income online and much more. Accessible to anyone with an internet connection, Ethereum breaks down barriers for billions who either lack bank accounts or face restrictions on their financial transactions. Its decentralized finance (DeFi) framework operates continuously without bias, allowing users to send, receive, borrow, earn interest, and even stream funds globally. In contrast to traditional internet services that often require sacrificing personal data control, Ethereum maintains openness as a fundamental principle – all that's needed is a wallet to participate. By staking your ETH, you can contribute to the network as a validator, helping to secure and maintain the integrity of this groundbreaking platform. As a result, Ethereum not only empowers individuals but also fosters a more inclusive financial system for everyone.

CData Arc, a leading B2B software and data connectivity solution, is used for secure managed file transfer (MFT), EDD processing and back-office integration. It connects enterprise applications such as CRMs, ERPs and RDBMS to automate complex processes. The application supports file transfer via a wide range of B2B messaging protocols, including AS2, AS4, OFTP and SFTP. Arc also supports interactive EDI mapping, translation and support for all major EDI protocols and standards such as X12 or EDIFACT. The codeless visual interface allows users to create complex workflows by using drag-and-drop workflow management. Drag-and-drop can also be used to transform data, allowing users to map data between formats such as JSON, XML and CSV. Get a 30-day free trial or more information on our website

All your customer management needs can be met with a fast and flexible decision engine. Paris is easy to use and adopt due to its intuitive user interface. Paris is a highly configurable and flexible decision engine system that allows for maximum flexibility and growth. You can implement models, both machine learning and traditional, across multiple products and decision science applications. These include marketing, credit scoring, customer management, collections, and marketing. It can be audited with all input, derived, and output variables available to any reporting suite. Software that is flexible and business-oriented Visualization and interaction with decision trees Analysis and design of an 'open box strategy'. Continuous improvement and strategy testing Route planning and decision making that is reliable and accurate. Multi-bureau and open bank support.

Integrate your application seamlessly with your users’ financial information using a secure and straightforward Open Banking API. Create innovative and captivating products that will delight your users. Their financial data is available in various formats from numerous sources, and we facilitate access to over 90% of personal and business bank accounts across Latin America, including connections to tax agencies and gig economy platforms. With our Connect Widget, you can embed this feature into your product within minutes, allowing you to save valuable development time and concentrate on what truly matters. Our platform is designed with top-tier security measures and is currently in the process of obtaining ISO 27001 certification. Effortlessly connect your users’ financial accounts and enhance their data in just a few simple steps. From lending solutions to smart saving strategies, we’re here to help you develop exactly what your users require. By accessing, aggregating, and analyzing customers’ financial details, such as their income, you can create superior borrowing experiences that meet their needs effectively. Ultimately, our goal is to empower you to deliver exceptional financial solutions.

TrueLayer stands out as a premier technology firm that offers secure and worldwide access to financial systems. Our APIs empower developers to create top-tier products that can access data and facilitate payments instantaneously and securely. Established in 2016, TrueLayer has partnered with major global banks, is supported by prominent venture capital firms, and is trusted by leading fintech companies like Monzo, Revolut, and Zopa. By democratizing open banking through our platform, TrueLayer allows developers from various sectors — ranging from emerging startups to large enterprises — to transform financial services. Operating in the UK, Europe, and Australia, TrueLayer simplifies the integration of advanced payments and financial data into any application. Create innovative products that resonate with your users, enabling seamless money transfers at competitive rates while ensuring an exceptional user experience. Our solution eliminates the need for cards, minimizes fraud risks, and avoids chargebacks, ensuring a smooth financial transaction process.

Experience a global cryptocurrency payment solution that is not only straightforward but also robust and easy to implement. Enhance your revenue and combat fraud with a customizable on-and-off-ramp that creates smooth experiences for users worldwide. MoonPay serves as the backbone for leading cryptocurrency wallets, apps, and websites by providing a comprehensive payment solution. Customers can conveniently make instant bank transfers through Open Banking in the UK and EU, with ACH support on the horizon. Our user-friendly KYC process simplifies the onboarding experience, allowing you to expand your user base while addressing the critical issues that often cause customer drop-off. The innovative pass-through KYC feature ensures that your existing data is seamlessly integrated, preventing customers from needing to verify their identities multiple times. With extensive testing across numerous integrations, we have compiled all the necessary resources to facilitate a quick and easy payment acceptance setup. This way, you can focus on what matters most—growing your business and serving your customers effectively.

Vitria's BusinessWare uniquely merges the functionalities of an Enterprise Service Bus with business process management and event-driven integration within a cohesive modeling and execution framework. This integration platform is specifically designed to handle intricate business processes, including order fulfillment, supply chain management, insurance claims, and financial transactions. Additionally, BusinessWare serves as the foundation for Vitria's tailored process applications aimed at the telecommunications and healthcare industries. By offering comprehensive features for application integration alongside business process management (BPM) and business-to-business (B2B) integration, BusinessWare delivers a seamless solution that facilitates the modeling, execution, monitoring, and oversight of end-to-end processes that traverse various systems and organizations. With its robust capabilities, Vitria's BusinessWare stands out as an essential tool for businesses looking to enhance their operational efficiency and adaptability.

PM1 is employed by numerous leading private wealth management banks worldwide to oversee assets on an international level, utilizing various booking centers. Its fundamental advantages stem from PM1's provision of the most extensive features available in the front-/mid-office software category, which facilitates complete life-cycle management within the private banking sector. This encompasses everything from comprehensive client regulatory compliance to consolidated reporting across multiple booking centers, all while delivering an exceptional user experience. PM1 stands out as the sole software solution capable of fulfilling the expectations of contemporary banks that seek a blend of digital excellence and personalized service. Additionally, recognizing that no software operates in a vacuum, PM1 boasts top-tier interfacing capabilities that allow seamless integration with essential banking systems, order execution platforms, and a wide range of commonly employed applications. Furthermore, hosting solutions are flexible, offering options that include on-premise installations, the PM1 Cloud, and collaboration with the Finstar Open Banking platform for enhanced accessibility and performance. Ultimately, PM1 not only meets but exceeds the multifaceted needs of the modern financial landscape.

IBM Cloud Pak for Integration® serves as a comprehensive hybrid integration platform that employs an automated, closed-loop strategy to facilitate various integration styles within a cohesive interface. It allows businesses to unlock their data and assets as APIs, seamlessly connect cloud and on-premises applications, and ensure reliable data movement through enterprise messaging systems. Additionally, it enables real-time event interactions, facilitates cross-cloud data transfers, and allows for scalable deployment using cloud-native architecture alongside shared foundational services, all while maintaining robust enterprise-grade security and encryption. By leveraging this platform, organizations can optimize their integration processes using a multi-faceted approach that is both automated and efficient. Moreover, innovations such as natural language-driven integration flows, AI-enhanced mapping, and robotic process automation (RPA) can be implemented to further streamline integrations and utilize specific operational data for ongoing enhancements, including improved API test generation and workload management. Ultimately, this comprehensive suite empowers businesses to achieve superior integration outcomes and adapt to evolving demands effectively.

With an easy-to-use application, service, and workflow integration platform, connect your systems and apps to the cloud and on-premises. Drag-and-drop workflow designers and codeless connectors speed deployment. Easy integration of all web service (SOAP/REST), endpoints. Use your existing.NET skills to reduce integration costs by up to 70% Find a better way to modernize and integrate enterprise systems. Neuron ESB, an easy-to use yet powerful enterprise service bus (ESB), simplifies messaging and Web services enablement to accelerate service-oriented architecture adoption.

Axway's Amplify Open Banking stands out as a robust solution tailored for financial institutions to effectively manage the intricacies of open banking regulations while integrating smoothly into digital ecosystems. This platform not only ensures compliance with important legislation like the CFPB Dodd-Frank Act Section 1033 by removing insecure practices such as screen scraping, but also enhances consumer consent management processes. By offering prebuilt APIs that meet open banking standards, it enables the swift introduction of innovative services without causing disruptions to operations. Moreover, the platform includes tools for API monetization, empowering institutions to generate new revenue streams while maintaining secure and dependable data management practices. With functionality that includes low-code/no-code options and an integrated API marketplace, Amplify Open Banking promotes an intuitive experience for developers, facilitating quicker deployment of business processes and encouraging wider adoption of APIs. Ultimately, this comprehensive solution not only streamlines regulatory compliance but also positions financial institutions for future growth in an ever-evolving digital landscape.

Design a robust and flexible message-driven enterprise backplane that facilitates distributed, parallel data flows among endpoints to ensure dynamic scalability and extensibility. The Fiorano Hybrid Integration Platform (HIP) empowers integration experts and application developers within organizations to swiftly implement a lightweight yet potent IT infrastructure backbone, which supports asynchronous information sharing throughout the extended enterprise. By consolidating various systems—whether on-premise or in the cloud—Fiorano HIP harmonizes the adaptability of cloud solutions, the security of on-premises architectures, and the computational strength of multiple executions. This enables organizations to swiftly respond to fluctuating market dynamics by embracing a dynamic and scalable framework. Furthermore, it enhances the exchange of information and optimizes processes, leading to higher efficiency and productivity levels. Leveraging real-time data availability allows for expedited decision-making across departments, ensuring that businesses can promptly meet the evolving demands of their customers, ultimately fostering a more responsive and agile enterprise. In this way, Fiorano HIP not only improves operational capabilities but also positions organizations for future growth and innovation.

PSD2 is designed to oversee innovative digital payment services, ensure transparency, and improve the security of online transactions. Additionally, it fosters competition in the payment markets and mandates that all banks achieve compliance with its standards. In response to the increasing need for comprehensive solutions, we have developed an Open Banking Suite with a modular framework that includes an API hub known as Up2Connect, a strong customer authentication (SCA) component called Up2Seal, and a payment terminal referred to as Up2Pay. This solution not only adheres to the Berlin Group standards but also complies with local regulations applicable to users. Financial institutions have the flexibility to either integrate specific modules they require or opt for bundled integration. By utilizing the Up2Connect module for open banking compliance and the Up2Seal module for enhanced security, Sirma positions itself as a reliable technological partner. We are confident that the transformations initiated by PSD2 will significantly contribute to a digital revolution within the financial sector, paving the way for more innovative and secure payment options. As the landscape evolves, our suite is prepared to adapt to emerging trends and regulations.

The Ninth Wave Platform presents a unified and robust open banking solution that allows financial institutions to share permissioned data securely and efficiently with various third-party applications, such as aggregators, fintech firms, accounting and ERP systems, personal finance management tools, tax preparation software, and other consumer and business applications. By utilizing Ninth Wave, retail and commercial banks, credit unions, wealth managers, and other financial services entities can provide their customers with swift and convenient access to their information on their own terms, available anytime through any chosen application or service. This innovative approach not only enhances the digital experience for users but also fosters greater satisfaction and loyalty, attracts a broader customer base, generates new revenue opportunities, mitigates risks, and ensures compliance with regulatory requirements for clients. Ultimately, Ninth Wave empowers financial institutions to adapt to the evolving landscape of digital banking while maintaining a competitive edge.

Banfico stands out as a reliable provider of open banking technology, delivering a range of scalable, secure, and regulation-compliant solutions specifically designed for banks and fintech companies. Our dedicated open banking API adheres to Financial Grade API (FAPI) standards and is compatible with major global frameworks, including Open Banking UK, Berlin Group, and STET. This robust enterprise-grade API prioritizes customer identity verification, authentication, and security, facilitating smooth integration with core banking systems while providing comprehensive solutions such as customer authentication and consent management. Additionally, the OB Directory serves as a compliant repository of standardized information regarding active regulated entities, linking to all National Competent Authority (NCA) registers and the European Banking Authority (EBA), with updates occurring in real time every two hours. Furthermore, Banfico's Modified Customer Interface (MCI) ensures a secure interface that aligns with Open Banking and GDPR regulations, allowing banks to swiftly and efficiently meet compliance requirements while reducing their overall costs. This comprehensive approach positions Banfico as an essential partner for financial institutions aiming to navigate the complexities of open banking effectively.

With the increase in payment channels, the avenues available for fraudsters have also expanded, raising the potential liabilities for banks significantly. The rise of real-time payments, Open Banking, and digital interactions only serves to escalate these issues further. Conventional anti-fraud measures struggle to effectively thwart payment fraud, as they typically depend on numerous static and reactive rules that are inadequate for identifying emerging fraud patterns and often generate excessive false alarms. By utilizing cutting-edge 3D artificial intelligence (3D AI) technology, the NetGuardians platform, known as NG|Screener, provides real-time surveillance of all bank payment transactions, enhancing fraud detection while minimizing false positives. This advanced system pinpoints suspicious payments linked to social engineering tactics or scams, such as invoice redirection, romance fraud, and CEO impersonation, while also correlating these incidents with indicators of digital banking fraud, including eBanking and mBanking sessions compromised by malware or takeover fraud stemming from identity theft. As the financial landscape continues to evolve, innovative solutions like NG|Screener are essential for safeguarding banks and their customers against increasingly sophisticated fraud threats.

Unlock the full advantages of open banking through a single platform. Our Banking API aggregator enables seamless integration with all European banking APIs via one unified interface. This ensures a swift and efficient connection to banking APIs without the hassle of addressing the varying implementation standards among different banks. With over six specialized sandboxes tailored for our clients, we have honed our expertise to develop a solution that is not only quick to implement but also user-friendly. By providing a robust API connection, we allow you to concentrate on growing your business. Our offerings include time-and-material staff outsourcing, which encompasses engineers, architects, and project managers, but we primarily focus on delivering fixed-price projects that come with a clearly defined scope, timeline, and budget—often utilizing a nearshore model. This approach renders our services both highly effective and competitively priced. To date, we have successfully completed more than 5,000 integration services and integrated 1,500 systems, demonstrating our commitment to excellence in the field. As a result, clients can confidently rely on us to streamline their banking integration processes.

Salt Edge, a fintech leader in creating and providing open banking solutions, takes intercommunication and interoperability between banks, third-party service providers, and their end-users to a whole new level. With offices in Toronto, London, Chisinau, Milan, Bucharest, and now expanding to the Middle East. The main vectors the company focuses on are: 1. Open Banking Gateway - allows lenders, accounting software, banks, BFMs, PFMs, iGaming companies, and different other companies to instantly connect to all customers’ bank accounts in Europe, APAC, Americas, and MEA for account information and/or payment initiation, via one unified API. 2. Open Banking and PSD2 Compliance Solution - enables banks and eWallets to become compliant with PSD2 and Open Banking requirements in 1 month, with minimal resources. ISO 27001 certified and open banking licenced, the company employs the highest international security measures to ensure stable and reliable connections between financial institutions and their customers. The company offers secure connectivity to 5,000+ financial institutions in 50+ countries. Salt Edge has been named a Strong Performer in The Forrester Wave™: Open Banking Intermediaries, 2023 Report.

Become a part of Portfolio+, a platform designed to link clients with financial service providers for a tailored banking journey. Our consumer-focused banking interface, combined with powerful APIs, delivers customized financial solutions while ensuring the utmost protection of client information. We offer secure and proven financial software solutions that foster business growth for technologically advanced, interconnected financial institutions. By utilizing our open banking platform, we not only empower consumers but also create revenue opportunities for financial service providers. Our core banking system guarantees seamless transaction efficiency throughout the Canadian banking landscape. Additionally, we provide essential training and consultancy services to help finance professionals leverage the advantages of fintech. With over 30 years of experience, Portfolio+ is leading the charge in the open banking revolution in Canada, continuously creating cutting-edge financial products and services through a dedicated team of finance and technology experts. Join us in shaping the future of banking, where innovation meets customer-centric solutions.

Flinks enables the open, consent-based exchange of financial data and empowers you to connect consumers with the services they want. Flinks Enrichment is the smart analytics layer on top of your raw retail and business banking data. Whether your data pipeline is coming from Flinks, or you’re BYOD (bringing-your-own-data) from your existing integrations—extracting actionable, model-ready insights for credit risk analysis, income verification, life event detection or fraud prevention couldn’t be easier. Flinks Connectivity offers the largest financial data network coverage, allowing your customers to use your services by easily and securely connecting their financial accounts and sharing the data you need. From KYC to transactional data and assets, Flinks Connectivity is the backbone that will power your business and put you ahead of the competition. Flinks Outbound provides the Open Banking infrastructure you need to launch and adapt quickly in a dynamic market and regulatory environment. Winning with open banking goes far beyond just technology and APIs. Our extensive network of third-party applications that millions of Canadians are already using can become your launch

Powens stands out as a premier platform for open finance and embedded banking, enabling financial institutions, fintech companies, and software providers throughout Europe and Latin America to develop cutting-edge products while enhancing their financial workflows with seamless and fully automated banking and payment solutions. With connections to more than 1,800 financial institutions in over 12 European nations, Powens provides instantaneous access to standardized bank account information, which includes detailed balances, transaction histories, and past data from current accounts. Their extensive offerings feature data and document aggregation, data processing, as well as accounts and payment solutions, ensuring a comprehensive approach to financial operations. Furthermore, Powens maintains exceptional quality benchmarks, boasting a remarkable 99.5% success rate in data refreshes and a 99.95% API availability rate sustained over an impressive span of 11 years. These standards reflect Powens' commitment to reliability and innovation in the financial technology sector. Ultimately, their robust platform not only enhances user experience but also fosters greater trust among their diverse clientele.

Our innovative Auto Decision Platform (ADP) streamlines processes for lenders, reducing time, costs, and mistakes, thereby enhancing profitability. This versatile and highly acclaimed program opens up a world of opportunities upon implementation. With our state-of-the-art decision-making services, credit risk professionals can easily design and adjust decision-making logic as needed. The next-generation, private-cloud-based Auto Decision Platform (ADP) provides thorough, automated decisions through direct customer engagement while ensuring compliance for lenders. Utilize our extensively interconnected suite of integrations, which includes consumer and commercial CRA data, various Open Banking sources, eKYC and fraud prevention tools, along with verification services for mobile, email, device ID, AVM, and Land Registry products to effectively implement your decision-making strategy. Furthermore, ADP empowers users to create, modify, test, and launch personalized scorecards via a user-friendly interface, making the process even more efficient and tailored to specific needs. This platform not only saves time and resources but also fosters innovation in decision-making processes.

Service-oriented architecture has truly embraced the modern era. With Warewolf, developers can utilize a low-code, visual, flow-based environment that enables drag-and-drop functionality to design and construct microservices, which can subsequently be accessed directly within their software applications. This innovation drastically reduces development time, transforming what once took months into mere days, and fundamentally changing our approach to the SOA framework. A significant advantage of Warewolf is that it eliminates the need for learning new skills; if you have experience with any drag-and-drop design tool, you'll quickly acclimate to Warewolf. Creating intricate systems and integrations has never been simpler—it's as straightforward as making a flowchart. By using Warewolf Studio, you will outline and develop your microservices in a familiar manner. Afterward, just provide the necessary variables and credentials, incorporate as many connectors as needed, and seamlessly invoke Warewolf from within your application, allowing for unparalleled efficiency in development. Ultimately, this tool empowers developers to innovate without the traditional barriers of complexity.

Priority Commerce presents a comprehensive commerce platform aimed at optimizing revenue and promoting growth through its Priority Commerce Engine (PCE). This platform consolidates various financial services, empowering businesses to efficiently collect, store, lend, and transfer funds. Utilizing tools such as MX Merchant, users can manage billing, sales tracking, and customer interactions in one place, ensuring same-day funding across diverse payment methods like cards, ACH, and cash. Additionally, Priority Commerce accommodates a range of fee-based solutions, allowing for tailored payment processing that meets the unique demands of different businesses. For developers and independent software vendors (ISVs), Priority offers secure and feature-rich APIs that integrate effortlessly into applications, providing low-code or no-code options to accelerate development. Moreover, it automates banking operations, boosts financial transparency, and implements strong security protocols to mitigate fraud risks. This integrated approach not only enhances operational efficiency but also supports businesses in adapting to the evolving marketplace.

Artix by OpenText offers a versatile and straightforward integration solution that allows organizations to swiftly create, implement, and oversee highly secure services in either C++ or Java. It can function as a complete Enterprise Service Bus (ESB) or assist in modernizing current investments, thus opening doors to new opportunities and revenue streams for businesses. Additionally, Artix serves as a seamless extension to any CORBA deployment, enabling existing CORBA applications to work alongside non-CORBA technologies without requiring modifications or losing functionality. Featuring the industry-leading Orbix 6 runtime, Artix ensures enterprise-level quality of service that transcends technical limitations. By establishing a peer-to-peer network of intelligent, standards-compliant endpoints utilizing existing infrastructure, Artix allows enterprises to initiate low-risk, high-reward SOA projects and progressively expand their services as necessary. This capability to adapt and grow makes Artix a valuable asset for organizations looking to enhance their service-oriented architecture.

Peregrine Connect, a simple-to-use application, workflow, service integration, and management platform, is built on Microsoft.NET Core. It allows organizations to use existing.NET resources to connect systems and applications in a fraction the time and at a lower cost than more complicated integration products.

Utilihive, a cloud-native big-data integration platform, is offered as a managed (SaaS) service. Utilihive, the most popular Enterprise-iPaaS (iPaaS), is specifically designed for utility and energy usage scenarios. Utilihive offers both the technical infrastructure platform (connectivity and integration, data ingestion and data lake management) and preconfigured integration content or accelerators. (connectors and data flows, orchestrations and utility data model, energy services, monitoring and reporting dashboards). This allows for faster delivery of data-driven services and simplifies operations.

InterSystems Ensemble provides a data platform that allows you to create integrated solutions, orchestrate and use messaging queues. Built-in Data Repository and Message Repository Ensemble, according to the vendor, offers high-performance data processing and guaranteed message delivery. It also allows for resumption and resumption business processes that have been interrupted. It also provides analytics of both historical and real-time data and reliability through its database mirroring technology. Framework and adapter library Ensemble adapters allow for out-of-the box connectivity and data transformations for packaged apps, databases, industry standard protocols, protocols, and technologies - such as SQL, HL7 and SOAP. SOAP and object inheritance make it easier to create any custom adapters. Ensemble's unit-testing service allows custom adapters to be tested without the need to complete the entire project.

Enhance your digital transformation journey through seamless connectivity to Oracle, along with integration capabilities for third-party SaaS and on-premises applications, complemented by ready-to-use process automation templates and an easy-to-navigate visual app builder. Experience quicker and simpler data migration and integration. Provide real-time, enriched, and reliable data from various cloud and on-premises sources to facilitate meaningful analytics. Discover how Oracle Cloud Infrastructure (OCI) empowers you to craft innovative user experiences, unlock the full potential of your data, and set your business apart from the competition. Oracle Integration features unique application adapters developed by Oracle's own experts, ensuring your applications are primed for connection. With a vast selection of top-tier third-party adapters, seamless integration is at your fingertips. Additionally, obtain valuable insights into comprehensive business process metrics and key performance indicators (KPIs) that span across numerous processes and applications, enabling you to make data-driven decisions that propel your business forward.

While cloud applications are straightforward to implement, integrating them can pose significant challenges. However, with webMethods.io Integration, connecting your SaaS applications and streamlining your business processes has never been simpler. This robust integration platform as a service (iPaaS) combines the functionalities typically found in enterprise service buses (ESBs), data integration solutions, API management software, and B2B gateways. As organizations increasingly adopt SaaS solutions like Salesforce.com®, Marketo®, SuccessFactors®, and ServiceNow®, the demand for quick and efficient integration of cloud applications continues to rise. webMethods.io Integration offers a solution that empowers your entire organization with this essential capability. Notably, it is designed so that even non-technical users can effectively leverage their SaaS applications to achieve optimal results. Ultimately, this user-friendly approach to integration enables businesses to enhance productivity and drive innovation more easily.

Improve integration efficiency. Boost customer engagement. DCKAP Integrator is a leader in B2B ERP integration. It creates a unified integration experience across CRM, ERP, and eCommerce applications. The ERP Integration Platform is designed to solve your daily integration problems. Distributors can manage multiple enterprise business applications from one place with DCKAP Integrator cloud platform. Say goodbye to delays and miscommunications. All complex integrations can be managed from one platform. Get the industry's best enterprise integration platform. DCKAP Integrator ERP integration platform is an all-encompassing middleware. It provides a robust, flexible, and scalable integration platform. You can manage multiple applications from one dashboard and keep them all connected. You can share hardware and software resources, as well as manage and update them from one dashboard.

Utilize high-performance ETL for data ingestion, whether through mass ingestion or change data capture methods. Seamlessly integrate data across any cloud environment using ETL, ELT, Spark, or a fully managed serverless solution. Connect and unify applications, regardless of whether they are on-premises or part of a SaaS model. Achieve data processing speeds of up to 72 times faster, handling petabytes of data within your cloud infrastructure. Discover how Informatica’s Cloud Data Integration empowers you to rapidly create high-performance data pipelines tailored to diverse integration requirements. Effectively ingest databases, files, and real-time streaming data to enable instantaneous data replication and analytics. Facilitate real-time app and data integration through intelligent business processes that connect both cloud and on-premises sources. Effortlessly integrate message-driven systems, event queues, and topics while supporting leading tools in the industry. Connect to numerous applications and any API, enabling real-time integration through APIs, messaging, and pub/sub frameworks—without the need for coding. This comprehensive approach allows businesses to maximize their data potential and improve operational efficiency significantly.